Is a car needed in Upper Grand Lagoon, Panama City Beach, FL?

As of early 2026, 89% of users say car is needed

Is Upper Grand Lagoon, Panama City Beach, FL dog-friendly?

As of early 2026, 87% of users say it's dog friendly

Is parking easy in Upper Grand Lagoon, Panama City Beach, FL?

As of early 2026, 85% of users say parking is easy

Are yards well-kept in Upper Grand Lagoon, Panama City Beach, FL?

As of early 2026, 82% of users say yards are well-kept

Does Upper Grand Lagoon, Panama City Beach, FL show holiday spirit?

As of early 2026, 75% of users say there's holiday spirit

Is Upper Grand Lagoon, Panama City Beach, FL quiet?

As of early 2026, 72% of users say it's quiet

Do kids play outside in Upper Grand Lagoon, Panama City Beach, FL?

As of early 2026, 69% of users say kids play outside

Would people walk alone at night in Upper Grand Lagoon, Panama City Beach, FL?

As of early 2026, 68% of users say people would walk alone at night

Are neighbors friendly in Upper Grand Lagoon, Panama City Beach, FL?

As of early 2026, 62% of users say neighbors are friendly

Are the streets well-lit in Upper Grand Lagoon, Panama City Beach, FL?

As of early 2026, 52% of users say streets are well-lit

Is there wildlife in Upper Grand Lagoon, Panama City Beach, FL?

As of early 2026, 51% of users say there's wildlife

Do residents of Upper Grand Lagoon, Panama City Beach, FL plan to stay at least 5 years?

As of early 2026, 49% of users say they plan to stay for at least 5 years

Is Upper Grand Lagoon, Panama City Beach, FL walkable to restaurants?

As of early 2026, 49% of users say it's walkable to restaurants

Is Upper Grand Lagoon, Panama City Beach, FL walkable to grocery stores?

As of early 2026, 47% of users say it's walkable to grocery stores

Does Upper Grand Lagoon, Panama City Beach, FL have sidewalks?

As of early 2026, 41% of users say there are sidewalks

Are there community events in Upper Grand Lagoon, Panama City Beach, FL?

As of early 2026, 25% of users say there are community events

Is Panama City a buyer's or seller's market?

Panama City is currently a buyer's market, based on recent for-sale activity.

What's the median sale price in Panama City?

The median sale price in Panama City is $427K. That is up $38.33K from the prior month.

What do residents say about the Upper Grand Lagoon neighborhood?

Residents describe the Upper Grand Lagoon neighborhood in Panama City, FL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Upper Grand Lagoon, Panama City .

What are the closest schools to 20 Ramsgate?

The closest schools to 20 Ramsgate in Panama City, FL are J.R. Arnold High School (rated 4/10), Patronis Elementary School (rated 9/10), Surfside Middle School (Pre-K/Elementary/High, rated 7/10).

OFF MARKET

20 Ramsgate, Panama City, FL 32408

Upper Grand Lagoon

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
5433 Hopetown Ln, Panama City Beach, FL	0.13	Single-Family Home	$675,000	02/19/26	4	2.5	2,018
5329 Hopetown Ln, Panama City Beach, FL	0.15	Single-Family Home	$550,000	08/10/26	4	3	2,600
497 Wahoo Rd, Panama City Beach, FL	0.22	Single-Family Home	$840,000	11/19/25	3	2.5	2,492
5307 Hopetown Ln, Panama City Beach, FL	0.24	Single-Family Home	$757,000	06/22/26	3	2.5	2,445
483 Wahoo Rd, Panama City Beach, FL	0.27	Single-Family Home	$700,000	06/29/26	3	2.5	3,892
5249 Finisterre Dr, Panama City Beach, FL	0.31	Single-Family Home	$1,500,000	10/14/25	4	4	3,325
351 Wahoo Rd, Panama City Beach, FL	0.39	Single-Family Home	$970,000	07/09/26	4	2.5	2,667
1507 Trout Ln, Panama City Beach, FL	0.39	Single-Family Home	$1,879,000	02/20/26	4	3.5	3,875
1509 Trout Ln, Panama City Beach, FL	0.40	Single-Family Home	$850,000	07/07/26	3	2	2,150
1015 Barracuda Dr, Panama City Beach, FL	0.41	Single-Family Home	$640,000	08/13/26	3	3	2,836

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.

