3640 E  Hidden Cove Trl, Hernando, FL 34442
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FOR SALE
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3640 E Hidden Cove Trl
Hernando, FL 34442

  • 3 Beds
  • 2 Baths
  • 1,734 sqft

$330,000

Est. Mortgage $2,349/mo*

$330,000

Est. Mortgage $2,349/mo*
3 Beds
2 Baths
1,734 sqft

Home Highlights

Parking
2 Car Garage
HOA
$172/Monthly
Price/Sqft
$190
Listed
45 days ago
Climate Control
Central, Electric & Central Air, Electric

Local Information

  • Map ViewExplore the area around 3640 E Hidden Cove Trl.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Prized location on dead-end street backs up to over 3A buffer area for privacy and gorgeous rear views. Popular model 3 bedroom 2 bath + 2 car garage home plus 31' wide Florida room w/sliding glass windows and pavered floor in 2016 to enjoy the fenced rear yard and outside patio. Pavered driveway and entrance. LR leads to enclosed original porch with A/C and on to FL room. Kitchen sink has additional spigot for instant filtered piping hot water for tea, etc. 3 new Pella windows 6 mos ago. New 3.5T Trane hvac system 7/2025. New roof 2020. FL room has new rubber membrane roof sealant. HOA fees paid until Jan 2027. Storage site with 8'x8' shed paid until Jan 2027 in gated lot onsite. Enjoy all that Arbor Lakes has to offer, including a development actually owned by the homeowners! 20A lakeside park with boat ramp & pier, gazebo on the water, tennis/pickleball/shuffleboard courts and large solar heated pool. Large community center with fully stocked kitchen, billiards, fireplace, exercise room, library, TV and rocking chairs around the full porch to enjoy the lakes. Sidewalks throughout with street lights to ride golf carts and walk your dogs. This wonderful home is ready for a new family to bring their style and make it their own!
Last check for updates: about 4 hours ago
Listing courtesy of Rita Johnson, (352) 533-1199
Century 21 J.W.Morton R.E.
Originating MLS: Realtors Association of Citrus County
Source: Realtors Association of Citrus County, MLS#855140

Home Details for 3640 E Hidden Cove Trl

Interior Features

Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1734 Square Feet
Appliances & Utilities
Utilities: High Speed Internet AvailableAppliances: Dryer, Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Range Hood, Water Heater, Water Purifier, WasherDishwasherDryerLaundry: Laundry - Living AreaMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Window: Blinds, Double Pane WindowsDoor: Sliding DoorsFlooring: Luxury Vinyl Plank, Tile
Levels, Entrance, & Accessibility
Stories: 1Floors: Luxury Vinyl Plank, Tile
Security
Security: Gated Community, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: Asphalt ShingleFencing: Yard FencedExterior: Concrete DrivewayFoundation: Block, Slab
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Attached,Concrete,Driveway,Garage,Garage Door Opener
Pool
Pool: None, Community
Frontage
Waterfront: Boat Ramp/Lift Access, Lake Privileges, Pier, Water AccessFrontage Type: WaterfrontRoad Frontage: Private RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 14Days on Market: 45

Property Information

Year Built
Year Built: 1997
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Contemporary,Ranch
Building
Construction Materials: StuccoNot a New Construction
Property Information
Parcel Number: 2818590

Price & Status

Price
List Price: $330,000Price Per Sqft: $190
Status Change & Dates
Possession Timing: Closing

Active Status

MLS Status: Active

Location

Direction & Address
City: HernandoCommunity: Arbor Lakes
School Information
Elementary School: Hernando ElementaryJr High / Middle School: Citrus Springs MiddleHigh School: Citrus High

Agent Information

Listing Agent
Listing ID: 855140

Building

Building Area
Building Area: 2682 Square Feet

Community

Community Features: Barbecue, Billiard Room, Community Pool, Trails/Paths, GatedIs a Senior Community

HOA

HOA Fee Includes: Cable TV, High Speed Internet, Maintenance Grounds, Pool(s), Recreation Facilities, Reserve Fund, Road Maintenance, Street Lights, Security, Tennis CourtsHOA Name: Arbor LakesHOA Phone: 352-812-8086Association for this Listing: Realtors Association of Citrus CountyHas an HOAHOA Fee: $515/Quarterly

