2816 RUSTIC OAKS DRIVE, Palm Harbor, FL 34684
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Property image
FOR SALE
3D VIEW

$545,000

Original price: $555,000
  • 4 Beds
  • 2 Baths
  • 1,644 sqft

2816 RUSTIC OAKS DRIVE, Palm Harbor, FL 34684

Est. Mortgage $3,789/mo*
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Home Highlights

Single-Family Home
Built in 1980
$332/sqft
2 Car Garage

Local Information

  • Map ViewExplore the area around 2816 RUSTIC OAKS DRIVE.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Price Improvement! This beautifully renovated 4-bedroom, 2-bathroom retreat in Palm Harbor offers a rare blend of modern comfort, lasting quality, and strong investment potential. A leased solar system keeps the electric bill to roughly $200-$230 a month — even with the pool heater running — well below the $600-$700 many similar homes see. Every inch has been thoughtfully updated, from the bright open-concept layout to the stylish contemporary finishes and designer kitchen with upgraded appliances and sleek cabinetry. The spacious bedrooms provide flexible living space, perfect for family, guests, or a dedicated home office. Out back, enjoy your own private oasis centered around a pool that's been completely redone with a brand-new pump — no lingering repairs, just peace of mind and ready-to-enjoy Florida living. Whether you're looking for a turnkey primary residence or a proven short-term rental investment, this home checks every box. Its sought-after location, polished interior, and inviting outdoor space make it equally well-suited for full-time living or generating consistent rental income.
Last check for updates: about 8 hours ago
Listing Provided by: Richard Bishop, III, (727) 488-4961
LPT REALTY, LLC, (877) 366-2213
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#W7884575
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 2816 RUSTIC OAKS DRIVE

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1644 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter, Street Lights, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceHas a Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsDoor: Sliding DoorsFlooring: Carpet, Luxury Vinyl, Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Carpet, Luxury Vinyl, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: SidewalkFoundation: SlabHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Pool
Pool: Heated, In GroundPool
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 159Days on Market: 162

Property Information

Year Built
Year Built: 1980
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: BlockNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 062816776400000490

Price & Status

Price
List Price: $545,000Price Per Sqft: $332
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: PALM HARBORCommunity: RUSTIC OAKS
School Information
Elementary School: Highland Lakes Elementary-PNJr High / Middle School: Carwise Middle-PNHigh School: Palm Harbor Univ High-PN

Agent Information

Listing Agent
Listing ID: W7884575

Building

Building Area
Building Area: 2446 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Orlando RegionalNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 10446 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: W7884575Showing Considerations: See RemarksShowing Requirements: Appointment Only, Call Listing Agent, Lockbox - Electronic, See RemarksUniversal Property Id: US-12103-N-062816776400000490-R-N

Around this home

What Locals Say about Palm Harbor

At least 622 Trulia users voted on each feature.