Address	Distance	Price	Bed	Bath	Sqft	Status
3412 Martinique Ln, Panama City Beach, FL 32408	0.07	$720,100	3	2.5	2,558	Off Market
3410 Martinique Ln, Panama City Beach, FL 32408	0.08	$699,000	3	2.5	2,080	For Sale
3411 Martinique Ln, Panama City Beach, FL 32408	0.08	-	-	-	-	Off Market
5401 Hopetown Ln, Panama City Beach, FL 32408	0.12	$119,900	-	-	-	For Sale
3409 Trimingham Ln, Panama City Beach, FL 32408	0.12	-	4	4.5	2,729	Off Market
5433 Hopetown Ln, Panama City Beach, FL 32408	0.13	$675,000	4	2.5	2,018	Recently Sold
5434 Hopetown Ln, Panama City Beach, FL 32408	0.13	$669,000	3	3	2,317	For Sale
5407 Hopetown Ln, Panama City Beach, FL 32408	0.14	$1,070,000	3	3.5	2,976	For Sale
5409 Hopetown Ln, Panama City Beach, FL 32408	0.17	-	-	-	-	Off Market
5408 Hopetown Ln, Panama City Beach, FL 32408	0.18	$109,000	-	-	-	For Sale
5418 Hopetown Ln, Panama City Beach, FL 32408	0.19	$177,000	-	-	-	For Sale
5416 Hopetown Ln, Panama City Beach, FL 32408	0.19	$766,200	4	3	3,284	Off Market

Homes for rent near 20 Ramsgate

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$1,500/mo
1 bd
1 ba
656 sqft
3600 Thomas Dr #D201,
Panama City Beach, FL 32408
APPLY INSTANTLY
FURNISHED
$2,000/mo
1 bd
1 ba
656 sqft
3600 Thomas Dr #D209,
Panama City Beach, FL 32408
$2,000/mo
3 bd
2 ba
1,400 sqft
3931 Treasure Cir,
Panama City Beach, FL 32408
PET FRIENDLY
FURNISHED
$8,400/mo
3 bd
2 ba
1,625 sqft
5402 Pinetree Ave #ID1447170P,
Panama City, FL 32408
$1,595/mo
2 bd
1.5 ba
1,040 sqft
3936 Long John Dr,
Panama City Beach, FL 32408
APPLY INSTANTLY
PET FRIENDLY
FURNISHED
$2,300/mo
Total price
1 bd
1 ba
640 sqft
5511 Hilltop Ave #A,
Panama City Beach, FL 32408
PET FRIENDLY
FURNISHED
$1,659/mo
2 bd
2 ba
914 sqft
5218 Beach Dr #ID1355001P,
Panama City, FL 32408
PET FRIENDLY
FURNISHED
$1,427/mo
1 bd
2 ba
904 sqft
5218 Beach Dr #ID1354910P,
Panama City, FL 32408
APPLY INSTANTLY
FURNISHED
$1,785/mo
2 bd
2 ba
1,050 sqft
4111 Huff St #A,
Panama City Beach, FL 32408
NEW - 1 DAY AGO
$1,800/mo
2 bd
2 ba
1,050 sqft
4111 Huff St #C,
Panama City Beach, FL 32408
See more homes for rent in
Panama City
Take a look

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Local Information

Map ViewExplore the area around 20 Ramsgate.
Schools1 Preschool School2 Elementary Schools1 Middle School2 High Schools
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Commute Destination

About this House

20 Ramsgate is in the Upper Grand Lagoon neighborhood in Panama City, FL and in ZIP code 32408.

20 Ramsgate, Panama City, FL 32408 is a unknown in Upper Grand Lagoon. This property is not currently displayed as for sale or rent on Trulia.

