324 Sumner St, Waterloo, IA 50703
Property image
Property image
SOLD
MAY 4, 2026

324 Sumner St
Waterloo, IA 50703

  • 3 Beds
  • 1 Bath
  • 1,011 sqft

$66,500

Last Sold: May 4, 2026
$66/sqft
Est. Refi. Payment $495/mo*
Refinance Your Home

$66,500

Last Sold: May 4, 2026
$66/sqft
Est. Refi. Payment $495/mo*
Refinance Your Home
3 Beds
1 Bath
1,011 sqft

Local Information

  • Map ViewExplore the area around 324 Sumner St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1899
Living Area
1,011 sqft
Price/Sqft
$66/sqft
Parking
None

About this House

Affordable opportunity in Waterloo! This 3-bedroom, 1-bath home offers immediate functionality for first time home buyers or investors looking for their next portfolio add. Interior features include open kitchen with breakfast bar and dining with new flooring, natural woodwork, a spacious living area, large bedrooms.

A covered front porch, enclosed mudroom, and large backyard provide inviting outdoor space. The unfinished basement includes laundry hookups, ample storage, and space for additional living area.

Located across from a church and minutes from schools and amenities, this property offers consistent rental demand and long-term growth potential. A great option for investors or first-time homebuyers seeking affordability, space, and future potential.
324 Sumner St, Waterloo, IA 50703 is a 3 bedroom, 1 bathroom, 1,011 sqft single-family home built in 1899. It last sold for the $66,500 asking price on May 4, 2026. More recently, it was listed as a rental in April 2026 with an asking price of $900 per month. That rental listing was removed on April 22, 2026. It is currently off market. The Trulia Estimate rent is $982/month.

Home Details for 324 Sumner St

Interior Features

Interior Details
Number of Rooms: 1
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1011 Square Feet
Appliances & Utilities
Appliances: Range, Refrigerator, Range HoodRefrigerator
Heating & Cooling
Heating: GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Gas

Exterior Features

Exterior Home Features
Foundation: Block
Parking & Garage
No Attached GarageParking: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1011 Square Feet

Property Information

Year Built
Year Built: 1899
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Frame, Vinyl SidingNot a New Construction
Property Information
Parcel Number: 891324181006

Price & Status

Price
List Price: $66,500Price Per Sqft: $66/sqft
Status Change & Dates
Off Market Date: Thu Apr 09 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: Waterloo
School Information
Elementary School: CunninghamJr High / Middle School: Carver AcademyHigh School: East

HOA

Association for this Listing: Cedar Rapids Area Association Of Realtors

Lot Information

Lot Area: 8276.4 sqft

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

BasementMls Number: 2507212Living Area Range Units: Square FeetAbove Grade Unfinished Area: 1011Above Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-19013-N-891324181006-R-N

Additional Information

Days On Market Replication: 230
Last check for updates: about 11 hours ago
Listed by Stacey Dlouhy, (210) 383-0736
Keller Williams Legacy Group
Jami Wolf, (319) 481-7088
Keller Williams Legacy Group
Bought with: Stacey Dlouhy, (210) 383-0736, Keller Williams Legacy Group
Originating MLS: Cedar Rapids Area Association Of Realtors
Source: CRAAR, CDRMLS, MLS#2507212

Price History for 324 Sumner St

DatePriceEventSource
05/04/2026$66,500Sold
CRAAR, CDRMLS #2507212
04/22/2026$900ListingRemovedZillow Rentals
04/10/2026$66,500PendingCRAAR, CDRMLS #2507212
04/09/2026$66,500Listed For SaleCRAAR, CDRMLS #2507212
04/06/2026$84,500ListingRemovedCRAAR, CDRMLS #2601256
04/01/2026$900Listed For RentZillow Rentals
03/17/2026$84,500PriceChange
CRAAR, CDRMLS #2601256
02/23/2026$89,500Listed For SaleCRAAR, CDRMLS #2601256
02/23/2026$89,500ListingRemovedCRAAR, CDRMLS #2507212
12/02/2025$89,500PriceChange
CRAAR, CDRMLS #2507212
11/10/2025$94,500PriceChange
CRAAR, CDRMLS #2507212
08/22/2025$99,000Listed For SaleCRAAR, CDRMLS #2507212
05/01/2025$119,500ListingRemovedNortheast Iowa Regional BOR as distributed by MLS GRID #20244842
02/19/2025$119,500PriceChange
Northeast Iowa Regional BOR as distributed by MLS GRID #20244842
10/29/2024$130,000Listed For SaleNortheast Iowa Regional BOR as distributed by MLS GRID #20244842
01/27/2022$47,500Sold
Northeast Iowa Regional BOR as distributed by MLS GRID #20215819
12/29/2021$54,999PendingNortheast Iowa Regional BOR as distributed by MLS GRID #20215819
12/22/2021$54,999Listed For SaleNortheast Iowa Regional BOR as distributed by MLS GRID #20215819
11/17/2004$42,000Sold
N/A

