3498 Centavo Ct
Hernando Beach, FL 34607
3 Beds
2 Baths
1,535 sqft
3 Beds
2 Baths
1,535 sqft
Local Information
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Description
Coastal Craftsman New Construction | Direct Gulf Access | Elevator Shaft in Place
Estimated completion by 6/30/26 or sooner. Experience the ultimate Florida waterfront lifestyle in this BRAND NEW Coastal Craftsman-style elevated home by custom home builder Palmwood Homes, ideally located on a DEEP-WATER CANAL in Hernando Beach with DIRECT GULF ACCESS and 50 feet of seawall and CONSERVATION VIEWS.
This thoughtfully designed 3-bedroom, 2-bath home with an oversized 2+ car garage blends quality craftsmanship with modern coastal design. Built for durability, it features solid block construction and stucco on the lower level and Hardie board siding with shaker accents on the second level. An ELEVATOR SHAFT is already in place, offering convenience for a future elevator install.
Inside, the light and bright open-concept great room showcases luxury vinyl plank flooring throughout and a tray ceiling with custom lighting. Triple sliding glass doors lead to a spacious second-floor porch with tile and a coffered ceiling, creating seamless indoor-outdoor living with peaceful nature preserve views and partial Gulf views.
The primary suite offers a relaxing retreat with waterfront and preserve views, dual walk-in closets, and a spa-inspired bathroom featuring double vanities and a floor-to-ceiling tiled walk-in shower with glass enclosure, decorative accent band, and built-in shelving.
The kitchen is designed to impress, overlooking the living area and featuring quartz countertops, stainless steel appliances (oven, microwave, dishwasher, and refrigerator), soft-close cabinetry, a custom subway tile backsplash, pantry, breakfast bar, deep single-basin sink, and a dedicated coffee bar.
Two generously sized guest bedrooms with large closets are located on the opposite side of the home, along with a full bathroom featuring custom tile and a tub/shower combination.
Additional interior features include a laundry room with washer and dryer hookups and plumbing for a utility sink.
The lower level offers 1500+ additional SF with exceptional space and functionality, featuring a spacious 2+ car garage with ample storage and a fully finished, textured, and painted area for a clean, polished look. A covered back porch with a coffered ceiling creates the perfect shaded space for outdoor entertaining, relaxing, or future customization.
Step outside to a backyard with plenty of room to add a pool and create your own private waterfront oasis. With 50 feet of seawall and space to build a dock, this property is a true boater's dream with quick, direct access to the Gulf.
Items still be to completed as of 4-15-26: Vinyl flooring throughout. Refrigerator and oven in the kitchen. Kitchen backsplash. Baseboards. New entrance stairs. Balcony railing. Sodding yard and landscaping.
Hernando Beach is a vibrant waterfront community that offers the best of coastal living--boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond.
Estimated completion by 6/30/26 or sooner. Experience the ultimate Florida waterfront lifestyle in this BRAND NEW Coastal Craftsman-style elevated home by custom home builder Palmwood Homes, ideally located on a DEEP-WATER CANAL in Hernando Beach with DIRECT GULF ACCESS and 50 feet of seawall and CONSERVATION VIEWS.
This thoughtfully designed 3-bedroom, 2-bath home with an oversized 2+ car garage blends quality craftsmanship with modern coastal design. Built for durability, it features solid block construction and stucco on the lower level and Hardie board siding with shaker accents on the second level. An ELEVATOR SHAFT is already in place, offering convenience for a future elevator install.
Inside, the light and bright open-concept great room showcases luxury vinyl plank flooring throughout and a tray ceiling with custom lighting. Triple sliding glass doors lead to a spacious second-floor porch with tile and a coffered ceiling, creating seamless indoor-outdoor living with peaceful nature preserve views and partial Gulf views.
The primary suite offers a relaxing retreat with waterfront and preserve views, dual walk-in closets, and a spa-inspired bathroom featuring double vanities and a floor-to-ceiling tiled walk-in shower with glass enclosure, decorative accent band, and built-in shelving.
