3103 Golf Ter, Saint Cloud, MN 56301
Property image
Property image
FOR SALE
0.39 ACRES

$799,900

  • 3 Beds
  • 3 Baths
  • 3,866 sqft (on 0.39 acres)

3103 Golf Ter, Saint Cloud, MN 56301

Est. Mortgage $4,862/mo*
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Home Highlights

Single-Family Home
Built in 1997
0.39 acre lot
$207/sqft
3 Car Garage

Local Information

  • Map ViewExplore the area around 3103 Golf Ter.
  • Schools2 Preschool Schools2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Enjoy your quiet back patio in the best location at the end of cul de sac. Panoramic views of the 9th fairway of the most pristine Golf Country Club in Central MN, The St. Cloud Country Club. This ranch style home will take you in with views through the house to the golf course as you enter the front door. Master bedroom and bathroom on main level with patio doors to the patio on the fairway side. In addition, a secondary bedroom for guests or kids. A beautiful barrel vaulted living room for gatherings with floor to ceiling windows, and a quiet den area to relax….both having gas fireplaces for the cool winter days. The kitchen, dining, den and living room were remodeled and updated in 2006. They include painted and walnut cabinets along with wood and travertine floors. There is a nice main level craft/sewing room that could easily be converted into a main floor laundry. Lower level recently updated includes a large family room, bedroom, bathroom and sauna (room for a 4th bedroom to be easily added if needed). Laundry/storage room is huge in lower level as well. A heated 3 car garage with additional storage space for work shop/storage. This home brings all the best to living on a flat lot with zero entry convenience at the St. Cloud Country Club.
Last check for updates: about 17 hours ago
Listing courtesy of David R. Werschay, (320) 230-9909
Werschay Real Estate Services
Source: NorthstarMLS as distributed by MLS GRID, MLS#7080364
Also Listed on NorthstarMLS as distributed by MLS GRID.

Home Details for 3103 Golf Ter

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: BlockNumber of Rooms: 11Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Computer Room, Den, Dining Room, Family Room, Garage, Kitchen, Living Room, Storage
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 3866 Square FeetFoundation Area: 2166
Appliances & Utilities
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener OwnedDishwasherDisposalDryerLaundry: Lower Level,SinkMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 2Fireplace: GasHas a Fireplace
Gas & Electric
Electric: 150 Amp Service, Power Company: Xcel EnergyGas: Natural Gas
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: Customized Wheelchair Accessible
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or LessPatio / Porch: Patio
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Other Parking: Garage Dimensions (26x32), Garage Door Height (7), Garage Door Width (16)No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Attached,Concrete
Frontage
Road Frontage: Cul De SacResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 2166 Square FeetFinished Area (below surface): 1700 Square Feet

Days on Market

Days on Market: 100

Property Information

Year Built
Year Built: 1997
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family
Building
Not a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 82462790110

Price & Status

Price
List Price: $799,900Price Per Sqft: $207

Location

Direction & Address
City: Saint CloudCommunity: Country Club Estates Two
School Information
High School District: St. Cloud

Agent Information

Listing Agent
Listing ID: 7080364

Building

Building Area
Building Area: 4332 Square Feet

HOA

No HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.39 acres

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 7080364Above Grade Unfinished Area: 2166Activation Date: Sat May 30 2026

Around this home

What Locals Say about Saint Cloud

At least 193 Trulia users voted on each feature.

  • 85 % Say car is needed

  • 85 % Say it's dog friendly

  • 76 % Say yards are well-kept

  • 75 % Say parking is easy

  • 70 % Say kids play outside

  • 69 % Say there are sidewalks

  • 65 % Say there's holiday spirit

  • 51 % Say there's wildlife

  • 50 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 44 % Say streets are well-lit