Home Details for 20 Ramsgate

Property Information
Property Type / Style Property Type: Unknown

Additional Cost

Market trends in Upper Grand Lagoon

Last updated August 2026

Avg. sale price

$427K

$38.33KMoM

Sale-to-List Price

—

Price per sq ft

$230

$6MoM

Available listings

231

6MoM

Around this home

Surfside Middle School
PK-12
Public
705 Students
Bay
7/10
GreatSchools Rating
Parent Rating Average
As a former student, I do not recommend this school.In my experience, bullying, discrimination, and unfair treatment were not handled seriously. The school seemed more concerned with keeping things quiet and maintaining a peaceful image than with protecting students who were hurt.Telling students to “stay away” or “ignore it” is not a real solution to bullying. It simply puts the burden on the victim while allowing the problem to continue.Students should not have to escalate issues to higher levels just to be taken seriously. They deserve a school where safety, fairness, and emotional well-being matter more than appearances.
Other Review
2mo ago
14 Reviews

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Upper Grand Lagoon

270 Homes For You
Buy: $45k - $8.48m

See Local Highlights

Neighborhood stats provided by third party data sources.

What Locals Say about Upper Grand Lagoon

At least 79 Trulia users voted on each feature.

89 % Say car is needed
87 % Say it's dog friendly
85 % Say parking is easy
82 % Say yards are well-kept
75 % Say there's holiday spirit
72 % Say it's quiet
69 % Say kids play outside
68 % Say people would walk alone at night
62 % Say neighbors are friendly
52 % Say streets are well-lit
51 % Say there's wildlife
49 % Say they plan to stay for at least 5 years
49 % Say it's walkable to restaurants
47 % Say it's walkable to grocery stores
41 % Say there are sidewalks
25 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.

