3539 N  20th St, Waco, TX 76708
Property image
Property image
FOR SALE
FOR SALE BY OWNER

$128,000

  • 2 Beds
  • 1 Bath
  • 728 sqft

3539 N 20th St, Waco, TX 76708

North Waco
Est. Mortgage $905/mo*
Get Pre-Qualified

Home Highlights

Single-Family Home
Built in 1947
$176/sqft
Garage

Local Information

  • Map ViewExplore the area around 3539 N 20th St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Single Family Home - DISCLAIMER: The photos and/or videos may be general representation of the property. this is a small 2 bedroom 1 bath can schedule to look at property anytime this house has potential for the right person has a huge front/backyard with the area growing and everything near by quiet neighborhood. please feel free to call or text me to 254-229-2080
* MUST PROVIDE YOUR OWN WINDOW UNITS

Home Details for 3539 N 20th St

Interior Features

Levels, Entrance, & Accessibility
Stories: 1Floors: Laminate
Interior Details
Number of Rooms: 5
Heating & Cooling
Cooling System: Evaporative

Exterior Features

Exterior Home Features
Roof: CompositionExterior: StuccoFoundation Type: Slab
Parking & Garage
GarageParking: Carport, Garage Detached

Days on Market

Days on Market: 79 days on Trulia

Property Information

Year Built
Year Built: 1947Year Updated: 1962
Property Type / Style
Property Type: Single Family Home

Price & Status

Price
Price Per Sqft: $176

Community

Units in Building: 1

Lot Information

Lot Area: 8250 sqft

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about North Waco

At least 36 Trulia users voted on each feature.
  • 81 % Say parking is easy

  • 78 % Say yards are well-kept

  • 73 % Say car is needed

  • 67 % Say kids play outside

  • 61 % Say there are sidewalks

  • 58 % Say there's holiday spirit

  • 54 % Say there's wildlife

  • 53 % Say it's dog friendly

  • 50 % Say it's walkable to grocery stores

  • 43 % Say it's walkable to restaurants

  • 41 % Say neighbors are friendly

  • 40 % Say they plan to stay for at least 5 years

  • 30 % Say it's quiet

  • 27 % Say streets are well-lit

  • 26 % Say people would walk alone at night

  • 23 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "dewy recreation center for grandchildren and water park Cameron park nearby events near the Hilton downtown Waco Baylor restaurant"
  • Kristen R.
    "My commute is around 15 minutes which is lengthy in Waco but short anywhere else. It’s not too bad as long as you hit the lights just right!"
  • Garymhargis
    "I've loved her for 2 years and it's a nice quiet neighborhood, good people. good shopping and good restaurants."
  • Regina L.
    "This neighborhood is unique and wild. Neighbors are friendly but a lot of random passer-Byers. Wish it would get better. "

Market trends in Waco

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$235K
$2.43K
MoM
Sale-to-List Price
98.0%
Price per sq ft
$158
$1
MoM
Available listings
726
16
MoM

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.34
Single-Family Home
-
01/30/26
2
1
818
0.38
Single-Family Home
-
02/13/26
2
1
819
0.38
Single-Family Home
-
06/26/26
2
1
834
0.14
Single-Family Home
-
12/04/25
2
2
1,204
0.43
Single-Family Home
-
03/06/26
2
1
720
0.43
Single-Family Home
-
05/13/26
2
1
924
0.37
Single-Family Home
-
05/08/26
3
1
1,082
0.45
Single-Family Home
-
04/24/26
3
1
1,098
0.51
Single-Family Home
-
09/04/26
2
1
1,055
0.72
Single-Family Home
-
07/20/26
2
1
864

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.09
$163,700
2
1
1,110
Off Market
0.12
$345,000
3
2
2,064
Off Market
0.11
-
-
-
-
Off Market
0.15
$160,000
3
1
1,784
For Sale
0.14
-
2
2
1,204
Recently Sold
0.19
$79,600
1
1
400
Off Market
0.20
$176,000
3
1
1,240
Off Market
0.22
$122,800
2
1
1,574
Off Market
0.22
$209,900
3
1
1,112
For Sale
0.22
$110,400
2
1
992
Off Market
0.23
$69,800
3
1
1,056
Off Market
0.21
$183,400
2
1
1,508
Off Market

Price and Tax history

DateEventPrice
Jul 15, 2026
Source: N/A
Listed For Sale
$128,000
Sep 11, 2019
Source: Agent Provided
ListingRemoved
$595
Aug 26, 2019
Source: Agent Provided
Listed For Rent
$595
May 30, 2018
Source: Agent Provided
ListingRemoved
$595
Apr 11, 2018
Source: Agent Provided
PriceChange
$595
Price increased by 8%

LGBTQ Local Legal Protections

This property is for sale by owner and Zillow, Inc. is displaying it at the owner’s request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

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Frequently asked questions about 3539 N 20th St

  • What is the estimated monthly payment for 3539 N 20th St?
    Based on a $128,000 list price with 20% down at today's rates, the estimated monthly payment for 3539 N 20th St in Waco, TX is approximately $919 (about $695 principal & interest, $149 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3539 N 20th St compare to homes in Waco?
    3539 N 20th St in Waco, TX is listed at $128,000, about 46% below the $235K median sale price in Waco.
  • What do residents say about the North Waco neighborhood?
    Residents describe the North Waco neighborhood in Waco, TX as easy to park in, well-kept, and pedestrian-friendly. See homes for sale in North Waco, Waco.
  • What are the closest schools to 3539 N 20th St?
    The closest schools to 3539 N 20th St in Waco, TX are Cedar Ridge Elementary School (Pre-K, rated 4/10), G W Carver Middle (rated 1/10), Waco High School (rated 3/10).
  • Does 3539 N 20th St have air conditioning?
    Yes, 3539 N 20th St in Waco, TX has air conditioning.
  • How big is the lot at 3539 N 20th St?
    The lot at 3539 N 20th St in Waco, TX is about 0.19 acres (8,250 sq ft).
3539 N 20th St, Waco, TX 76708 is a 2 bedroom, 1 bathroom, 728 sqft single-family home built in 1947. 3539 N 20th St is located in North Waco, Waco. This property is currently available for sale and was listed on Jun 29, 2026.