3540 14th Ave SE, Saint Cloud, MN 56304
Property image
Property image
OFF MARKET

3540 14th Ave SE
Saint Cloud, MN 56304

  • 4 Beds
  • 2 Baths
  • 1,878 sqft (on 0.55 acres)

$297,800

Trulia Estimate
as of Jul 20, 2026
Est. Refi. Payment $1,815/mo*
Refinance Your Home

$297,800

Trulia Estimate
as of Jul 20, 2026
Est. Refi. Payment $1,815/mo*
Refinance Your Home
4 Beds
2 Baths
1,878 sqft
(on 0.55 acres)

Local Information

  • Map ViewExplore the area around 3540 14th Ave SE.
  • Schools2 Preschool Schools2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Completely remodeled, this split level home features two bedrooms, full bath, and an open kitchen, dining and living area on the upper level. New kitchen appliances, cabinets, and counter tops. New flooring and cedar ceilings throughout the entire home, fresh paint, new electrical devices and fixtures. Lower level features two bedrooms, 3/4 bath, laundry room and a wood burning fireplace in the second living area. The deck, home and attached garage have been repainted. Garage is 624 sq ft. New septic system installed in June 2020. Spacious .55 acre lot. Minor updates intended to be completed before closing: remaining closet doors and minimal trim work. Located in a quiet neighborhood just outside city limits.

*Update: Offer accepted on 11/13.
3540 14th Ave SE, Saint Cloud, MN 56304 is a 4 bedroom, 2 bathroom, 1,878 sqft single-family home built in 1973. It last sold for $215,000 on Dec 18, 2020. It is currently off market. The Trulia Estimate is $297,800, with a rent estimate of $2,416/month.

Home Highlights

Parking
Garage
Outdoor
Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
Less than a day ago

Home Details for 3540 14th Ave SE

Interior Features

Interior Details
BasementAdditional StorageTypes of Rooms: Dining Room, Family Room, Laundry RoomStorageWet BarCeiling Fan
Heating & Cooling
Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Appliances & Utilities
Cable ReadyDishwasherDryerMicrowaveRefrigeratorWasher
Fireplace & Spa
Fireplace
Levels, Entrance, & Accessibility
Floors: Carpet, Laminate
Security
Security System

Exterior Features

Exterior Home Features
Roof: AsphaltDeckExterior: Other, Brick, MetalFoundation Type: Concrete BlockLawn
Parking & Garage
GarageParking: Garage Attached

Property Information

Year Built
Year Built: 1973
Property Type / Style
Property Type: Single Family HomeArchitecture: Split-level

Community

Units in Building: 1

Lot Information

Lot Area: 0.55 acres

Price History for 3540 14th Ave SE

DatePriceEventSource
12/18/2020$215,000Sold
NorthstarMLS as distributed by MLS GRID #5713870
12/15/2020$215,000PendingN/A
11/10/2020$215,000Listed For SaleN/A
06/22/2018$116,000Sold
NorthstarMLS as distributed by MLS GRID #4947784
05/03/2018$116,000Listed For SaleAgent Provided

Market trends in Saint Cloud

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$277K
$14.35KMoM
Sale-to-List Price
100.0%
0.5%MoM
Price per sq ft
$129
$6MoM
Available listings
244
7MoM
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Property Tax and Assessment

