Listed by Ian Chandler, Home & Ranch Sotheby's Intl, (530) 545-9561
$1,674,000
Original price: $1,799,000
4 Beds
3.5 Baths
2,772 sqft
364 McCarthy Ave, Oceano, CA 93445
Est. Mortgage $10,497/mo*
Get Pre-QualifiedWe estimate this home will sell faster than 95% nearby.
Home Highlights
Single-Family Home
Built in 2026
$604/sqft
2 Car Garage
Local Information
- Map ViewExplore the area around 364 McCarthy Ave.
- Schools1 Elementary School1 Middle School2 High Schools
- Shop & Eat
-- mins to
About this House
Luxury Coastal Living Just Minutes from Pismo Beach & Shell Beach. Built by Beach Front Builders, this brand-new custom home is located at the gateway to Pismo State Beach, just minutes from Pismo Beach, Shell Beach, downtown Arroyo Grande, and the Oceano Dunes. Eligible to be licensed as a vacation rental, it offers an outstanding opportunity as a primary residence, second home, or income-producing coastal property.
Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, one of the home's biggest advantages is something rarely found this close to the beach: generous off-street parking and a dedicated RV parking area with an RV waste connection. Whether you're bringing an RV, side-by-sides, dune toys, or looking for features that appeal to vacation renters, this setup offers exceptional flexibility.
The main level features an open floor plan connecting the living room, dining area, and kitchen with wide-plank flooring, coffered ceilings with wood beam accents, recessed lighting, a gas fireplace, and two large sliders opening to the backyard patio. The kitchen includes quartz countertops, custom cabinetry, double wall ovens, a six-burner gas cooktop with pot filler, oversized island, workstation sink, and spacious butler's pantry.
A private first-floor bedroom with en suite bath, an additional guest bath, and a framed shaft designed for a future elevator provide flexibility for guests, multigenerational living, or long-term accessibility.
Upstairs, the family room with wet bar opens to a balcony overlooking the Oceano Lagoon and dunes. The upper level has also been thoughtfully configured to allow a portion of the space to potentially be converted into a one-bedroom, one-bath junior ADU, creating additional flexibility for extended family, guests, or multiple rental configurations. Buyer to verify feasibility, permitting, and use.
The primary suite features dual walk-in closets, a private balcony, makeup vanity, soaking tub, dual sinks, and walk-in shower. Two additional bedrooms and another full bath complete the upper level.
A rooftop deck offers peekaboo ocean views, coastal breezes, and panoramic dune views. Additional features include owned solar, tankless water heating, and energy-efficient heat pump HVAC. Brand-new construction, vacation rental eligibility, exceptional parking, and immediate access to Pismo State Beach and the Oceano Dunes make this one of the Central Coast's most versatile coastal properties.
Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, one of the home's biggest advantages is something rarely found this close to the beach: generous off-street parking and a dedicated RV parking area with an RV waste connection. Whether you're bringing an RV, side-by-sides, dune toys, or looking for features that appeal to vacation renters, this setup offers exceptional flexibility.
The main level features an open floor plan connecting the living room, dining area, and kitchen with wide-plank flooring, coffered ceilings with wood beam accents, recessed lighting, a gas fireplace, and two large sliders opening to the backyard patio. The kitchen includes quartz countertops, custom cabinetry, double wall ovens, a six-burner gas cooktop with pot filler, oversized island, workstation sink, and spacious butler's pantry.
A private first-floor bedroom with en suite bath, an additional guest bath, and a framed shaft designed for a future elevator provide flexibility for guests, multigenerational living, or long-term accessibility.
Upstairs, the family room with wet bar opens to a balcony overlooking the Oceano Lagoon and dunes. The upper level has also been thoughtfully configured to allow a portion of the space to potentially be converted into a one-bedroom, one-bath junior ADU, creating additional flexibility for extended family, guests, or multiple rental configurations. Buyer to verify feasibility, permitting, and use.
The primary suite features dual walk-in closets, a private balcony, makeup vanity, soaking tub, dual sinks, and walk-in shower. Two additional bedrooms and another full bath complete the upper level.
