20 Xebec Rd, Palmyra, VA 22963
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Property image
OFF MARKET

20 Xebec Rd
Palmyra, VA 22963

  • 3 Beds
  • 3 Baths
  • 2,876 sqft (on 0.39 acres)

$392,700

Trulia Estimate
as of Jul 15, 2026
Est. Refi. Payment $2,259/mo*
Refinance Your Home

$392,700

Trulia Estimate
as of Jul 15, 2026
Est. Refi. Payment $2,259/mo*
Refinance Your Home
3 Beds
3 Baths
2,876 sqft
(on 0.39 acres)

Local Information

  • Map ViewExplore the area around 20 Xebec Rd.
  • Schools2 Preschool Schools4 Elementary Schools2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Custom ranch in Lake Monticello featuring vaulted ceilings, hardwood floors, and a floor-to-ceiling stone fireplace. The kitchen offers maple cabinetry, stainless appliances, and ample counter space. Includes a bright sunroom and a half-finished basement with plenty of storage. Located just two blocks from Beach 4 in a gated community with lake access, golf, and more.
20 Xebec Rd, Palmyra, VA 22963 is a 3 bedroom, 3 bathroom, 2,876 sqft single-family home built in 2006. It last sold for the $400,000 asking price on Jul 29, 2025. It is currently off market. The Trulia Estimate is $392,700, with a rent estimate of $2,845/month.

Home Highlights

Parking
2 Car Garage
Outdoor
Porch, Deck
A/C
Heating & Cooling
HOA
$122/Monthly
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 20 Xebec Rd

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Exterior Entry,Finished,Heated,Interior Entry,Partially Finished,Walk-Out AccessNumber of Rooms: 11Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Dining Room, Family Room, Kitchen, Laundry, Living Room, Sunroom
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 2876 Square Feet
Appliances & Utilities
Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available, Satellite Internet AvailableAppliances: Dishwasher, Electric Cooktop, Disposal, Microwave, Refrigerator, Dryer, WasherDishwasherDisposalDryerLaundry: Washer Hookup,Dryer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,Electric,Forced Air,Heat Pump,Propane,Multi-FuelHas CoolingAir Conditioning: Central Air,Heat PumpHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: One, Gas, Gas Log, StoneHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Hardwood, Laminate, Porcelain Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: Accessible DoorsFloors: Carpet, Hardwood, Laminate, Porcelain Tile
Security
Security: Gated Community, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: Composition ShinglePatio / Porch: Composite, Deck, Front Porch, PorchFoundation: Block
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Basement,Electricity,Garage,Garage Door Opener,Garage Faces Side
Pool
Pool: Association
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1944 Square FeetFinished Area (below surface): 932 Square Feet

Days on Market

Cumulative Days on Market: 8

Property Information

Year Built
Year Built: 2006
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Stick Built, Vinyl SidingNot a New ConstructionNot Attached Property
Property Information
Parcel Number: NAHOR8 LOT 389

Price & Status

Price
List Price: $400,000
Status Change & Dates
Off Market Date: Sat Jun 21 2025

Location

Direction & Address
City: PalmyraCommunity: LAKE MONTICELLO
School Information
Elementary School: Central (Fluvanna)Jr High / Middle School: FluvannaHigh School: Fluvanna

Building

Building Area
Building Area: 3568 Square Feet

Community

Community Features: Gated

HOA

HOA Fee Includes: Boat Ramp, Clubhouse, Golf, Playground, Pool(s), Reserve Fund, Road Maintenance, Snow Removal, Tennis Courts, TrashAssociation for this Listing: Charlottesville Area Association of RealtorsHas an HOAHOA Fee: $1,460/Annually

Lot Information

Lot Area: 0.39 acres

Documents

Disclaimer: The listing broker’s offer of compensation is made to participants of the MLS where the listing is filed, as well as participants of Bright MLS via the CAAR/Bright MLS data share.

Miscellaneous

BasementMls Number: 665648Living Area Range Units: Square FeetAbove Grade Unfinished Area: 1944Above Grade Unfinished Area Source: Public RecordsAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area: 230Below Grade Unfinished Area Source: Public RecordsBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-51065-N-NAHOR8 LOT 389-R-N

Additional Information

HOA Amenities: Basketball Court,Clubhouse,Sport Court,Golf Course,Library,Meeting Room,Meeting/Banquet/Party Room,Picnic Area,Playground,Pool,Sports Fields,Tennis Court(s),Trail(s),Water,Beach Rights,Dock
Last check for updates: about 4 hours ago
Listed by PEGGY SHANKLIN, (434) 962-2762
LONG & FOSTER - LAKE MONTICELLO
Bought with: PAUL McARTOR, (434) 305-0361, AVENUE REALTY, LLC
Originating MLS: Charlottesville Area Association of Realtors
Source: CAAR, MLS#665648

Price History for 20 Xebec Rd

DatePriceEventSource
07/29/2025$400,000Sold
CAAR #665648
06/22/2025$400,000PendingCAAR #665648
06/13/2025$400,000Listed For SaleCAAR #665648
11/04/2009$275,000Sold
N/A

Market trends in Palmyra

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$339K
$9.17KMoM
Sale-to-List Price
100.0%
0.2%MoM
Price per sq ft
$208
$12MoM
Available listings
123
2MoM
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Property Tax and Assessment