Lot Information

Lot Area: 8276.4 sqft

Listing Info

Special Conditions: Standard, Listed As-Is

Offer

Listing Terms: Cash, Conventional

Miscellaneous

Mls Number: 855140Living Area Range Units: Square FeetAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12017-N-2818590-R-N

Additional Information

BarbecueBilliard RoomCommunity PoolTrails/PathsGatedDays On Market Replication: 14

Around this home

What Locals Say about Hernando

At least 94 Trulia users voted on each feature.
  • 94 % Say car is needed

  • 86 % Say parking is easy

  • 83 % Say yards are well-kept

  • 83 % Say it's dog friendly

  • 80 % Say it's quiet

  • 66 % Say there's wildlife

  • 63 % Say people would walk alone at night

  • 63 % Say there's holiday spirit

  • 59 % Say they plan to stay for at least 5 years

  • 55 % Say neighbors are friendly

  • 29 % Say kids play outside

  • 21 % Say there are community events

  • 19 % Say streets are well-lit

  • 17 % Say it's walkable to grocery stores

  • 12 % Say it's walkable to restaurants

  • 10 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Taz2mel
    "We have lived here 3 years and It is very quiet and serene. The whole neighborhood is very nice and people are friendly."
  • Mary J. G.
    "I feel its a quiet and safe area to raise children in.But except for the YMCA there is not much activity in the summer for teenagers and young children to participate in."
  • Mary J. G.
    "I feel like this is a safe place to live but there’s nothing for children to do in the summer no activities no real parks so it’s not difficult for them to get in trouble .they (the city)needs to provide more activities for young people and teenagers to give them something to do when they’re not attending school. In thhe summer."
  • Alicia M.
    "Just about everyone’s loves dogs around this area. Most are friendly and well manner dogs. Most people are friend;y enough to wave or say hi. "
  • Trulia User
    "Many dog owners walk their pets on the tree-lined streets. People genuinely like dogs here and there is a beautiful dog park for the animals to enjoy."
  • Anita G.
    "It is so beautiful here. The homes are so lovely and the landscaping is absolutely beautiful Landscaping is absolutely beautiful. The neighbors are very friendly and helpful and nice. The homes are lovely and the landscape is beautiful. "
  • Ronr8256
    "Just feel very safe and welcomed. Very friendly neighbors don’t care to nose into your business or bug you just always there to say hi and how’s it going. I love it here as does my wife"
  • Tabithalhowell
    " Dry dog friendly neighborhood, people pick up after their pets. Many walk their pets around the neighborhood "
  • Kristy M. .
    "There a very nice lake walking distance from my house. Great for fishing and swimming. Nice air and great neighborhood beautiful homes and amazing connection to nature as well. I love the family of herons that come into our yard time to time."
  • Daveandkelly2010
    "I lived in this area for over 15 yrs and certain neighbors watch out for each other. Others keep to themselves which I like."
  • Trashinstein
    "I love the area. low crime and larger lots. Easy to drive any where from here and roads are multi-laned and traffic it light"
  • M
    "Great place to live! Nice size yards and a mixture of types of homes. There are families with children and grandparents with grandchildren who visit. A good mixture of everyone. They do drive to fast down the roads so most parents on our road don’t let their children play or ride their bikes on or near the road. Unfortunately there’s always that negative we all hate to see. All in all it’s a great place for families."
  • Aaron R.
    "I don't commute. two main highways run east to west. approx 20 minutes intoaon local town of Inverness "
  • Mmainwaring
    "Nice quiet neighborhood - horses allowed! Neighbors are nice - private road - good trails for horses - close to shopping - "
  • Donna Ratcliff
    "I've actually lived in 2 different separate homes on this street. I purposely sought out this area ,away from big cities. Quiet old Florida, convenient to Ocala, Inverness, Crystal River. No restrictions !!"
  • Joyce P.
    "Great area to live centrally located. Easy to get to Inverness and Ocala. And not far from either Gainesville, Tampa, or Orlando"
  • Rodney
    "Hilly so it’s hard to see over hills in the dark so stay in your yard if not well lit. The yards are 1 acre lots so no reason for you to not be able to walk the dog in the yard."
  • Candyw53
    "Great dog parks, wonderful first class amenities Pool, spa, golf, tennis and restaurants to name a few"
  • Melodispair
    "I have lived here almost a year. Love the dead-end rd. I did have my lawnmower stolen from my shop however. Other than that i enjoy living in this area. "
  • Jawwest69er
    "all of the junkies who thrive in this area is pretty unique in my observation!!!! I'm from San Diego but I've lived in Hernando for the past 3 years & I will have to say the people are horrible people their is no work.....its a horrible place where junkies reside!!!"
  • Dshields8
    "I have lived here for 7 years. Neighborhood is quiet and neighbors are friendly. Very little noise and no traffic "