The kitchen is designed to impress, overlooking the living area and featuring quartz countertops, stainless steel appliances (oven, microwave, dishwasher, and refrigerator), soft-close cabinetry, a custom subway tile backsplash, pantry, breakfast bar, deep single-basin sink, and a dedicated coffee bar.
Two generously sized guest bedrooms with large closets are located on the opposite side of the home, along with a full bathroom featuring custom tile and a tub/shower combination.
Additional interior features include a laundry room with washer and dryer hookups and plumbing for a utility sink.
The lower level offers 1500+ additional SF with exceptional space and functionality, featuring a spacious 2+ car garage with ample storage and a fully finished, textured, and painted area for a clean, polished look. A covered back porch with a coffered ceiling creates the perfect shaded space for outdoor entertaining, relaxing, or future customization.
Step outside to a backyard with plenty of room to add a pool and create your own private waterfront oasis. With 50 feet of seawall and space to build a dock, this property is a true boater's dream with quick, direct access to the Gulf.
Items still be to completed as of 4-15-26: Vinyl flooring throughout. Refrigerator and oven in the kitchen. Kitchen backsplash. Baseboards. New entrance stairs. Balcony railing. Sodding yard and landscaping.
Hernando Beach is a vibrant waterfront community that offers the best of coastal living--boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond.
Home Highlights
Parking
2 Car Garage
Outdoor
Porch, Patio
View
Canal, Water
HOA
None
Price/Sqft
$472
Listed
23 days ago
Home Details for 3498 Centavo Ct
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Interior Details Number of Rooms: 4Types of Rooms: Master Bedroom, Dining Room, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1535 Square Feet |
Appliances & Utilities Utilities: Cable Available, Electricity Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, RefrigeratorDishwasherLaundry: Electric Dryer Hookup,In Unit,Upper Level,Washer HookupMicrowaveRefrigerator |
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central |
Fireplace & Spa No Fireplace |
Gas & Electric Has Electric on Property |
Windows, Doors, Floors & Walls Window: Impact WindowsFlooring: Vinyl |
Levels, Entrance, & Accessibility Stories: 2Levels: TwoFloors: Vinyl |
View Has a ViewView: Canal, Water |
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Exterior Home Features Roof: ShinglePatio / Porch: Covered, Patio, Rear PorchNo Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Garage |
Frontage WaterfrontWaterfront: Canal Front, Navigable Water, Seawall, Direct Gulf Access, Waterfront CommunityRoad Frontage: County RoadRoad Surface Type: Asphalt, PavedOn Waterfront |
Water & Sewer Sewer: Public Sewer |
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Days on Market: 23 |
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Year Built Year Built: 2026 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: StiltArchitecture: Stilt |
Building Construction Materials: Block, Frame, Stucco, OtherIs a New Construction |
Property Information Condition: Under ConstructionParcel Number: R13 223 16 2320 0950 0360 |
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Price List Price: $725,000Price Per Sqft: $472 |
Status Change & Dates Off Market Date: Sun Apr 26 2026Possession Timing: Close Of Escrow |
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MLS Status: Pending |
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Direction & Address City: Hernando BeachCommunity: Hernando Beach Unit 9 |
School Information Elementary School: WestsideJr High / Middle School: Fox ChapelHigh School: Weeki Wachee |
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Listing Agent Listing ID: 2258928 |
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Building Area Building Area: 1535 |
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Not Senior Community |
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No HOA |
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Lot Area: 4791.6 sqft |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, FHA, VA Loan |
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Mls Number: 2258928Water ViewWater View: Canal, Water |
Last check for updates: about 21 hours ago
Listing courtesy of Sarah M Hill, (352) 670-4455
JT Realty & Associates
Source: HCMLS, MLS#2258928
Price History for 3498 Centavo Ct
| Date | Price | Event | Source |
|---|---|---|---|
| 05/07/2026 | $725,000 | Pending | HCMLS #2258928 |
| 04/16/2026 | $725,000 | Listed For Sale | HCMLS #2258928 |
| 03/26/2026 | $717,205 | ListingRemoved | Stellar MLS #W7883025 |
| 03/18/2026 | $717,205 | PendingToActive | Stellar MLS #W7883025 |
| 03/15/2026 | $717,205 | Pending | Stellar MLS #W7883025 |
| 02/16/2026 | $717,205 | Listed For Sale | Stellar MLS #W7883025 |
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Comparable Sales for 3498 Centavo Ct
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.07 | Single-Family Home | $590,000 | 05/14/25 | 3 | 2 | 1,502 | |
0.20 | Single-Family Home | $595,000 | 01/01/26 | 3 | 2 | 1,470 | |
0.07 | Single-Family Home | $630,000 | 04/15/26 | 3 | 3 | 1,374 | |
0.15 | Single-Family Home | $550,000 | 07/02/25 | 2 | 2 | 1,188 | |
0.09 | Single-Family Home | $650,000 | 04/29/26 | 3 | 2.5 | 2,033 | |
0.17 | Single-Family Home | $665,000 | 10/01/25 | 3 | 2 | 1,760 | |
0.31 | Single-Family Home | $415,000 | 06/30/25 | 3 | 2 | 1,661 | |
0.17 | Single-Family Home | $720,000 | 03/06/26 | 3 | 2.5 | 1,847 |
Assigned Schools
These are the assigned schools for 3498 Centavo Ct.
