3712 BAY COURT, Saint Cloud, FL 34769
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Property image
FOR SALE
3D VIEW

$260,000

Original price: $265,000
  • 2 Beds
  • 2 Baths
  • 1,136 sqft

3712 BAY COURT, Saint Cloud, FL 34769

Est. Mortgage $2,083/mo*
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Home Highlights

Single-Family Home
Built in 1984
$229/sqft
HOA $310/mo

Local Information

  • Map ViewExplore the area around 3712 BAY COURT.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Move-in ready and thoughtfully maintained, this 2-bedroom, 2-bath villa in Pine Lake Villas puts single-story, low-maintenance living just minutes from downtown St. Cloud. Inside, 1,136 square feet are laid out for easy living, with tile flooring throughout, a kitchen finished with a tile backsplash and stainless steel appliances, and major systems already handled for you: windows replaced in 2020, the roof in 2015, and the HVAC system in 2014. A private front patio welcomes you home, while the large screened back lanai extends the living space outdoors — ideal for morning coffee or unwinding at the end of the day. Pine Lake Villas offers the kind of quiet, established neighborhood feel that's increasingly hard to find, with easy access to US-192 and Florida's Turnpike putting Orlando's job centers, Lake Nona's Medical City, and Orlando International Airport within convenient reach. Everyday life stays simple here, with nearby supermarkets, dining, and Orlando Health St. Cloud Hospital all close by, and downtown St. Cloud's lakefront district — with its shops, restaurants, and waterfront park on East Lake Toho — just a short drive away. The area continues to see meaningful investment, from planned improvements to the Turnpike and Canoe Creek Road to a revitalized downtown lakefront district, adding long-term value to this already convenient location. Low-maintenance, updated, and centrally located — this is an opportunity to settle into St. Cloud living with the big-ticket items already done.
Last check for updates: about 23 hours ago
Listing Provided by: Christian Rosa, (407) 334-0717
PREFERRED REAL ESTATE BROKERS, (407) 440-4900
Paola Rosa, PA, (321) 287-8802
PREFERRED REAL ESTATE BROKERS, (407) 440-4900
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#S5154904
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 3712 BAY COURT

Interior Features

Interior Details
Number of Rooms: 6Types of Rooms: Primary Bedroom, Bedroom 2, Balcony Porch Lanai, Dining Room, Great Room, Kitchen
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1136 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer ConnectedAppliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range Hood, Refrigerator, WasherDishwasherDisposalDryerLaundry: In KitchenRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: Carpet, Ceramic TileCommon Walls: Corner Unit, End Unit
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Carpet, Ceramic Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Balcony, Private Mailbox, StorageFoundation: SlabNo Private Pool
Parking & Garage
No CarportNo Garage
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 21Days on Market: 40

Property Information

Year Built
Year Built: 1984
Property Type / Style
Property Type: ResidentialProperty Subtype: Villa
Building
Construction Materials: BlockNot a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 0926300610000A0190

Price & Status

Price
List Price: $260,000Price Per Sqft: $229

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: PINE LAKE VILLAS

Agent Information

Listing Agent
Listing ID: S5154904

Building

Building Area
Building Area: 1418 Square Feet

Community

Community Features: PoolNot Senior Community

HOA

HOA Fee Includes: Community Pool, Maintenance Structure, Maintenance Grounds, TrashHOA Name: Barbara FreemanHOA Phone: 407-892-3764Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $310/Monthly

Lot Information

Lot Area: 1437 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5154904Showing Advance Notice: 24Showing Requirements: 24 Hour NoticeUniversal Property Id: US-12097-N-09263006100000190-R-N

Additional Information

Pool

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
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  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
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  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
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  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$380K
$10.17KMoM
Sale-to-List Price
98.8%
0.1%MoM
Price per sq ft
$202
$1MoM
Available listings
991
12MoM

