Does South Troy, Troy, NY have sidewalks?

As of early 2026, 83% of users say there are sidewalks

Is a car needed in South Troy, Troy, NY?

As of early 2026, 78% of users say car is needed

Is parking easy in South Troy, Troy, NY?

As of early 2026, 74% of users say parking is easy

Is South Troy, Troy, NY dog-friendly?

As of early 2026, 74% of users say it's dog friendly

Does South Troy, Troy, NY show holiday spirit?

As of early 2026, 61% of users say there's holiday spirit

Are yards well-kept in South Troy, Troy, NY?

As of early 2026, 60% of users say yards are well-kept

Do kids play outside in South Troy, Troy, NY?

As of early 2026, 57% of users say kids play outside

Are neighbors friendly in South Troy, Troy, NY?

As of early 2026, 47% of users say neighbors are friendly

Is there wildlife in South Troy, Troy, NY?

As of early 2026, 47% of users say there's wildlife

Is South Troy, Troy, NY walkable to grocery stores?

As of early 2026, 47% of users say it's walkable to grocery stores

Would people walk alone at night in South Troy, Troy, NY?

As of early 2026, 46% of users say people would walk alone at night

Is South Troy, Troy, NY walkable to restaurants?

As of early 2026, 44% of users say it's walkable to restaurants

Is South Troy, Troy, NY quiet?

As of early 2026, 41% of users say it's quiet

Are the streets well-lit in South Troy, Troy, NY?

As of early 2026, 40% of users say streets are well-lit

Do residents of South Troy, Troy, NY plan to stay at least 5 years?

As of early 2026, 40% of users say they plan to stay for at least 5 years

Are there community events in South Troy, Troy, NY?

As of early 2026, 28% of users say there are community events

What is the estimated monthly payment for 490 4th Street?

Based on a $79,900 list price with 20% down at today's rates, the estimated monthly payment for 490 4th Street in Troy, NY is approximately $630 (about $425 principal & interest, $130 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.

How does the list price for 490 4th Street compare to homes in Troy?

490 4th Street in Troy, NY is listed at $79,900, about 70% below the $264K median sale price in Troy .

What do residents say about the South Troy neighborhood?

Residents describe the South Troy neighborhood in Troy, NY as pedestrian-friendly, easy to park in, and dog-friendly. See homes for sale in South Troy, Troy .

What are the closest schools to 490 4th Street?

The closest schools to 490 4th Street in Troy, NY are Carroll Hill School (Pre-K/Elementary, rated 4/10), Troy High School (rated 4/10), Troy Middle School (rated 4/10).

Does 490 4th Street have parking?

Yes, 490 4th Street in Troy, NY has on-site parking.

Is there a virtual tour of 490 4th Street?

Yes, a virtual tour of 490 4th Street in Troy, NY is available.

FOR SALE

3D VIEW

$79,900

$95,000

4 Beds
2 Baths
2,300 sqft

490 4th Street, Troy, NY 12180

South Troy

Est. Mortgage $620/mo*

Get Pre-Qualified

Home Highlights

Multi-Family

Built in 1880

$35/sqft

Local Information

Map ViewExplore the area around 490 4th Street.
Schools1 Preschool School1 Elementary School1 Middle School1 High School
Shop & Eat

-- mins to

Commute Destination

About this House

Duplex opportunity in the heart of Troy. This two-unit property is being sold as is and is ideal for investors or contractors looking for their next project. Features include a recently updated roof and furnace and an enclosed side porch offering additional space. Property requires significant renovation but offers strong upside for the right buyer. Conveniently located near downtown Troy, shops, dining, and major routes. Cash or renovation financing recommended.

Last check for updates: about 2 hours ago

Listing by: Coldwell Banker Prime Properties, (518) 477-1000

Christopher Serra, (518) 630-3796

Source: Global MLS, MLS#202621260

Also Listed on Global MLS.

Home Details for 490 4th Street

Active Status
MLS Status: Active

Interior Features
Interior Details Basement: Unfinished
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout Living Area: 2300 Square Feet
Heating & Cooling Heating: Forced AirNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Forced Air
Fireplace & Spa No Spa
Gas & Electric Electric: 100 Amp Service
Windows, Doors, Floors & Walls Flooring: Hardwood, Laminate
Levels, Entrance, & Accessibility Floors: Hardwood, Laminate
View No ViewView: None

Exterior Features
Exterior Home Features Roof: RubberPatio / Porch: Side PorchFencing: Chain Link, Front Yard, GateOther Structures: Shed(s)Exterior: NoneFoundation: Block
Parking & Garage No CarportNo GarageNo Attached GarageParking: Off Street
Frontage Not on Waterfront
Water & Sewer Sewer: Public Sewer
Finished Area Finished Area (above surface): 2300 Square Feet

Days on Market
Days on Market: 65

Property Information
Year Built Year Built: 1880
Property Type / Style Property Type: Residential IncomeProperty Subtype: Duplex, Multi FamilyArchitecture: Traditional
Building Construction Materials: Aluminum Siding, Vinyl SidingAttached To Another Structure
Property Information Parcel Number: 381700 111.4458

