$169,900
2 Beds
1 Bath
1,192 sqft (on 0.29 acres)
205 E Jefferson St, Philo, IL 61864
Est. Mortgage $1,299/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1952
0.29 acre lot
$143/sqft
2 Car Garage
Local Information
- Map ViewExplore the area around 205 E Jefferson St.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
What's unique:Fenced backyardBathroom remodelConnecting enclosed porchDedicated laundry roomGenerous front yardInviting kitchen
Move to Philo and live your best small town life! This charming 2-bedroom, 1-bath ranch home offers nearly 1200 square feet and all major mechanicals replaced within the past 5 years. Enjoy an inviting kitchen, comfortable living room with hardwood flooring, and a dedicated laundry room. A connecting enclosed porch provides convenient access to both the backyard and two-car garage. A walk-up attic, accessible from both the home and garage, offers the possibility of additional storage. Outside, a generous front yard and fenced backyard provide room to garden, entertain, or unwind. Updates include a bathroom remodel and new furnace, air conditioning and water heater in 2021, followed by new siding, roof, gutters, and fencing in 2024. The bedroom carpeting could use a refresh, offering an opportunity to add your own finishing touch. You're just a golf cart ride from downtown favorites, including Fish Fridays at Philo Tavern and Krossing Korner Boutique, and only one block from St. Thomas Catholic School. With the heart of Champaign Urbana approximately 10 miles away and Unity Schools within a 10-minute drive, you can enjoy small town living with convenient access to nearby amenities. The home and septic system have been pre-inspected, with many repairs already completed by the seller.
Last check for updates: about 21 hours ago
Listing courtesy of: Katie Ruthstrom, GRI, (217) 418-6683
KELLER WILLIAMS-TREC
Source: MRED as distributed by MLS GRID, MLS#12779603
Home Details for 205 E Jefferson St
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Interior Details Basement: Crawl SpaceNumber of Rooms: 4Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Enclosed Porch, Family Room, Kitchen, Laundry, Living Room |
Beds & Baths Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1 |
Dimensions and Layout Living Area: 1192 Square Feet |
Appliances & Utilities Appliances: Range, Refrigerator, Washer, Dryer, Gas Water HeaterDryerLaundry: Main Level,Electric Dryer Hookup,SinkRefrigeratorWasher |
Heating & Cooling Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas |
Fireplace & Spa No Spa |
Gas & Electric Electric: 100 Amp Service |
Windows, Doors, Floors & Walls Flooring: Hardwood |
Levels, Entrance, & Accessibility Stories: 1Accessibility: No Disability AccessFloors: Hardwood |
View No View |
Security Security: Carbon Monoxide Detector(s) |
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Exterior Home Features Patio / Porch: PorchFencing: Fenced |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Garage Door Opener,Yes,Garage Owned,Attached,Garage |
Frontage Not on Waterfront |
Water & Sewer Sewer: Septic Tank |
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Year Built Year Built: 1952 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch |
Building Construction Materials: Vinyl SidingNot a New ConstructionIs Habitable Residence |
Property Information Parcel Number: 192723185002 |
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Price List Price: $169,900Price Per Sqft: $143 |
Status Change & Dates Possession Timing: Close Of Escrow |
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MLS Status: Contingent |
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Direction & Address City: PhiloCommunity: Hale's |
School Information Elementary School: Unity East Elementary SchoolElementary School District: 7Jr High / Middle School: Unity Junior High SchoolJr High / Middle School District: 7High School: Unity High SchoolHigh School District: 7 |
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Listing Agent Listing ID: 12779603 |
Buyer Agent Buyer Company Name: The Mark Waldhoff Team |
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Building Area Building Area: 1192 Square Feet |
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HOA Fee Includes: NoneHOA Fee: No HOA Fee |
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Lot Area: 0.29 acres |
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Special Conditions: None |
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Contingencies: Financing |
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Business Information Ownership: Fee Simple |
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BasementMls Number: 12779603Zillow Contingency Status: Under ContractAttic: Pull Down StairAttribution Contact: (217) 418-6683Activation Date: Fri Oct 09 2026 |
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MRD SHARE WITH CLIENTS: YesSource Internet Entire Listing DisplayMRD IDX Comments Reviews: NoMRD Listing On IDX Display: YesMRD Address On VOW Display: YesMRD AVM On IDX Display: NoMRD Price History On IDX Display: NoMRD Market Time On IDX Display: NoSource Internet Address DisplayMRD REMARKSINTERNET: YesHide Days On Site DisplayHide Price History DisplayMRD Remarks On VOW Display: Yes |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 16, 2002 Source: N/A | Sold | $90,500 |
Jan 25, 1999 Source: N/A | Sold | $85,001 |
Apr 1, 1997 Source: N/A | Sold | $62,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $3,133 | $183,210 |
Home facts updated by county records
Around this home
What Locals Say about Philo
At least 2 Trulia users voted on each feature.
