364 McCarthy Ave, Oceano, CA 93445
FOR SALE
NEW CONSTRUCTION
Listed by Ian Chandler, Home & Ranch Sotheby's Intl, (805) 434-9700

364 McCarthy Ave
Oceano, CA 93445

  • 4 Beds
  • 3.5 Baths
  • 2,772 sqft

$1,999,000

Original price: $2,099,000
Est. Mortgage $11,800/mo*

$1,999,000

Original price: $2,099,000
Est. Mortgage $11,800/mo*
4 Beds
3.5 Baths
2,772 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Experience the pinnacle of coastal living in this brand-new custom home, just completed by Beach Front Builders and ideally located in an exclusive neighborhood at the gateway to Pismo State Beach, with beach access just down the street.

Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, the property offers exceptional functionality, including a stamped concrete driveway, generous parking, and a dedicated side area equipped with an RV waste line.

The main living level is designed as a cohesive, open-concept space connecting the living room, dining area, and kitchen. Wide-plank flooring, a coffered ceiling with wood beam accents, recessed lighting, and a modern gas fireplace create a refined yet comfortable atmosphere. Two large sliding doors open to the backyard and stamped concrete patio, allowing for seamless indoor–outdoor living.

The kitchen is both elegant and functional, featuring double wall ovens, a six-burner gas cooktop with pot filler, quartz countertops, bar seating, custom cabinetry, and an oversized sink with professional-style faucet. A thoughtfully designed butler’s pantry provides additional counter space and storage, with room for small appliances and a wine fridge.

The lower level includes a private bedroom with en suite bath and a separate guest bathroom, making it ideal for guests or multigenerational living. A large interior space was intentionally constructed to accommodate a future elevator, offering flexibility for long-term use.

Upstairs, a spacious family room with a wet bar opens to a balcony and enjoys views overlooking the lagoon and dunes. Three additional bedrooms are located on this level, including the primary suite, which features his-and-hers walk-in closets, a private balcony, and a dedicated makeup and vanity area. The primary bath includes a generous soaking tub, dual sinks, and a walk-in shower. An additional upstairs guest bathroom mirrors the home’s elevated finish level.

A standout feature is the private rooftop deck, offering an elevated outdoor space ideal for entertaining, relaxing, and enjoying the surrounding coastal setting, including peekaboo ocean views.

Additional features include owned solar, tankless hot water, and modern mechanicals with heat pump HVAC. Located minutes from Pismo Beach, shopping, golf courses, and the Central Coast’s renowned wineries, this property offers a rare opportunity to own a thoughtfully designed coastal retreat.

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$721
Listed
180+ days ago

Home Details for 364 McCarthy Ave

Interior Features

Interior Details
Number of Rooms: 12Types of Rooms: Master Bedroom, Bedroom, Bathroom, Entry Foyer, Family Room, Foyer, Kitchen, Laundry, Living Room, Other, PantryWet Bar
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 1Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 2772 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water ConnectedAppliances: Dishwasher, Gas Range, Microwave, Refrigerator, Tankless Water HeaterDishwasherLaundry: Inside,Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Family Room, Gas, Living RoomHas a Fireplace
Windows, Doors, Floors & Walls
Common Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 3Number of Stories: 3Levels: Three Or MoreEntry Location: Side
View
Has a ViewView: Neighborhood, Ocean, Peek-A-Boo

Exterior Features

Exterior Home Features
Roof: CompositionFencing: VinylFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Driveway,Garage Faces Front
Pool
Pool: None
Frontage
Waterfront: Beach Access, Ocean Access, Ocean Side Of FreewayNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet

Days on Market

Cumulative Days on Market: 395Days on Market: 180+

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: House
Building
Is a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Condition: Under ConstructionParcel Number: 061021066

Price & Status

Price
List Price: $1,999,000Price Per Sqft: $721
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Location

Direction & Address
City: OceanoCommunity: Oceano(350)
School Information
High School District: Lucia Mar Unified

Agent Information

Listing Agent
Listing ID: NS26026796

Building

Building Details
Builder Name: Beachfront Builders

Community

Community Features: Biking, Fishing, Golf, Hiking, Water SportsNot Senior Community