  • 42 % Say they plan to stay for at least 5 years

  • 41 % Say people would walk alone at night

  • 40 % Say it's walkable to grocery stores

  • 39 % Say it's walkable to restaurants

  • 32 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I lived a couple of blocks away for 18 years. While everything in the review from 6 years ago was definitely true, I know for a fact that activity has greatly improved. The scsu attendance is greatly reduced, so the walk- by traffic has diminished significantly. The university had extended their discipline of student activity to include bad behavior off-campus. On the downside, there are far fewer events held on campus. It is wonderful to walk to downtown, even to Lake George and to the public library, depending on how much exercising you want to do! Multiple bus routes make a stop at Miller Library so it is very convenient to get around. The Neighborhood’s homeowners would welcome the Rehab of this beautiful jem. There is an historical preservation committee, and the members have a great deal of experience in returning homes to their initial glory. As this is on auction, it could be that the pipes were frozen, and any buyer would be looking at the replacement of the plumbing system. Check the utility records to see if the usage was high during the winter. Good luck searching for the right house for you and your family!"
    0
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  • Greta Gail Weisman
    "Good people,, safe . Quiet . Sometimes neighbors are too close . I’d like more privacy………………………."..".."
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  • Maria Mg
    " Convenient and easy to access. I like getting to places quickly and it’s a safe place. I like having a yard. "
    0
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  • Trulia User
    "Best spot to raise a family and also a treasure of views, shopping and parks - nice community - lots of churches and events for all"
    1
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  • Punkrocksoul1991
    "We have lived in the neighborhood for 4 years and know most of our neighbors on first name basis. There are lots of families and multi-generational families. We appreciate the diversity of the neighborhood. It is generally very safe although there are places to avoid due to the occupants. We lock our doors and I don’t let my elementary school son walk alone around the block for safety, but I am a cautious person. It’s a busy, but quiet neighborhood. "
    8
    Flag
  • Trulia User
    "it was a great area but our couple neighbors turned on us. I stay away we love our neighborhood now. Clearwater Rd is a great area. "
    3
    Flag
  • Trulia User
    "Close enough to downtown that you can walk or bike if the weather permits. Close to hwy10 for an easy commute out of town as well."
    0
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  • Trulia User
    "We have lived here for 14 years and our kids have grown here. Safe for kids to play outside and that’s why we call it home. "
    0
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  • Trulia User
    "Good stuff. This neighborhood is good stuff. The best. The greatest. If you don’t live here you’re not cool. "
    1
    Flag
  • Cloud native
    "Easy trip down the Interstate to MSP Airport. Learn the backroads in Saint Cloud and commuting and shopping is easy. Stay of Division. "
    5
    Flag
  • Amanda H.
    "Lots of traffic on Veterans drive so a fenced in yard is beneficial in this area! Lots of dog walkers in the area so having a friendly, social pup is ideal! "
    4
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  • Wichapi S.
    "I drive a car but would like to utilize the bus routes and wished they would be more frequent to pick those up at bus stops and operate longer in the evening..out traffic is mild to moderate"
    1
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  • Debra.dee.jones
    "We walk our dogs every day or take them to one of the nearby dog parks. We never have issues with people or other dogs."
    2
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  • Wichapi S.
    "This is a rural community. So traffic is light. It takes about 8 minutes to the nearest city, which can be heavy traffic in the morning and late afternoon and weekends"
    0
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  • Henkemeyer18
    "There are a lot of new people to meet and we build amazing bonds and friendships I’ve now live here for eleven years and it is a blast"
    1
    Flag
  • Kota J.
    "Many people have dogs in this neighborhood, and when it's a nice day you can see many people walking their dogs."
    0
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  • Dawn O.
    "High crime area. We have had a few incidents within our neighborhood in the last 4 years that we have lived here. We will move when we are able to. "
    4
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  • Emily.grafing
    "All of the kids play together which brings the parents out to interact with one another as well! We’ve become great friends with our neighbors! "
    0
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  • Barb R
    "Just moving in and neighborhood has been very welcoming. Commute has been very simple to get around town. Enjoy lake George very clean."
    0
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  • Thespecialistpoolservice
    "Very safe quiet neighborhood with some families. Beautiful lawns, pretty areas to walk. Park around the corner and close to schools. "
    0
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  • Chasity86
    "Nothing else I can think of at the moment. Nice area, quiet, safe, sleep with garage open and door unlocked"
    0
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  • Katie W.
    "I love my house and I feel comfortable with my neighbors. We have a park within walking distance. I like my neighborhoods proximity to the mall and downtown."
    0
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  • Mike
    "A lot of old homes built here. Most are in need of a lot work, older homeowners have up kept their homes, but there are equally many that are not in good shape. A lot of diversity here. "
    3
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  • Laura &. T. L.
    "Great location for restaurant and grocery store delivery services. Also only 15 mins drive form most stores and 5 mins from interstate 94. "
    1
    Flag
  • stc
    "Driving around the Lake George neighborhood is a little busier in the morning and afternoon with busing but otherwise average traffic."
    0
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  • Terri W.
    "I just love the area and all the parks and lots of stuff to do and good people. I also like the fact that the hospital is close and my doctor."
    0
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  • s4
    "my commute is quick and easy. no issues. there is no congestion. I like the bus system in the neighborhood."
    0
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  • Niyokie Williams
    " it's safe and friendly close to bus lines ,stores, downtown, schools ,and all saint cloud has to offer. I feel safe and comfortable here."
    1
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  • Jinyicocowu
    "Really nice neighborhood, full of retired teachers and worker. Kids come trick or treat every year. Neighbors look out for each other."
    6
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  • Aminnaim
    "Cool! Quite neighborhood. Excellent view of the Mississippi and great place to watch 4th of July fireworks. "
    0
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  • Heather
    "We don't have many trick or treaters. Busy roads but lots of law enforcement makes me feel safe. Neighbors are all quiet and lawns are well kept."
    0
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  • Makunefke
    "I've lived here over 4 years, and I love it! Our cul de sac (the Loop) feels like one big family. We look out for and take care of one another. We have a happy mix of families with and without children. We all know how to have a good time without being irresponsible or disrespectful. "
    2
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  • Brro0601
    "Good people and great houses. It is easy to to do walks at anytime day or night. You are near to schools. I have a health club two blocks away. You can also do your grocery shopping or eat at restaurants four blocks away."
    2
    Flag
  • Boe t.
    "The roads are in poor condition. There’s a prostitute across the street & druggies in several houses/Apartments nearby. Many parents let their kids run free during the day 8am-9pm, so don’t expect sleep if you work overnights. "
    0
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Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$262K
$15.02KMoM
Sale-to-List Price
100.0%
Price per sq ft
$127
$2MoM
Available listings
280
36MoM

