38 Ems C19a Ln, Warsaw, IN 46582
Property image
Property image
FOR SALE
NEW - 6 HRS AGO
3D VIEW
0.32 ACRES

$829,900

  • 2 Beds
  • 3.5 Baths
  • 4,207 sqft (on 0.32 acres)

38 Ems C19a Ln, Warsaw, IN 46582

Est. Mortgage $4,829/mo*
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Home Highlights

Single-Family Home
Built in 2005
0.32 acre lot
2 Car Garage

Local Information

  • Map ViewExplore the area around 38 Ems C19a Ln.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Live at the lake year-round in this gorgeous water-front home!!! Located on Little Chapman Lake, this home sits on the quiet side of Lake Chapman where you can enjoy the peaceful beauty of this amazing view but still have access to Big Chapman directly through the channel for the sports enthusiasts. The floor plan is very open, boasting a big kitchen great for entertaining. The upstairs overlooks the ground floor and has a spacious rec room with a built-in bar and a walk-out deck and an additional room upstairs that could be used as a guest room or office space. This home is not just a summer home. It's a home to enjoy throughout the year, making life-long memories.
Last check for updates: about 4 hours ago
Listing courtesy of Keely Cronkhite, (260) 715-5555
Tom Hayes Realty
Source: IRMLS, MLS#202637984
Also Listed on IRMLS.

Home Details for 38 Ems C19a Ln

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: NoneNumber of Rooms: 10Types of Rooms: Bedroom 1, Bedroom 2
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 1Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 4207 Square Feet
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Fireplace & Spa
Number of Fireplaces: 2Fireplace: Living RoomHas a Fireplace
Levels, Entrance, & Accessibility
Stories: 2Levels: Two
View
Has a View

Exterior Features

Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached
Frontage
WaterfrontWaterfront: Waterfront, Lake Front, Access to Ski Lake, LakeOn Waterfront
Water & Sewer
Sewer: Public SewerWater Body: Little Chapman Lake
Farm & Range
Frontage Length: Channel/Canal Frontage(128), Water Frontage(115)
Finished Area
Finished Area (above surface): 4207 Square Feet

Days on Market

Days on Market: <1 day on Trulia

Property Information

Year Built
Year Built: 2005
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl SidingNot a New Construction
Property Information
Parcel Number: 430735100029.000016

Price & Status

Price
List Price: $829,900

Media

Location

Direction & Address
City: WarsawCommunity: None
School Information
Elementary School: HarrisonElementary School District: Warsaw CommunityJr High / Middle School: LakeviewJr High / Middle School District: Warsaw CommunityHigh School: WarsawHigh School District: Warsaw Community

Agent Information

Listing Agent
Listing ID: 202637984

Building

Building Area
Building Area: 4207 Square Feet

Lot Information

Lot Area: 0.32 acres

Miscellaneous

Mls Number: 202637984Attribution Contact: Cell: 260-715-5555Above Grade Unfinished Area: 4207

Around this home

What Locals Say about Warsaw

At least 130 Trulia users voted on each feature.

