3520 Cobia Dr, Hernando Beach, FL 34607
FOR SALE

3520 Cobia Dr
Hernando Beach, FL 34607

    $53,000

    Est. Mortgage $429/mo*

    $53,000

    Est. Mortgage $429/mo*

    Local Information

    Map showing home location
    © Google
    -- mins to
    Commute Destination

    Description

    Come Build your dream home in Hernando Beach South! This waterfront lot is 7500 SF has a SURVEY, GEOTECH COMPLETED, AND COMES WITH CONSTRUCTION PLANS! The 330 dollars annual Homeowners Association price includes lawn maintenance until your new home is constructed and access to the community boat ramp. NO SHORT-TERM RENTALS ALLOWED in Hernando Beach South. Hernando Beach is a charming waterfront community located in Hernando County, Florida. Known for its serene atmosphere and stunning views, this area is a popular destination for those seeking a relaxed coastal lifestyle. Situated along the Gulf. Hernando Beach offers a variety of waterfront properties, including single-family homes, and vacant land. Many of these properties feature private docks and boat lifts, allowing residents to easily indulge in boating, fishing, and other water activities. In addition to its waterfront appeal, Hernando Beach boasts a range of amenities and recreational opportunities. The nearby Weeki Wachee Springs State Park provides opportunities for kayaking, paddle boarding, and even swimming with manatees. For those who enjoy golfing, Hernando Beach is in close proximity to several golf courses, offering scenic fairways and challenging play. The community is also home to a variety of restaurants, shops, and entertainment options, ensuring residents have everything they need within reach. With its picturesque surroundings, waterfront access, and convenient amenities, Hernando Beach is a sought-after location for those looking to embrace the coastal lifestyle. Don't miss out on this incredible opportunity to own a piece of paradise! Embrace the waterfront lifestyle you've always dreamed of and make this land your own. Contact us now to schedule a viewing and start planning your coastal masterpiece. Water, sewer, and power connections are located at the street. Property is located in a flood zone so any home constructed will need to be elevated. R1B zoning for a single-family home. Property is located just past 4000 Cobia Drive on the left side of the roadway. No for sale signs are on the property.

    Home Highlights

    Parking
    No Info
    Outdoor
    No Info
    View
    Canal, Water
    HOA
    $28/Monthly
    Price/Sqft
    No Info
    Listed
    93 days ago

    Home Details for 3520 Cobia Dr

    Interior Features

    Appliances & Utilities
    Utilities: Cable Available, Electricity Available, Sewer Available, Water Available
    Fireplace & Spa
    No Fireplace
    Gas & Electric
    Has Electric on Property
    View
    Has a ViewView: Canal, Water

    Exterior Features

    Exterior Home Features
    Other Structures: OtherNo Private Pool
    Parking & Garage
    No CarportNo Garage
    Frontage
    WaterfrontWaterfront: Canal Front, Navigable Water, Indirect Gulf Access, Waterfront CommunityRoad Frontage: County RoadRoad Surface Type: Asphalt, PavedOn Waterfront
    Water & Sewer
    Sewer: Public Sewer

    Days on Market

    Days on Market: 93

    Property Information

    Property Type / Style
    Property Type: LandProperty Subtype: Unimproved Land

    Price & Status

    Price
    List Price: $53,000
    Status Change & Dates
    Possession Timing: Close Of Escrow

    Active Status

    MLS Status: Active

    Location

    Direction & Address
    City: Hernando BeachCommunity: Hernando Beach Unit 13-B
    School Information
    Elementary School: WestsideJr High / Middle School: Fox ChapelHigh School: Weeki Wachee

    Agent Information

    Listing Agent
    Listing ID: 2257789

    Community

    Not Senior Community

    HOA

    Has an HOAHOA Fee: $330/Annually

    Lot Information

    Lot Area: 7405.2 sqft

    Listing Info

    Special Conditions: Standard

    Offer

    Listing Terms: Cash, Conventional

    Miscellaneous

    Mls Number: 2257789Water ViewWater View: Canal, Water

    Additional Information

    HOA Amenities: Water
    Last check for updates: about 8 hours ago
    Listing courtesy of Sarah M Hill, (352) 279-0076
    JT Realty & Associates
    Source: HCMLS, MLS#2257789
    Also Listed on HCMLS.