  • 92 % Say it's dog friendly

  • 88 % Say car is needed

  • 83 % Say there are sidewalks

  • 81 % Say parking is easy

  • 77 % Say people would walk alone at night

  • 77 % Say there's holiday spirit

  • 73 % Say it's quiet

  • 68 % Say streets are well-lit

  • 68 % Say yards are well-kept

  • 66 % Say kids play outside

  • 58 % Say there's wildlife

  • 54 % Say neighbors are friendly

  • 54 % Say it's walkable to grocery stores

  • 53 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 33 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jazminkieshia
    "Great schools and big yards and great community. I’ll drive to anywhere is not bad. You’re way off of main thoroughfare, but there’s currently a lot of construction"
    0
    Flag
  • Dmarwitt
    "The traffic is HORRIBLE- if I had to drive to work I definitely would not live here. As a person who doesn’t have a schedule or can work from home it’s fabulous "
    0
    Flag
  • Carol Rivas
    "I have been living here for two years. Very quiet and good for living I like it. Shopping plaza near the area. "
    0
    Flag
  • Rebecca.tamboe
    "No dog park got to drive then someplace else. But all are friendly and everyone picks up their poo. "
    0
    Flag
  • Trulia User
    "I’ve lived in multiple areas of this town and all areas have been respectfully maintained. I do have to say lately it seems alot of out of state (transplants) and possibly people from largo area have relocated and blast their car speakers at night. This isn’t that kind of town and someone should tell them…"
    0
    Flag
  • Trulia User
    "Love it here in the harbor. The people and nice. It’s full of children and families. It’s slow driving in the golf cart community but I live here and work here. "
    0
    Flag
  • Katie Perez
    "Very dog friendly neighborhood. People always walking their dogs. And they are respectful when doing so."
    0
    Flag
  • Mina Mirillas Grady
    "Community activities, restaurants and something to do for all ages. We moved to Palm Harbor, neighboring city with Tarpon, 5 years ago and we enjoy being so close. "
    0
    Flag
  • Endrich7
    "There are lots of great restaurants and the town has lots of live music and festivals . The area is on the pinellas trail and just 6-10 minutes from honeymoon island and to the wonderful other small towns"
    1
    Flag
  • Brett Hunton
    "Just moved here unsure of that yet. Lovely area, well-maintained, and very friendly people in the area"
    0
    Flag
  • Joek102070
    "Just moved in the last year Beautiful neighborhood , well manicured , pet friendly , close to the beach and Friendly folks. "
    0
    Flag
  • Ismail
    "Close to other family member’s residence, central to my favorite stores and restaurants. Beach is only 20 minutes away "
    1
    Flag
  • Brianne C.
    "Everything I need is within 5-10 minutes, grocery stores, restaurants, second-hand stores, and a hospital. "
    6
    Flag
  • Laura S.
    "I've live in this Community for 3 years and like it everything you need like stores, parks,schools are close and above grade. Neighborhoods are nice, well maintained and people are friendly."
    0
    Flag
  • Love2shoponline103
    "Lots of dog loving people in my neighborhood. A dog park is available and plenty of walking and specific doggie doo areas. It "
    6
    Flag
  • Laura S.
    "no events that I know of. People are friendly there's a state park close by good Schools and slot of Churches Also a lot of Soft ball and Soccer fields "
    3
    Flag
  • Lea E.
    "We have downtown palm harbor near by that has a few cute restaurants and Ozona is close also. Very convenient to go to the honeymoon island causeway as well"
    3
    Flag
  • Danielmatthew14
    "They have, Movie nights, food trucks trick or treating for the kids, lots of activity’s. Location is good"
    0
    Flag
  • Mchlsbachman
    "It’s a friendly area for dog owners, but beware! The Poop police everywhere are take picking up very seriously."
    5
    Flag
  • Bea S.
    "This is a beautiful and family area. Perfect for kids. Great schools and neighbors. We love it from day 1. "
    1
    Flag
  • Bond007tsf2
    "It’s a nice area to live in with great school and community that ties it all together. Oh and it’s also home to house of beer which a great local business "
    0
    Flag
  • Unspecified
    "You’ll see people walking their dogs all the time. Most communities are strict about enforcing cleanup after your pets. Not too many dog parks in Palm harbor, but there are around the area. Safety Harbor dog park, Enterprise, John Chestnut, and Bicentennial are great parks that are 5-15 mins from the heart of Palm Harbor. "
    4
    Flag
  • Ssbhope
    "There is no public transportation here. We only use our car to commute. However, everything is nearby. Biking is always an option. It is a great area, over all. "
    0
    Flag
  • Bigwagongo
    "Skip. Feeling isolated, not part of this community, and cost of living is too expensive. Looking to move, soon. "
    6
    Flag
  • Oscar E. J.
    "Best schools. The area is amazing, safe, great for raising kids, i would recommend it for any family."
    2
    Flag
  • Christy H.
    "There are a lot of dog owners in this area. I always see people walking their dogs. Many homes have fenced in yards with dogs"
    2
    Flag
  • Thoughtreactor
    "Laid back and relaxed. good shopping and parks. Central location makes it great for getting to area beaches, Tampa/St.Pete, and the airport"
    0
    Flag
  • Gerakiosm5
    "Easy access to work schools beach shopping both groceries and other. It is also close to the Pinellas Trail."
    0
    Flag
  • Mr. N. B.
    "Dog friendly vibes and amenities for majority of breeds. Possible issues depending on what dog breed, weight & size. "
    9
    Flag
  • Rebecca.tamboe
    "Great schools parks and activities. Safe and secure. People look out for each other. Kids can be part of programs so they get a trade in school. Palm harbor university high school"
    4
    Flag
  • Tinasaleh
    "This neighborhood is super quiet and everyone is so nice. We just moved here and it feels like we’ve been here a long time. Everything is convenient to our location including restaurants and shopping. "
    1
    Flag
  • Kristyn P.
    "Great schools, friendly people. Nice parks and family oriented. Clean neighborhoods and you feel safe. "
    1
    Flag
  • Mike M.
    "there's a 7 11 in the neighborhood that is very convenient and it's open 24/7.theres new construction going on my neighborhood is growing "
    0
    Flag
  • Andreza C.
    "What’s not to like? It’s a clean, nice, friendly and safe area with easy access to the rest of the Bay Area. "
    0
    Flag
  • Unspecified
    "Great schools. Lots of parks and lots to do. Beaches close by. Shops and markets. Lots of new and hip restaurants. Close Tampa and Clearwater beach "
    2
    Flag
  • Julie H.
    "Great schools close by. County park and lake close by. good shopping. Quiet neighborhoods …............"
    0
    Flag
  • Bill H
    "Great neighbors looking out for each other . Parties given for holidays and the majority of neighbors show up and bring food. Professionals maintain the property and show pride of ownership. Safety of mail and fed x deliveries are important since many of us are gone during the day."
    0
    Flag
  • Slphr77
    "Lovely , safety and beautiful place to live. Friendly neighborhood,well maintained and walkable in the sidewalks."
    1
    Flag
  • Ejvette
    "Great family neighborhood and schools very close. Lansbrook has many different neighborhoods to live with in almost all budgets private parks and on lake tarpon "
    0
    Flag
  • Nikkifitz65
    "Great place to raise kids- the Best schools and great demographic! I feel very safe here and would recommend to anyone!!"
    0
    Flag

