$359,900
Original price: $365,800
- 2 Beds
- 2 Baths
- 1,547 sqft
278 ROCK SPRING Loop, Saint Augustine, FL 32095
Est. Mortgage $2,789/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 2017
$233/sqft
Garage
HOA $388/mo
Local Information
-- mins to
About this House
What's unique:Private poolCustom lightingStainless-steel appliancesUpgraded lightingFlex spaceLarge walk-in closet
Time to Call This Home!
Welcome to this beautifully upgraded 2-bedroom, 2-bath villa with a versatile flex room in the sought-after, gated Bridge Bay at Bannon Lakes 55+ community in St. Augustine. Designed for comfort, style, and low-maintenance living, this move-in-ready home offers exceptional upgrades and resort-style amenities.
The kitchen is truly the heart of the home, featuring 42-inch soft-close cabinetry, brand new quartz countertops, a new designer tile backsplash, new sink, convenient pull-out spice rack, stylish pendant lighting, a large island with seating, and a full suite of stainless-steel appliances, including the refrigerator. Whether you're preparing dinner or entertaining friends, this space is sure to impress.
The owner's suite offers a walk-in closet and a en-suite bath with a dual vanity, private water closet, and tiled walk-in shower with built-in seat. A flexible bonus room provides the perfect space for a home office, den, hobby room, or guest accommodation.
Thoughtful upgrades throughout the home include, whole-house water softener and water filtration system, tile flooring throughout--no carpet, crown molding, and upgraded lighting and fixtures, custom window treatments, including blackout shades and elegant plantation shutters, tankless natural gas water heater, epoxy-coated garage floor with anti-slip finish, attic storage, and paver driveway.
Enjoy Florida living from the covered, screened paver lanai, overlooking a fenced backyard that's perfect for relaxing or entertaining.
Located in a natural gas community, the home also offers gas service for the range, dryer, and outdoor grill.
The HOA provides true maintenance-free living, covering lawn care, irrigation, pest control, and exterior maintenance, so you can spend more time enjoying everything the community has to offer.
Residents enjoy exclusive access to Bridge Bay's private pool, fire pit, and grilling area, as well as the outstanding amenities at Bannon Lakes, including Resort-style walk-in pool, fitness center, tennis courts, clubhouse, dog park, and recreational activities
This exceptional villa combines modern upgrades, quality construction, and an active lifestyle in one of St. Augustine's premier gated 55+ communities.
Schedule your private showing today and discover the carefree Florida lifestyle you've been waiting for!
Welcome to this beautifully upgraded 2-bedroom, 2-bath villa with a versatile flex room in the sought-after, gated Bridge Bay at Bannon Lakes 55+ community in St. Augustine. Designed for comfort, style, and low-maintenance living, this move-in-ready home offers exceptional upgrades and resort-style amenities.
The kitchen is truly the heart of the home, featuring 42-inch soft-close cabinetry, brand new quartz countertops, a new designer tile backsplash, new sink, convenient pull-out spice rack, stylish pendant lighting, a large island with seating, and a full suite of stainless-steel appliances, including the refrigerator. Whether you're preparing dinner or entertaining friends, this space is sure to impress.
The owner's suite offers a walk-in closet and a en-suite bath with a dual vanity, private water closet, and tiled walk-in shower with built-in seat. A flexible bonus room provides the perfect space for a home office, den, hobby room, or guest accommodation.
Thoughtful upgrades throughout the home include, whole-house water softener and water filtration system, tile flooring throughout--no carpet, crown molding, and upgraded lighting and fixtures, custom window treatments, including blackout shades and elegant plantation shutters, tankless natural gas water heater, epoxy-coated garage floor with anti-slip finish, attic storage, and paver driveway.
Enjoy Florida living from the covered, screened paver lanai, overlooking a fenced backyard that's perfect for relaxing or entertaining.
Located in a natural gas community, the home also offers gas service for the range, dryer, and outdoor grill.
The HOA provides true maintenance-free living, covering lawn care, irrigation, pest control, and exterior maintenance, so you can spend more time enjoying everything the community has to offer.