    Price History for 3520 Cobia Dr

    DatePriceEventSource
    02/24/2026$53,000PendingToActiveHCMLS #2257789
    02/23/2026$53,000PendingHCMLS #2257789
    02/03/2026$53,000Listed For SaleHCMLS #2257789
    12/20/2021$65,000Sold
    N/A
    05/24/2021ListingRemovedN/A
    02/16/2021$49,900Listed For SaleN/A
    12/13/2010$23,000Sold
    N/A
    12/11/2003$86,900Sold
    N/A
    09/04/2003$64,900Sold
    N/A

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    Property Tax and Assessment

    Year2024
    Tax$1,006
    Assessment$60,000
    Home facts updated by county records

    Comparable Sales for 3520 Cobia Dr

    Address
    Distance
    Property Type
    Sold Price
    Sold Date
    Bed
    Bath
    Sqft
    0.17
    Lot/Land
    $65,000
    05/27/25
    -
    -
    0.17
    Lot/Land
    $50,000
    12/25/25
    -
    -
    0.17
    Lot/Land
    $65,000
    05/27/25
    -
    -
    0.24
    Lot/Land
    $55,000
    07/21/25
    -
    -
    0.24
    Lot/Land
    $55,000
    07/21/25
    -
    -
    0.17
    Lot/Land
    $50,000
    12/19/25
    -
    -
    0.23
    Lot/Land
    $50,000
    12/04/25
    -
    -
    0.25
    Lot/Land
    $40,000
    10/09/25
    -
    -
    0.39
    Lot/Land
    $40,000
    10/09/25
    -
    -

    Assigned Schools

    These are the assigned schools for 3520 Cobia Dr.
    The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

    What Locals Say about Hernando Beach

    At least 4 Trulia users voted on each feature.
    • 100 % Say yards are well-kept

    • 100 % Say it's dog friendly

    • 100 % Say car is needed

    • 100 % Say there's holiday spirit

    • 88 % Say it's walkable to restaurants

    • 83 % Say they plan to stay for at least 5 years

    • 81 % Say neighbors are friendly

    • 75 % Say it's quiet

    • 67 % Say there's wildlife

    • 63 % Say people would walk alone at night

    • 50 % Say parking is easy

    • 50 % Say there are community events

    • 43 % Say kids play outside

    • 27 % Say it's walkable to grocery stores

    • 13 % Say streets are well-lit

    • 13 % Say there are sidewalks

    Learn more about our methodology.
    • Suzette S
      "Lots of music at local establishments..nice Christmas boat parade, five k run i preserve. people watch out for each other and can join a neighborhood watch group. "
    • Divinegrl20
      "I grew up here and have lived her for 30 plus years. Safe place to live unless a hurricane flies by. The Gulf breeze is the best."
    • Jimmy V.
      "Fishermans Dream.Flats and Gulf fishing right at your door. Only a short drive to "Big Box" stores, Chain restaurants, Medical help. A slightly longer drive to all the Central Florida attractions (Disney) etc. Yet..Hernando Beach has an old Florida fishing village atmosphere. "
    • Debbie S. H.
      "I lived here for 3 years and loved every minute of it"
    • weekirentals
      "Live and work in area. Water is clean and nature abounds. This is a wonderful area if you enjoy boating, fishing and natural beauty. "
    • Elizabeth
      "Hernando Beach is a charming beach community of waterfront homes on canals with easy access to the Gulf of Mexico"

    LGBTQ Local Legal Protections

    Sarah M Hill, JT Realty & Associates
    Agent Phone: (352) 279-0076
    This information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.
    3520 Cobia Dr, Hernando Beach, FL 34607 is a lot/land. This property is currently available for sale and was listed by HCMLS on Feb 3, 2026. The MLS # for this home is MLS# 2257789.