20 Neptune Dr, Joppa, MD 21085
Property image
Property image
SOLD
DEC 30, 2025

$665,100

Trulia Estimate
  • 3 Beds
  • 2.5 Baths
  • 2,100 sqft (on 0.37 acres)

20 Neptune Dr, Joppa, MD 21085

Est. Refi. Payment $4,075/mo*
Refinance Your Home
Currently Off Market - Sold Dec 30, 2025 for $670,000 (1% below list price)

Home Value

Trulia Estimate
$665K
Since last month
Decreased$2K (-0.3%)
Since last year
Decreased$33K (-4.7%)
Since last sale
Decreased$4K (-0.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +65% in the last 10 years
MonthEstimated value
2026
September 2026$666K
August 2026$668K
July 2026$676K
June 2026$674K
May 2026$680K
April 2026$680K
March 2026$678K
February 2026$675K
January 2026$672K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
24 Neptune Dr, Joppa, MD
0.03
Single-Family Home
$780,000
05/26/26
3
2.5
2,534
2 Old Sound Rd, Joppa, MD
0.12
Single-Family Home
$415,000
12/04/25
3
2.5
1,824
110 Shell Cove Ct, Joppa, MD
0.31
Single-Family Home
$673,990
05/22/26
4
2
2,160
602 Monterey Ct, Joppa, MD
0.26
Single-Family Home
$480,000
08/21/26
5
3
2,282
562 Anchor Dr, Joppa, MD
0.16
Single-Family Home
$799,000
05/29/26
4
3.5
3,440
4 Old Sound Rd, Joppa, MD
0.12
Single-Family Home
$340,000
03/24/26
4
1.5
1,560
221 Kershaw Ct, Joppa, MD
0.58
Single-Family Home
$425,000
02/05/26
3
2.5
2,350
124 Ravenswood Ct, Joppa, MD
0.37
Single-Family Home
$515,000
01/12/26
4
3
2,920
203 Kane Ct, Joppa, MD
0.50
Single-Family Home
$411,000
06/25/26
4
3
2,370

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
24 Neptune Dr, Joppa, MD 21085
0.03
$780,000
3
2.5
2,534
Recently Sold
35 Neptune Dr, Joppa, MD 21085
0.05
$699,000
4
3
2,588
For Sale
3 Old Sound Rd, Joppa, MD 21085
0.09
$660,000
3
2.5
2,336
For Sale
3 Neptune Dr, Joppa, MD 21085
0.06
$367,300
2
1.5
1,550
Off Market
10 Neptune Dr, Joppa, MD 21085
0.06
$390,000
3
1.5
1,558
Recently Sold
2 Old Sound Rd, Joppa, MD 21085
0.12
$415,000
3
2.5
1,824
Recently Sold
4 Old Sound Rd, Joppa, MD 21085
0.12
$340,000
4
1.5
1,560
Recently Sold
59 Neptune Dr, Joppa, MD 21085
0.13
$506,500
4
3
3,612
Off Market
514 Anchor Dr, Joppa, MD 21085
0.11
$350,700
2
1.5
1,400
Off Market
45 Old Sound Rd, Joppa, MD 21085
0.15
$465,000
3
2.5
2,156
Recently Sold
558 Anchor Dr, Joppa, MD 21085
0.14
$450,000
2
2
2,436
Recently Sold

Local Information

  • Map ViewExplore the area around 20 Neptune Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1971
0.37 acre lot
2,100 sqft
$319/sqft
1 Car Garage

About this House

SPECIAL RATE OFFER! SELLER WILL PAY TO GET YOUR RATE INTO THE 4's! The sellers are offering a 2-1 temporary rate buydown, meaning your interest rate will be 2% lower the first year (currently in the 4's!) and 1% lower the second year to help reduce your monthly payments. Prefer a different option? You can also use the seller’s contribution toward a permanent rate buydown or closing costs. OFFER VALID UNTIL NOVEMBER 30TH! ASK FOR MORE INFO! Welcome to 20 Neptune, a true waterfront retreat for those who crave privacy, connection to nature, and everyday comfort without compromise (and NO FLOOD INSURANCE!). Nestled along the quiet banks of the Gunpowder River with direct access to the Bay, this home delivers a lifestyle that feels like a getaway but functions beautifully for everyday living. The island behind the property is protected land that will never be developed. It also acts as a buffer during major storms. When the leaves fall, the view beyond that island expands beautifully. Experience a resort-like setting here. The saltwater pool and spa are framed by native perennial gardens, intentionally planted for color, privacy, and ease of care through every season. From your private dock with boat lift, kayak launch, and gazebo, you can start your day on the water and end it with sunset views that never grow old. Inside, the layout flows easily between indoor and outdoor spaces. Whether hosting friends or enjoying a quiet morning by the water, this home was designed for effortless living. Thoughtful updates bring modern comfort: heated tile floors, a Trane High-Efficiency HVAC (2021), paid-in-full solar panel system, and crawlspace encapsulation for efficiency and healthier air. The owner’s suite is a private retreat of its own, complete with a walk-in closet, spa-inspired bath, and balcony overlooking the water. Every space here feels intentional, warm, welcoming, and ready for the next chapter of its story. This is a home for those who cherish natural beauty, lasting comfort, and a lifestyle that flows as easily as the river it overlooks. At 20 Neptune, every sunrise, tide, and breeze feels like an invitation to slow down and live fully. Welcome home!
20 Neptune Dr, Joppa, MD 21085 is a 3 bedroom, 3 bathroom, 2,100 sqft single-family home built in 1971. It last sold for $670,000 on Dec 30, 2025 (1% below the $675,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $665,100, with a rent estimate of $2,984/month.
Last check for updates: about 3 hours ago
Listed by Teal Clise, (443) 570-3931
EXP Realty, LLC
Listing Team: Teal Clise Group Of Exp Realty
Bought with: Bryan Schafer, (443) 928-0099, Compass
Source: Bright MLS, MLS#MDHR2047030