HOA

Association for this Listing: California Regional MLSHOA Fee: No HOA Fee

Lot Information

Lot Area: 4300 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Cash to New Loan

Miscellaneous

Mls Number: NS26026796Living Area Range Units: Square FeetWater ViewWater View: OceanAttribution Contact: 530 545-9561Activation Date: Sat Feb 14 2026Common Interest: NoneStart Showing Date: Sat Feb 14 2026Universal Property Id: US-06079-N-061021066-R-N

Additional Information

BikingFishingGolfHikingWater SportsSource Internet Entire Listing Display
Last check for updates: about 5 hours ago
Listing Provided by: Ian Chandler DRE #01955407, (530) 545-9561
Home & Ranch Sotheby's Intl
Hannah Chandler DRE #02060545
Home & Ranch Sotheby's Intl
Originating MLS: California Regional MLS
Source: CRMLS, MLS#NS26026796
Also Listed on CRMLS.

Market trends in Oceano

Last updated April 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
16
1
MoM

Price History for 364 McCarthy Ave

DatePriceEventSource
03/10/2026$1,999,000PriceChange
CRMLS #NS26026796
02/14/2026$2,099,000Listed For SaleCRMLS #NS26026796
02/06/2026$2,400,000ListingRemovedSDMLS #NS25018230
06/28/2025$2,400,000Listed For SaleSDMLS #NS25018230
06/04/2014$199,000ListingRemovedAgent Provided
05/07/2014$199,000PendingAgent Provided
01/23/2014$199,000PriceChange
Agent Provided
12/04/2013$205,000Listed For SaleAgent Provided
10/26/2013$205,000ListingRemovedAgent Provided
10/06/2013$205,000Listed For SaleAgent Provided
03/02/2013$205,000ListingRemovedAgent Provided
02/07/2013$205,000PriceChange
Agent Provided
10/31/2012$225,000Listed For SaleAgent Provided

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Comparable Sales for 364 McCarthy Ave

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Sold Date
Bed
Bath
Sqft
0.15
Single-Family Home
$1,147,500
12/23/25
4
3
2,082
0.16
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$1,195,000
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0.20
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$2,300,000
11/12/25
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2,832
0.14
Single-Family Home
$1,075,000
05/11/26
5
3
2,203
0.25
Single-Family Home
$950,000
08/01/25
3
2
1,944
0.49
Single-Family Home
$880,000
12/05/25
5
4
2,235
0.75
Single-Family Home
$835,000
09/23/25
4
2.5
1,705
0.83
Single-Family Home
$830,000
12/26/25
4
3
1,576

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Assigned Schools

These are the assigned schools for 364 McCarthy Ave.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Oceano

At least 33 Trulia users voted on each feature.
  • 94 % Say car is needed

  • 86 % Say it's dog friendly

  • 76 % Say yards are well-kept

  • 66 % Say there's holiday spirit

  • 66 % Say parking is easy

  • 66 % Say there are sidewalks

  • 63 % Say it's walkable to grocery stores

  • 61 % Say there's wildlife

  • 60 % Say they plan to stay for at least 5 years

  • 54 % Say it's walkable to restaurants

  • 49 % Say neighbors are friendly

  • 49 % Say kids play outside

  • 43 % Say people would walk alone at night

  • 39 % Say it's quiet

  • 33 % Say streets are well-lit

  • 28 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Thedannyc
    "I normally feel safe walking here during all parts of the day or night. The Sherriff’s Dept regularly patrol the area and I rarely see any reason for them to hassle the public."

LGBTQ Local Legal Protections

Ian Chandler, Home & Ranch Sotheby's Intl
Agent Phone: (530) 545-9561
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-02-09 09:51:42 PST and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
364 McCarthy Ave, Oceano, CA 93445 is a 4 bedroom, 4 bathroom, 2,772 sqft single-family home built in 2026. This property is currently available for sale and was listed by CRMLS on Feb 14, 2026. The MLS # for this home is MLS# NS26026796.