Residents enjoy exclusive access to Bridge Bay's private pool, fire pit, and grilling area, as well as the outstanding amenities at Bannon Lakes, including Resort-style walk-in pool, fitness center, tennis courts, clubhouse, dog park, and recreational activities
This exceptional villa combines modern upgrades, quality construction, and an active lifestyle in one of St. Augustine's premier gated 55+ communities.
Schedule your private showing today and discover the carefree Florida lifestyle you've been waiting for!
Last check for updates: about 2 hours ago
Listing courtesy of David Norton PA, (267) 772-3274
COLDWELL BANKER VANGUARD REALTY, (904) 269-7117
Source: realMLS, MLS#2158769

Also Listed on realMLS.
Home Details for 278 ROCK SPRING Loop
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Beds & Baths Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1547 Square Feet |
Appliances & Utilities Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Dryer, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener OwnedDishwasherDryerLaundry: In UnitMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central |
Windows, Doors, Floors & Walls Flooring: Tile |
Levels, Entrance, & Accessibility Stories: 1Levels: OneFloors: Tile |
View No View |
Security Security: Security Gate, Smoke Detector(s) |
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Exterior Home Features Roof: ShinglePatio / Porch: Covered, Rear Porch, ScreenedFencing: Back Yard |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Garage |
Frontage Road Surface Type: AsphaltNot on Waterfront |
Water & Sewer Sewer: Public Sewer |
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Days on Market: 49 |
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Year Built Year Built: 2017 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Villa |
Building Construction Materials: StuccoNot a New ConstructionAttached To Another Structure |
Property Information Condition: Updated/RemodeledParcel Number: 0270150970 |
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Price List Price: $359,900Price Per Sqft: $233 |
Status Change & Dates Possession Timing: Close Of Escrow |
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MLS Status: Active |
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Direction & Address City: St. JohnsCommunity: Bridge Bay At Bannon Lakes |
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Listing Agent Listing ID: 2158769 |
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Is a Senior Community |
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HOA Fee Includes: Maintenance Grounds, Pest Control, SecurityHas an HOAHOA Fee: $388/Monthly |
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Lot Area: 4356 sqft |
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Listing Terms: Cash, Conventional, FHA, VA Loan |
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Mls Number: 2158769 |
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HOA Amenities: Pool,Basketball Court,Clubhouse,Dog Park,Fitness Center,Jogging Path,Park,Playground,Tennis Court(s) |
Around this home
What Locals Say about Saint Augustine
At least 670 Trulia users voted on each feature.
91 % Say it's dog friendly
90 % Say car is needed
79 % Say there's holiday spirit
79 % Say yards are well-kept
74 % Say people would walk alone at night
73 % Say it's quiet
70 % Say parking is easy
68 % Say kids play outside
63 % Say there's wildlife
63 % Say there are sidewalks
60 % Say neighbors are friendly
56 % Say they plan to stay for at least 5 years
53 % Say streets are well-lit
40 % Say there are community events
35 % Say it's walkable to restaurants
31 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Saint Augustine
Last updated August 2026
Avg. sale price
$429K
$2.5KMoM
Sale-to-List Price
97.4%
Price per sq ft
$228
$0MoM
Available listings
1730
61MoM
Home Value
Trulia Estimate
$353KSince last month
Decreased$7K (-1.9%)Since last year
Increased$7K (+2.1%)Since last sale
Increased$11K (+3.2%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +40% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $353K |
| August 2026 | $360K |
| July 2026 | $334K |
| June 2026 | $334K |
