362 1/2 River Bluff Rd, Elgin, IL 60120
UNDER CONTRACT
1.07 ACRES

362 1/2 River Bluff Rd
Elgin, IL 60120

Northeastern Elgin
  • 3 Beds
  • 3 Baths
  • 2,166 sqft (on 1.07 acres)

$459,000

Est. Mortgage $3,130/mo*
Get Pre-Qualified

$459,000

Est. Mortgage $3,130/mo*
Get Pre-Qualified
3 Beds
3 Baths
2,166 sqft
(on 1.07 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The kitchen, dining room, and main floor primary suite all take full advantage with expansive windows that bring the scenery in. Refinished hardwood floors, fresh paint, updated electrical, and remodeled bathrooms provide the perfect blend of character and modern updates. With 2,745 square feet across three levels, there's space to spread out and enjoy. The impressive 400 sq ft living room highlights the warmth and charm of the original hardwood floors. A truly unique feature-the main floor primary suite with vaulted ceilings and full bath-is accessed through a hidden bookcase built into the living room wall! Upstairs, you'll find two additional bedrooms with beautiful hardwood floors and a recently remodeled full bathroom. The inviting family room features a cozy corner fireplace, while the walkout basement offers abundant storage and flexible space for entertaining, hobbies, or recreation. All of this in a wonderful neighborhood just minutes from I-90, the Metra train, restaurants, shopping, and the Hemmens Cultural Center. This is a rare opportunity to own over an acre in town, enjoy exceptional privacy, and take in breathtaking Fox River views from one of Elgin's most scenic settings. Sold AS IS.

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$212
Listed
54 days ago

Home Details for 362 1/2 River Bluff Rd

Active Status

MLS Status: Contingent

Interior Features

Interior Details
Basement: Finished,Exterior Entry,FullNumber of Rooms: 8Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Exercise Room, Family Room, Kitchen, Laundry, Living Room, Other Room, Storage
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2166 Square Feet
Appliances & Utilities
Appliances: Range, Dishwasher, Refrigerator, Washer, DryerDishwasherDryerRefrigeratorWasher
Heating & Cooling
Heating: Steam,Baseboard,Radiator(s)Has CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Steam
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Wood Burning, Dining RoomHas a FireplaceNo Spa
Windows, Doors, Floors & Walls
Flooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability AccessFloors: Hardwood
View
Has a ViewView: Water, Back of Property
Security
Security: Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Asphalt,Yes,Garage Owned,Attached,Garage
Frontage
WaterfrontWaterfront: River Front, WaterfrontOn Waterfront
Water & Sewer
Sewer: Public Sewer
Farm & Range
Includes Irrigation Water Rights
Finished Area
Finished Area (below surface): 260 Square Feet

Days on Market

Days on Market: 54

Property Information

Year Built
Year Built: 1903Year Renovated: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl SidingNot a New ConstructionHas Additional Parcels
Property Information
Parcel Number: 0612126005Additional Parcels Description: 0612126002, 0601376003

Price & Status

Price
List Price: $459,000Price Per Sqft: $212
Status Change & Dates
Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: Elgin
School Information
Elementary School District: 46Jr High / Middle School District: 46High School District: 46

Agent Information

Listing Agent
Listing ID: 12611531

Building

Building Area
Building Area: 3043 Square Feet

Community

Community Features: Sidewalks, Park, Street Lights

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 1.07 Acres

Listing Info

Special Conditions: None

Offer

Contingencies: Attorney/Inspection

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12611531Zillow Contingency Status: Under ContractWater ViewWater View: Water, Back of Property

Additional Information

SidewalksParkStreet LightsSource Internet Entire Listing DisplayMRD IDX Comments Reviews: YesMRD Listing On IDX Display: YesMRD AVM On IDX Display: YesMRD Address On VOW Display: YesMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesMRD REMARKSINTERNET: YesSource Internet Address DisplayMRD Remarks On VOW Display: Yes
Last check for updates: about 11 hours ago
Listing courtesy of: Ryan Kurtz, (630) 251-5386
john greene, Realtor
Source: MRED as distributed by MLS GRID, MLS#12611531
Also Listed on MRED as distributed by MLS GRID, MRED as distributed by MLS GRID.