100 % Say parking is easy
100 % Say it's dog friendly
100 % Say kids play outside
100 % Say there's holiday spirit
100 % Say yards are well-kept
100 % Say people would walk alone at night
75 % Say it's walkable to restaurants
70 % Say neighbors are friendly
67 % Say car is needed
67 % Say there are community events
60 % Say they plan to stay for at least 5 years
60 % Say there's wildlife
50 % Say it's quiet
25 % Say streets are well-lit
Sourced by Trulia users. Learn more about our methodology.
Market trends in Philo
Last updated October 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
9
4MoM
Sourced by Trulia Market Trends
Home Value
Trulia Estimate
$170KSince last month
Decreased$74K (-30.5%)Since last year
Decreased$23K (-11.8%)Since last sale
Increased$79K (+87.4%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +45% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| November 2026 | $170K |
| October 2026 | $170K |
| September 2026 | $244K |
| August 2026 | $211K |
| July 2026 | $215K |
| June 2026 | $221K |
| May 2026 | $217K |
| April 2026 | $205K |
| March 2026 | $198K |
| February 2026 | $209K |
| January 2026 | $199K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.14 | Single-Family Home | $143,500 | 09/17/26 | 3 | 1 | 988 | |
0.33 | Single-Family Home | $69,000 | 08/05/26 | 4 | 1 | 1,695 | |
0.51 | Single-Family Home | $175,000 | 03/06/26 | 3 | 1 | 1,050 | |
0.46 | Single-Family Home | $139,900 | 04/23/26 | 3 | 2 | 1,152 | |
0.48 | Single-Family Home | $235,000 | 09/02/26 | 3 | 1.5 | 1,629 | |
0.68 | Single-Family Home | $195,000 | 03/27/26 | 4 | 1.5 | 1,246 | |
0.41 | Single-Family Home | $380,000 | 10/21/26 | 3 | 2 | 1,602 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.01 | $227,200 | Studio | - | - | Off Market | |
0.02 | $320,500 | 4 | 2 | 2,697 | Off Market | |
0.02 | - | - | - | - | Off Market | |
0.03 | $218,700 | Studio | - | - | Off Market | |
0.04 | $224,100 | 4 | 2 | 2,150 | Off Market | |
0.04 | $226,300 | 4 | 2 | 1,980 | Off Market | |
0.04 | - | Studio | - | - | Off Market | |
0.04 | - | 2 | 1 | 900 | Off Market | |
0.04 | $240,100 | 2 | 2 | 1,898 | Off Market | |
0.05 | $327,500 | 4 | 2 | 2,264 | Off Market | |
0.05 | $261,100 | 3 | 2 | 2,221 | Off Market | |
0.05 | $231,800 | 3 | 1.5 | 2,006 | Off Market | |
0.05 | $196,300 | Studio | - | - | Off Market | |
0.06 | $228,800 | Studio | - | - | Off Market | |
0.07 | $219,100 | Studio | - | - | Off Market | |
0.07 | $316,900 | Studio | - | - | Off Market | |
0.07 | $272,700 | Studio | - | - | Off Market | |
0.07 | - | - | - | - | Off Market | |
0.08 | $243,500 | 4 | 2 | 2,400 | Off Market | |
0.08 | $222,900 | Studio | - | - | Off Market |
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Katie Ruthstrom, GRI, KELLER WILLIAMS-TREC
Agent Phone: (217) 418-6683
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information
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Frequently asked questions about 205 E Jefferson St
- What is the estimated monthly payment for 205 E Jefferson St?Based on a $169,900 list price with 20% down at today's rates, the estimated monthly payment for 205 E Jefferson St in Philo, IL is approximately $1,314 (about $932 principal & interest, $307 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 205 E Jefferson St?The closest schools to 205 E Jefferson St in Philo, IL are Unity East (Pre-K/Elementary, rated 7/10), Unity High School (rated 3/10), Unity Jr High School (rated 5/10).
- What is 205 E Jefferson St estimated to be worth?Trulia's estimated value for 205 E Jefferson St in Philo, IL is $170,400.
- Does 205 E Jefferson St have air conditioning?Yes, 205 E Jefferson St in Philo, IL has air conditioning.
- Does 205 E Jefferson St have laundry facilities?Yes, 205 E Jefferson St in Philo, IL has in-unit laundry.
- Does 205 E Jefferson St have a yard?Yes, 205 E Jefferson St in Philo, IL has a yard.
205 E Jefferson St, Philo, IL 61864 is a 2 bedroom, 1 bathroom, 1,192 sqft single-family home built in 1952. This property is currently available for sale and was listed by MRED as distributed by MLS GRID. The MLS # for this home is MLS# 12779603.