Year2024
Tax$2,632
Assessment$311,900
Home facts updated by county records

Comparable Sales for 20 Xebec Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
20 Zephyr Rd, Palmyra, VA
0.07
Single-Family Home
$424,900
08/28/25
4
2.5
2,395
4 Xebec Rd, Palmyra, VA
0.17
Single-Family Home
$400,000
02/24/26
4
2.5
2,466
12 Cliftwood Rd, Palmyra, VA
0.14
Single-Family Home
$400,000
08/28/25
5
3
2,760
24 Xebec Rd, Palmyra, VA
0.06
Single-Family Home
$299,000
10/31/25
3
2.5
1,582
14 Fairwood Pl, Palmyra, VA
0.11
Single-Family Home
$353,500
12/22/25
3
2
2,073
13 Zephyr Rd, Palmyra, VA
0.12
Single-Family Home
$289,900
04/24/26
3
2.5
1,440
34 Zephyr Rd, Palmyra, VA
0.14
Single-Family Home
$370,000
08/22/25
3
2
1,722
4 Highland Rd, Palmyra, VA
0.26
Single-Family Home
$368,000
05/19/26
4
2.5
2,254
51 Woodlawn Dr, Palmyra, VA
0.22
Single-Family Home
$500,000
10/16/25
4
3.5
2,976

Nearby homes

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Assigned Schools

These are the assigned schools for 20 Xebec Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Palmyra

At least 82 Trulia users voted on each feature.

  • 96 % Say car is needed

  • 89 % Say parking is easy

  • 87 % Say it's dog friendly

  • 84 % Say yards are well-kept

  • 83 % Say there's wildlife

  • 76 % Say there's holiday spirit

  • 75 % Say kids play outside

  • 75 % Say it's quiet

  • 58 % Say neighbors are friendly

  • 57 % Say people would walk alone at night

  • 54 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

  • 26 % Say it's walkable to restaurants

  • 24 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Jean Shore
    "We have a wonderful newcomers and old friends social club and a fantastic community. Great fun with boat parades (with water gun fights) and great themed car parades. "
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  • Trulia User
    "Not much diversity here but may improve with new developments. Also the jobs may be limited to Charlottesville and Richmond "
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  • Vhillsr
    "Great community and wonderful people. This is the best community I’ve seen so far this region to start and grow a family. Truly a community to live work and play in and support the people in this community. "
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  • Chris N.
    "Quiet neighborhood yet friendly folks. Great for families and retired. Convenient to stores and interstate. Surrounded by beautiful farms and parks. Peaceful "
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  • Edlawler
    "I have lived here full time for 6 years, part time for 32 years. It is a gated community with its own full time police force. This basically is a retirement community that evolved into a family friendly place to live. You are a walk/bike ride from everything you need."
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  • Althea B.
    "great place to live very convenient for our children we have gotten along great here ...... wonderful view and areas to have for the kids "
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  • Briana P.
    "Really great, safe area to raise your children and to grow your loving family. Lots of space to run and live freely, and the schools are pretty nice. "
    1
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  • Edlawler1
    "The good- It is a quiet, safe friendly place to live. The schools are just OK. There are three pharmacies. The bad- you have to drive everywhere. Internet availability is spotty. There are few local employers that pay a livable wage. "
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  • Gianni S.
    "You need a car to commute no public transportation. Everything is at least 20minutes the most in distance . "
    0
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  • Edlawler1
    "While there is a leash law, some owners ignore it. some of those dogs have had the cops called on them."
    0
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  • Mssrn2005
    "Many dog owners here and it is a dog friendly community with many parks open to dogs. People are walking dogs all throughout the day. "
    0
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  • Lacrossegirl
    "There are no sidewalks, you have to use the side of the road to walk your dog. "
    0
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  • Sheri E.
    "Lake Monticello...It’s quiet. I know two of my neighbors, one really well, the other just barely. There are lots of loose cats. Water is super expensive. The HOA can be intrusive. Parks are nice. No sidewalks, no street lights."
    0
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  • Melissa S.
    "My commute is long, but you can get much more house for your money with decent schools in this area."
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  • Coeylee
    "We have rented in this area for the last 8 months, and the area is very peaceful, quaint, and the neighbors are very nice. We have enjoyed the beaches."
    1
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  • Michealashaw
    "The school systems in the area aren’t the best, but there’s a Montessori school about 25 minutes away that is absolutely lovely"
    0
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  • Liz m.
    "Lots of dog owners in the area. Very nice local dog park. Great pet store with very helpful employees. "
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  • Kbjafield
    "we have 5 beaches and tons of amenities. I love living here. nice quiet neighborhood and the people here are okay. "
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  • raul33025
    "trees and no crime close to tge lake monticello and major highways to connect to Richmond and other main attractions "
    0
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  • Pat P.
    "A wonderful neighborhood for all ages! Love it here! Come check it out for your selves. Lake, golf, pool."
    0
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  • raul33025
    " lived in the neighborhood for 3years and is ultra friendly and everyone look for the other. love it veey much"
    0
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  • Josh S.
    "Just the right distance between Charlottesville and Short Pump (Richmond)."
    0
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Explore by feature - Pet Friendly

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6 rentals with a garage in Palmyra, VA

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Homes for sale near 20 Xebec Rd

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Off Market Homes Near 20 Xebec Rd

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