Market trends in Hernando

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
200
13
MoM

Home Value

Trulia Estimate
$314K
Since last month
Decreased$3K (-0.9%)
Since last year
Increased$45K (+16.8%)
Since last sale
Increased$193K (+159.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +109% in the last 10 years
MonthEstimated value
2026
August 2026$314K
July 2026$317K
June 2026$263K
May 2026$268K
April 2026$267K
March 2026$267K
February 2026$267K
January 2026$261K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.12
Single-Family Home
$210,000
04/22/26
3
2
1,704
0.09
Single-Family Home
$257,500
04/30/26
3
2
1,599
0.10
Single-Family Home
$270,000
03/12/26
3
2
1,515
0.15
Single-Family Home
$265,000
01/23/26
3
2
1,623
0.16
Single-Family Home
$282,400
06/30/26
3
2
1,648
0.12
Single-Family Home
$260,000
12/31/25
3
2
1,308
0.28
Single-Family Home
$240,000
02/05/26
3
2
1,730
0.26
Single-Family Home
$280,000
06/09/26
3
2
1,788

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.04
$306,400
3
2
1,783
Off Market
0.05
$280,700
3
2
1,634
Off Market
0.03
$327,800
3
2
2,115
Off Market
0.05
$297,000
3
2
1,768
Off Market
0.02
$326,700
3
2
1,825
Off Market
0.07
$272,500
3
2
1,658
Off Market
0.09
$257,500
3
2
1,599
Recently Sold
0.08
$202,100
2
2
1,138
Off Market
0.10
$296,000
3
2
1,678
Off Market
0.10
$270,000
3
2
1,515
Recently Sold
0.08
$309,200
3
2
2,173
Off Market

Price and Tax history

DateEventPrice
Jul 6, 2026
Source: Realtors Association of Citrus County #855140
Listed For Sale
$330,000
Dec 27, 2010
Source: N/A
Sold
$121,000
Nov 19, 2010
Source: Agent Provided
PriceChange
$132,500
Price decreased by 4%
Jul 31, 2010
Source: Agent Provided
PriceChange
$137,500
Price decreased by 3%
Dec 13, 2009
Source: Agent Provided
PriceChange
$141,500
Price decreased by 2%

LGBTQ Local Legal Protections

Rita Johnson, Century 21 J.W.Morton R.E.
Agent Phone: (352) 533-1199
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 3640 E Hidden Cove Trl

  • What is the estimated monthly payment for 3640 E Hidden Cove Trl?
    Based on a $330,000 list price with 20% down at today's rates, the estimated monthly payment for 3640 E Hidden Cove Trl in Hernando, FL is approximately $2,216 (about $1,715 principal & interest, $426 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Hernando?
    Residents describe Hernando, FL as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Hernando, FL.
  • What are the closest schools to 3640 E Hidden Cove Trl?
    The closest schools to 3640 E Hidden Cove Trl in Hernando, FL are Citrus High School (rated 4/10), Citrus Springs Middle School (rated 6/10), Hernando Elementary School (Pre-K, rated 3/10).
  • What is 3640 E Hidden Cove Trl estimated to be worth?
    Trulia's estimated value for 3640 E Hidden Cove Trl in Hernando, FL is $313,800.
  • Does 3640 E Hidden Cove Trl have air conditioning?
    Yes, 3640 E Hidden Cove Trl in Hernando, FL has air conditioning.
  • Does 3640 E Hidden Cove Trl have a pool?
    Yes, 3640 E Hidden Cove Trl in Hernando, FL has a pool.
3640 E Hidden Cove Trl, Hernando, FL 34442 is a 3 bedroom, 2 bathroom, 1,734 sqft single-family home built in 1997. This property is currently available for sale and was listed by Realtors Association of Citrus County on Jul 6, 2026. The MLS # for this home is MLS# 855140.