109 CUMMER Way, Saint Augustine, FL 32095
Property image
Property image
FOR SALE

$445,000

Original price: $450,000
  • 3 Beds
  • 2 Baths
  • 2,004 sqft

109 CUMMER Way, Saint Augustine, FL 32095

Est. Mortgage $2,978/mo*
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Home Highlights

Single-Family Home
Built in 2012
$222/sqft
Garage
HOA $72/mo

Local Information

  • Map ViewExplore the area around 109 CUMMER Way.
  • Schools1 Elementary School2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Space, flexibility, and a peaceful pond setting come together in this 3-bedroom, 2-bath Sandy Creek home offering 2,004 sq. ft. of single-story living. Step inside to an open layout designed for easy everyday living and entertaining, plus a versatile flex space ideal for an office, dining room, playroom, or additional sitting area. The kitchen features a center island, generous counter space, and an open connection to the main living area. A split-bedroom design provides added privacy, while the primary suite offers a comfortable retreat. Outside, unwind on the screened patio overlooking the pond and enjoy the wrought-iron fenced backyard without sacrificing the view. A 3-car garage provides valuable extra parking and storage, while the 2023 roof adds an important recent update. Located in Sandy Creek with low HOA fees and convenient access to shopping, dining, major roadways, and all that St. Johns County has to offer.
Last check for updates: about 8 hours ago
Listing courtesy of NICHOLAS DAVID BROWER, (904) 648-7661
THE LEGENDS OF REAL ESTATE, (904) 595-5959
Source: realMLS, MLS#2130418
Also Listed on realMLS.

Home Details for 109 CUMMER Way

Active Status

MLS Status: Active

Interior Features

Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2004 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Washer, Water Softener OwnedDishwasherDryerWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: ElectricHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Tile, Wood
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Tile, Wood
View
Has a ViewView: Pond

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Patio, ScreenedFencing: Wrought Iron
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageNo Attached GarageParking Spaces: 3Parking: Garage,Garage Door Opener
Frontage
Road Frontage: City StreetRoad Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 180+

Property Information

Year Built
Year Built: 2012
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: StuccoNot a New ConstructionNot Attached Property
Property Information
Parcel Number: 0264830820

Price & Status

Price
List Price: $445,000Price Per Sqft: $222
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: St. AugustineCommunity: Sandy Creek

Agent Information

Listing Agent
Listing ID: 2130418

Community

Not Senior Community

HOA

Has an HOAHOA Fee: $869/Annually

Lot Information

Lot Area: 8712 sqft

Offer

Listing Terms: Assumable, Cash, Conventional, FHA, VA Loan

Miscellaneous

Mls Number: 2130418Water ViewWater View: Pond

Additional Information

HOA Amenities: Dog Park

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Augustine

At least 670 Trulia users voted on each feature.

