$499,000
Original price: $550,000
- 2 Beds
- 2.5 Baths
- 1,500 sqft
316 Oak Ln, Tool, TX 75143
Est. Mortgage $3,524/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1989
$333/sqft
2 Car Garage
HOA $10/mo
Local Information
-- mins to
About this House
What's unique:Cozy brick fireplaceFresh paintNew carpet upstairsTwo primary suitesLeathered granite countertopsStylish galley kitchen
Perfectly positioned just off of open water, this charming 1,500 square foot lake home offers wide open water views year-round, the ideal blend of relaxed lakeside living and, convenient access to everything the area has to offer. This beautifully updated waterfront retreat is located in the highly sought-after Arnold Hills community on Cedar Creek Lake. Inside, you’ll find an inviting and thoughtfully refreshed interior featuring fresh paint, new carpet upstairs, and a spacious open-concept living area anchored by a cozy brick fireplace. The stylish galley kitchen showcases shaker cabinetry and leathered granite countertops, creating a functional and attractive space for everyday living or entertaining. With two primary suites—each offering stunning water views—this home is perfectly suited for hosting guests or multigenerational living. Step outside to experience true lakefront living. Enjoy year-round relaxation on the screened porch or entertain with ease on the expansive wood deck overlooking the water. The private boathouse with party deck invites endless days of boating, fishing, and sunset gatherings, while the shaded yard with mature trees enhances the tranquil setting. Located in the desirable Arnold Hills neighborhood, residents benefit from a welcoming lakeside community known for its friendliness, charm and accessibility. Just minutes away, the vibrant dining and entertainment scenes of Tool and Seven Points offer a variety of local restaurants, marinas, and nightlife, making it easy to enjoy the best of Cedar Creek Lake living both on and off the water. Whether you’re searching for a weekend getaway or a full-time residence, this lake home delivers an exceptional opportunity to own a slice of waterfront paradise in one of the lake’s most desirable communities.
Last check for updates: about 8 hours ago
Listing courtesy of Janice Haney 0537532, (903) 340-8590
Ebby Halliday Realtors, 903-340-8590
Source: NTREIS, MLS#21228057
Home Details for 316 Oak Ln
|
|---|
Interior Details Number of Rooms: 4Types of Rooms: Master Bedroom, Bedroom, Dining Room, Living Room |
Beds & Baths Number of Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1 |
Dimensions and Layout Living Area: 1500 Square Feet |
Appliances & Utilities Utilities: Electricity Connected, Municipal Utilities, Sewer Available, Water Available, Cable AvailableAppliances: Dishwasher, Electric Range, Disposal, Microwave, RefrigeratorDishwasherDisposalLaundry: Dryer Hookup,ElectricDryer HookupMicrowaveRefrigerator |
Heating & Cooling Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central |
Fireplace & Spa Number of Fireplaces: 1Fireplace: Living Room, Masonry, Wood BurningHas a Fireplace |
Windows, Doors, Floors & Walls Flooring: Carpet, Laminate |
Levels, Entrance, & Accessibility Levels: One and One HalfFloors: Carpet, Laminate |
View Has a ViewView: Water |
|
|---|
Exterior Home Features Roof: CompositionPatio / Porch: Deck, Front Porch, Screened, CoveredFencing: Back Yard, Chain LinkExterior: Boat Slip, Rain GuttersFoundation: Slab |
Parking & Garage Number of Garage Spaces: 2Number of Carport Spaces: 1Number of Covered Spaces: 3Has a CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Carport,Driveway,Garage Faces Front,Garage,Garage Door Opener |
Pool Pool: None |
Frontage WaterfrontWaterfront: Lake Front, WaterfrontRoad Frontage: All Weather RoadOn Waterfront |
Water & Sewer Water Body: Cedar Creek |
|
|---|
Cumulative Days on Market: 455Days on Market: 172 |
|
|---|
Year Built Year Built: 1989 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Traditional,Detached |
Building Construction Materials: BrickNot Attached Property |
Property Information Parcel Number: 2030.0007.0450.54 |
|
|---|
Price List Price: $499,000Price Per Sqft: $333 |
Status Change & Dates Possession Timing: Close Of Escrow |
|
|---|
MLS Status: Active |
|
|---|
|
|---|
Direction & Address City: ToolCommunity: Arnold Hills |
School Information Elementary School: LakeviewElementary School District: Mabank ISDJr High / Middle School: MabankJr High / Middle School District: Mabank ISDHigh School: MabankHigh School District: Mabank ISD |
|
|---|
Listing Agent Listing ID: 21228057 |
|
|---|
Community Features: Boat Facilities, Park, Pickleball |
|
|---|
HOA Fee Includes: All FacilitiesHOA Name: NoneHOA Phone: 999-999-9999Has an HOAHOA Fee: $125/Annually |
|
|---|
Lot Area: 10628.64 sqft |
|
|---|
Listing Terms: Cash, Conventional, Other |
|
|---|
Mls Number: 21228057Living Area Range Units: Square FeetWater ViewAttribution Contact: 903-340-8590 |
|
|---|
Boat FacilitiesParkPickleball |
Around this home
What Locals Say about Tool
At least 13 Trulia users voted on each feature.
