Listed by Amy Justice, The Agents Central Coast, (805) 556-5755
357 McCarthy Ave
Oceano, CA 93445
3 Beds
3 Baths
2,218 sqft
3 Beds
3 Baths
2,218 sqft
Home Highlights
Parking
3 Car Garage
Climate Control
Heating only
HOA
None
Price/Sqft
$541
Listed
1 day ago
Local Information
- Map ViewExplore the area around 357 McCarthy Ave.
- Schools1 Elementary School1 Middle School2 High Schools
- Shop & Eat
-- mins to
About this House
Welcome to 357 McCarthy Avenue, a licensed vacation rental just half a block from the beach in Oceano’s coastal neighborhood. This flexible property is designed for true beach living, with a layout that lets you enjoy it as one full home or functionally as two separate units so you can live in one and rent the other.
Upstairs, you’ll find bright, open living with a comfortable great room and fireplace, a sizable kitchen, two bedrooms, and a bathroom, all oriented to capture coastal light and sea breezes. A large second-story patio leads up to a third-story viewing deck, an ideal spot for sunrise coffee and sunset ocean views over the dunes and shoreline.
Downstairs, a second living room and second kitchen offer its own entrance with a fireplace, two full bathrooms, backyard space, and direct garage access, creating a natural separation of space for guests or tenants. This configuration makes it easy to occupy the upper level as your personal beach home while continuing to operate the lower level as a rental, or to rent the entire residence as one larger vacation property.
357 McCarthy sits on an approximately 4,140 sq ft lot and offers about 2,218 sq ft of living area, with a 3-car garage providing excellent parking and storage for beach gear and longer stays.
With its licensed vacation rental status, flexible two-unit-style floor plan, and unbeatable proximity to the ocean, this property is ideal for investors, second-home buyers, or anyone who wants to blend coastal living with strong rental potential. Come experience 357 McCarthy Avenue and imagine how you’ll enjoy living at the beach while your property works for you.
Upstairs, you’ll find bright, open living with a comfortable great room and fireplace, a sizable kitchen, two bedrooms, and a bathroom, all oriented to capture coastal light and sea breezes. A large second-story patio leads up to a third-story viewing deck, an ideal spot for sunrise coffee and sunset ocean views over the dunes and shoreline.
Downstairs, a second living room and second kitchen offer its own entrance with a fireplace, two full bathrooms, backyard space, and direct garage access, creating a natural separation of space for guests or tenants. This configuration makes it easy to occupy the upper level as your personal beach home while continuing to operate the lower level as a rental, or to rent the entire residence as one larger vacation property.
357 McCarthy sits on an approximately 4,140 sq ft lot and offers about 2,218 sq ft of living area, with a 3-car garage providing excellent parking and storage for beach gear and longer stays.
With its licensed vacation rental status, flexible two-unit-style floor plan, and unbeatable proximity to the ocean, this property is ideal for investors, second-home buyers, or anyone who wants to blend coastal living with strong rental potential. Come experience 357 McCarthy Avenue and imagine how you’ll enjoy living at the beach while your property works for you.
