309 E  1st St, Spencer, IA 51301
Property image
Property image
FOR SALE

309 E 1st St
Spencer, IA 51301

  • 2 Beds
  • 1 Bath
  • 879 sqft

$90,000

Original price: $98,000
Est. Mortgage $622/mo*

$90,000

Original price: $98,000
Est. Mortgage $622/mo*
2 Beds
1 Bath
879 sqft

Local Information

  • Map ViewExplore the area around 309 E 1st St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable yard. Affordable living with room to grow! Make your MOVE today!

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$102
Listed
180+ days ago

Home Details for 309 E 1st St

Interior Features

Interior Details
Basement: Finished-Partial,Block,FullNumber of Rooms: 6Types of Rooms: Bedroom 1, Bedroom 2, Bathroom 1, Family Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 879 Square Feet
Appliances & Utilities
Utilities: Natural Gas ConnectedAppliances: Dryer, Washer, Electric Water HeaterDryerLaundry: Washer/Dryer HkupsWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Window: Window Coverings
Levels, Entrance, & Accessibility
Stories: 1Levels: One

Exterior Features

Exterior Home Features
Roof: Asphalt
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 1Parking: Asphalt,Shared Driveway,Detached
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 879 Square FeetFinished Area (below surface): 192 Square Feet

Days on Market

Days on Market: 180+

Property Information

Year Built
Year Built: 1947
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Aluminum Siding, Stick BuiltNot Attached Property
Property Information
Parcel Number: 963618205014

Price & Status

Price
List Price: $90,000Price Per Sqft: $102

Active Status

MLS Status: Active

Location

Direction & Address
City: SpencerCommunity: IA
School Information
Elementary School District: SpencerJr High / Middle School District: SpencerHigh School District: Spencer

Agent Information

Listing Agent
Listing ID: 251279

Building

Building Area
Building Area: 1071 Square Feet

Lot Information

Lot Area: 4791.6 sqft

Offer

Listing Terms: Cash, Conventional, DVA, FHA, Rural Development

Miscellaneous

BasementMls Number: 251279Attribution Contact: PRIM: 712-260-1372Above Grade Unfinished Area: 879
Last check for updates: about 2 hours ago
Listing courtesy of Lori Black, (712) 260-1372
EXIT Realty Midwest- Spencer/Emmetsburg
Source: Iowa Great Lakes BOR, MLS#251279

Market trends in Spencer

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
70
7
MoM

Price History for 309 E 1st St

DatePriceEventSource
03/25/2026$90,000PriceChange
Iowa Great Lakes BOR #251279
12/03/2025$98,000PriceChange
Iowa Great Lakes BOR #251279
10/23/2025$103,000PriceChange
Iowa Great Lakes BOR #251279
10/01/2025$107,000Listed For SaleIowa Great Lakes BOR #251279
09/30/2022$98,500Sold
EXIT Realty solds #-6518448607966861940
08/01/2022$99,000PriceChange
Iowa Great Lakes BOR #220571
06/22/2022$105,000PriceChange
Iowa Great Lakes BOR #220571
06/03/2022$110,000Listed For SaleIowa Great Lakes BOR #220571
06/27/2014$57,000Sold
N/A
05/02/2014$65,500PriceChange
Agent Provided
04/10/2014$65,900Listed For SaleAgent Provided
01/29/2014$65,900ListingRemovedAgent Provided
09/17/2013$65,900PriceChange
Agent Provided
07/24/2013$69,500PriceChange
Agent Provided
04/19/2013$72,000Listed For SaleAgent Provided

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Property Tax and Assessment

Year2024
Tax$1,276
Assessment$93,030
Home facts updated by county records

Comparable Sales for 309 E 1st St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.17
Single-Family Home
$114,000
05/01/26
3
1
1,195
0.18
Single-Family Home
$108,000
11/28/25
3
1
1,470
0.37
Single-Family Home
$120,000
12/31/25
3
1
1,041
0.36
Single-Family Home
$128,000
09/19/25
2
1
976
0.49
Single-Family Home
$137,900
05/04/26
2
1
884
0.46
Single-Family Home
$125,000
03/31/26
2
1.5
976
0.07
Single-Family Home
$66,000
11/07/25
3
1.5
2,278
0.62
Single-Family Home
$90,500
02/13/26
2
2
1,222
0.70
Single-Family Home
$118,000
11/21/25
2
1
1,080
0.64
Single-Family Home
$60,000
01/14/26
2
1
884

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 309 E 1st St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Spencer

At least 31 Trulia users voted on each feature.
  • 88 % Say yards are well-kept

  • 83 % Say car is needed

  • 81 % Say it's quiet

  • 78 % Say it's dog friendly

  • 74 % Say there are sidewalks

  • 74 % Say parking is easy

  • 69 % Say kids play outside

  • 68 % Say people would walk alone at night

  • 65 % Say there's holiday spirit

  • 62 % Say it's walkable to grocery stores

  • 60 % Say neighbors are friendly

  • 49 % Say there's wildlife

  • 48 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kx4css4r2x
    "I lived in this neighborhood for 4 years and couldn’t be happier about the environment, plenty of parks to walk to in the mornings with the YMCA in walking distance. Would recommend to anyone looking for a well put together community that’s quiet. I even still own my home in the area because it’s just that great. "
  • April J.
    "Flagfest, Slugfest and Greatest Clay County Fair it is a wonderful place to live... town is beautiful 😍 "
  • April J.
    "great neighborhood... two annoying dogs bark all the time to the east of me. 2 doors down to my west our neighbors lose their dog all the time and constantly telling their child to get out of the road. 🤦‍♀️🤦‍♀️ other than that its GREAT! 😉"

LGBTQ Local Legal Protections

Lori Black, EXIT Realty Midwest- Spencer/Emmetsburg
Agent Phone: (712) 260-1372
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
309 E 1st St, Spencer, IA 51301 is a 2 bedroom, 1 bathroom, 879 sqft single-family home built in 1947. This property is currently available for sale and was listed by Iowa Great Lakes BOR on Oct 1, 2025. The MLS # for this home is MLS# 251279.