A rooftop deck offers peekaboo ocean views, coastal breezes, and panoramic dune views. Additional features include owned solar, tankless water heating, and energy-efficient heat pump HVAC. Brand-new construction, vacation rental eligibility, exceptional parking, and immediate access to Pismo State Beach and the Oceano Dunes make this one of the Central Coast's most versatile coastal properties.
We estimate this home will sell faster than 95% nearby.
Home Details for 364 McCarthy Ave
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Interior Details Number of Rooms: 12Types of Rooms: Master Bedroom, Bedroom, Bathroom, Entry Foyer, Family Room, Foyer, Kitchen, Laundry, Living Room, Other, PantryWet Bar |
Beds & Baths Number of Bedrooms: 4Main Level Bedrooms: 1Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1Number of Bathrooms (main level): 2 |
Dimensions and Layout Living Area: 2772 Square Feet |
Appliances & Utilities Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water ConnectedAppliances: Dishwasher, Gas Range, Microwave, Refrigerator, Tankless Water HeaterDishwasherLaundry: Inside,Laundry RoomMicrowaveRefrigerator |
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central |
Fireplace & Spa Fireplace: Family Room, Gas, Living RoomHas a Fireplace |
Windows, Doors, Floors & Walls Common Walls: No Common Walls |
Levels, Entrance, & Accessibility Stories: 3Number of Stories: 3Levels: Three Or MoreEntry Location: Side |
View Has a ViewView: Neighborhood, Ocean, Peek-A-Boo |
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Exterior Home Features Roof: CompositionFencing: VinylFoundation: SlabNo Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Driveway,Garage Faces Front |
Pool Pool: None |
Frontage Waterfront: Beach Access, Ocean Access, Ocean Side Of FreewayNot on Waterfront |
Water & Sewer Sewer: Public Sewer |
Surface & Elevation Elevation Units: Feet |
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Cumulative Days on Market: 567Days on Market: 180+ |
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Year Built Year Built: 2026 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: House |
Building Is a New ConstructionNot Attached PropertyNo Additional Parcels |
Property Information Condition: Under ConstructionParcel Number: 061021066 |
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Price List Price: $1,674,000Price Per Sqft: $604 |
Status Change & Dates Possession Timing: Close Of Escrow |
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MLS Status: Active |
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Direction & Address City: OceanoCommunity: Oceano(350) |
School Information High School District: Lucia Mar Unified |
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Listing Agent Listing ID: NS26158803 |
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Building Details Builder Name: Beachfront Builders |
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Community Features: Biking, Fishing, Golf, Hiking, Water SportsNot Senior Community |
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Association for this Listing: California Regional MLSHOA Fee: No HOA Fee |
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Lot Area: 4300 sqft |
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Special Conditions: Standard |
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Listing Terms: Cash, Cash to New Loan |
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Mls Number: NS26158803Living Area Range Units: Square FeetWater ViewWater View: OceanAttribution Contact: 530 545-9561Common Interest: NoneUniversal Property Id: US-06079-N-061021066-R-N |
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BikingFishingGolfHikingWater SportsSource Internet Entire Listing Display |
Around this home
What Locals Say about Oceano
At least 33 Trulia users voted on each feature.