94 % Say parking is easy
89 % Say yards are well-kept
85 % Say car is needed
71 % Say they plan to stay for at least 5 years
69 % Say there's holiday spirit
69 % Say it's dog friendly
69 % Say there's wildlife
60 % Say it's quiet
57 % Say neighbors are friendly
56 % Say people would walk alone at night
50 % Say kids play outside
30 % Say there are community events
10 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Kemp
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
156
2MoM
Home Value
Trulia Estimate
$486KSince last month
Increased$11K (+2.4%)Since last year
Decreased$86K (-15.1%)Since last sale
Increased$151K (+45.1%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +98% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $486K |
| August 2026 | $475K |
| July 2026 | $479K |
| June 2026 | $479K |
| May 2026 | $531K |
| April 2026 | $538K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.18 | Single-Family Home | - | 02/24/26 | 2 | 2 | 1,008 | |
0.79 | Single-Family Home | - | 05/29/26 | 2 | 2 | 1,260 | |
0.68 | Single-Family Home | - | 11/07/25 | 3 | 2 | 1,316 | |
0.81 | Single-Family Home | - | 01/30/26 | 3 | 2 | 1,638 | |
0.36 | Single-Family Home | - | 10/28/25 | 1 | 1 | 1,000 | |
0.83 | Single-Family Home | - | 02/12/26 | 3 | 2 | 1,382 | |
1.01 | Single-Family Home | - | 04/02/26 | 2 | 2 | 1,323 | |
0.17 | Single-Family Home | - | 06/30/26 | 5 | 4 | 3,063 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.05 | - | - | - | - | Off Market | |
0.07 | $649,300 | 3 | 3 | 1,912 | Off Market | |
0.08 | $1,765,000 | 5 | 5.5 | 4,488 | For Sale | |
0.08 | $658,900 | 5 | 4.5 | 4,100 | Off Market | |
0.11 | $918,300 | 4 | 4.5 | 2,612 | Off Market | |
0.10 | $1,126,500 | 5 | 5.5 | 2,824 | Off Market | |
0.14 | $434,000 | 4 | 2.5 | 2,039 | For Sale | |
0.17 | - | 5 | 4 | 3,063 | Recently Sold | |
0.18 | - | 2 | 2 | 1,008 | Recently Sold | |
0.21 | $623,200 | 3 | 2 | 1,787 | Off Market | |
0.20 | $206,600 | 3 | 1 | 1,076 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Jun 17, 2026 Source: NTREIS #21228057 | PriceChange | $499,000 Price decreased by 9% |
Apr 26, 2026 Source: NTREIS #21228057 | PriceChange | $550,000 Price decreased by 4% |
Apr 3, 2026 Source: NTREIS #21228057 | Listed For Sale | $575,000 |
Mar 30, 2026 Source: Henderson County BOR #108724 | ListingRemoved | $599,000 |
Jul 16, 2025 Source: Henderson County BOR #108724 | PriceChange | $599,000 Price decreased by 3% |
May 5, 2025 Source: Henderson County BOR #108724 | Listed For Sale | $619,000 |
May 23, 2018 Source: Agent Provided | ListingRemoved | $350,000 |
May 23, 2018 Source: Agent Provided | Listed For Sale | $350,000 |
May 21, 2018 Source: N/A | Sold | -- |
Apr 29, 2018 Source: Agent Provided | Pending | $350,000 |
Apr 23, 2018 Source: Agent Provided | PriceChange | $350,000 Price increased by 10% |
Apr 10, 2018 Source: Agent Provided | Listed For Sale | $319,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | Unavailable | $611,404 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Janice Haney, Ebby Halliday Realtors, 903-340-8590
Agent Phone: (903) 340-8590
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Similar Homes You May Like
New Listings near 316 Oak Ln
Frequently asked questions about 316 Oak Ln
- What is the estimated monthly payment for 316 Oak Ln?Based on a $499,000 list price with 20% down at today's rates, the estimated monthly payment for 316 Oak Ln in Tool, TX is approximately $3,568 (about $2,699 principal & interest, $794 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Tool?Residents describe Tool, TX as easy to park in, well-kept, and established. Most residents say you need a car. See homes for sale in Tool, TX.
- What are the closest schools to 316 Oak Ln?The closest schools to 316 Oak Ln in Tool, TX are Lakeview Elementary School (Pre-K, rated 7/10), Mabank High School (rated 6/10), Mabank Intermediate School (Elementary, rated 4/10).
- What is 316 Oak Ln estimated to be worth?Trulia's estimated value for 316 Oak Ln in Tool, TX is $486,000.
- Does 316 Oak Ln have air conditioning?Yes, 316 Oak Ln in Tool, TX has air conditioning.
- Does 316 Oak Ln have laundry facilities?Yes, 316 Oak Ln in Tool, TX has laundry facilities.

