2194 Luz Way, Oceanside, CA 92056
FOR SALE
Listed by Valerie Bradbury, Century 21 Affiliated, (760) 828-4400

2194 Luz Way
Oceanside, CA 92056

Mira Costa
  • 3 Beds
  • 2 Baths
  • 1,281 sqft

$839,000

Est. Mortgage $5,207/mo*

$839,000

Est. Mortgage $5,207/mo*
3 Beds
2 Baths
1,281 sqft
We estimate this home will sell faster than 95% nearby.

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Located in the southern edge of Oceanside, one of Southern California’s fastest-growing coastal communities and newest vacation destinations, this single-story charmer offers the perfect opportunity for first-time buyers, downsizers, retirees, or anyone looking to enjoy the laid-back coastal lifestyle. Welcome to 2194 Luz Way—a light-filled 2 bedroom, 2 bath home with an additional flex space ideal for a home office, hobby room, guest area, or creative space. Tax records reflect a 3 bedroom; modifications would be needed for a traditional third bedroom configuration. Natural light pours into the home through multiple skylights, creating a warm and inviting atmosphere throughout. The spacious great room features a cozy fireplace, dining area, and seamless access to the low-maintenance backyard and patio, making indoor-outdoor living easy and enjoyable. The primary suite also opens directly to a private patio and yard retreat. The home offers great bones and incredible potential for someone ready to add their own personal touches and updates. Fruit trees, low-maintenance landscaping, low HOA fees, and no Mello-Roos add to the appeal and affordability. Residents enjoy access to two nearby grassy parks with ocean views and relaxing overlooks toward El Camino Country Club. Ideally located near Frontwave Arena, MiraCosta College, shopping, dining, parks, schools, and just a short drive to Oceanside beaches, Oceanside Harbor, and downtown Oceanside. Live where coastal beauty, outdoor recreation, and Southern California beach town charm come together. Spend your days whale watching, biking the coastal trails, exploring local restaurants and craft breweries, golfing nearby courses, or simply enjoying the year-round sunshine. This is your chance to own an affordable piece of coastal Oceanside living in North County San Diego.
We estimate this home will sell faster than 95% nearby.

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
A/C
Cooling only
HOA
$133/Monthly
Price/Sqft
$655
Listed
14 days ago

Home Details for 2194 Luz Way

Interior Features

Interior Details
Number of Rooms: 6Types of Rooms: Master Bedroom, Bedroom, Family Room, Kitchen, Other
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 3
Dimensions and Layout
Living Area: 1281 Square Feet
Appliances & Utilities
Appliances: Dryer, WasherDryerLaundry: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,In GarageWasher
Heating & Cooling
Has CoolingAir Conditioning: Central AirNo Heating
Fireplace & Spa
Fireplace: GasHas a FireplaceNo Spa
Windows, Doors, Floors & Walls
Common Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneEntry Location: Front
View
No ViewView: None

Exterior Features

Exterior Home Features
No Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Open Parking Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 4Parking: Garage Attached
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 4Days on Market: 14

Property Information

Year Built
Year Built: 1989
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Not Attached Property
Property Information
Parcel Number: 1656831700

Price & Status

Price
List Price: $839,000Price Per Sqft: $655

Active Status

MLS Status: Active

Location

Direction & Address
City: OceansideCommunity: Montego (Mont)
School Information
High School District: Oceanside Unified

Agent Information

Listing Agent
Listing ID: NDP2604585

Community

Community Features: Curbs, Gutter(s), ParkNot Senior CommunityUnits in Building: 50

HOA

HOA Name: Montego VillageHOA Phone: 760-746-9127Association for this Listing: California Regional MLS (North San Diego County & Pacific Southwest AORs)Has an HOAHOA Fee: $133/Monthly

Lot Information

Lot Area: 4570 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash to New Loan

Miscellaneous

Mls Number: NDP2604585Living Area Range Units: Square FeetAttribution Contact: 760-500-1825Universal Property Id: US-06073-N-1656831700-R-N

Additional Information

HOA Amenities: ParkSource Internet Entire Listing Display
Last check for updates: about 3 hours ago
Listing Provided by: Valerie Bradbury DRE #00836782, (760) 500-1825
Century 21 Affiliated
Erik Bradbury DRE #02094565, (619) 507-1202
Century 21 Affiliated
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Source: CRMLS, MLS#NDP2604585
Also Listed on CRMLS.

