3520 Cobia Dr
Hernando Beach, FL 34607
Home Highlights
HOA
$28/Monthly
Listed
180+ days ago
Local Information
- Map ViewExplore the area around 3520 Cobia Dr.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
Come Build your dream home in Hernando Beach South! Build your dream coastal home in the highly sought-after Deed Restricted Community of Hernando Beach South. This 7,500 SF (75x100) waterfront homesite is READY FOR DEVELOPMENT and includes a SURVEY, GEOTECH REPORT, and CONSTRUCTION PLANS -- saving you time and money as you prepare to build.
The low 330 dollar annual HOA includes lawn maintenance until construction begins and access to the community boat ramp. Enjoy the benefits of a well-maintained waterfront neighborhood with NO SHORT-TERM RENTALS ALLOWED (3 month minimum rentals), helping preserve the peaceful coastal atmosphere homeowners love.
Located in a flood zone, future homes must be elevated. Zoned R1B for SINGLE-FAMILY HOMES ONLY (no mobile homes permitted). Water, sewer, and electric are available at the street and will need to be connected to the future residence. NO BUILD TIME REQUIREMENT -- build now, later, or hold as an investment opportunity. RV living is not permitted.
Residents enjoy Gulf access through the community boat lift or community boat ramp, making it easy to enjoy boating, fishing, kayaking, and the Florida waterfront lifestyle. Contact the listing agent for a video explaining how the community boat lift operates.
Hernando Beach is a charming coastal community along Florida's Gulf Coast known for its laid-back lifestyle, scenic waterways, and excellent boating access. Nearby attractions include Weeki Wachee Springs State Park, waterfront dining, marinas, golf courses, shopping, and entertainment. Whether you're looking to build a full-time residence, vacation retreat, or future investment property, this lot offers an incredible opportunity to own in one of Hernando County's most desirable waterfront communities.
Lot lines shown in aerial photos are approximate. Property is located just past 4000 Cobia Drive on the left side of the roadway. No for sale sign on property. Land financing options may be available. No seawall is currently present on the property. Schedule your showing today and start planning your Florida coastal dream home!
The low 330 dollar annual HOA includes lawn maintenance until construction begins and access to the community boat ramp. Enjoy the benefits of a well-maintained waterfront neighborhood with NO SHORT-TERM RENTALS ALLOWED (3 month minimum rentals), helping preserve the peaceful coastal atmosphere homeowners love.
Located in a flood zone, future homes must be elevated. Zoned R1B for SINGLE-FAMILY HOMES ONLY (no mobile homes permitted). Water, sewer, and electric are available at the street and will need to be connected to the future residence. NO BUILD TIME REQUIREMENT -- build now, later, or hold as an investment opportunity. RV living is not permitted.
Residents enjoy Gulf access through the community boat lift or community boat ramp, making it easy to enjoy boating, fishing, kayaking, and the Florida waterfront lifestyle. Contact the listing agent for a video explaining how the community boat lift operates.
Hernando Beach is a charming coastal community along Florida's Gulf Coast known for its laid-back lifestyle, scenic waterways, and excellent boating access. Nearby attractions include Weeki Wachee Springs State Park, waterfront dining, marinas, golf courses, shopping, and entertainment. Whether you're looking to build a full-time residence, vacation retreat, or future investment property, this lot offers an incredible opportunity to own in one of Hernando County's most desirable waterfront communities.
Lot lines shown in aerial photos are approximate. Property is located just past 4000 Cobia Drive on the left side of the roadway. No for sale sign on property. Land financing options may be available. No seawall is currently present on the property. Schedule your showing today and start planning your Florida coastal dream home!
Home Details for 3520 Cobia Dr
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Appliances & Utilities Utilities: Cable Available, Electricity Available, Sewer Available, Water Available |
Fireplace & Spa No Fireplace |
Gas & Electric Has Electric on Property |
View Has a ViewView: Canal, Water |
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Exterior Home Features Other Structures: OtherNo Private Pool |
Parking & Garage No CarportNo Garage |
Frontage WaterfrontWaterfront: Canal Front, Navigable Water, Indirect Gulf Access, Waterfront CommunityRoad Frontage: County RoadRoad Surface Type: Asphalt, PavedOn Waterfront |
Water & Sewer Sewer: Public Sewer |
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Days on Market: 180+ |
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Property Type / Style Property Type: LandProperty Subtype: Unimproved Land |
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Price List Price: $53,000 |
Status Change & Dates Possession Timing: Close Of Escrow |
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MLS Status: Active |
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Direction & Address City: Hernando BeachCommunity: Hernando Beach Unit 13-B |
School Information Elementary School: WestsideJr High / Middle School: Fox ChapelHigh School: Weeki Wachee |
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Listing Agent Listing ID: 2257789 |
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Not Senior Community |
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Has an HOAHOA Fee: $330/Annually |
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Lot Area: 7405.2 sqft |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional |
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Mls Number: 2257789Water ViewWater View: Canal, Water |
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HOA Amenities: Water |
Last check for updates: about 8 hours ago
Listing courtesy of Sarah M Hill, (352) 670-4455
JT Realty & Associates
Source: HCMLS, MLS#2257789
Also Listed on HCMLS.