| May 2026 | $334K |
| April 2026 | $344K |
| March 2026 | $346K |
| February 2026 | $350K |
| January 2026 | $346K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.07 | Single-Family Home | $340,000 | 05/08/26 | 2 | 2 | 1,547 | |
0.11 | Single-Family Home | $369,500 | 07/15/26 | 2 | 2 | 1,547 | |
0.09 | Single-Family Home | $362,000 | 06/15/26 | 2 | 2 | 1,547 | |
0.19 | Single-Family Home | $385,000 | 03/12/26 | 2 | 2 | 1,807 | |
0.08 | Single-Family Home | $430,000 | 04/30/26 | 3 | 2 | 2,000 | |
0.44 | Single-Family Home | $349,000 | 08/18/26 | 2 | 2 | 1,508 | |
0.21 | Single-Family Home | $480,000 | 01/08/26 | 2 | 2 | 1,964 | |
0.38 | Single-Family Home | $342,000 | 03/18/26 | 3 | 2 | 1,648 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.04 | $368,500 | 2 | 2 | 1,547 | Off Market | |
0.02 | $364,900 | 2 | 2 | 1,547 | For Sale | |
0.01 | $545,000 | 3 | 2 | 2,118 | For Sale | |
0.06 | $363,600 | 2 | 2 | 1,547 | Off Market | |
0.06 | $370,200 | 2 | 2 | 1,547 | Off Market | |
0.05 | $331,500 | 2 | 2 | 1,547 | Off Market | |
0.08 | $334,600 | 2 | 2 | 1,547 | Off Market | |
0.06 | $395,700 | 2 | 2 | 1,807 | Off Market | |
0.07 | $340,000 | 2 | 2 | 1,547 | Recently Sold | |
0.07 | $353,600 | 2 | 2 | 1,547 | Off Market | |
0.09 | $362,000 | 2 | 2 | 1,547 | Recently Sold |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 22, 2026 Source: realMLS #2158769 | PriceChange | $359,900 Price decreased by 2% |
Aug 14, 2026 Source: realMLS #2158769 | Listed For Sale | $365,800 |
Jan 27, 2024 Source: realMLS #1260338 | ListingRemoved | |
Dec 19, 2023 Source: realMLS #1260338 | Listed For Sale | $385,000 |
Apr 6, 2023 Source: realMLS #1194827 | ListingRemoved | |
Feb 10, 2023 Source: realMLS #1194827 | PriceChange | $399,900 Price decreased by 2% |
Dec 6, 2022 Source: realMLS #1194827 | Listed For Sale | $410,000 |
Nov 11, 2022 Source: Zillow Rental Network Premium | Listed For Rent | $3,300 |
Nov 4, 2022 Source: realMLS #1194827 | ListingRemoved | |
Oct 31, 2022 Source: realMLS #1194827 | PriceChange | $395,000 Price decreased by 4% |
Oct 6, 2022 Source: realMLS #1194827 | Listed For Sale | $410,000 |
Feb 8, 2022 Source: realMLS #1145254 | Sold | $342,000 |
Jan 10, 2022 Source: RE/MAX International #1145254 | Pending | $349,000 |
Jan 9, 2022 Source: realMLS #1145254 | Contingent | $349,000 |
Dec 11, 2021 Source: realMLS #1145254 | Listed For Sale | $349,000 |
Nov 16, 2017 Source: N/A | Sold | $236,600 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $6,941 | $308,571 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
David Norton PA, COLDWELL BANKER VANGUARD REALTY, (904) 269-7117
Agent Phone: (267) 772-3274

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.
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Frequently asked questions about 278 ROCK SPRING Loop
- What is the estimated monthly payment for 278 ROCK SPRING Loop?Based on a $359,900 list price with 20% down at today's rates, the estimated monthly payment for 278 ROCK SPRING Loop in Saint Augustine, FL is approximately $2,457 (about $1,989 principal & interest, $393 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 278 ROCK SPRING Loop compare to homes in Saint Augustine?278 ROCK SPRING Loop in Saint Augustine, FL is listed at $359,900, about 16% below the $429K median sale price in Saint Augustine.
- What do residents say about Saint Augustine?Residents describe Saint Augustine, FL as dog-friendly, well-kept, and quiet. Most residents say you need a car. See homes for sale in Saint Augustine, FL.
- What are the closest schools to 278 ROCK SPRING Loop?The closest schools to 278 ROCK SPRING Loop in Saint Augustine, FL are Mill Creek Academy (Elementary/Middle, rated 9/10), Tocoi Creek High School (rated 6/10).
- Does 278 ROCK SPRING Loop have air conditioning?Yes, 278 ROCK SPRING Loop in Saint Augustine, FL has air conditioning.
- Does 278 ROCK SPRING Loop have a pool?Yes, 278 ROCK SPRING Loop in Saint Augustine, FL has a pool.
278 ROCK SPRING Loop, Saint Augustine, FL 32095 is a 2 bedroom, 2 bathroom, 1,547 sqft single-family home built in 2017. This property is currently available for sale and was listed by realMLS on Aug 6, 2026. The MLS # for this home is MLS# 2158769.