Home Details for 357 McCarthy Ave
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Interior Details Number of Rooms: 7Types of Rooms: Bedroom, Bathroom, Entry Foyer, Family Room, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2 |
Dimensions and Layout Living Area: 2218 Square Feet |
Appliances & Utilities Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, RefrigeratorDishwasherDisposalLaundry: In GarageMicrowaveRefrigerator |
Heating & Cooling Heating: Forced AirNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa Fireplace: Family Room, Gas, Living RoomSpa: NoneHas a FireplaceNo Spa |
Gas & Electric Electric: Standard |
Windows, Doors, Floors & Walls Window: Double Pane WindowsFlooring: LaminateCommon Walls: No Common Walls |
Levels, Entrance, & Accessibility Stories: 2Number of Stories: 2Levels: TwoEntry Location: 1Floors: Laminate |
View Has a ViewView: Ocean |
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Exterior Home Features Roof: TileFencing: Good Condition, WoodFoundation: SlabNo Private Pool |
Parking & Garage Number of Garage Spaces: 3Number of Covered Spaces: 3Has a GarageHas an Attached GarageParking Spaces: 3Parking: Door-Multi,Garage Faces Front,Garage |
Pool Pool: None |
Frontage Road Frontage: City StreetRoad Surface Type: PavedNot on Waterfront |
Water & Sewer Sewer: Public Sewer |
Surface & Elevation Elevation Units: Feet |
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Days on Market: 1 |
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Year Built Year Built: 2000 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: House |
Building Construction Materials: StuccoNot a New ConstructionNot Attached PropertyNo Additional Parcels |
Property Information Condition: TurnkeyIncluded in Sale: All furniture, linens, etc available for negotiation.Parcel Number: 061012057 |
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Price List Price: $1,199,000Price Per Sqft: $541 |
Status Change & Dates Possession Timing: Close Of Escrow |
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MLS Status: Active |
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Direction & Address City: OceanoCommunity: Oceano(350) |
School Information High School District: Lucia Mar Unified |
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Listing Agent Listing ID: PI26170978 |
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Community Features: Street LightsNot Senior Community |
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Association for this Listing: California Regional MLSHOA Fee: No HOA Fee |
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Lot Area: 4140 sqft |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional |
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Mls Number: PI26170978Living Area Range Units: Square FeetWater ViewWater View: OceanAttribution Contact: 805-471-5111Activation Date: Mon Aug 10 2026Common Interest: NoneStart Showing Date: Mon Aug 10 2026Universal Property Id: US-06079-N-061012057-R-N |
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Street LightsSource Internet Entire Listing Display |
Last check for updates: about 16 hours ago
Listing Provided by: Amy Justice DRE #01976115, (805) 471-5111
The Agents Central Coast
Originating MLS: California Regional MLS
Source: CRMLS, MLS#PI26170978
Also Listed on CRMLS.
Market trends in Oceano
Last updated June 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
16
3MoM
Price History for 357 McCarthy Ave
| Date | Price | Event | Source |
|---|---|---|---|
| 08/10/2026 | $1,199,000 | Listed For Sale | CRMLS #PI26170978 |
| 12/16/2020 | $812,000 | Sold | CRMLS #PI20243762 |
| 11/26/2020 | $849,000 | Pending | Agent Provided |
| 11/21/2020 | $849,000 | Listed For Sale | Agent Provided |
| 07/01/2010 | $555,000 | Sold | N/A |
| 03/12/2010 | $459,000 | Sold | N/A |
| 08/28/2009 | $789,000 | ListingRemoved | Agent Provided |
| 03/28/2009 | $789,000 | PriceChange | Agent Provided |
| 03/23/2009 | $810,000 | Listed For Sale | Agent Provided |
| 03/29/2002 | $550,000 | Sold | N/A |
| 09/20/2000 | $425,000 | Sold | N/A |
| 08/25/1999 | $180,000 | Sold | N/A |
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Property Tax and Assessment
| Year | 2026 |
|---|---|
| Tax | |
| Assessment | $896,510 |
Home facts updated by county records
Comparable Sales for 357 McCarthy Ave
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.17 | Single-Family Home | $1,147,500 | 12/23/25 | 4 | 3 | 2,082 | |
0.18 | Single-Family Home | $1,195,000 | 11/21/25 | 4 | 3 | 2,045 | |
0.15 | Single-Family Home | $1,075,000 | 05/11/26 | 5 | 3 | 2,203 | |
0.30 | Single-Family Home | $812,000 | 07/02/26 | 4 | 2 | 1,380 | |
0.71 | Single-Family Home | $879,000 | 07/29/26 | 3 | 2.5 | 1,831 | |
0.22 | Single-Family Home | $2,300,000 | 11/12/25 | 4 | 4.5 | 2,832 | |
0.52 | Single-Family Home | $880,000 | 12/05/25 | 5 | 4 | 2,235 | |
0.78 | Single-Family Home | $749,000 | 01/29/26 | 3 | 2.5 | 1,500 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.
