320 4th Street, Troy, NY 12180
Property image
Property image
OFF MARKET

320 4th Street
Troy, NY 12180

South Central
  • 3 Beds
  • 2 Baths
  • 1,840 sqft

$245,000

Trulia Estimate
as of Aug 4, 2026
Est. Refi. Payment $1,696/mo*

$245,000

Trulia Estimate
as of Aug 4, 2026
Est. Refi. Payment $1,696/mo*
3 Beds
2 Baths
1,840 sqft

Local Information

  • Map ViewExplore the area around 320 4th Street.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Multi-Family
Year Built
1890
Living Area
1,840 sqft
Price/Sqft
$133
Parking
None

About this House

Welcome to this charming 2-family home in the heart of downtown Troy's ''Little Italy.'' With its lovely brick exterior and private backyard, this property is a true gem! Each unit features a comfortable and inviting one-bedroom, one-bathroom layout. The basement/garden level of this property presents an exciting opportunity to finish and rent out as an additional source of income. Wide plank hardwood floors throughout. Newer cosmetics. Instant equity opportunity! A short walk away from all the attractions and amenities that downtown Troy has to offer.

House is sold as-is. Cash financing only. Assignment of contract. 10% due at signing.
320 4th Street, Troy, NY 12180 is a 3 bedroom, 2 bathroom, 1,840 sqft multi-family in South Central, built in 1890. It last sold for $205,000 on Dec 20, 2023 (2% below the $209,900 asking price). It is currently off market. The Trulia Estimate is $245,000, with a rent estimate of $1,696/month.

Home Details for 320 4th Street

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Apartment,Exterior Entry,Full,Unfinished,Walk-Out Access
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1840 Square Feet
Appliances & Utilities
Utilities: Cable Available, Cable Connected
Heating & Cooling
Heating: Baseboard,Hot Water,Natural GasNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Baseboard
Fireplace & Spa
No Spa
Windows, Doors, Floors & Walls
Flooring: Tile, Hardwood
Levels, Entrance, & Accessibility
Floors: Tile, Hardwood

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Rear Porch, DeckExterior: Other
Parking & Garage
No CarportNo GarageParking: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1840 Square Feet

Property Information

Year Built
Year Built: 1890
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Duplex, Multi FamilyArchitecture: Garden Style
Building
Construction Materials: Aluminum Siding, BrickNot a New ConstructionAttached To Another Structure
Property Information
Condition: Updated/RemodeledParcel Number: 381700 101.77138

Price & Status

Price
List Price: $209,900
Status Change & Dates
Off Market Date: Tue Nov 07 2023Possession Timing: Close Of Escrow

Location

Direction & Address
City: Troy
School Information
High School District: Troy

Building

Building Area
Building Area: 1840 Square Feet

HOA

No HOA

Lot Information

Lot Area: 3049.2 sqft

Listing Info

Special Conditions: Corporate Owned

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Business

Business Information
Ownership: Bank Owned

Miscellaneous

BasementMls Number: 202327188Above Grade Unfinished Area: 1840Showing Requirements: No Sign, Occupied, Showing Service, Call Listing Agent
Last check for updates: about 13 hours ago
Listed by Patrick Dunn, (518) 407-9834
Core Real Estate Team
Bought with: James Perniciaro, (518) 935-3013, Heer Realty, Inc.
Source: Global MLS, MLS#202327188

Price History for 320 4th Street

DatePriceEventSource
12/20/2023$205,000Sold
Global MLS #202327188
11/07/2023$209,900PendingGlobal MLS #202327188
10/25/2023$209,900Listed For SaleGlobal MLS #202327188
08/23/2018$173,000Sold
Global MLS #201820501
06/19/2018$185,000PendingAgent Provided
05/14/2018$185,000Listed For SaleAgent Provided
05/01/2018$105,000Sold
N/A
04/25/2018$97,500PendingToActiveAgent Provided
04/19/2018$97,500PendingAgent Provided
04/11/2018$97,500Listed For SaleAgent Provided
10/10/2002$61,000Sold
N/A

Market trends in Troy

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$258K
$9.67K
MoM
Sale-to-List Price
101.1%
1.0%
MoM
Price per sq ft
$184
$6
MoM
Available listings
98
3
MoM
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Property Tax and Assessment

Year2025
Tax
Assessment$181,500
Home facts updated by county records

Comparable Sales for 320 4th Street

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.04
Multi-Family Home
$215,000
02/05/26
5
2
2,720
0.09
Multi-Family Home
$163,000
07/09/26
4
2
2,132
0.04
Multi-Family Home
$330,000
08/11/25
5
2
2,266
0.18
Multi-Family Home
$245,000
05/28/26
3
2
1,896
0.12
Multi-Family Home
$240,000
04/02/26
4
3
2,720
0.21
Multi-Family Home
$254,500
07/17/26
6
2
2,024
0.07
Multi-Family Home
$137,700
03/19/26
2
2
1,632

Nearby homes

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Assigned Schools

These are the assigned schools for 320 4th Street.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about South Central

At least 29 Trulia users voted on each feature.
  • 89 % Say there are sidewalks

  • 81 % Say it's dog friendly

  • 71 % Say parking is easy

  • 70 % Say it's walkable to restaurants

  • 66 % Say there's holiday spirit

  • 66 % Say car is needed

  • 63 % Say people would walk alone at night

  • 60 % Say streets are well-lit

  • 56 % Say yards are well-kept

  • 53 % Say there's wildlife

  • 52 % Say neighbors are friendly

  • 50 % Say kids play outside

  • 34 % Say there are community events

  • 33 % Say it's walkable to grocery stores

  • 33 % Say it's quiet

  • 31 % Say they plan to stay for at least 5 years

Sourced by Trulia users. Learn more about our methodology.
  • ET
    "It’s a great neighborhood to visit, and I think it would be a good place to live. Some things in the community need maintenance (some sidewalks are major tripping hazards), but other areas are well maintained. "
  • Alicia B.
    "I regularly hit a few lights on my way out of town, but there’s never too much congestion. Parking can be spotty, however."
  • Trulia User
    "Great neighborhood. Many conveniences. Easy walk to downtown attractions. Recently restored half-mile Garnet Douglass Baltimore walking nature trail to Prospect Park. Home to the historic Gasholder House Building and Public Market Open Area. "
  • David Anthony
    "Washington Park and brownstone it’s beautiful people are friendly and it’s walking distance to the farmers market"
  • Niesreen M.
    "The dog owners do not clean up after their dogs and it’s freaking disgusting especially in the winter "
  • Sam H.
    "There's so much great stuff happening in the area. Lots of homes nearby are being beautifully restored and remodeled. There's so many great community organizations from Troy Bike Rescue to Capital District Community Gardens doing wonderful things to make this town a great place to live. Troy's unique history has lead to some unbelievably beautiful architecture and a wonderfully walkable city. Enjoy Troy!"
  • kesiena10
    "There has been a couple of stabbings in this area, and break ins. It is not a safe area to live in. There is barely ever any parking, loud neighbors, dirty side walks. Many of the houses on the block are not taken care off, and my gosh the road would wreck your cars alignment..."

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Homes for sale near 320 4th Street

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Off Market Homes Near 320 4th Street

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Judy Moriarty, Zillow, Inc., Corp. Broker