  • 86 % Say parking is easy

  • 86 % Say yards are well-kept

  • 85 % Say car is needed

  • 78 % Say it's dog friendly

  • 74 % Say kids play outside

  • 69 % Say there's holiday spirit

  • 66 % Say people would walk alone at night

  • 65 % Say there's wildlife

  • 64 % Say it's quiet

  • 53 % Say neighbors are friendly

  • 52 % Say they plan to stay for at least 5 years

  • 49 % Say there are sidewalks

  • 47 % Say streets are well-lit

  • 46 % Say it's walkable to grocery stores

  • 38 % Say it's walkable to restaurants

  • 23 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Grace G.
    "I walk my dogs every day, overall pretty dog friendly neighborhood. However some people have their dogs off leash which I don't like, as that is triggering for my dogs. "
    1
    Flag
  • Sleepingwithsirens812
    "Very diverse and welcoming of all colors, shapes, and sizes. School is also great. Would definitely recommend "
    0
    Flag
  • Liz S.
    "Schools are Great! Lakes are Great! Hunting is Great! Fishing is Amazing! Everything about Warsaw is amazing!"
    0
    Flag
  • Randi
    "I don’t know bout it but I think it sucks here. Did hear schools r good. But I don’t wanna stat here "
    0
    Flag
  • Ashley.meulink
    "Our neighborhood is fairly quiet and near walking paths. Neighbors are caring but not nosy and it’s an extremely pleasant place to live. We’ve been here four years and are only moving due to work."
    3
    Flag
  • Ashley.meulink
    "I live five minutes from work. I can walk if I want, or bike. It’s great and a delightful community. Love Warsaw!"
    0
    Flag
  • Scott C.
    "My commute to work is short. Everything is easy to access in town. It takes me mere minutes to make it to work for me and also for my wife. "
    0
    Flag
  • Scott C.
    "There are many good schools in the area with great teaching staffs. Plenty of parks to take kids to, that have numerous outings year round. There are kid friendly things to do down in the village in Winona lake. The fireworks down at Winona lake are a great activity for the family in July. The Christmas lights at center lake in December are a great place to take a family and wonderful environment to take pictures as a family. "
    0
    Flag
  • Scott C.
    "Family friendly area. Good schools and great teaching staff. Beautiful scenery with lakes and woods. Excellent trails to enjoy and shopping down at the village. "
    0
    Flag
  • Ataylor
    "We have free music concerts every summer, all summer long. We have a fall parade supporting the high school, team sports, and other extracurricular activities. This is only a few special things about our community."
    0
    Flag
  • Kelsiestollar
    "People are friendly and usually abide by speed limits to ensure the safety of children. It's a nice area to walk your dogs or ride your bike. "
    0
    Flag
  • Oxana V.
    "drink and smoke less.. watch out for kids.. drive slow. nice people around.. need to have more sidewalks. "
    1
    Flag
  • Tony D.
    "I have lived here my whole life and it’s very cozy. There’s a lot to do like go out to nice restaurants, bowling , walk the trails in Winona, and go see a movie. "
    0
    Flag
  • Kyle A.
    "I used to live in warsaw and as time goes by it continues to be a great town to live in and raise a family "
    0
    Flag
  • Crystalmarsillett
    "I bought the house I grew up in, so I know lots of my neighbors. My kids and I take cookies door to door every Spring and everyone is very nice. "
    0
    Flag
  • krindevore
    "I’ve lived in this neighborhood for 33 years. I’ve in 3 houses on one street. I have made life long friends here. We vacation together, we play together and I wouldn’t change a thing. It’s been great!"
    0
    Flag
  • Ssk c.
    "Zero crime and friendly people. Close to hospitals and shopping. Groceries, home improvement stores are walk-able. "
    0
    Flag
  • Randy
    "Shadow Lakes is the nicest community we could find in Kosciusko county and Warsaw. The neighborhood has 2 spring fed lakes and several ponds, all stocked. Sidewalks are 4 feet wide, streets are easy to walk around and the neighbors are great. Common areas are well kept. The neighborhood is filled with beautiful homes, and only about a 10 minute drive to downtown Warsaw."
    2
    Flag

Market trends in Warsaw

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$333K
$31.67KMoM
Sale-to-List Price
—
Price per sq ft
$165
$3MoM
Available listings
124
8MoM

