3224 Oxbow Ct, Saint Cloud, FL 34773
FOR SALE

3224 Oxbow Ct
Saint Cloud, FL 34773

Harmony
  • 4 Beds
  • 3.5 Baths
  • 2,732 sqft

$498,000

Original price: $498,500
Est. Mortgage $3,422/mo*
Get Pre-Qualified

$498,000

Original price: $498,500
Est. Mortgage $3,422/mo*
Get Pre-Qualified
4 Beds
3.5 Baths
2,732 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to this stunning, spacious home in the highly sought-after Harmony community—a gated, family-friendly neighborhood known for its top-rated, A-rated schools and exceptional amenities. This thoughtfully designed residence features 4 generous bedrooms, including a luxurious primary suite conveniently located on the main floor. Upstairs, you'll find a versatile layout with one bedroom offering a private ensuite, plus two additional bedrooms, a full bathroom, and a cozy loft. The main level boasts an open-concept design that seamlessly connects the living, dining, and beautifully upgraded kitchen—ideal for both everyday living and entertaining. The kitchen is a true centerpiece, showcasing modern finishes and high-end appliances that will delight any home chef. A dedicated office downstairs offers flexibility and can easily serve as a 5th bedroom. Additional conveniences include a laundry room and a half bath on the main floor. Natural light pours into the home through large windows and expansive sliding glass doors, leading to a serene screened-in lanai. Enjoy peaceful outdoor living with a spacious, private backyard and no neighbors in the front or rear—providing rare privacy and tranquility. Living in Harmony means access to incredible amenities, including two resort-style pools, a splash pad, basketball and volleyball courts, a soccer field, boat dock, scenic nature trails, and dog parks—all surrounded by beautiful natural landscapes. Don’t miss the opportunity to own this exceptional home in one of the area’s most desirable communities!

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
View
No Info
HOA
$216/Monthly
Price/Sqft
$182
Listed
49 days ago

Home Details for 3224 Oxbow Ct

Interior Features

Interior Details
Number of Rooms: 4Types of Rooms: Primary Bedroom, Kitchen, Living Room, Loft
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2732 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Public, Water ConnectedAppliances: Dishwasher, Disposal, Microwave, RefrigeratorDishwasherDisposalLaundry: Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Electric
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Carpet, Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Luxury Vinyl
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Irrigation System, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 42Days on Market: 49

Property Information

Year Built
Year Built: 2022
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: BlockNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 202632349600010050

Price & Status

Price
List Price: $498,000Price Per Sqft: $182

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: HARMONYCommunity: ENCLAVE AT LAKES OF HARMONY
School Information
Elementary School: Harmony Community School (K-5)Jr High / Middle School: Harmony MiddleHigh School: Harmony High

Agent Information

Listing Agent
Listing ID: S5146906

Building

Building Area
Building Area: 3518 Square Feet

Community

Not Senior Community

HOA

HOA Name: Association Solutions, Mark HillHOA Phone: 407-847-2280Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $216/Monthly

Lot Information

Lot Area: 7405 sqft

Listing Info

Special Conditions: None

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5146906Showing Requirements: Appointment Only, Combination Lock Box, ShowingTimeUniversal Property Id: US-12097-N-202632349600010050-R-N
Last check for updates: about 14 hours ago
Listing Provided by: Rachel Coolidge, (207) 522-0838
FIERCE REALTY, (407) 758-5179
Amy Harris, (863) 280-5777
FIERCE REALTY, (407) 758-5179
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#S5146906
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3224 Oxbow Ct

DatePriceEventSource
05/13/2026$498,000PriceChange
Stellar MLS #S5146906
05/05/2026$498,500PriceChange
Stellar MLS #S5146906
04/24/2026$499,000PriceChange
Stellar MLS #S5146906
04/01/2026$499,999Listed For SaleStellar MLS #S5146906
07/17/2025$507,900ListingRemovedStellar MLS #S5128075
07/16/2025$507,900PriceChange
Stellar MLS #S5128075
07/10/2025$507,999PriceChange
Stellar MLS #S5128075
06/14/2025$508,000PriceChange
Stellar MLS #S5128075
06/10/2025$523,800PriceChange
Stellar MLS #S5128075
06/03/2025$523,900PriceChange
Stellar MLS #S5128075
06/01/2025$524,000Listed For SaleStellar MLS #S5128075
04/21/2025$524,000ListingRemovedStellar MLS #S5117961
03/10/2025$524,000PriceChange
Stellar MLS #S5117961
01/08/2025$524,900Listed For SaleStellar MLS #S5117961
11/04/2024$535,000ListingRemovedStellar MLS #S5112815
09/25/2024$535,000Listed For SaleStellar MLS #S5112815
10/03/2022$441,300Sold
N/A