Market trends in Waterloo

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$187K
$10.67KMoM
Sale-to-List Price
99.2%
1.3%MoM
Price per sq ft
$126
$4MoM
Available listings
237
16MoM
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Property Tax and Assessment

Year2025
Tax$1,186
Assessment$64,790
Home facts updated by county records

Comparable Sales for 324 Sumner St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
510 Cottage St, Waterloo, IA
0.10
Single-Family Home
$40,000
07/30/26
3
1
1,248
307 Oneida St, Waterloo, IA
0.07
Single-Family Home
$74,500
03/20/26
2
1
616
406 Oneida St, Waterloo, IA
0.14
Single-Family Home
$60,000
12/15/25
3
2
1,028
225 Halstead St, Waterloo, IA
0.27
Single-Family Home
$66,000
12/15/25
3
2
1,024
324 Bates St, Waterloo, IA
0.28
Single-Family Home
$135,000
12/23/25
3
1
1,092
235 Jackson St, Waterloo, IA
0.16
Single-Family Home
$25,000
12/12/25
2
1
1,056
319 Oliver St, Waterloo, IA
0.59
Single-Family Home
$55,000
03/09/26
3
1
964

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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  • 307 Oneida St, Waterloo, IA 50703
    SOLD
    MAR 20, 2026
    $74,500
    2 bd
    1 ba
    616 sqft
    307 Oneida St,
    Waterloo, IA 50703
    Alissa-Peyton Botts, Century 21 Signature Real Estate - Cedar Falls, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 411 Sumner St, Waterloo, IA 50703
    OFF MARKET
    Est. $133,500
    5 bd
    2 ba
    1,970 sqft
    411 Sumner St,
    Waterloo, IA 50703
    Haley Andersen, Structure Real Estate, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 333 Cottage St, Waterloo, IA 50703
    OFF MARKET
    Est. $80,100
    4 bd
    1 ba
    1,300 sqft
    333 Cottage St,
    Waterloo, IA 50703
    Rick Bauer, RE/MAX Concepts - Cedar Falls, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 510 Cottage St, Waterloo, IA 50703
    SOLD
    JUL 30, 2026
    $40,000
    3 bd
    1 ba
    1,248 sqft
    510 Cottage St,
    Waterloo, IA 50703
    Lydia Negan, Abr, Psa, Structure Real Estate, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 403 Oneida St, Waterloo, IA 50703
    OFF MARKET
    Est. $77,100
    3 bd
    1 ba
    1,177 sqft
    403 Oneida St,
    Waterloo, IA 50703
    Diana Beschorner, Fusion Real Estate, Inc
  • 255 Jackson St, Waterloo, IA 50703
    OFF MARKET
    Est. $136,100
    4 bd
    1 ba
    1,284 sqft
    255 Jackson St,
    Waterloo, IA 50703
    Amy Wienands, AWRE, EXP Realty, LLC, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 600 Cottage St, Waterloo, IA 50703
    FOR SALE
    $134,900
    3 bd
    2 ba
    1,802 sqft
    600 Cottage St,
    Waterloo, IA 50703
    Justin Finn, Four Seasons Realtors Inc, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 406 Oneida St, Waterloo, IA 50703
    SOLD
    DEC 15, 2025
    $60,000
    3 bd
    2 ba
    1,028 sqft
    406 Oneida St,
    Waterloo, IA 50703
    Chase Lyons, Oakridge Real Estate, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 218 Cottage St, Waterloo, IA 50703
    OFF MARKET
    Est. $114,700
    3 bd
    1.5 ba
    988 sqft
    218 Cottage St,
    Waterloo, IA 50703
    Chris Fischels, Fischels Commercial Group, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 235 Jackson St, Waterloo, IA 50703
    SOLD
    DEC 12, 2025
    $25,000
    2 bd
    1 ba
    1,056 sqft
    235 Jackson St,
    Waterloo, IA 50703
    Chris Fischels, Fischels Commercial Group, Northeast Iowa Regional BOR as distributed by MLS GRID
  • 302 Adams St, Waterloo, IA 50703
    OFF MARKET
    Est. $84,800
    2 bd
    1 ba
    1,204 sqft
    302 Adams St,
    Waterloo, IA 50703
    Pam Banser, Crs, Abr, Cfs, RE/MAX Concepts - Cedar Falls, Northeast Iowa Regional BOR as distributed by MLS GRID
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Assigned Schools

These are the assigned schools for 324 Sumner St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 264 Trulia users voted on each feature.