Price & Status
Price List Price: $79,900Price Per Sqft: $35
Status Change & Dates Possession Timing: Close Of Escrow

Media
See Virtual Tour

Location
Direction & Address City: Troy
School Information High School District: Troy

Agent Information
Listing Agent Listing ID: 202621260

Building
Building Area Building Area: 2300 Square Feet

HOA
No HOA

Lot Information
Lot Area: 6969.6 sqft

Listing Info
Special Conditions: Standard

Offer
Listing Terms: Assumable

Mobile R/V
Mobile Home Park Mobile Home Units: Feet

Miscellaneous
BasementMls Number: 202621260Above Grade Unfinished Area: 2300Showing Requirements: Sign on Property, Lockbox, Occupied, 24 Hour Notice, Call Listing Office

Around this home

Carroll Hill School
PK-5
Public
325 Students
Troy City School District
4/10
GreatSchools Rating
Parent Rating Average
I am a former student at the great carol hill school, (Care for ALL!) is the way we used to pronounce the name because that what makes a good elementary school. I myself was a bit hyper and had trouble focusing with my ADHD. But back in the 90’s things were a lot more simple…teaching was always great it was me that was the issue, my parents always played a roll in my school work. My father even used to come dressed up as Santa every year. Boy did that make me feel special. You Always you get out what you put in to this school just like anything else in life ! Yes this is a big diversity we’re you have working blue collar family’s mixed with family’s who may not be as fortunate who live in the Griswold heights apartments, of course you will have a couple knuckle heads but above all everybody was nice I had alot of friends from both my neighborhood and within the apartments and most of us now are productive members of society. Do not hesitate if you live within the district go to carol hill and CARE FOR ALL!
Other Review
3y ago
4 Reviews

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

South Troy

17 Homes For You
Buy: $45k - $420k

See Local Highlights

Neighborhood stats provided by third party data sources.

What Locals Say about South Troy

At least 55 Trulia users voted on each feature.

83 % Say there are sidewalks
78 % Say car is needed
74 % Say parking is easy
74 % Say it's dog friendly
61 % Say there's holiday spirit
60 % Say yards are well-kept
57 % Say kids play outside
47 % Say neighbors are friendly
47 % Say there's wildlife
47 % Say it's walkable to grocery stores
46 % Say people would walk alone at night
44 % Say it's walkable to restaurants
41 % Say it's quiet
40 % Say streets are well-lit
40 % Say they plan to stay for at least 5 years
28 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.

User98
Resident
2y ago
"Big backyards, only blocks away from Downtown Troy "
1
Flag
Trulia User
Resident
2y ago
"I grew up a few blocks away it's my home town I prefer my kids to be down in this area than on the opposite side of town "
5
Flag
Trulia User
Resident
3y ago
"This apartment is not good at all so many mice holes the price used to be 1999 but they put it down because they’re desperate for someone to move in don’t get trapped. "
4
Flag
Trulia User
Resident
3y ago
"I'm not sure I have cat. I don't know what dog walkers like from what they don't like. I've never owner a fog so idk what they wud like to have"
2
Flag
Ralph O.
Resident
6y ago
"South Troy is on the up & up. Lots of improvements in progress, and a great time to invest. Super convenient proximity to Albany and Rensselaer areas. "
8
Flag
Brittany M.
Prev. Resident
6y ago
"It’s okay. Drivers are horrible though and traffic depends on when the local colleges are in session or not... pretty sure the city rigs the traffic light system."
3
Flag
Alexandriac21
Resident
7y ago
"The crime rate is up and it’s scary to leave my house sometimes. I like being so localized I really don’t like all the violence in this neighborhood. I never want to take my son out of the house because of it. Other then that if they could clean it up it’s not terrible to live here. "
3
Flag
Joshua T.
Resident
7y ago
"It’s very convenient living in the city. Store on every corner. The highways right around the corner."
3
Flag
Mary T.
Resident
7y ago
"We have neighborhood get togethers in the spring and summer. Everyone is invited to join. In the fall and winter we have events for the children. "
0
Flag
Mary T.
Resident
7y ago
"It takes about 10 mins. to drive down town and 10 mins to another city. Going to Hospitals and shopping it’s about 10 to 20 mins"
0
Flag
Christinacarhart
Resident
7y ago
"South Troy up on the hill, as we refer to it, has beautiful natural landscape and mostly working class families who take good care of their properties. It does border an area of the city where this is NOT the case, so having some kind of home security is important. But on the hill it's pretty quiet and clean, if not perfect, or perfectly middle class."
18
Flag
Rachel H.
Resident
7y ago
"lots of charm close to everything and lots of brownstones with a great downtown area that has been up and coming with awesome restaurants "
1
Flag
Mary T.
Resident
8y ago
"There are so many families in one place, there are special occasions that we all get together and meet one another."
1
Flag
Dewdrop034
14y ago
"I lived in this area for 8 years and just recently moved. The area is not violent at all and quiet at night. It's a family neighborhood, up on a hill, with mostly owner occupied houses."
1
Flag