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Property Tax and Assessment

Year2024
Tax$8,460
Assessment$434,200
Home facts updated by county records

Comparable Sales for 3224 Oxbow Ct

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3326 Sagebrush St, Harmony, FL
0.28
Single-Family Home
$430,000
04/24/26
4
3.5
2,822
3281 Songbird Cir, Saint Cloud, FL
0.08
Single-Family Home
$560,000
08/22/25
3
3
2,355
7455 Oakmark Rd, Harmony, FL
0.27
Single-Family Home
$405,000
04/20/26
3
2.5
1,908
3345 Sagebrush St, Harmony, FL
0.37
Single-Family Home
$430,000
01/30/26
3
3
2,355
3123 Greenview Ln, Saint Cloud, FL
0.35
Single-Family Home
$532,224
09/24/25
4
3
2,355
7409 Wing Span Way, Harmony, FL
0.30
Single-Family Home
$380,000
05/28/25
4
2
1,901
7529 Castlewood Ct, Harmony, FL
0.18
Single-Family Home
$385,000
01/22/26
3
2
1,852
3304 Cat Brier Trl, Harmony, FL
0.68
Single-Family Home
$455,000
08/18/25
4
2.5
3,075

Assigned Schools

These are the assigned schools for 3224 Oxbow Ct.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Harmony
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Harmony

At least 30 Trulia users voted on each feature.

  • 90 % Say there's wildlife

  • 86 % Say it's quiet

  • 85 % Say car is needed

  • 85 % Say yards are well-kept

  • 84 % Say it's dog friendly

  • 82 % Say there are sidewalks

  • 81 % Say there's holiday spirit

  • 77 % Say parking is easy

  • 76 % Say streets are well-lit

  • 68 % Say kids play outside

  • 65 % Say neighbors are friendly

  • 59 % Say there are community events

  • 54 % Say people would walk alone at night

  • 53 % Say they plan to stay for at least 5 years

  • 50 % Say it's walkable to restaurants

  • 35 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Pjw1171
    "There are lots of dog parks to take your dog and plenty of places to take your dog for a nice walk. The community provides stations with bags and trash can for cleaning up after your dog."
    0
    Flag
  • Alissaovletrea
    "It’s a quiet neighborhood, the wild life is always fun to see, it’s safe, I work many different shifts and I see kids playing in the streets until late into the night or people up early running in pitch dark."
    2
    Flag
  • Mark L.
    "A little off the beaten path but still close enough to what Orlando has to offer."
    0
    Flag
  • Maggie H.
    "I think this is a safe and friendly area for families, etc. Harmony High School has excellent ratings. It is definitely all country. Great for mudding, etc. If you're looking to have some land and some quiet, it's great. But, you should know that it is about 20 mins from the nearest grocery store, pharmacy, etc. It is also about an hour from most of the amusement parks and about 45 minutes from the beach (indialantic). If you don't mind driving a bit(there is no public transportation), it's a nice little area. "
    0
    Flag
  • rick_boschen
    "Many of the people out here have no respect from other peoples property, you have been warned - RB"
    0
    Flag
  • Douglas P.
    "I lived here for five years until we ran out of room as our family grew. We really miss the peace and quiet where we could hear the wind blowing through the trees AND miss the shade and PRIVACY. The campfires were awesome too."
    0
    Flag

LGBTQ Local Legal Protections

Rachel Coolidge, FIERCE REALTY, (407) 758-5179
Agent Phone: (207) 522-0838
3224 Oxbow Ct, Saint Cloud, FL 34773 is a 4 bedroom, 4 bathroom, 2,732 sqft single-family home built in 2022. 3224 Oxbow Ct is located in Harmony, Saint Cloud. This property is currently available for sale and was listed by Stellar MLS on Apr 1, 2026. The MLS # for this home is MLS# S5146906.