  • 91 % Say it's dog friendly

  • 90 % Say car is needed

  • 79 % Say there's holiday spirit

  • 79 % Say yards are well-kept

  • 74 % Say people would walk alone at night

  • 73 % Say it's quiet

  • 70 % Say parking is easy

  • 68 % Say kids play outside

  • 63 % Say there's wildlife

  • 63 % Say there are sidewalks

  • 60 % Say neighbors are friendly

  • 56 % Say they plan to stay for at least 5 years

  • 53 % Say streets are well-lit

  • 40 % Say there are community events

  • 35 % Say it's walkable to restaurants

  • 31 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Great place to raise your family. The kids are kind and friendly and the schools are awesome! Plenty of community parks."
    0
    Flag
  • Trulia User
    "Great place to raise kids "
    0
    Flag
  • Trulia User
    "My neighborhood is attractive and peaceful. It’s green and full of unique houses and friendly people. The only problem is that the traffic is loud and too fast. "
    1
    Flag
  • Trulia User
    "There are nice decorations for each holiday. Other than that it’s just a friendly neighborhood and everyone is friendly and nice. "
    0
    Flag
  • Xavier.rivera11
    "Its very safe. I like it a lot. A lot of families and friendly people. I feel that the area is growing and still needs more activities in the amenity to have a better community "
    1
    Flag
  • Tiffany Villano
    "It’s a great community. Lots of kids and amenities Both close to Jacksonville downtown and Saint Augustine Lots of shopping food commercial lots of restaurants"
    0
    Flag
  • Ilester1862
    "I’ve lived in this neighborhood for over 5 years and love it. Neighbors are great and care for their homes. Very active community. Feel safe."
    1
    Flag
  • Tiffany Villano
    "Schools are decent. Lots to do every where even though people complain that there isnt. There’s more infrastructure to come in the next couple years. Overall quiet calm communities working families Love it here "
    0
    Flag
  • Gregory McCain
    "Lots of space for walking dogs in natural surroundings including small lakes and ponds. Almost everyone uses a leash when walking their dog."
    0
    Flag
  • Trulia User
    "Fish market, veggie stand and a historical park all in walking very short distance and no HOA, intercoastal is right here too"
    0
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  • Connie Worley
    "It is quiet and off the main road. Neighbors are friendly and polite. There is a good mixture of families, middle aged and retirees. The neighborhood borders a state preserve, so no development will be allowed to the east. It’s only a ten minute drive to the beach."
    0
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  • Evan Martinez
    "It is a kid friendly neighborhood, the can play unsupervised in culdasac and neighbors watch out for them "
    0
    Flag
  • Qgsdn2x7dk
    " Nice it’s really nice to live here and grow up here very kid friendly and great for walks I love it here"
    0
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  • Lesley Plott
    "The neighborhood is car dependent but public transportation is easily accessible. The area is growing rapidly."
    0
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  • kathyafleming
    "From here it’s walkable to work eats and downtown. All the sites are within walking distance. It’s a great community for walking. There is a drawbridge off the island so traffic can back up but it clears fast. It’s a slower pace. "
    0
    Flag
  • 66alice69
    "Busy on week days commute times morning and But easy travel mid day and also weekends best on Sunday"
    0
    Flag
  • Syn2267
    "Having a Friendly dog and pick up after your dog. Master should be able to tame their dog. Not curbing your dog. "
    0
    Flag
  • Nichols
    "We have lived in our neighborhood for four years. Everything that we could want is only a 10 minute drive from us"
    0
    Flag
  • Randi Simmons
    "Trailmark is a family friendly Neighborhood and beautiful community. It is a gem of a place to live! "
    0
    Flag
  • stewart_mendenhall
    "We have many miles of walkways as well as a dog park. There are a lot of people that walk their dogs through our neighborhood and all seem very friendly for the most part. "
    0
    Flag
  • kathyafleming
    "St augustine is growing rapidly. Sometime you wait 15 or 20 minutes in traffic to get downtown. It’s friendly but be prepared to have ups and downs in traffic if you are carting children to snd from activities. "
    0
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  • Trulia User
    "Principals in downtown is shady af. Staff is smug. No counselors so be mindful of how the school handles students mental health."
    0
    Flag
  • kathyafleming
    "You can walk downtown or to restaurants and brewery’s on the boulevard. It’s got wide quiet residential streets and beautiful trees. People are friendly and everyone knows everyone else. There are amazing landmarks near by, a marina, the lighthouse and the Castillo. "
    0
    Flag
  • kathyafleming
    "Driving is easy but crowded during tourist season. Mornings are generally not bad at all. At 5 pm commute may be crowded x "
    0
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  • Elizabeth Skidmore
    "There aren’t any open areas to walk with your dog and the community areas do not have doggie bags or disposal areas. Also many of the neighbors post signs that are not dog friendly, even for something as harmless as walking on their grass "
    30
    Flag
  • Renee Hulse
    "Old town USA. You can fish, kayak, hike and swim. The amenities are wonderful and the neighbors are even better"
    6
    Flag
  • Sabena H.
    "No public transportation. Still a little remote, but is building quickly. Bartram Trail School district."
    2
    Flag
  • Adrianna H.
    "There is No dog park. Which would be nice. But plenty of walk ways and trails to walk. Most of the dogs are very friendly. "
    9
    Flag
  • Peter T.
    "Nice place to live many people very friendly it’s hot though bring sun screen and water but also bug spray because mosquitos are a plenty "
    4
    Flag
  • Adrianna H.
    "Every Friday is Food Truck Friday up at the amenity center. Also kids sporting events and certain holiday activities as well. "
    0
    Flag
  • Srrossi
    "Quiet. Plenty of Law Enforcement in the neighborhood. I trust my neighbors. I enjoy my 2 mile walk through our neighborhood."
    0
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  • Sarah K.
    "This town is growing as a dog friendly area. There is a lot of neighborhoods and local businesses that allow dogs. Most people are super excited to great your and your pup. "
    1
    Flag
  • Candice S.
    "Christmas stroll and lights display make this town special. Small town feel, fabulous food. History makes this place special."
    1
    Flag
  • Kristen K.
    "You need transportation for this community. There is no public transportation. You average about 30 minutes from most places ."
    0
    Flag
  • Richard D.
    "There are a lot of them in the neighborhood. Many people own dogs, but it is important to pick up after pets and not let them run wild."
    1
    Flag
  • Egbacro
    "Epic theatre is close by, and downtown is about a 10min drive. The beach is located in Anastasia Island which has a lot of activities. the Lighthouse is nearby, and Saint Augustine’s beach is through the 312 bridge. There is an Amphitheatre close by which has many local and international events. Loads of restaurants, wine tasting and bars, shops/boutiques, museums including the Fountain of youth ca be visited."
    1
    Flag
  • Tkendall344
    "Always an event. St Augustine people care regardless if they know you or not the community always come together during crisis or when someone need assistance. We are St. Augustine Strong"
    0
    Flag
  • Terri.degrande
    "No specific events. It’s just a nice, established, well-maintained neighborhood with a cheap home owners association that really is functional, and neighbors are friendly and range widely in age. There’s tons of sidewalks, parks, ponds, wildlife, and very easy access to all types of stores and restaurants. "
    1
    Flag
  • Melvinemccall
    "Neighbors watch out for each other and are always ready to help. Cookouts about twice a year in the neighborhood open to all "
    0
    Flag
  • Jacqueline
    "We do not have many events in our neighborhood we only have quarterly yard sales. The neighbors are friendly and the neighborhood is beautiful."
    0
    Flag