Year2025
Tax$1,786
Assessment$253,200
Home facts updated by county records

Comparable Sales for 3540 14th Ave SE

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3591 SE 14th Ave, Saint Cloud, MN
0.07
Single-Family Home
$200,000
01/14/26
4
2
1,710
3551 12th Ave SE, Saint Cloud, MN
0.16
Single-Family Home
$280,000
07/03/26
4
2
2,079
3540 15th Ave SE, Saint Cloud, MN
0.10
Single-Family Home
$329,900
05/21/26
4
2.5
2,256
3574 15th Ave SE, Saint Cloud, MN
0.11
Single-Family Home
$315,000
10/28/25
5
2
1,134
2604 Clearwater Rd, Saint Cloud, MN
0.99
Single-Family Home
$215,000
08/27/25
4
2
1,740
2513 13th Ave SE, Saint Cloud, MN
0.99
Single-Family Home
$295,000
01/30/26
4
3
2,268
3 Walnut Cir, Saint Cloud, MN
0.88
Single-Family Home
$409,000
04/13/26
5
2.5
3,094
1505 24th St SE, Saint Cloud, MN
1.12
Single-Family Home
$345,750
12/26/25
4
2
2,070
3161 Blackheath Dr, Saint Cloud, MN
0.66
Single-Family Home
$600,000
05/20/26
3
2.5
4,744
2916 Golf View Ct, Saint Cloud, MN
1.16
Single-Family Home
$310,000
09/23/25
3
2
2,608

Nearby homes

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Assigned Schools

These are the assigned schools for 3540 14th Ave SE.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 193 Trulia users voted on each feature.

  • 85 % Say car is needed

  • 85 % Say it's dog friendly

  • 76 % Say yards are well-kept

  • 75 % Say parking is easy

  • 70 % Say kids play outside

  • 69 % Say there are sidewalks

  • 65 % Say there's holiday spirit

  • 51 % Say there's wildlife

  • 50 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 44 % Say streets are well-lit