Market trends in Troy

Last updated July 2026

Avg. sale price

$264K

$6.25KMoM

Sale-to-List Price

102.0%

0.9%MoM

Price per sq ft

$189

$5MoM

Available listings

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
451 3rd Street, Troy, NY	0.05	Multi-Family Home	$140,000	11/19/25	5	2	1,936
21 Lincoln Avenue, Troy, NY	0.13	Multi-Family Home	$115,000	12/23/25	4	2	2,142
369 4th Street, Troy, NY	0.32	Multi-Family Home	$192,000	11/05/25	5	2	2,222
393 1st Street, Troy, NY	0.18	Multi-Family Home	$195,000	10/06/25	4	2	1,848
429 1st Street, Troy, NY	0.19	Multi-Family Home	$285,000	12/15/25	7	2	3,576

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.

Address	Distance	Price	Bed	Bath	Sqft	Status
435 3rd Street, Troy, NY 12180	0.07	$385,000	11	3	4,488	Recently Sold
100 Hanover Street, Troy, NY 12180	0.10	$182,900	2	1	1,316	Off Market
449 3rd St Street, Troy, NY 12180	0.05	$228,400	1203	2	2,168	Off Market
451 3rd Street, Troy, NY 12180	0.05	$140,000	5	2	1,936	Recently Sold
9 Robbins Avenue, Troy, NY 12180	0.04	$139,900	3	2	1,118	Off Market
448 4th Street, Troy, NY 12180	0.11	$219,800	6	2	2,340	Off Market
425 3rd Street, Troy, NY 12180	0.10	$212,900	4	2	2,325	Off Market
507 4th Street, Troy, NY 12180	0.06	$304,100	7	2	2,788	Off Market
409 3rd Street, Troy, NY 12180	0.13	$288,000	3	1.5	1,590	Off Market
516 4th Street, Troy, NY 12180	0.07	$339,900	7	3	2,838	For Sale
5 Robbins Avenue, Troy, NY 12180	0.07	-	2	1.5	810	Off Market

Price and Tax history

Date	Event	Price
Sep 4, 2026 Source: Global MLS #202621260	PriceChange	$79,900 Price decreased by 16%
Aug 17, 2026 Source: Global MLS #202621260	PriceChange	$95,000 Price decreased by 10%
Aug 1, 2026 Source: Global MLS #202621260	PriceChange	$105,000 Price decreased by 9%
Jul 8, 2026 Source: Global MLS #202621260	Listed For Sale	$115,000
May 23, 2026 Source: Global MLS #202530826	ListingRemoved	$134,900
Feb 4, 2026 Source: Global MLS #202530826	PriceChange	$134,900 Price decreased by 10%
Jan 15, 2026 Source: Global MLS #202530826	PriceChange	$149,900 Price decreased by 12%
Dec 15, 2025 Source: Global MLS #202530826	Listed For Sale	$169,900

Year	Property tax	Tax assessment
2025	Unavailable	$137,000

LGBTQ Local Legal Protections

Additional Cost

Christopher Serra, Coldwell Banker Prime Properties, (518) 477-1000

Agent Phone: (518) 630-3796

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Judy Moriarty, Zillow, Inc., Corp. Broker

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Frequently asked questions about 490 4th Street

What is the estimated monthly payment for 490 4th Street?
Based on a $79,900 list price with 20% down at today's rates, the estimated monthly payment for 490 4th Street in Troy, NY is approximately $630 (about $425 principal & interest, $130 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
How does the list price for 490 4th Street compare to homes in Troy?
490 4th Street in Troy, NY is listed at $79,900, about 70% below the $264K median sale price in Troy.
What do residents say about the South Troy neighborhood?
Residents describe the South Troy neighborhood in Troy, NY as pedestrian-friendly, easy to park in, and dog-friendly. See homes for sale in South Troy, Troy.
What are the closest schools to 490 4th Street?
The closest schools to 490 4th Street in Troy, NY are Carroll Hill School (Pre-K/Elementary, rated 4/10), Troy High School (rated 4/10), Troy Middle School (rated 4/10).
Does 490 4th Street have parking?
Yes, 490 4th Street in Troy, NY has on-site parking.
Is there a virtual tour of 490 4th Street?
Yes, a virtual tour of 490 4th Street in Troy, NY is available.

490 4th Street, Troy, NY 12180 is a 4 bedroom, 2 bathroom, 2,300 sqft multi-family built in 1880. 490 4th Street is located in South Troy, Troy. This property is currently available for sale and was listed by Global MLS on Jul 8, 2026. The MLS # for this home is MLS# 202621260.

$79,900

490 4th Street, Troy, NY 12180

Home Highlights

Local Information

About this House

Home Details for 490 4th Street

Active Status

Interior Features

Exterior Features

Days on Market

Property Information

Price & Status

Media

Location

Agent Information

Building

HOA

Lot Information

Listing Info

Offer

Mobile R/V

Miscellaneous