315 Oak St, Elgin, IL 60123
OFF MARKET

315 Oak St
Elgin, IL 60123

Southwest Elgin
  • 4 Beds
  • 3 Baths
  • 1,329 sqft

$293,700

Trulia Estimate
as of Jun 30, 2026
Est. Refi. Payment $2,060/mo*
Refinance Your Home

$293,700

Trulia Estimate
as of Jun 30, 2026
Est. Refi. Payment $2,060/mo*
Refinance Your Home
4 Beds
3 Baths
1,329 sqft

Local Information

  • Map ViewExplore the area around 315 Oak St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Fannie Mae HomePath Property! 1.5 Story Bungalow with 4 Bdrms & 2.5 Bths. HW floors. Finished bsmt w/rec rm & additional bdrm. Enclosed front porch. 100% tax proration, no survey, no discs provided. Room/Lot sizes are approx. Please see attached docs & agent remarks prior to submitting offers on Homepath. Property is approved for Homepath Renovation program. POF strongly encouraged with all offers.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating only
HOA
None
Price/Sqft
No Info
Listed
Less than a day ago

Home Details for 315 Oak St

Interior Features

Heating & Cooling
Heating: GasHeating Fuel: Gas
Levels, Entrance, & Accessibility
Stories: 1Floors: Hardwood
Interior Details
Number of Rooms: 9Types of Rooms: Dining Room, Family Room
Appliances & Utilities
Dishwasher

Exterior Features

Exterior Home Features
Roof: OtherExterior: Vinyl
Parking & Garage
GarageParking Space: 1Parking: Garage Attached

Property Information

Year Built
Year Built: 1920
Property Type / Style
Property Type: Single Family HomeArchitecture: Other

Community

Units in Building: 1

Lot Information

Lot Area: 10097 sqft

Price History for 315 Oak St

DatePriceEventSource
02/27/2014$72,000Sold
MRED as distributed by MLS GRID #08527631
02/02/2014$68,500Listed For SaleAgent Provided
12/18/2013$248,813Sold
N/A
06/27/2013$70,000Listed For SaleAgent Provided
07/15/2004$188,000Sold
N/A
06/14/2001$154,500Sold
N/A

Market trends in Elgin

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$313K
$11.67KMoM
Sale-to-List Price
99.6%
Price per sq ft
$206
$3MoM
Available listings
234
30MoM
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Property Tax and Assessment

Year2024
Tax$5,202
Assessment$218,997
Home facts updated by county records

Comparable Sales for 315 Oak St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
402 Orange St, Elgin, IL
0.11
Single-Family Home
$259,700
12/22/25
3
2
1,554
371 Elm St, Elgin, IL
0.08
Single-Family Home
$250,000
08/14/25
3
2
1,525
414 Billings St, Elgin, IL
0.02
Single-Family Home
$345,000
12/12/25
4
1.5
2,110
431 Griswold St, Elgin, IL
0.13
Single-Family Home
$305,000
07/18/25
4
2
1,128
363 Orchard St, Elgin, IL
0.26
Single-Family Home
$279,900
12/01/25
4
1.5
1,776
224 Moseley St, Elgin, IL
0.38
Single-Family Home
$110,000
05/15/26
4
1
1,406
407 Jewett St, Elgin, IL
0.33
Single-Family Home
$245,000
03/30/26
4
2
1,888
455 Walnut Ave, Elgin, IL
0.25
Single-Family Home
$145,000
03/03/26
3
1
1,671
422 Ryerson Ave, Elgin, IL
0.24
Single-Family Home
$238,000
10/24/25
4
2
2,150
212 Jewett St, Elgin, IL
0.49
Single-Family Home
$210,000
06/05/26
4
2.5
1,534

Nearby homes

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Assigned Schools

These are the assigned schools for 315 Oak St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Southwest Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Southwest Elgin

  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
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  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
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  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Grant S.
    "we are off the beaten path as far as traffic is concerned... there is a very low crime rate in our neighborhood. we have two parks relatively close. there is a grade school within a quarter mile. lots of kids in the neighborhood. even though it appears to be primarily Hispanic there are few rentals and fairly descent upkeep of the houses and landscape. it's one of the quieter neighborhoods I've been in in my 25 years here in elgin"
    0
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  • Grant S.
    "close to downtown but off the beaten path. except for trains a very quiet area. traffic tends to be too much at rush hours."
    0
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  • Amysmooch
    "I have lived here for 11yrs and I love the way everyone is friendly. And neighbors still watch all the neighborhood kids to keep them safe . "
    0
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  • Grant S.
    "quieter neighborhood.... quiet neighbors... lots of wildlife and birds. trains are a little bothersome"
    1
    Flag
  • Grant S.
    "one of the quiter neigjborhoods I've lived in in elgin over 30 yrs and 8 different locations. i think the diversity of our neighborhood ethically is well balanced and adds to the feeling."
    1
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Apartments for Rent

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Homes for sale near 315 Oak St

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Off Market Homes Near 315 Oak St

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315 Oak St, Elgin, IL 60123 is a 4 bedroom, 3 bathroom, 1,329 sqft single-family home built in 1920. 315 Oak St is located in Southwest Elgin, Elgin. This property is not currently available for sale. 315 Oak St was last sold on Feb 27, 2014 for $72,000. The current Trulia Estimate for 315 Oak St is $293,700.