Cleon
Resident
3w ago
"Commute is easy"
0
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John C.
Resident
6mo ago
"Shot commute, little traffic, that takes less than 15 minutes. I am also just as close to the beach!"
1
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John C
Resident
7mo ago
"Low traffic and a short commute were some of the reasons I moved here from a large city. Do have more traffic during the vacation periods."
1
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Ether Leigh Luckey
Visitor
7mo ago
"Full time residents more than renters is definitely a plus. Love the fact you can have your pets. Golf carts are a plus as well. I love being near the lagoon to get in our boat for the day."
3
Flag
MW
Resident
8mo ago
"It’s dog friendly and safe. No real complaints. There’s a handful of outdoor TNR’d cats on every street , but that has not been a problem for us, and in fact, the dogs love to watch and chase them lol "
0
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Tiffescue
Resident
11mo ago
"Like old school when you grew up as a kid. Very quiet but friendly. I can go on a walk and leave my door unlocked "
1
Flag
Trulia User
Resident
3y ago
"Easy peasy. Roughly a four minute drive to the beach. Takes about 20 minutes to get anywhere else. This area has just about everything you need."
0
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Trulia User
Resident
3y ago
"We are dog friendly and clean up after our dogs. We have plenty of areas to walk them safely. This area is well established and welcoming to dogs of all shapes and size. "
0
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Trulia User
Resident
3y ago
"We gather together for boating events and have holiday parties around the pool and dock. Clubhouse has weekly events. "
1
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Trulia User
Resident
4y ago
"Great place better than Gov. Newsom’s California!! Love the weather here too! All nice people here! "
10
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Trulia User
Resident
4y ago
"Not sure but I’m a local and I love this area and would love to move i to this hone . Close to it all! "
0
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Trulia User
Resident
4y ago
"Too many loose dogs. It’s dangerous to walk your dogs here because people don’t watch or contain their own dogs. "
0
Flag
Trulia User
Resident
4y ago
"Bay Point is an amazing community! I can walk to grocery, restaurants, doctors, golf, tennis, fishing, beach, jet skis, walking and relaxing "
5
Flag
Trulia User
Resident
5y ago
"JR Arnold HS is good! The beach is close and there’s always fun to have!! I like the easy access to the main roads"
0
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April T.
Resident
5y ago
"I don’t know, I do not have a dog. There is always people walking there dogs, some pick up after there dogs the other half doesn’t. "
7
Flag
Chloe B.
Resident
6y ago
"i love my home and panama city is great especially the beach lots to do lots to see lots to enjoy . smiles everyday everywhwee you go . such good atmosphere "
2
Flag
Terryvbaker
Resident
6y ago
"There are a lot of neighborhood events and outdoor activities. Easter Sunrise services on the waterfront. Nice marina for large boats and several boating outings. "
4
Flag
Shawnhoch1
Resident
6y ago
"Quiet. Safe. Scenic. Many other dogs. "....................................................."
1
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Dani L.
Resident
6y ago
"Safe neighborhood. Quiet. I don’t have anything else. We have three kids but don’t know any other kids or families here "
0
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Tanyag24
Resident
7y ago
"It's safe neighborhood but always watch your kids regardless. I don't see many kids around my street."
3
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Lindsey M.
Resident
7y ago
"It’s quiet in certain areas crappy in some depends on what street your on do not recommend tiki dr neighbors are loud steal and cause problems "
35
Flag
Wendy T. O.
Resident
7y ago
"Wonderful neighborhood with wonderful people! Everyone is extremely friendly and there are bike paths that run along the main road. There are two gas stations nearby as well as a dollar general."
2
Flag
Wendy T. O.
Resident
7y ago
"There are bike paths that you can take two different ways to Thomas Drive. Maybe a 10 to 15 minute ride to Saint Andrews Park. There is two gas stations and a dollar general in a bike riding distance."
0
Flag
Wendy T. O.
Resident
7y ago
"Animal lovers! We all watch out for each other’s yards and if chance our animals get out of their fence we care for the animal until we find it’s owner!"
5
Flag
Katie
Resident
7y ago
"Great neighborhood although it does have a lot of traffic. Probably half of the homes are rentals, both long term and short term."
0
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Rose A. R. G.
Resident
7y ago
"Halloween events so many children from all over Panama City come for trick or treat and great community Facebook. Neighbors watch watch out for each other. Give recommendations on vendors to use and help out each other. "
3
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Dan K.
Resident
7y ago
"I bought a unit 1 year ago and I love it and my wife is very pleased. I'm an avid bike rider and the proximity to the beach is excellent. I'm anxious for the road improvement projects to be completed and the riding will be even better"
26
Flag
Rose A. R. G.
Resident
7y ago
"Some dogs get loose or some owners do not leash as they walk. Some do not pick up after their dog. But nice neighborhood overall. Would live here longer but my job is transferring me. "
0
Flag
Diane
Resident
8y ago
"it's quiet and easy access to water and shopping. Great area for families am close to the navy base "
29
Flag
Yolanda S.
11y ago
"This area of Panama City Beach is accessible to just about everything you need. Close to shopping, Naval base and parks (St Andrews State park) the beaches and marinas! Hidden off of Laird Stree - it's quickly accessible from Laurie Av or Thomas Drive, yet is a low traffic area. "
1
Flag

LGBTQ Local Legal Protections

Frequently asked questions about 20 Ramsgate

Is Panama City a buyer's or seller's market?
Panama City is currently a buyer's market, based on recent for-sale activity.
What's the median sale price in Panama City?
The median sale price in Panama City is $427K. That is up $38.33K from the prior month.
What do residents say about the Upper Grand Lagoon neighborhood?
Residents describe the Upper Grand Lagoon neighborhood in Panama City, FL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Upper Grand Lagoon, Panama City.
What are the closest schools to 20 Ramsgate?
The closest schools to 20 Ramsgate in Panama City, FL are J.R. Arnold High School (rated 4/10), Patronis Elementary School (rated 9/10), Surfside Middle School (Pre-K/Elementary/High, rated 7/10).