39 Captiva Cir #39, Destin, FL 32550
Property image
Property image
FOR SALE

$1,095,000

  • 3 Beds
  • 3.5 Baths
  • 2,502 sqft

39 Captiva Cir #39, Destin, FL 32550

Est. Mortgage $6,805/mo*
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Home Highlights

Townhouse
Built in 2007
$438/sqft
2 Car Garage

Local Information

  • Map ViewExplore the area around 39 Captiva Cir #39.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Private pool
Located in the exclusive Tops'l Beach & Racquet Resort, this furnished 3BR/3.5BA townhouse offers exceptional versatility as a primary residence, second home, or short-term rental investment. The first-floor primary suite provides privacy and convenience, while the spacious 2-car garage with fresh epoxy flooring offers ample room for bikes, beach gear, and organized storage. One of only 22 units in this intimate enclave, owners enjoy a private pool and walkable access to the fitness center and tennis courts. Upstairs features its own living area, creating a separate retreat ideal for family or guests. Tops'l amenities include 600' of beach frontage, a full fitness club, 14 tennis courts, racquetball, pools, steam/sauna, whirlpool, on-site dining and bar, tennis pros, and gated security.
Last check for updates: about 11 hours ago
Listing courtesy of Katelyn Fuentes, (859) 200-4540
Realty ONE Group Emerald Coast
Source: ECAOR, MLS#995785
Also Listed on ECAOR.

Home Details for 39 Captiva Cir #39

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Master Bedroom, Bedroom, Dining Room, Florida Room, Kitchen, Living Room, Loft
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2502 Square Feet
Appliances & Utilities
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Electric Water HeaterDishwasherDisposalDryerLaundry: Washer/Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Window: Double Pane WindowsFlooring: Tile, Carpet
Levels, Entrance, & Accessibility
Stories: 2Floors: Tile, Carpet
View
No View
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: SlatePatio / Porch: PatioFoundation: Slab
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Door Opener
Frontage
Road Frontage: Private RoadNot on Waterfront

Days on Market

Days on Market: 180+

Property Information

Year Built
Year Built: 2007
Property Type / Style
Property Type: ResidentialProperty Subtype: TownhouseArchitecture: Contemporary
Building
Construction Materials: Frame, StuccoNot a New Construction
Property Information
Condition: Construction CompleteParcel Number: 352S21421410002020

Price & Status

Price
List Price: $1,095,000Price Per Sqft: $438

Active Status

MLS Status: Active

Location

Direction & Address
City: DestinCommunity: CAPTIVA AT TOPS'L
School Information
Elementary School: Van R ButlerJr High / Middle School: Emerald CoastHigh School: South Walton

Agent Information

Listing Agent
Listing ID: 995785

Building

Building Area
Building Area: 2502 Square Feet
Community rooms
Fitness Center

Community

Community Features: Beach, Community Room, Deed Access, Fitness Center, Fishing, Gated, Pavillion/Gazebo, Pool, Sauna/Steam Room, TV Cable, Tennis Court(s), Whirlpool, Pickleball, Short Term Rental - Allowed

HOA

HOA Fee Includes: Maintenance Grounds, Insurance, Licenses/Permits, Management, Utilities, Recreational Faclty, Security, TrashHas an HOA

Miscellaneous

Mls Number: 995785

Additional Information

BeachCommunity RoomDeed AccessFishingGatedPavillion/GazeboPoolSauna/Steam RoomTV CableTennis Court(s)WhirlpoolPickleballShort Term Rental - Allowed