  • 42 % Say they plan to stay for at least 5 years

  • 41 % Say people would walk alone at night

  • 40 % Say it's walkable to grocery stores

  • 38 % Say it's walkable to restaurants

  • 33 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I lived a couple of blocks away for 18 years. While everything in the review from 6 years ago was definitely true, I know for a fact that activity has greatly improved. The scsu attendance is greatly reduced, so the walk- by traffic has diminished significantly. The university had extended their discipline of student activity to include bad behavior off-campus. On the downside, there are far fewer events held on campus. It is wonderful to walk to downtown, even to Lake George and to the public library, depending on how much exercising you want to do! Multiple bus routes make a stop at Miller Library so it is very convenient to get around. The Neighborhood’s homeowners would welcome the Rehab of this beautiful jem. There is an historical preservation committee, and the members have a great deal of experience in returning homes to their initial glory. As this is on auction, it could be that the pipes were frozen, and any buyer would be looking at the replacement of the plumbing system. Check the utility records to see if the usage was high during the winter. Good luck searching for the right house for you and your family!"
    0
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  • Greta Gail Weisman
    "Good people,, safe . Quiet . Sometimes neighbors are too close . I’d like more privacy………………………."..".."
    0
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  • Maria Mg
    " Convenient and easy to access. I like getting to places quickly and it’s a safe place. I like having a yard. "
    0
    Flag
  • Trulia User
    "Best spot to raise a family and also a treasure of views, shopping and parks - nice community - lots of churches and events for all"
    1
    Flag
  • Punkrocksoul1991
    "We have lived in the neighborhood for 4 years and know most of our neighbors on first name basis. There are lots of families and multi-generational families. We appreciate the diversity of the neighborhood. It is generally very safe although there are places to avoid due to the occupants. We lock our doors and I don’t let my elementary school son walk alone around the block for safety, but I am a cautious person. It’s a busy, but quiet neighborhood. "
    7
    Flag
  • Trulia User
    "it was a great area but our couple neighbors turned on us. I stay away we love our neighborhood now. Clearwater Rd is a great area. "
    2
    Flag
  • Trulia User
    "Close enough to downtown that you can walk or bike if the weather permits. Close to hwy10 for an easy commute out of town as well."
    0
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  • Trulia User
    "We have lived here for 14 years and our kids have grown here. Safe for kids to play outside and that’s why we call it home. "
    0
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  • Trulia User
    "Good stuff. This neighborhood is good stuff. The best. The greatest. If you don’t live here you’re not cool. "
    1
    Flag
  • Cloud native
    "Easy trip down the Interstate to MSP Airport. Learn the backroads in Saint Cloud and commuting and shopping is easy. Stay of Division. "
    5
    Flag
  • Amanda H.
    "Lots of traffic on Veterans drive so a fenced in yard is beneficial in this area! Lots of dog walkers in the area so having a friendly, social pup is ideal! "
    4
    Flag
  • Wichapi S.
    "I drive a car but would like to utilize the bus routes and wished they would be more frequent to pick those up at bus stops and operate longer in the evening..out traffic is mild to moderate"
    1
    Flag
  • Debra.dee.jones
    "We walk our dogs every day or take them to one of the nearby dog parks. We never have issues with people or other dogs."
    2
    Flag
  • Wichapi S.
    "This is a rural community. So traffic is light. It takes about 8 minutes to the nearest city, which can be heavy traffic in the morning and late afternoon and weekends"
    0
    Flag
  • Henkemeyer18
    "There are a lot of new people to meet and we build amazing bonds and friendships I’ve now live here for eleven years and it is a blast"
    1
    Flag
  • Kota J.
    "Many people have dogs in this neighborhood, and when it's a nice day you can see many people walking their dogs."
    0
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  • Dawn O.
    "High crime area. We have had a few incidents within our neighborhood in the last 4 years that we have lived here. We will move when we are able to. "
    4
    Flag
  • Emily.grafing
    "All of the kids play together which brings the parents out to interact with one another as well! We’ve become great friends with our neighbors! "
    0
    Flag
  • Barb R
    "Just moving in and neighborhood has been very welcoming. Commute has been very simple to get around town. Enjoy lake George very clean."
    0
    Flag
  • Thespecialistpoolservice
    "Very safe quiet neighborhood with some families. Beautiful lawns, pretty areas to walk. Park around the corner and close to schools. "
    0
    Flag
  • Chasity86
    "Nothing else I can think of at the moment. Nice area, quiet, safe, sleep with garage open and door unlocked"
    0
    Flag
  • Katie W.
    "I love my house and I feel comfortable with my neighbors. We have a park within walking distance. I like my neighborhoods proximity to the mall and downtown."
    0
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  • Mike
    "A lot of old homes built here. Most are in need of a lot work, older homeowners have up kept their homes, but there are equally many that are not in good shape. A lot of diversity here. "
    3
    Flag
  • Laura &. T. L.
    "Great location for restaurant and grocery store delivery services. Also only 15 mins drive form most stores and 5 mins from interstate 94. "
    1
    Flag
  • stc
    "Driving around the Lake George neighborhood is a little busier in the morning and afternoon with busing but otherwise average traffic."
    0
    Flag
  • Terri W.
    "I just love the area and all the parks and lots of stuff to do and good people. I also like the fact that the hospital is close and my doctor."
    0
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  • s4
    "my commute is quick and easy. no issues. there is no congestion. I like the bus system in the neighborhood."
    0
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  • Niyokie Williams
    " it's safe and friendly close to bus lines ,stores, downtown, schools ,and all saint cloud has to offer. I feel safe and comfortable here."
    1
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  • Jinyicocowu
    "Really nice neighborhood, full of retired teachers and worker. Kids come trick or treat every year. Neighbors look out for each other."
    6
    Flag
  • Aminnaim
    "Cool! Quite neighborhood. Excellent view of the Mississippi and great place to watch 4th of July fireworks. "
    0
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  • Heather
    "We don't have many trick or treaters. Busy roads but lots of law enforcement makes me feel safe. Neighbors are all quiet and lawns are well kept."
    0
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  • Makunefke
    "I've lived here over 4 years, and I love it! Our cul de sac (the Loop) feels like one big family. We look out for and take care of one another. We have a happy mix of families with and without children. We all know how to have a good time without being irresponsible or disrespectful. "
    2
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  • Brro0601
    "Good people and great houses. It is easy to to do walks at anytime day or night. You are near to schools. I have a health club two blocks away. You can also do your grocery shopping or eat at restaurants four blocks away."
    2
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  • Boe t.
    "The roads are in poor condition. There’s a prostitute across the street & druggies in several houses/Apartments nearby. Many parents let their kids run free during the day 8am-9pm, so don’t expect sleep if you work overnights. "
    0
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Homes for sale near 3540 14th Ave SE

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Off Market Homes Near 3540 14th Ave SE

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