38 Xebec Rd, Palmyra, VA 22963
OFF MARKET

38 Xebec Rd
Palmyra, VA 22963

  • 4 Beds
  • 3.5 Baths
  • 4,236 sqft (on 0.54 acres)

$411,700

Trulia Estimate
as of Jun 14, 2026

$411,700

Trulia Estimate
as of Jun 14, 2026
4 Beds
3.5 Baths
4,236 sqft
(on 0.54 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to Lake Monticello!! A gated lake front community! This sprawling 3,374 sq ft home includes 4-5 bedrooms and 3.5 baths. Situated near beach #4 this recently renovated home includes all new flooring, new plumbing and electrical fixtures, new water heater, new oven, stainless steel LG appliances, gas fireplace in the expansive finished basement, and fresh paint throughout! Watch the wildlife on this park like half acre, including a family of deer, red fox, and turkey, from a 12 x 12 screened in back porch, 2 washer dryer options on first floor and basement, large unfinished 3rd floor with plumbing and electric roughed in! Kitchen, dining room, and living room are set up as an open concept floor plan. Two office areas, one on first floor and one in the basement. Gas fireplace, quality cabinets, tons of storage, and back deck! All bedrooms have ceiling fans, new carpet, double closets, and the primary includes a large walk in closet and attached primary bath! Lake Monticello has it all. Marina, pool, golf, beaches, gated security, and much more!! Make this beauty yours today!!! Owner is a licensed realtor in the state of Virginia . Home was recently appraised at 410,000.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from January 29, 2026

Home Highlights

Parking
Open Parking
Outdoor
Yes
A/C
Heating & Cooling
HOA
$106/Monthly
Price/Sqft
No Info
Listed
147 days ago

Home Details for 38 Xebec Rd

Interior Features

Interior Details
Basement: Full,Heated,Walk-Out AccessNumber of Rooms: 12Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Office, Recreation
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 4236 Square Feet
Appliances & Utilities
Appliances: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Gas Cooking, Disposal, Oven, WasherDishwasherDisposalDryerWasher
Heating & Cooling
Heating: Electric,Propane,ZonedHas CoolingAir Conditioning: Central Air,Electric,ZonedHas HeatingHeating Fuel: Electric
Fireplace & Spa
Number of Fireplaces: 1Fireplace: GasHas a Fireplace
Windows, Doors, Floors & Walls
Window: ScreensFlooring: Partially Carpeted, Vinyl
Levels, Entrance, & Accessibility
Number of Stories: 2Floors: Partially Carpeted, Vinyl
View
Has a ViewView: Water
Security
Security: Gated Community

Exterior Features

Exterior Home Features
Patio / Porch: StoopFencing: Fenced, Partial, PrivacyExterior: Unpaved Driveway
Parking & Garage
No GarageNo Attached GarageHas Open ParkingParking: Driveway,Off Street,Unpaved
Pool
Pool: Pool
Frontage
Waterfront: Creek, Lake, Navigable Water, Walk to WaterNot on Waterfront
Water & Sewer
Sewer: Community/Coop Sewer
Surface & Elevation
Topography: Sloping
Finished Area
Finished Area (above surface): 3374 Square FeetFinished Area (below surface): 862 Square Feet

Property Information

Year Built
Year Built: 2002
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: A-Frame
Building
Construction Materials: Block, Drywall, Concrete, Vinyl SidingNot a New ConstructionNot Attached Property
Property Information
Condition: ResaleParcel Number: 18A1257

Price & Status

Price
List Price: $399,975
Status Change & Dates
Off Market Date: Tue Oct 22 2024Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: PalmyraCommunity: Lake Monticello
School Information
Elementary School: CentralJr High / Middle School: FluvannaHigh School: Fluvanna

Community

Community Features: Basketball Court, Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Dock, Golf, Gated, Home Owners Association, Lake, Marina, Playground, Pond, Tennis Court(s)
Other
Playground