What Locals Say about Miramar Beach

At least 156 Trulia users voted on each feature.
  • 82 % Say it's dog friendly

  • 79 % Say car is needed

  • 78 % Say people would walk alone at night

  • 73 % Say it's quiet

  • 67 % Say there's holiday spirit

  • 65 % Say it's walkable to restaurants

  • 62 % Say parking is easy

  • 61 % Say kids play outside

  • 60 % Say there are sidewalks

  • 56 % Say streets are well-lit

  • 55 % Say yards are well-kept

  • 51 % Say it's walkable to grocery stores

  • 50 % Say they plan to stay for at least 5 years

  • 40 % Say neighbors are friendly

  • 32 % Say there's wildlife

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Chigee Jan Cloninger
    "Very little in the way of get-togethers. Most “neighbors” are visitors. There are a handful who exercise together and occasionally lunch. "
  • Sue Shiffer
    "A great neighborhood, clean, a park, medical & shopping nearby. A nice safe place to raise children or for singles. "
  • Magicsibs
    "We love this area! Great shopping, safe, and beautiful beaches. I would recommend it to anyone looking for second home or a primary residence. Neighbors are great, and dogs are welcome!"
  • Amy Tufveson Adamo
    "My neighborhood is mostly weekly renters. There are no real community events. It is mostly a tourist spot"
  • Sue Shiffer
    "I feel safe in this neighborhood. This area is so convent be it groceries, restaurants, or medical."
  • Melodie Sorensen
    "Sandestin is an older area with lots to do. Our particular area is dog friendly with no kids (Fairways)"
  • Trulia User
    "I came from Texas and love it here! It’s a great community with many amenities. Golf, fishing, pools, cafes and much more. I think many people will love this neighborhood. It feel very safe. I have seen multiple people running, walking and exercising as well. "
  • Jeanene C.
    "Beautiful area. Mainly investment properties but a few locals. Pretty slow/bland during the winters, but weather very nice most of the time."
  • Kstarrzzz
    "there are no playgrounds nearby. just beach. in the winter you will have to drive to play. hard for littles to bikeride. "
  • Juliann.fletcher
    "Good schools, friendly communities, lots of great outdoor and community activities available. Clean and safe living."
  • Jerry J.
    "Crime free area, superb dining choices, great weather all year round, lots of family entertainment and fun and awesome beaches. "
  • Jeanene C.
    "Ubsr or your own vehicle is pretty much it that you can rely on, other than renting a golf cart or scooter."
  • Jerry J.
    "It is very safe here. No crime and nice weather and friendly people and neighbors all around and plenty of activities "
  • Cdaugherty428
    "We have movie nights at the pool and neighborhood pot lucks. There are community grills and it’s a wonderful pool area and courtyard "
  • Renee L.
    "I love it here! The beach is so beautiful! It’s clean, quiet in the winter. Even in tourists season, it’s still not too crowded. Location is great, close to everything!"
  • Annie
    "Lots of people have dogs and it’s a very dog-friendly area. There’s an unleashed dog park not far away. They are dog-focused activities throughout the year!"
  • Catherine E.
    "Every minute of every day you are almost 100% likely to see someone walking their dog(s). Very friendly community full of pet lovers!"
  • Kc
    "i can't site anything specific because this is a community that is primarily vacation oriented. we try to be neighborly, but it is a come and go type of thing - a Florida problem when you live within steps to the gulf. "
  • Kunal D.
    "Love this place. Been here for years walking distance to bars restaurants and the beach . 1 mile away from grocery stores and shopping"
  • Renee L.
    "Easy during winter months. It gets very busy during summertime. Safety is a concern with pedestrians crossing scenic 98"
  • Ginger C.
    "This area is primarily vacationing people. Spring break is often full of college aged visitors, while the off season sees mostly snow birds. "
  • Crystal W.
    "Lots of great sidewalks to walk ur pups on with great views of the ocean! Tons of other dogs all around to say hi to!"
  • Bobby
    "Beach access is great, food access is great. All around great place. Friendly people in the neighborhood. "
  • Chelsea C.
    "Mostly tourists in peak season but those who are long term lease or own here are great. Extremely safe, don’t have to keep the front door locked kinda place. Neighbors look out for each other. Wonderful. "
  • Karah Y.
    "The public school system is great. There are a lot of young families and the community is very family friendly. I have lived in the area for 30 years."
  • Richardson Lynn
    "Dogs on A leash are welcome everywhere. they are also welcome outside at many restaurants inside the gates. "
  • Magicsibs
    "Lots of families, kid activities, beautiful beaches make this a terrific area!! Kids can ride bikes, play in the neighborhood pools, walk their dogs or golf cart over to the beach. Sandestin is terrific!"
  • Shannon B.
    "Very good for dogs. Good weather. Lots of space. Can go on pretty decent long walks to the beach or down the street. "
  • louise V
    "Dog walkers are a regular sight in this neighborhood. The owners are very responsible and clean up after their fur babies. All the dog owners say hello to each other and all the dogs I have seen are friendly."
  • Mark
    "Several dogs in neighborhood and a nice area to walk the dog around the block. Just be sure to pick up after your dog as the rest of homeowners does. "
  • Tuscanaplace
    "dog friendly safe gated communities with beautiful white sand beaches. high traffic in Sumner months, great low key community in winter with temperatures in the 50 and 60s "
  • Kerriconway65
    "Owned here for 12 years but live in another state. Love this area and always look forward to being here. It’s our happy place!"
  • Lynnr1
    "Can go by golf cart everywhere and everything is here. Grocery stores restaurants the beach. Paradise at the sandestin golf and beach resort. "
  • Lynnr1
    "I have lived her since 2006 Our neighborhood is wonderful along with the ability to walk or,take a golf cart wherever we need to go. Beach is 5 minutes away. Perfect lifestyle for us. "
  • Lynnr1
    "Sandestin Golf and Beach resort is a unique gated community with housing and amenities for everyone ,along with the best beaches in the country. I love the community and lifestyle along with great neighbors and friends. "