OFF MARKET
FOR SALENEW CONSTRUCTION
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FOR SALEJeffrey Sklar DRE # 02075404, Beycome Brokerage Realty Inc.
OFF MARKETKeller Williams Realty Central Coast
OFF MARKETSLO Life Realty Group
Assigned Schools
These are the assigned schools for 357 McCarthy Ave.
- Arroyo Grande High School
- 9-12
- Public
- 2012 Students
9/10GreatSchools RatingParent Rating AverageWe are very happy with our Child's education at A.G. High. Safe area ,excellent teachers and a happy kid.Parent Review1y ago - Judkins Middle School
- 7-8
- Public
- 431 Students
6/10GreatSchools RatingParent Rating AverageIt was an enlightening experience. They have beautifully grounds.Other Review5mo ago - Oceano Elementary School
- K-6
- Public
- 377 Students
7/10GreatSchools RatingParent Rating AverageEverything about this school is amazing! Principal and teachers are some of the best we have ever experienced! So much support, open minded, patent, challenging curriculum, etc. Other elementary schools just don't add up to Oceano Elementary. My daughter could not have had a more positive elementary school experience. Highly recommend!Parent Review5y ago - Central Coast New Tech High School
- 9-12
- Public
- 318 Students
9/10GreatSchools RatingParent Rating AverageI graduated from this school in 2017, absolutely the best culture and positive growth mindset oriented teachers who really helped me succeed. Just graduated from UCI and felt like CCNTH deserved the recognition, they definitely played a key part in getting me to where I proudly am today :)Other Review2y ago 
Check out schools near 357 McCarthy Ave.
What Locals Say about Oceano
At least 33 Trulia users voted on each feature.
94 % Say car is needed
86 % Say it's dog friendly
74 % Say yards are well-kept
67 % Say parking is easy
67 % Say there are sidewalks
66 % Say there's holiday spirit
63 % Say it's walkable to grocery stores
61 % Say there's wildlife
60 % Say they plan to stay for at least 5 years
56 % Say it's walkable to restaurants
50 % Say kids play outside
49 % Say neighbors are friendly
43 % Say people would walk alone at night
39 % Say it's quiet
33 % Say streets are well-lit
28 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Frequently asked questions about 357 McCarthy Ave
- What is the estimated monthly payment for 357 McCarthy Ave?Based on a $1,199,000 list price with 20% down at today's rates, the estimated monthly payment for 357 McCarthy Ave in Oceano, CA is approximately $7,385 (about $6,221 principal & interest, $1,089 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Oceano?Residents describe Oceano, CA as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Oceano, CA.
- What are the closest schools to 357 McCarthy Ave?The closest schools to 357 McCarthy Ave in Oceano, CA are Arroyo Grande High School (rated 9/10), Central Coast New Tech High School (rated 9/10), Judkins Middle School (rated 6/10).
- What is 357 McCarthy Ave estimated to be worth?Trulia's estimated value for 357 McCarthy Ave in Oceano, CA is $1,162,000.
- Does 357 McCarthy Ave have laundry facilities?Yes, 357 McCarthy Ave in Oceano, CA has laundry facilities.
- How big is the lot at 357 McCarthy Ave?The lot at 357 McCarthy Ave in Oceano, CA is about 0.10 acres (4,140 sq ft).
Amy Justice, The Agents Central Coast
Agent Phone: (805) 471-5111
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-08-10 15:31:21 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-08-10 15:31:21 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
357 McCarthy Ave, Oceano, CA 93445 is a 3 bedroom, 3 bathroom, 2,218 sqft single-family home built in 2000. This property is currently available for sale and was listed by CRMLS on Aug 6, 2026. The MLS # for this home is MLS# PI26170978.