HOA

HOA Fee Includes: Clubhouse, Common Areas, Snow Removal, TrashAssociation for this Listing: Central Virginia Regional MLSHas an HOAHOA Fee: $1,267/Annually

Lot Information

Lot Area: 0.54 acres

Business

Business Information
Ownership: Individuals

Miscellaneous

BasementMls Number: 2426835Living Area Range Units: Square FeetAttic: Floored, Partially Finished, Walk-upWater ViewWater View: WaterAttribution Contact: Membership@TheRealBrokerage.comAbove Grade Unfinished Area: 3374Above Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area: 230Below Grade Unfinished Area Units: Square FeetUniversal Property Id: US-51065-N-18A1257-R-N

Additional Information

Basketball CourtBeachBoat FacilitiesCommon Grounds/AreaClubhouseDockGolfGatedHome Owners AssociationLakeMarinaPlaygroundPondTennis Court(s)
Last check for updates: about 2 hours ago
Listed by Nicolas Worsham
Real Broker LLC
Bought with: NON MLS USER MLS, NON MLS OFFICE
Originating MLS: Central Virginia Regional MLS
Source: CVRMLS, MLS#2426835

Price History for 38 Xebec Rd

DatePriceEventSource
11/15/2024$395,000Sold
CVRMLS #2426835
10/23/2024$399,975PendingCVRMLS #2426835
10/20/2024$399,975PriceChange
CVRMLS #2426835
10/17/2024$405,000PriceChange
CVRMLS #2426835
10/11/2024$415,000Listed For SaleCVRMLS #2426835
04/14/2006$295,000Sold
N/A

Market trends in Palmyra

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$330K
$14.67KMoM
Sale-to-List Price
99.8%
Price per sq ft
$220
$4MoM
Available listings
121
15MoM
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Property Tax and Assessment

Year2024
Tax$2,739
Assessment$324,500
Home facts updated by county records

Homeowner tools

Estimated monthly rent$3,559/mo
List your home for rent

Comparable Sales for 38 Xebec Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
17 Vine Ridge Dr, Palmyra, VA
0.14
Single-Family Home
$650,000
11/21/25
4
3
2,460
20 Xebec Rd, Palmyra, VA
0.20
Single-Family Home
$400,000
07/29/25
3
3
2,876
20 Zephyr Rd, Palmyra, VA
0.21
Single-Family Home
$424,900
08/28/25
4
2.5
2,395
51 Woodlawn Dr, Palmyra, VA
0.24
Single-Family Home
$500,000
10/16/25
4
3.5
2,976
32 Mulligan Dr, Palmyra, VA
0.36
Single-Family Home
$593,000
06/01/26
4
3
3,448
25 Woodlawn Dr, Palmyra, VA
0.30
Single-Family Home
$330,000
04/27/26
4
3.5
3,070
267 Jefferson Dr, Palmyra, VA
0.31
Single-Family Home
$400,000
10/21/25
3
2.5
1,942
15 Austin Dr, Palmyra, VA
0.37
Single-Family Home
$335,000
05/26/26
4
3
2,196
4 Xebec Rd, Palmyra, VA
0.36
Single-Family Home
$400,000
02/24/26
4
2.5
2,466
12 Cliftwood Rd, Palmyra, VA
0.33
Single-Family Home
$400,000
08/28/25
5
3
2,760

Nearby homes

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Assigned Schools

These are the assigned schools for 38 Xebec Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Palmyra

At least 82 Trulia users voted on each feature.