Market trends in Miramar Beach

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$729K
$4.25K
MoM
Sale-to-List Price
96.1%
0.2%
MoM
Price per sq ft
$459
$5
MoM
Available listings
844
45
MoM

Home Value

Trulia Estimate
$1.06M
Since last month
Increased$20K (+1.9%)
Since last year
Increased$24K (+2.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -6% in the last 10 years
MonthEstimated value
2026
September 2026$1.06M
August 2026$1.04M
July 2026$1.14M
June 2026$1.13M
May 2026$1.14M
April 2026$1.15M
March 2026$1.14M
February 2026$1.17M
January 2026$1.42M
2025

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.13
Townhouse
$1,215,000
09/04/26
3
3.5
2,322
0.13
Townhouse
$1,037,500
08/17/26
3
3.5
2,086
0.32
Townhouse
$840,000
05/21/26
3
3
1,850
0.46
Townhouse
$860,000
05/22/26
3
3
2,051
0.31
Townhouse
$490,000
09/30/25
2
2.5
1,300
0.40
Townhouse
$625,000
05/28/26
3
2
1,500
0.40
Townhouse
$475,000
04/10/26
2
2.5
1,413
0.46
Townhouse
$500,000
12/02/25
2
2.5
1,300
0.40
Townhouse
$500,000
02/12/26
2
2.5
1,026

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.05
$1,343,800
3
3.5
2,066
Off Market
0.09
$910,000
3
3
1,910
Recently Sold
0.08
$832,000
3
4
2,163
Off Market
0.06
$219,900
Studio
1
385
For Sale
0.09
$857,500
3
2.5
2,450
Off Market
0.10
$1,099,000
3
4
2,260
Recently Sold
0.06
$542,100
2
2.5
1,164
Off Market
0.06
$535,000
2
2
1,204
For Sale
0.06
$202,400
Studio
1
385
Off Market
0.10
$940,700
3
3
1,950
Off Market
0.06
$335,900
1
1
708
Off Market

Price and Tax history

DateEventPrice
Aug 27, 2026
Source: ECAOR #995785
PriceChange
$1,095,000
Price decreased by 9%
Feb 19, 2026
Source: ECAOR #995785
Listed For Sale
$1,200,000

LGBTQ Local Legal Protections

Katelyn Fuentes, Realty ONE Group Emerald Coast
Agent Phone: (859) 200-4540
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

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Frequently asked questions about 39 Captiva Cir #39

  • What is the estimated monthly payment for 39 Captiva Cir #39?
    Based on a $1,095,000 list price with 20% down at today's rates, the estimated monthly payment for 39 Captiva Cir #39 in Destin, FL is approximately $7,046 (about $6,122 principal & interest, $849 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 39 Captiva Cir #39 compare to homes in Destin?
    39 Captiva Cir #39 in Destin, FL is listed at $1,095,000, about 50% above the $729K median sale price in Destin.
  • What do residents say about Destin?
    Residents describe Destin, FL as dog-friendly, quiet, and walkable to restaurants. See homes for sale in Destin, FL.
  • What are the closest schools to 39 Captiva Cir #39?
    The closest schools to 39 Captiva Cir #39 in Destin, FL are Emerald Coast Middle School (rated 8/10), South Walton High School (rated 8/10), Van R. Butler Elementary School (rated 9/10).
  • Does 39 Captiva Cir #39 have air conditioning?
    Yes, 39 Captiva Cir #39 in Destin, FL has air conditioning.
  • Does 39 Captiva Cir #39 have a pool?
    Yes, 39 Captiva Cir #39 in Destin, FL has a pool.
39 Captiva Cir #39, Destin, FL 32550 is a 3 bedroom, 4 bathroom, 2,502 sqft townhouse built in 2007. This property is currently available for sale and was listed by ECAOR on Feb 19, 2026. The MLS # for this home is MLS# 995785.