  • 89 % Say car is needed

  • 83 % Say yards are well-kept

  • 80 % Say parking is easy

  • 77 % Say it's dog friendly

  • 70 % Say there's holiday spirit

  • 66 % Say kids play outside

  • 64 % Say there are sidewalks

  • 48 % Say it's quiet

  • 47 % Say neighbors are friendly

  • 47 % Say people would walk alone at night

  • 44 % Say streets are well-lit

  • 43 % Say there's wildlife

  • 42 % Say they plan to stay for at least 5 years

  • 33 % Say it's walkable to grocery stores

  • 29 % Say it's walkable to restaurants

  • 20 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Misslindsayb
    "Centrally located, traffic can be heavy/frustrating. You can make good time if you hit the stoplights just right, which is hard to do most days. "
    0
    Flag
  • Susanward13
    "Consider this a safe neighborhood and there are lots of kids living here. A policeman lives on the street."
    0
    Flag
  • Jovanti Rucker
    "It is very busy most of the time the light are a headache. They’re a lot of lights to go through to get to where I need to go."
    0
    Flag
  • Dontreal3
    "It’s ok. It’s not the worst but it’s also not the best. "
    0
    Flag
  • Trulia User
    "Peacefully quiet neighborhood. neighbors keep to themselves mostly. Alot of dogs throughout the whole area, which is nice to know, it's a pet friendly area to live in. "
    4
    Flag
  • Trulia User
    "I’ve lived here for years mostly everybody that lives in the neighborhood is really nice & friendly but I live with my dad & trying to find my own apartment right now. "
    4
    Flag
  • Susan.wirtjes
    "This is a safe and friendly neighborhood. Kids play outside. We are close to good schools. Shopping is close by. "
    8
    Flag
  • Dominique K. .
    " The community is really good if you get into people like that. There is not a lot to do around here unless you have money. There are a lot of trains around. People have dogs around here a lot and I hear gunshots a lot. I grew up here so I don’t find it very exciting. Most people got to work come home and stay away from each other. "
    1
    Flag
  • Tali S.
    "Very quiet neighborhood other than the occasional car driving by & faint sound of trains. Great neighbors, mostly homeowners with kids & elderly."
    0
    Flag
  • Lache S.
    "... I don’t know I been here only a year and aside from the bad I seen few good most people stay to they self "
    0
    Flag
  • Holly W.
    "schools are over crowded and children are often let slip through the cracks in the education system here "
    1
    Flag
  • Charles A.
    "15 minutes to work. Waterloo is easy to get around and not a lot of traffic .... zzzz xxdrc then. Gyyhbb"
    1
    Flag
  • Lamont S.
    "Lots of retirees here now. Mixed bag for the rest. I had seen several first time owners buying in. Plenty of remodeling and renovations going on now too."
    4
    Flag
  • Trulia User
    "it has some nice people, with sketchy people mixed in. it's too loud with harleys speeding hard through here and people thumping music too loud at all hours. I would not recommend this neighborhood to a young professional person. "
    0
    Flag
  • Kimmy21920
    "Convenient location and traffic is not as congested as the big city. Used to be a great place, but not so much anymore."
    1
    Flag
  • Mkesterson79
    "Listening to gun shots and train whistles at night to fall asleep to. Creates a uniquely unpleasant experience. "
    0
    Flag
  • Trulia User
    "Would love a dog park close by, or even respectful owners who pick up after their dog when they walk them"
    6
    Flag
  • Chris Wright
    "I lived in neighborhood for ten years as a kid, I always love the area, would love to own a house in that again, hope in very near future."
    1
    Flag
  • Mary Sue Adams
    "Safe streets, quality neighbors,clean, near a park,rural feeling- plenty of room between everyone. Lots of family and open spaces, but still near shopping and eats."
    3
    Flag
  • Kathy Cox White Dickerson
    "I moved to this neighborhood last summer and love it. I feel safe and secure,and neighbors are very nice."
    0
    Flag
  • Aley S.
    "Is a small neighborhood and quite and seems like a very lovely place to have a family and there are a lot of kid in the neighborhood "
    2
    Flag
  • Aschot12
    "It's better than north Waterloo for crime and lots of shade trees. It's nice to be near to 4th street for convenience even with traffic noise. "
    0
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

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Explore by feature - Pet Friendly

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Explore by feature - Outdoor Space

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Homes for sale near 324 Sumner St

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Off Market Homes Near 324 Sumner St

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.