321 E  2nd St, Waterloo, IA 50703
Property image
Property image
OFF MARKET

321 E 2nd St
Waterloo, IA 50703

Franklin Gateway
  • 4 Beds
  • 2 Baths
  • 2,070 sqft
4 Beds
2 Baths
2,070 sqft

Local Information

  • Map ViewExplore the area around 321 E 2nd St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1905
Living Area
2,070 sqft

About this House

Why rent when can own? Bad credit or no credit? No problem! Owner financing is available. This is a 4 bedroom 2 bath home great for you or as an investment. The down payment is $500 and the monthly payment is $135. Qualify with income of at least $540 per month. Monthly payments may increase when taxes and insurance are added. ANY and ALL offers welcome.

Please email us or call Christian at (800) 849-3918 x4001 for more information about the property.

Visit us online to check out our other properties.
www.bhphhomes.com

321 E 2nd St, Waterloo, IA 50703 is a 4 bedroom, 2 bathroom, 2,070 sqft single-family home in Franklin Gateway, built in 1905. It last sold for $1,150 on Sep 5, 2013. It is currently off market. The Trulia Estimate rent is $1,455/month.

Home Details for 321 E 2nd St

Interior Features

Interior Details
BasementNumber of Rooms: 8Types of Rooms: Dining Room
Heating & Cooling
Heating: Forced Air, GasHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 2Floors: Carpet, Linoleum Vinyl
Fireplace & Spa
Fireplace

Exterior Features

Exterior Home Features
Roof: OtherExterior: Vinyl, WoodFoundation Type: Stone

Property Information

Year Built
Year Built: 1905
Property Type / Style
Property Type: Single Family HomeArchitecture: Other

Lot Information

Lot Area: 5052 sqft

Price History for 321 E 2nd St

DatePriceEventSource
03/24/2021ListingRemovedN/A
02/19/2017$9,909ListingRemovedN/A
02/08/2017$9,909Listed For SaleN/A
11/03/2016$10,000ListingRemovedN/A
11/01/2016$10,000Listed For SaleN/A
08/20/2016$18,209ListingRemovedN/A
06/20/2016$18,209Listed For SaleN/A
06/08/2014$14,000ListingRemovedN/A
04/08/2014$14,000Listed For SaleN/A
09/05/2013$1,150Sold
N/A
07/06/2013$9,900Listed For SaleAgent Provided
05/29/2013$9,900ListingRemovedAgent Provided
03/21/2013$9,900Listed For SaleAgent Provided

Market trends in Waterloo

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$187K
$10.67K
MoM
Sale-to-List Price
99.2%
1.3%
MoM
Price per sq ft
$126
$4
MoM
Available listings
237
16
MoM
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Property Tax and Assessment

Year2025
Tax$420
Assessment$20,520
Home facts updated by county records

Comparable Sales for 321 E 2nd St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.10
Single-Family Home
$65,000
09/10/25
3
2
1,698
0.31
Single-Family Home
$104,000
10/30/25
4
2
1,360
0.60
Single-Family Home
$50,000
09/08/25
3
1.5
1,440
0.81
Single-Family Home
$115,950
11/07/25
4
2
1,950
0.29
Single-Family Home
$38,500
06/05/26
2
1
936
0.15
Single-Family Home
$55,000
04/30/26
4
2
1,656
0.63
Single-Family Home
$74,842
02/13/26
4
1
1,498
0.70
Single-Family Home
$60,000
12/15/25
3
2
1,028
1.00
Single-Family Home
$20,000
02/27/26
4
2
1,568
0.84
Single-Family Home
$120,000
06/08/26
4
1.5
1,794

Nearby homes

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Assigned Schools

These are the assigned schools for 321 E 2nd St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about Franklin Gateway

At least 1 Trulia users voted on each feature.
  • 100 % Say it's walkable to grocery stores

  • 100 % Say car is needed

  • 100 % Say there are sidewalks

  • 100 % Say yards are well-kept

  • 83 % Say parking is easy

  • 67 % Say it's dog friendly

  • 67 % Say there's holiday spirit

  • 67 % Say it's walkable to restaurants

  • 67 % Say kids play outside

  • 57 % Say they plan to stay for at least 5 years

  • 50 % Say there are community events

  • 50 % Say streets are well-lit

  • 50 % Say neighbors are friendly

  • 40 % Say people would walk alone at night

  • 33 % Say it's quiet

Sourced by Trulia users. Learn more about our methodology.

LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 321 E 2nd St

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Off Market Homes Near 321 E 2nd St

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Frequently asked questions about 321 E 2nd St

  • What is the price history for 321 E 2nd St?
    321 E 2nd St in Waterloo, IA last sold for $1,150 in September 2013.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $187K. That is up $10.67K from the prior month.
  • What are the closest schools to 321 E 2nd St?
    The closest schools to 321 E 2nd St in Waterloo, IA are Central Middle School (rated 2/10), Cunningham School (Pre-K/Elementary, rated 2/10), West High School (rated 3/10).
  • How big is the lot at 321 E 2nd St?
    The lot at 321 E 2nd St in Waterloo, IA is about 0.12 acres (5,052 sq ft).