Market trends in Palm Harbor

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$420K
$10.17KMoM
Sale-to-List Price
97.5%
0.2%MoM
Price per sq ft
$261
$2MoM
Available listings
611
4MoM

Home Value

Trulia Estimate
$537K
Since last month
Decreased$36K (-6.4%)
Since last year
Increased$10K (+1.9%)
Since last sale
Increased$31K (+6.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +223% in the last 10 years
MonthEstimated value
2026
September 2026$530K
August 2026$540K
July 2026$567K
June 2026$568K
May 2026$570K
April 2026$581K
March 2026$522K
February 2026$521K
January 2026$517K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2824 RUSTIC OAKS DRIVE, Palm Harbor, FL
0.03
Single-Family Home
$450,000
12/09/25
3
2
1,525
2843 OAK TREE LANE, Palm Harbor, FL
0.11
Single-Family Home
$499,900
03/30/26
3
2
1,578
808 RUSTIC OAKS DRIVE, Palm Harbor, FL
0.14
Single-Family Home
$585,000
02/13/26
3
2
1,429
2830 VALENCIA LANE W, Palm Harbor, FL
0.38
Single-Family Home
$500,000
04/29/26
3
2
1,682
2840 VALENCIA LANE W, Palm Harbor, FL
0.38
Single-Family Home
$480,000
09/30/25
3
2
1,866
3171 OAK VIEW DRIVE, Palm Harbor, FL
0.43
Single-Family Home
$520,000
07/01/26
3
2
1,565
2773 VALENCIA LANE W, Palm Harbor, FL
0.47
Single-Family Home
$645,000
08/18/26
4
2
1,859
2820 VALENCIA LANE W, Palm Harbor, FL
0.39
Single-Family Home
$620,000
07/27/26
4
2
2,315
1196 ROYAL BOULEVARD, Palm Harbor, FL
0.48
Single-Family Home
$525,000
04/30/26
3
2
1,857