Home Value

Trulia Estimate
$800K
Since last month
Decreased$113K (-12.4%)
Since last year
Decreased$89K (-10%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +37% in the last 10 years
MonthEstimated value
2026
September 2026$800K
August 2026$916K
July 2026$913K
June 2026$925K
May 2026$915K
April 2026$904K
March 2026$867K
February 2026$847K
January 2026$839K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
21 Ems C19 Ln, Warsaw, IN
0.06
Single-Family Home
$410,000
06/03/26
2
2
1,650
1791 Chapman Lake Dr, Warsaw, IN
0.21
Single-Family Home
$580,000
04/17/26
3
2
2,610
110 Ems C19 Ln, Warsaw, IN
0.20
Single-Family Home
$425,000
05/29/26
3
1.5
1,488
14 Ems C14 Ln, Warsaw, IN
0.61
Single-Family Home
$289,000
06/01/26
2
2
1,342
31 Ems C16 Ln, Warsaw, IN
0.51
Single-Family Home
$347,500
07/17/26
2
1
715
3586 E Greystone Dr, Warsaw, IN
1.11
Single-Family Home
$612,000
11/18/25
4
3.5
4,255
2136 Chapman Lake Dr, Warsaw, IN
0.53
Single-Family Home
$260,000
07/23/26
2
1
1,360
3463 E Autumn Trl, Warsaw, IN
0.97
Single-Family Home
$748,833
05/07/26
4
3.5
4,368
40 Ems C24g Ln, Warsaw, IN
0.48
Single-Family Home
$355,000
09/15/25
2
1
832
3447 E Autumn Trl, Warsaw, IN
0.97
Single-Family Home
$748,000
02/17/26
4
3
3,189

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
29 Ems C19a Ln, Warsaw, IN 46582
0.04
$378,200
3
1
1,060
Off Market
21 Ems C19 Ln, Warsaw, IN 46582
0.06
$410,000
2
2
1,650
Recently Sold
1913 Chapman Lake Dr, Warsaw, IN 46582
0.05
$319,900
2
1
960
For Sale
9 Ems C19 Ln, Warsaw, IN 46582
0.06
$308,600
3
2
1,144
Off Market
1917 Chapman Lake Dr, Warsaw, IN 46582
0.04
-
-
-
-
Off Market
17 Ems C19c Ln, Warsaw, IN 46582
0.18
$660,000
4
3
2,265
For Sale
106 Ems C19 Ln, Warsaw, IN 46582
0.19
$476,800
2
1
1,264
Off Market
13 Ems C19c Ln, Warsaw, IN 46582
0.19
$545,000
3
2
1,430
For Sale
110 Ems C19 Ln, Warsaw, IN 46582
0.20
$425,000
3
1.5
1,488
Recently Sold
1795 Chapman Lake Dr, Warsaw, IN 46582
0.21
$675,200
3
2
2,004
Off Market
1791 Chapman Lake Dr, Warsaw, IN 46582
0.21
$580,000
3
2
2,610
Recently Sold

Price and Tax history

DateEventPrice
Sep 14, 2026
Source: IRMLS #202637984
Listed For Sale
$829,900
Sep 14, 2012
Source: Agent Provided
ListingRemoved
$597,000
Aug 14, 2012
Source: Agent Provided
Listed For Sale
$597,000

LGBTQ Local Legal Protections

Keely Cronkhite, Tom Hayes Realty
Agent Phone: (260) 715-5555
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 38 Ems C19a Ln

  • What is the estimated monthly payment for 38 Ems C19a Ln?
    Based on a $829,900 list price with 20% down at today's rates, the estimated monthly payment for 38 Ems C19a Ln in Warsaw, IN is approximately $4,999 (about $4,516 principal & interest, $408 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 38 Ems C19a Ln compare to homes in Warsaw?
    38 Ems C19a Ln in Warsaw, IN is listed at $829,900, about 149% above the $333K median sale price in Warsaw.
  • What do residents say about Warsaw?
    Residents describe Warsaw, IN as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Warsaw, IN.
  • What are the closest schools to 38 Ems C19a Ln?
    The closest schools to 38 Ems C19a Ln in Warsaw, IN are Harrison Elementary School (rated 6/10), Lakeview Middle School (rated 7/10), Warsaw Community High School (rated 9/10).
  • Does 38 Ems C19a Ln have air conditioning?
    Yes, 38 Ems C19a Ln in Warsaw, IN has air conditioning.
  • How big is the lot at 38 Ems C19a Ln?
    The lot at 38 Ems C19a Ln in Warsaw, IN is about 0.32 acres (13,939 sq ft).
38 Ems C19a Ln, Warsaw, IN 46582 is a 2 bedroom, 4 bathroom, 4,207 sqft single-family home built in 2005. This property is currently available for sale and was listed by IRMLS on Sep 14, 2026. The MLS # for this home is MLS# 202637984.