  • 96 % Say car is needed

  • 89 % Say parking is easy

  • 87 % Say it's dog friendly

  • 84 % Say yards are well-kept

  • 83 % Say there's wildlife

  • 76 % Say there's holiday spirit

  • 75 % Say kids play outside

  • 75 % Say it's quiet

  • 58 % Say neighbors are friendly

  • 57 % Say people would walk alone at night

  • 54 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

  • 26 % Say it's walkable to restaurants

  • 24 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Jean Shore
    "We have a wonderful newcomers and old friends social club and a fantastic community. Great fun with boat parades (with water gun fights) and great themed car parades. "
    0
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  • Trulia User
    "Not much diversity here but may improve with new developments. Also the jobs may be limited to Charlottesville and Richmond "
    0
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  • Vhillsr
    "Great community and wonderful people. This is the best community I’ve seen so far this region to start and grow a family. Truly a community to live work and play in and support the people in this community. "
    0
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  • Chris N.
    "Quiet neighborhood yet friendly folks. Great for families and retired. Convenient to stores and interstate. Surrounded by beautiful farms and parks. Peaceful "
    0
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  • Edlawler
    "I have lived here full time for 6 years, part time for 32 years. It is a gated community with its own full time police force. This basically is a retirement community that evolved into a family friendly place to live. You are a walk/bike ride from everything you need."
    0
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  • Althea B.
    "great place to live very convenient for our children we have gotten along great here ...... wonderful view and areas to have for the kids "
    0
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  • Briana P.
    "Really great, safe area to raise your children and to grow your loving family. Lots of space to run and live freely, and the schools are pretty nice. "
    1
    Flag
  • Edlawler1
    "The good- It is a quiet, safe friendly place to live. The schools are just OK. There are three pharmacies. The bad- you have to drive everywhere. Internet availability is spotty. There are few local employers that pay a livable wage. "
    0
    Flag
  • Gianni S.
    "You need a car to commute no public transportation. Everything is at least 20minutes the most in distance . "
    0
    Flag
  • Edlawler1
    "While there is a leash law, some owners ignore it. some of those dogs have had the cops called on them."
    0
    Flag
  • Mssrn2005
    "Many dog owners here and it is a dog friendly community with many parks open to dogs. People are walking dogs all throughout the day. "
    0
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  • Lacrossegirl
    "There are no sidewalks, you have to use the side of the road to walk your dog. "
    0
    Flag
  • Sheri E.
    "Lake Monticello...It’s quiet. I know two of my neighbors, one really well, the other just barely. There are lots of loose cats. Water is super expensive. The HOA can be intrusive. Parks are nice. No sidewalks, no street lights."
    0
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  • Melissa S.
    "My commute is long, but you can get much more house for your money with decent schools in this area."
    0
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  • Coeylee
    "We have rented in this area for the last 8 months, and the area is very peaceful, quaint, and the neighbors are very nice. We have enjoyed the beaches."
    1
    Flag
  • Michealashaw
    "The school systems in the area aren’t the best, but there’s a Montessori school about 25 minutes away that is absolutely lovely"
    0
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  • Liz m.
    "Lots of dog owners in the area. Very nice local dog park. Great pet store with very helpful employees. "
    0
    Flag
  • Kbjafield
    "we have 5 beaches and tons of amenities. I love living here. nice quiet neighborhood and the people here are okay. "
    0
    Flag
  • raul33025
    "trees and no crime close to tge lake monticello and major highways to connect to Richmond and other main attractions "
    0
    Flag
  • Pat P.
    "A wonderful neighborhood for all ages! Love it here! Come check it out for your selves. Lake, golf, pool."
    0
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  • raul33025
    " lived in the neighborhood for 3years and is ultra friendly and everyone look for the other. love it veey much"
    0
    Flag
  • Josh S.
    "Just the right distance between Charlottesville and Short Pump (Richmond)."
    0
    Flag

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Homes for sale near 38 Xebec Rd

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Off Market Homes Near 38 Xebec Rd

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All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
38 Xebec Rd, Palmyra, VA 22963 is a 4 bedroom, 4 bathroom, 4,236 sqft single-family home built in 2002. This property is not currently available for sale. 38 Xebec Rd was last sold on Nov 15, 2024 for $395,000 (1% lower than the asking price of $399,975). The current Trulia Estimate for 38 Xebec Rd is $411,700.