Home Value

Trulia Estimate
$256K
Since last month
Decreased$300 (-0.1%)
Since last year
Increased$28K (+12.5%)
Since last sale
Increased$24K (+10.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +143% in the last 10 years
MonthEstimated value
2026
September 2026$256K
August 2026$256K
July 2026$228K
June 2026$230K
May 2026$230K
April 2026$232K
March 2026$233K
February 2026$233K
January 2026$232K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3613 BAY COURT, Saint Cloud, FL
0.06
Single-Family Home
$185,000
09/02/26
2
1
884
4307 OAK COURT, Saint Cloud, FL
0.13
Single-Family Home
$300,000
10/17/25
3
2
1,532
3961 PEMBERLY PINES CIRCLE, Saint Cloud, FL
0.85
Single-Family Home
$220,000
01/12/26
2
2
1,268
614 CYPRESS COURT, Saint Cloud, FL
0.06
Single-Family Home
$420,000
07/07/26
3
2
1,756
1225 HANCOCK CIRCLE, Saint Cloud, FL
0.11
Single-Family Home
$367,000
11/21/25
3
2
1,656
4312 PINE LAKE DRIVE, Saint Cloud, FL
0.14
Single-Family Home
$375,000
05/07/26
3
2
1,786
1719 JUNIPER CIRCLE, Saint Cloud, FL
0.32
Single-Family Home
$325,000
09/14/26
3
2
1,218

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3704 BAY COURT, Saint Cloud, FL 34769
0.01
$202,200
2
2
1,084
Off Market
3532 BAY COURT, Saint Cloud, FL 34769
0.07
$223,800
2
2
1,084
Off Market
1135 MONROE AVENUE, Saint Cloud, FL 34769
0.07
$275,900
3
2
1,291
Off Market
3617 BAY COURT, Saint Cloud, FL 34769
0.06
$205,200
2
2
1,084
Off Market
1124 MONROE AVENUE, Saint Cloud, FL 34769
0.03
$272,400
2
2
1,460
Off Market
3613 BAY COURT, Saint Cloud, FL 34769
0.06
$185,000
2
1
884
Recently Sold
3521 BAY COURT, Saint Cloud, FL 34769
0.09
$228,500
2
2.5
1,359
Off Market
4318 OAK COURT, Saint Cloud, FL 34769
0.08
$380,600
3
2
1,684
Off Market
606 CYPRESS COURT, Saint Cloud, FL 34769
0.05
$393,900
3
2
1,744
Off Market
614 CYPRESS COURT, Saint Cloud, FL 34769
0.06
$420,000
3
2
1,756
Recently Sold

Price and Tax history

DateEventPrice
Aug 24, 2026
Source: Stellar MLS #S5154904
PriceChange
$260,000
Price decreased by 2%
Aug 9, 2026
Source: Stellar MLS #S5154904
Listed For Sale
$265,000
May 26, 2022
Source: N/A
Sold
$232,000
Apr 12, 2022
Source: Stellar MLS #S5065406
Pending
$225,000
Apr 9, 2022
Source: Stellar MLS #S5065406
Listed For Sale
$225,000

LGBTQ Local Legal Protections

Christian Rosa, PREFERRED REAL ESTATE BROKERS, (407) 440-4900
Agent Phone: (407) 334-0717

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Frequently asked questions about 3712 BAY COURT

  • What is the estimated monthly payment for 3712 BAY COURT?
    Based on a $260,000 list price with 20% down at today's rates, the estimated monthly payment for 3712 BAY COURT in Saint Cloud, FL is approximately $1,806 (about $1,408 principal & interest, $323 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3712 BAY COURT compare to homes in Saint Cloud?
    3712 BAY COURT in Saint Cloud, FL is listed at $260,000, about 31% below the $380K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 3712 BAY COURT?
    The closest schools to 3712 BAY COURT in Saint Cloud, FL are Neptune Elementary School (Pre-K, rated 4/10), St. Cloud High School (Pre-K, rated 4/10), St. Cloud Middle School (rated 7/10).
  • Does 3712 BAY COURT have air conditioning?
    Yes, 3712 BAY COURT in Saint Cloud, FL has air conditioning.
  • Does 3712 BAY COURT have a pool?
    Yes, 3712 BAY COURT in Saint Cloud, FL has a pool.
3712 BAY COURT, Saint Cloud, FL 34769 is a 2 bedroom, 2 bathroom, 1,136 sqft single-family home built in 1984. This property is currently available for sale and was listed by Stellar MLS on Aug 9, 2026. The MLS # for this home is MLS# S5154904.