94 % Say car is needed
86 % Say it's dog friendly
74 % Say yards are well-kept
67 % Say parking is easy
67 % Say there are sidewalks
66 % Say there's holiday spirit
63 % Say it's walkable to grocery stores
61 % Say there's wildlife
60 % Say they plan to stay for at least 5 years
56 % Say it's walkable to restaurants
50 % Say kids play outside
49 % Say neighbors are friendly
43 % Say people would walk alone at night
39 % Say it's quiet
33 % Say streets are well-lit
28 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
Market trends in Oceano
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
14
1MoM
Home Value
Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.03 | Single-Family Home | $1,220,000 | 09/10/26 | 3 | 3 | 2,218 | |
0.15 | Single-Family Home | $1,147,500 | 12/23/25 | 4 | 3 | 2,082 | |
0.16 | Single-Family Home | $1,195,000 | 11/21/25 | 4 | 3 | 2,045 | |
0.20 | Single-Family Home | $2,300,000 | 11/12/25 | 4 | 4.5 | 2,832 | |
0.14 | Single-Family Home | $1,075,000 | 05/11/26 | 5 | 3 | 2,203 | |
0.28 | Single-Family Home | $812,000 | 07/02/26 | 4 | 2 | 1,380 | |
0.49 | Single-Family Home | $880,000 | 12/05/25 | 5 | 4 | 2,235 | |
0.72 | Single-Family Home | $879,000 | 07/29/26 | 3 | 2.5 | 1,831 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.03 | $1,351,200 | 8 | 7 | 4,074 | Off Market | |
0.03 | $325,000 | - | - | - | For Sale | |
0.03 | $1,220,000 | 3 | 3 | 2,218 | Recently Sold | |
0.05 | $499,000 | - | - | - | For Sale | |
0.04 | $417,000 | - | - | - | Off Market | |
0.04 | - | - | - | - | Off Market | |
0.11 | $362,800 | 1 | 1 | 562 | Off Market | |
0.11 | $266,900 | Studio | 1 | 266 | Off Market | |
0.11 | $482,200 | 2 | 2 | - | Off Market | |
0.12 | $332,500 | 1 | 1 | 562 | Recently Sold | |
0.12 | $359,800 | 1 | 1 | 562 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 7, 2026 Source: CRMLS #NS26158803 | PriceChange | $1,674,000 Price decreased by 7% |
Jul 21, 2026 Source: CRMLS #NS26158803 | Listed For Sale | $1,799,000 |
Feb 6, 2026 Source: SDMLS #NS25018230 | ListingRemoved | $2,400,000 |
Jun 28, 2025 Source: SDMLS #NS25018230 | Listed For Sale | $2,400,000 |
Jun 4, 2014 Source: Agent Provided | ListingRemoved | $199,000 |
May 7, 2014 Source: Agent Provided | Pending | $199,000 |
Jan 23, 2014 Source: Agent Provided | PriceChange | $199,000 Price decreased by 3% |
Dec 4, 2013 Source: Agent Provided | Listed For Sale | $205,000 |
Oct 26, 2013 Source: Agent Provided | ListingRemoved | $205,000 |
Oct 6, 2013 Source: Agent Provided | Listed For Sale | $205,000 |
Mar 2, 2013 Source: Agent Provided | ListingRemoved | $205,000 |
Feb 7, 2013 Source: Agent Provided | PriceChange | $205,000 Price decreased by 9% |
Oct 31, 2012 Source: Agent Provided | Listed For Sale | $225,000 |
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Ian Chandler, Home & Ranch Sotheby's Intl
Agent Phone: (530) 545-9561
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-09-15 23:23:24 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-09-15 23:23:24 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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Frequently asked questions about 364 McCarthy Ave
- What is the estimated monthly payment for 364 McCarthy Ave?Based on a $1,674,000 list price with 20% down at today's rates, the estimated monthly payment for 364 McCarthy Ave in Oceano, CA is approximately $10,608 (about $9,012 principal & interest, $1,521 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Oceano?Residents describe Oceano, CA as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Oceano, CA.
- What are the closest schools to 364 McCarthy Ave?The closest schools to 364 McCarthy Ave in Oceano, CA are Arroyo Grande High School (rated 9/10), Central Coast New Tech High School (rated 9/10), Judkins Middle School (rated 6/10).
- Does 364 McCarthy Ave have air conditioning?Yes, 364 McCarthy Ave in Oceano, CA has air conditioning.
- Does 364 McCarthy Ave have laundry facilities?Yes, 364 McCarthy Ave in Oceano, CA has laundry facilities.
- How big is the lot at 364 McCarthy Ave?The lot at 364 McCarthy Ave in Oceano, CA is about 0.10 acres (4,300 sq ft).
364 McCarthy Ave, Oceano, CA 93445 is a 4 bedroom, 4 bathroom, 2,772 sqft single-family home built in 2026. This property is currently available for sale and was listed by CRMLS on Jul 21, 2026. The MLS # for this home is MLS# NS26158803.