- Westside Elementary School
- PK-5
- Public
- 538 Students
4/10GreatSchools RatingParent Rating AverageAs a mother of a special needs child this school was awful to us as a family. They were cruel to my child they didn’t change their approach to my child after my child was diagnosed. They called us to pick up our child every day practically so we were unable to maintain a job. They suspended my child for having meltdowns. They are by far the most incompetent cold and least compassionate staff I’ve ever met. I have older kids and have experienced many schools throughout my life. I’ve lived in several countries and states throughout my life yet I have never had experienced such a disgusting group of judgmental humans. The principal and assistant principal are rotten to the core. Stay far away from this school especially if your child is special needs or unique in any way. They will crush the light from them not foster their unique ability or see their gifts.. They will only see their flaws. In addition, they protect their staff. They won’t give you the full story ever only tell you how your child behaved but not what lead up to the behavior. Such a shady school. My kids would come home with marks and bruises but they had speech delays and weren’t able to let me know what exactly went on at school.. Both of my kids hated coming here and that in itself told me everything.. they would cry in the morning when I would drop them off. Horrible experience so glad to be out of there and in a place that accepts my children and loves them and fosters are growth. I would’ve read this school less than one star if I could. Westside Elementary will always be the one school that I look back on that left such a bad taste in my mouth.Parent Review7mo ago - Fox Chapel Middle School
- 6-8
- Public
- 746 Students
4/10GreatSchools RatingParent Rating AverageWe brought the whole family (9) to the easter event. Everyone had a great time and we enjoyed meeting teachers! Looking forward to the next event.Parent Review1mo ago - Weeki Wachee High School
- 9-12
- Public
- 1431 Students
3/10GreatSchools RatingParent Rating AverageCame from another Hernando County HS, and hands down this one is sooo much better. Everyone has been super helpful in getting my son acclimated. The principal’s calls with updates about what is going on at the school is appreciated. For the first time since we left a charter school in Pasco, my son comes home and says he had a good day and that the teachers seem to care!!Parent Review1mo ago 
Check out schools near 3498 Centavo Ct.
What Locals Say about Hernando Beach
At least 4 Trulia users voted on each feature.
100 % Say yards are well-kept
100 % Say it's dog friendly
100 % Say car is needed
100 % Say there's holiday spirit
88 % Say it's walkable to restaurants
83 % Say they plan to stay for at least 5 years
81 % Say neighbors are friendly
75 % Say it's quiet
67 % Say there's wildlife
63 % Say people would walk alone at night
50 % Say parking is easy
50 % Say there are community events
43 % Say kids play outside
27 % Say it's walkable to grocery stores
13 % Say streets are well-lit
13 % Say there are sidewalks
Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Sarah M Hill, JT Realty & Associates
Agent Phone: (352) 670-4455
This information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.
3498 Centavo Ct, Hernando Beach, FL 34607 is a 3 bedroom, 2 bathroom, 1,535 sqft single-family home built in 2026. This property is currently available for sale and was listed by HCMLS on Apr 16, 2026. The MLS # for this home is MLS# 2258928.