Market trends in Hernando Beach
Last updated July 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
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Available listings
69
4MoM
Price and Tax history
| Date | Event | Price |
|---|---|---|
Feb 24, 2026 Source: HCMLS #2257789 | PendingToActive | $53,000 |
Feb 23, 2026 Source: HCMLS #2257789 | Pending | $53,000 |
Feb 3, 2026 Source: HCMLS #2257789 | Listed For Sale | $53,000 |
Dec 20, 2021 Source: N/A | Sold | $65,000 |
May 24, 2021 Source: N/A | ListingRemoved | |
Feb 16, 2021 Source: N/A | Listed For Sale | $49,900 |
Dec 13, 2010 Source: N/A | Sold | $23,000 |
Dec 11, 2003 Source: N/A | Sold | $86,900 |
Sep 4, 2003 Source: N/A | Sold | $64,900 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $1,045 | $60,000 |
Home facts updated by county records
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New Listings near 3520 Cobia Dr
Home Value
Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.17 | Lot/Land | $50,000 | 12/25/25 | - | - | ||
0.17 | Lot/Land | $50,000 | 12/19/25 | - | - | ||
0.16 | Lot/Land | $50,000 | 05/27/26 | - | - | ||
0.16 | Lot/Land | $50,000 | 05/27/26 | - | - | ||
0.23 | Lot/Land | $50,000 | 12/04/25 | - | - | ||
0.25 | Lot/Land | $40,000 | 10/09/25 | - | - | ||
0.37 | Lot/Land | $78,449 | 07/15/26 | - | - | ||
0.39 | Lot/Land | $40,000 | 10/09/25 | - | - | ||
0.48 | Lot/Land | $75,000 | 03/19/26 | - | - |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.02 | $69,000 | - | - | - | For Sale | |
0.03 | $699,999 | 3 | 3 | 2,030 | For Sale | |
0.02 | - | - | - | - | Off Market | |
0.00 | $53,000 | - | - | - | For Sale | |
0.03 | - | - | - | - | Off Market | |
0.07 | $448,700 | 3 | 2 | 1,580 | Off Market | |
0.05 | $495,000 | 3 | 3 | 1,554 | Recently Sold | |
0.07 | $749,900 | 3 | 2.5 | 2,145 | For Sale | |
0.06 | - | - | - | - | Off Market | |
0.07 | $540,600 | 3 | 2 | 1,940 | Off Market | |
0.12 | $69,900 | - | - | - | For Sale |
Around this home
What Locals Say about Hernando Beach
At least 4 Trulia users voted on each feature.
100 % Say yards are well-kept
100 % Say it's dog friendly
100 % Say car is needed
100 % Say there's holiday spirit
88 % Say it's walkable to restaurants
83 % Say they plan to stay for at least 5 years
81 % Say neighbors are friendly
75 % Say it's quiet
67 % Say there's wildlife
63 % Say people would walk alone at night
50 % Say parking is easy
50 % Say there are community events
43 % Say kids play outside
27 % Say it's walkable to grocery stores
13 % Say streets are well-lit
13 % Say there are sidewalks
Sourced by Trulia users. Learn more about our methodology.
LGBTQ Local Legal Protections
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Frequently asked questions about 3520 Cobia Dr
- How big is 3520 Cobia Dr?3520 Cobia Dr in Hernando Beach, FL is about 0.17 acres (7,405 sq ft).
- What is the price per acre for 3520 Cobia Dr?3520 Cobia Dr in Hernando Beach, FL is listed at $53,000, or about $310K per acre.
- What are the closest schools to 3520 Cobia Dr?The closest schools to 3520 Cobia Dr in Hernando Beach, FL are Fox Chapel Middle School (rated 4/10), Weeki Wachee High School (rated 3/10), Westside Elementary School (Pre-K, rated 5/10).
- What is the price history for 3520 Cobia Dr?3520 Cobia Dr in Hernando Beach, FL last sold for $65,000 in December 2021.
Sarah M Hill, JT Realty & Associates
Agent Phone: (352) 670-4455
This information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.
3520 Cobia Dr, Hernando Beach, FL 34607 is a lot/land. This property is currently available for sale and was listed by HCMLS on Feb 3, 2026. The MLS # for this home is MLS# 2257789.