Price History for 2194 Luz Way

DatePriceEventSource
05/13/2026$839,000Listed For SaleCRMLS #NDP2604585
04/07/1999$174,500Sold
N/A
01/15/1999$174,500Sold
N/A
11/21/1995$138,500Sold
N/A

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Property Tax and Assessment

Year2025
Tax$3,463
Assessment$273,542
Home facts updated by county records

Comparable Sales for 2194 Luz Way

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.09
Single-Family Home
$820,000
12/11/25
3
2
1,281
0.12
Single-Family Home
$855,000
02/10/26
3
2
1,281
0.10
Single-Family Home
$825,000
12/23/25
3
2
1,535
0.10
Single-Family Home
$900,000
01/08/26
3
2
1,535
0.30
Single-Family Home
$805,000
03/06/26
3
2
1,463
0.03
Single-Family Home
$875,000
10/14/25
4
2.5
1,995
0.12
Single-Family Home
$840,000
11/14/25
3
2.5
1,995
0.18
Single-Family Home
$1,010,000
04/09/26
2
2
1,890
0.20
Single-Family Home
$925,000
11/03/25
3
2
1,762
0.19
Single-Family Home
$1,085,000
11/14/25
2
2
1,890

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 2194 Luz Way.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about Mira Costa

At least 82 Trulia users voted on each feature.
  • 93 % Say there are sidewalks

  • 89 % Say car is needed

  • 88 % Say it's dog friendly

  • 73 % Say parking is easy

  • 70 % Say streets are well-lit

  • 69 % Say there's holiday spirit

  • 67 % Say yards are well-kept

  • 63 % Say there's wildlife

  • 62 % Say it's quiet

  • 59 % Say kids play outside

  • 57 % Say people would walk alone at night

  • 56 % Say neighbors are friendly

  • 45 % Say they plan to stay for at least 5 years

  • 29 % Say it's walkable to restaurants

  • 29 % Say it's walkable to grocery stores

  • 16 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • David Mannion
    "Traffic is awful. 90 mins to San Diego. 78 is chock a block in mornings. Traffic simply awful. And rail line closed for months at a time due to bluff collapse"
  • Candace Boughman
    "They don’t like it when a dog poops in their yard and owner doesn’t clean it up. They don’t like it when a dog continually barks when left outside and isn’t brought in."
  • Candace Boughman
    "I drive to the airport 3 to 4 times a month. It takes me approximately 45 minutes to an hour to get there depending on the time of day. "
  • Trulia User
    "Commute varied widely depending on school start times. Road construction exacerbated traffic. Good number of lanes. "
  • Petemallari
    "Family orientation. Location location. Close to beach and mountain. Roads are fix and wide. Close to malls."
  • Nwadspro
    "Friendly dog areas to walk your dogs daily. Also safe neighborhood at night. People follow speed limits "
  • Brittany D.
    "Quiet neighborhood, park in the area where kids play and baseball practice on wednesdays. All ruckus come from the apartments"
  • Diane W.
    "I’ve lived in this neighborhood for 10 years near Rancho Del Oro. Our subdivision Montego is nice, quiet, well-kept, elementary school is close"
  • Tressamae
    "Like it because you can easily walk your dog and feel safe while doing it. It is a pleasant neighborhood to walk in. Many of my neighbors walk their dogs so you can have conversations with your neighbors while walking. "
  • Angie E.
    "The dog parks are well-maintained and offer waste bags to keep the park enjoyable. I would say Oceanside is a friendly pet place"
  • Tdiamonte
    "Older neighborhood, very quiet and safe. Shopping close by. Lots if dog walkers. There are rabbits and coyotes. "

LGBTQ Local Legal Protections

Valerie Bradbury, Century 21 Affiliated
Agent Phone: (760) 500-1825
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-02-09 09:51:42 PST and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
2194 Luz Way, Oceanside, CA 92056 is a 3 bedroom, 2 bathroom, 1,281 sqft single-family home built in 1989. 2194 Luz Way is located in Mira Costa, Oceanside. This property is currently available for sale and was listed by CRMLS on May 12, 2026. The MLS # for this home is MLS# NDP2604585.