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
2800 OAK TREE COURT, Palm Harbor, FL 34684
0.05
$513,800
3
2
1,733
Off Market
2824 RUSTIC OAKS DRIVE, Palm Harbor, FL 34684
0.03
$450,000
3
2
1,525
Recently Sold
2817 RUSTIC OAKS DRIVE, Palm Harbor, FL 34684
0.03
$374,500
3
2
1,600
Off Market
713 RUSTIC OAKS DRIVE, Palm Harbor, FL 34684
0.05
$482,400
3
2
1,430
Off Market
312 WINCHESTER WAY, Palm Harbor, FL 34684
0.09
$295,000
3
2.5
1,500
For Sale
310 WINCHESTER WAY, Palm Harbor, FL 34684
0.09
$299,000
3
2
1,350
Recently Sold
296 WINCHESTER WAY, Palm Harbor, FL 34684
0.11
$405,700
4
3.5
2,500
Off Market
2690 CORAL LANDINGS BOULEVARD #611, Palm Harbor, FL 34684
0.12
$197,000
2
2
1,115
Off Market
291 WINCHESTER WAY, Palm Harbor, FL 34684
0.12
$410,000
4
3.5
2,500
Off Market
290 WINCHESTER WAY, Palm Harbor, FL 34684
0.12
$321,400
3
2.5
1,680
Off Market
2690 CORAL LANDINGS BOULEVARD #436, Palm Harbor, FL 34684
0.13
$119,500
1
1
685
Off Market

Price and Tax history

DateEventPrice
Sep 13, 2026
Source: Stellar MLS #W7884575
PriceChange
$545,000
Price decreased by 2%
Aug 11, 2026
Source: Stellar MLS #W7884575
PriceChange
$555,000
Price decreased by 3%
Aug 6, 2026
Source: Stellar MLS #W7884575
PriceChange
$570,000
Price decreased by 3%
Apr 30, 2026
Source: Stellar MLS #W7884575
PriceChange
$585,000
Price decreased by 2%
Apr 7, 2026
Source: Stellar MLS #W7884575
Listed For Sale
$595,000

LGBTQ Local Legal Protections

Richard Bishop, III, LPT REALTY, LLC, (877) 366-2213
Agent Phone: (727) 488-4961

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Frequently asked questions about 2816 RUSTIC OAKS DRIVE

  • What is the estimated monthly payment for 2816 RUSTIC OAKS DRIVE?
    Based on a $545,000 list price with 20% down at today's rates, the estimated monthly payment for 2816 RUSTIC OAKS DRIVE in Palm Harbor, FL is approximately $3,885 (about $2,988 principal & interest, $822 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 2816 RUSTIC OAKS DRIVE compare to homes in Palm Harbor?
    2816 RUSTIC OAKS DRIVE in Palm Harbor, FL is listed at $545,000, about 30% above the $420K median sale price in Palm Harbor.
  • What do residents say about Palm Harbor?
    Residents describe Palm Harbor, FL as dog-friendly, pedestrian-friendly, and easy to park in. See homes for sale in Palm Harbor, FL.
  • What are the closest schools to 2816 RUSTIC OAKS DRIVE?
    The closest schools to 2816 RUSTIC OAKS DRIVE in Palm Harbor, FL are Highland Lakes Elementary School (Pre-K, rated 5/10), Joseph L. Carwise Middle School (rated 7/10), Palm Harbor University High School (rated 8/10).
  • Does 2816 RUSTIC OAKS DRIVE have air conditioning?
    Yes, 2816 RUSTIC OAKS DRIVE in Palm Harbor, FL has air conditioning.
  • Does 2816 RUSTIC OAKS DRIVE have a pool?
    Yes, 2816 RUSTIC OAKS DRIVE in Palm Harbor, FL has a pool.
2816 RUSTIC OAKS DRIVE, Palm Harbor, FL 34684 is a 4 bedroom, 2 bathroom, 1,644 sqft single-family home built in 1980. This property is currently available for sale and was listed by Stellar MLS on Apr 7, 2026. The MLS # for this home is MLS# W7884575.