Market trends in Saint Augustine

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$429K
$2.5KMoM
Sale-to-List Price
97.4%
Price per sq ft
$228
$0MoM
Available listings
1730
61MoM

Home Value

Trulia Estimate
$439K
Since last month
Increased$5K (+1.1%)
Since last year
Decreased$7K (-1.5%)
Since last sale
Increased$49K (+12.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +72% in the last 10 years
MonthEstimated value
2026
September 2026$439K
August 2026$434K
July 2026$435K
June 2026$439K
May 2026$441K
April 2026$449K
March 2026$462K
January 2026$468K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
221 Clear Creek Ct, Saint Augustine, FL
0.23
Single-Family Home
$412,000
05/21/26
4
2
2,202
50 FLORA LAKE Circle, Augustine, FL
0.36
Single-Family Home
$450,000
05/26/26
3
2
2,155
109 CAROLINE CREEK Circle, Saint Augustine, FL
0.26
Single-Family Home
$436,300
03/31/26
4
2
2,187
133 LINDA LAKE Lane, Augustine, FL
0.26
Single-Family Home
$420,000
12/15/25
4
2
2,006
211 JENNIE LAKE Court, Augustine, FL
0.43
Single-Family Home
$445,000
07/31/26
3
2
2,151
103 DANIEL CREEK Court, Saint Augustine, FL
0.59
Single-Family Home
$460,000
07/15/26
3
2
2,125
27 SHADY LAKE Court, Augustine, FL
0.48
Single-Family Home
$445,000
11/03/25
3
2
2,118