Market trends in Elgin

Last updated April 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$303K
$8.17KMoM
Sale-to-List Price
99.6%
0.2%MoM
Price per sq ft
$202
$4MoM
Available listings
204
16MoM

Price History for 362 1/2 River Bluff Rd

DatePriceEventSource
04/22/2026$459,000ContingentMRED as distributed by MLS GRID #12611531
04/10/2026$459,000Listed For SaleMRED as distributed by MLS GRID #12611531
09/15/2020$255,000Sold
N/A
06/15/2020$255,000Sold
MRED as distributed by MLS GRID #10682208
05/04/2020$265,000PendingAgent Provided
04/17/2020$265,000Listed For SaleAgent Provided
08/27/2018$235,000Sold
MRED as distributed by MLS GRID #09988356
07/11/2018$235,000PendingAgent Provided
07/03/2018$235,000PriceChange
Agent Provided
06/17/2018$250,000Listed For SaleAgent Provided

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Property Tax and Assessment

Year2024
Tax$8,310
Assessment$335,511
Home facts updated by county records

Comparable Sales for 362 1/2 River Bluff Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
315 Congdon Ave, Elgin, IL
0.14
Single-Family Home
$309,000
01/14/26
4
3
2,627
1014 Saint John St, Elgin, IL
0.21
Single-Family Home
$327,500
10/03/25
3
1.5
1,718
380 Congdon Ave, Elgin, IL
0.09
Single-Family Home
$310,000
06/05/25
3
1.5
1,572
1125 Cedar Ave, Elgin, IL
0.18
Single-Family Home
$410,000
05/28/26
3
2
2,407
1031 N Spring St, Elgin, IL
0.29
Single-Family Home
$450,000
05/04/26
4
3
1,800
1009 Augusta Ave, Elgin, IL
0.21
Single-Family Home
$356,000
02/25/26
4
2.5
1,566
1017 Center St, Elgin, IL
0.26
Single-Family Home
$319,300
12/30/25
4
2
1,630
1033 Bellevue Ave, Elgin, IL
0.29
Single-Family Home
$340,000
06/09/25
3
2.5
1,306
909 Bellevue Ave, Elgin, IL
0.40
Single-Family Home
$285,000
11/13/25
3
1.5
2,010
1013 Douglas Ave, Elgin, IL
0.38
Single-Family Home
$550,000
07/30/25
3
3
2,250

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 362 1/2 River Bluff Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Northeastern Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Northeastern Elgin

At least 27 Trulia users voted on each feature.

  • 97 % Say there are sidewalks

  • 84 % Say it's dog friendly

  • 77 % Say parking is easy

  • 77 % Say yards are well-kept

  • 76 % Say streets are well-lit

  • 74 % Say kids play outside

  • 70 % Say there's holiday spirit

  • 69 % Say car is needed

  • 65 % Say it's walkable to restaurants

  • 64 % Say people would walk alone at night

  • 59 % Say it's quiet

  • 56 % Say they plan to stay for at least 5 years

  • 55 % Say it's walkable to grocery stores

  • 53 % Say there's wildlife

  • 45 % Say neighbors are friendly

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Tarantula.paul
    "There are no fences allowed for big dogs and, no open off leash spaces, but there are a couple on leash parks around."
    0
    Flag
  • Gavina777
    "Very family oriented, safe, and great neighbors. Easy access to route 90. Also, not a lot of traffic or cars on the street. "
    3
    Flag
  • Stormyjl
    "The street parking from other neighbors in front of our house was terrible! Too much noise and drama "
    1
    Flag
  • scruz
    "Live here. Quiet and friendly neighbors. Very clean area."
    1
    Flag
  • historicelgin
    "Everyone loves our neighborhood! We have an organized neighborhood association and many friendly neighbors who host weekly get togethers in the summer. Many neighbors are active in the community and are long time residents. Caring neighbors, historic homes, and true friendliness make this the neighborhood many people aspire to move to. The amenities include a community built play park at McKinley School, easy access to the bike path, close to downtown with wonderful ethnic restaurants, close to The Centre (Elgin's rec center), 10 minutes from Metra trains into Chicago, 5 minutes from a library that garnered the top national library award last year. "
    0
    Flag
  • Carlos R.
    "I have visit this area and stay around, so I recommend this area because is safe, Nice people, Good for families with kids, for couples and for any retiree"
    4
    Flag

LGBTQ Local Legal Protections

Ryan Kurtz, john greene, Realtor
Agent Phone: (630) 251-5386
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information
362 1/2 River Bluff Rd, Elgin, IL 60120 is a 3 bedroom, 3 bathroom, 2,166 sqft single-family home built in 1903. 362 1/2 River Bluff Rd is located in Northeastern Elgin, Elgin. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on Apr 10, 2026. The MLS # for this home is MLS# 12611531.