Home Value

Trulia Estimate
$778K
Since last month
Increased$9K (+1.2%)
Since last year
Increased$206K (+35.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +57% in the last 10 years
MonthEstimated value
2026
September 2026$778K
August 2026$768K
July 2026$769K
June 2026$779K
May 2026$600K
April 2026$571K
March 2026$561K
February 2026$559K
January 2026$558K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3120 Devon Ter, Saint Cloud, MN
0.17
Single-Family Home
$490,000
10/22/25
4
3.5
4,224
3161 Blackheath Dr, Saint Cloud, MN
0.33
Single-Family Home
$600,000
05/20/26
3
2.5
4,744
3135 Blackheath Dr, Saint Cloud, MN
0.21
Single-Family Home
$600,000
08/14/26
4
3
3,027
2916 Golf View Ct, Saint Cloud, MN
0.26
Single-Family Home
$310,000
09/23/25
3
2
2,608
2510 Island View Dr, Saint Cloud, MN
0.59
Single-Family Home
$437,000
11/13/25
3
2.5
3,312
642 Jenisa Dr, Saint Cloud, MN
0.21
Single-Family Home
$349,000
04/10/26
2
2
2,263
2710 Pioneer Ln, Saint Cloud, MN
0.38
Single-Family Home
$465,000
09/19/25
5
3.5
2,979
816 Clark Pl, Saint Cloud, MN
0.49
Single-Family Home
$298,000
12/15/25
4
2
2,704
813 Lief Erickson Pl, Saint Cloud, MN
0.66
Single-Family Home
$355,000
11/26/25
5
3.5
3,928
1508 Highland Trl, Saint Cloud, MN
0.92
Single-Family Home
$539,900
12/01/25
4
3
3,635

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
504 Montrose Rd, Saint Cloud, MN 56301
0.07
$353,300
4
3
3,664
Off Market
3119 Club View Ct, Saint Cloud, MN 56301
0.11
$489,000
4
3.5
3,932
For Sale
530 Montrose Rd, Saint Cloud, MN 56301
0.12
$337,800
2
3
2,693
Off Market
3120 Devon Ter, Saint Cloud, MN 56301
0.17
$497,500
4
3.5
4,224
For Sale
627 Jenisa Dr, Saint Cloud, MN 56301
0.16
$495,600
4
3
4,360
Off Market
503 Brook Ln, Saint Cloud, MN 56301
0.16
$425,000
2
2.5
3,349
Recently Sold
501 Brook Ln, Saint Cloud, MN 56301
0.17
$400,000
3
2
3,006
Recently Sold
3121 Blackheath Dr, Saint Cloud, MN 56301
0.18
$2,699,900
4
5
8,338
For Sale
634 Jenisa Dr, Saint Cloud, MN 56301
0.18
$345,100
3
3
2,778
Off Market
3118 Devon Ter, Saint Cloud, MN 56301
0.20
$529,900
4
4
4,934
For Sale
525 Brook Ln, Saint Cloud, MN 56301
0.19
$368,100
3
2.5
2,504
Off Market

Price and Tax history

DateEventPrice
May 30, 2026
Source: NorthstarMLS as distributed by MLS GRID #7080364
Listed For Sale
$799,900

LGBTQ Local Legal Protections

David R. Werschay, Werschay Real Estate Services
Agent Phone: (320) 230-9909
Based on information submitted to the MLS GRID as of 2026-09-04 15:18:13 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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Frequently asked questions about 3103 Golf Ter

  • What is the estimated monthly payment for 3103 Golf Ter?
    Based on a $799,900 list price with 20% down at today's rates, the estimated monthly payment for 3103 Golf Ter in Saint Cloud, MN is approximately $4,970 (about $4,242 principal & interest, $653 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3103 Golf Ter compare to homes in Saint Cloud?
    3103 Golf Ter in Saint Cloud, MN is listed at $799,900, about 205% above the $262K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, MN as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, MN.
  • What are the closest schools to 3103 Golf Ter?
    The closest schools to 3103 Golf Ter in Saint Cloud, MN are Lincoln Elementary School (Pre-K, rated 2/10), South Junior High School (rated 3/10), Talahi Community Elementary School (Pre-K, rated 1/10).
  • Does 3103 Golf Ter have air conditioning?
    Yes, 3103 Golf Ter in Saint Cloud, MN has air conditioning.
  • Does 3103 Golf Ter have laundry facilities?
    Yes, 3103 Golf Ter in Saint Cloud, MN has in-unit laundry.
3103 Golf Ter, Saint Cloud, MN 56301 is a 3 bedroom, 3 bathroom, 3,866 sqft single-family home built in 1997. This property is currently available for sale and was listed by NorthstarMLS as distributed by MLS GRID on May 27, 2026. The MLS # for this home is MLS# 7080364.