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
215 MIRANDA LAKE Court, Augustine, FL 32095
0.04
$399,700
4
2
1,913
Off Market
100 CUMMER Way, Saint Augustine, FL 32095
0.04
$477,000
4
3
2,453
Off Market
204 MIRANDA LAKE Court, Augustine, FL 32095
0.05
$440,900
4
2
2,167
Off Market
197 LINDA LAKE Lane, Augustine, FL 32095
0.05
$435,700
4
2
2,170
Off Market
194 LINDA LAKE Lane, Augustine, FL 32095
0.06
$559,975
4
3
2,472
For Sale
194 LINDA LAKE Lane, Augustine, FL 32095
0.06
$487,800
3
3
2,494
Off Market
198 LINDA LAKE Lane, Augustine, FL 32095
0.07
$399,300
4
2
1,893
Off Market
202 LINDA LAKE Lane, Augustine, FL 32095
0.08
$454,500
3
2
2,111
Off Market
124 SAVANNA PRESERVE Court, Saint Augustine, FL 32095
0.08
$458,000
4
2
2,144
For Sale
210 LINDA LAKE Lane, Augustine, FL 32095
0.10
$468,200
4
3
2,434
Off Market
213 LINDA LAKE Lane, Augustine, FL 32095
0.10
$444,600
4
2
2,237
Off Market

Price and Tax history

DateEventPrice
Jul 21, 2026
Source: realMLS #2130418
PriceChange
$445,000
Price decreased by 1%
May 6, 2026
Source: realMLS #2130418
PriceChange
$450,000
Price decreased by 2%
Apr 7, 2026
Source: realMLS #2130418
PriceChange
$459,900
Price decreased by 2%
Mar 13, 2026
Source: realMLS #2130418
Listed For Sale
$469,900
Jun 7, 2021
Source: realMLS #1102855
Sold
$390,000

LGBTQ Local Legal Protections

NICHOLAS DAVID BROWER, THE LEGENDS OF REAL ESTATE, (904) 595-5959
Agent Phone: (904) 648-7661
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.

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Frequently asked questions about 109 CUMMER Way

  • What is the estimated monthly payment for 109 CUMMER Way?
    Based on a $445,000 list price with 20% down at today's rates, the estimated monthly payment for 109 CUMMER Way in Saint Augustine, FL is approximately $2,976 (about $2,415 principal & interest, $486 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 109 CUMMER Way compare to homes in Saint Augustine?
    109 CUMMER Way in Saint Augustine, FL is listed at $445,000, about 4% above the $429K median sale price in Saint Augustine.
  • What do residents say about Saint Augustine?
    Residents describe Saint Augustine, FL as dog-friendly, well-kept, and quiet. Most residents say you need a car. See homes for sale in Saint Augustine, FL.
  • What are the closest schools to 109 CUMMER Way?
    The closest schools to 109 CUMMER Way in Saint Augustine, FL are Beachside High School (Middle, rated 7/10), Lakeside Academy (Elementary/Middle, rated 9/10).
  • Does 109 CUMMER Way have air conditioning?
    Yes, 109 CUMMER Way in Saint Augustine, FL has air conditioning.
  • Does 109 CUMMER Way have laundry facilities?
    Yes, 109 CUMMER Way in Saint Augustine, FL has in-unit laundry.
109 CUMMER Way, Saint Augustine, FL 32095 is a 3 bedroom, 2 bathroom, 2,004 sqft single-family home built in 2012. This property is currently available for sale and was listed by realMLS on Mar 13, 2026. The MLS # for this home is MLS# 2130418.