Home Details for 20 Neptune Dr

Interior Features

Interior Details
Number of Rooms: 11Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Dining Room, Family Room, Foyer, Full Bath, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 2100 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Washer, Gas Water HeaterDishwasherDisposalDryerLaundry: Main Level,Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Radiant,Natural GasHas CoolingAir Conditioning: Ceiling Fan(s),Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Spa: Bath, Hot TubNo FireplaceHas a Spa
Windows, Doors, Floors & Walls
Window: Bay/Bow, ScreensDoor: Six Panel, Sliding GlassFlooring: Carpet, Ceramic Tile, Hardwood, Wood
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoAccessibility: NoneFloors: Carpet, Ceramic Tile, Hardwood, Wood
View
Has a ViewView: Water

Exterior Features

Exterior Home Features
Roof: Architectural ShinglePatio / Porch: PatioFencing: Decorative, Back Yard, Wrought IronOther Structures: Above Grade, Below GradeExterior: Extensive Hardscape, Flood Lights, Sidewalks, Water Falls, Water Fountains, BalconyFoundation: Active Radon Mitigation, Crawl Space, SlabHas a Private Pool
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 3Parking: Garage Door Opener,Garage Faces Front,Inside Entrance,Concrete,Off Street,Attached
Pool
Pool: Fenced, In Ground, Pool/Spa Combo, Salt Water, PrivatePool
Frontage
WaterfrontWaterfront: Private Dock Site, Rip-Rap, River, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC)On Waterfront
Water & Sewer
Sewer: Public SewerWater Body: Off Gunpowder River
Farm & Range
Frontage Length: Water Frontage Ft: 30
Finished Area
Finished Area (above surface): 2100 Square Feet

Property Information

Year Built
Year Built: 1971
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Colonial
Building
Construction Materials: Stone, Vinyl SidingNot a New Construction
Property Information
Condition: Very GoodIncluded in Sale: Gazebo At Dock, Table Set At Dock, Kayak Launch, Greenhouse, Garage Shelving, Pool Equipment And SuppliesParcel Number: 1301122665

Price & Status

Price
List Price: $675,000Price Per Sqft: $319/sqft
Status Change & Dates
Off Market Date: Tue Dec 30 2025Possession Timing: Close Of Escrow

Active Status

MLS Status: CLOSED

Location

Direction & Address
City: JOPPACommunity: Rumsey Island
School Information
Elementary School District: Harford County Public SchoolsJr High / Middle School District: Harford County Public SchoolsHigh School District: Harford County Public Schools

Building

Building Area
Building Area: 2100 Square Feet

Community

Not Senior Community

HOA

No HOA

Lot Information

Lot Area: 0.37 acres

Listing Info

Special Conditions: Standard

Offer

Contingencies: Home SaleListing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: MDHR2047030Water ViewWater View: WaterAbove Grade Unfinished Area: 2100

Price and Tax history

DateEventPrice
Dec 30, 2025
Source: Bright MLS #MDHR2047030
Sold
$670,000
Dec 16, 2025
Source: Bright MLS #MDHR2047030
Pending
$675,000
Nov 6, 2025
Source: Bright MLS #MDHR2047030
Contingent
$675,000
Nov 5, 2025
Source: Bright MLS #MDHR2047030
Pending
$675,000
Nov 5, 2025
Source: Bright MLS #MDHR2047030
Contingent
$675,000

Market trends in Joppa

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
53
3MoM

Around this home

What Locals Say about Joppa

At least 123 Trulia users voted on each feature.

  • 92 % Say car is needed

  • 92 % Say parking is easy

  • 88 % Say it's dog friendly

  • 86 % Say there are sidewalks

  • 86 % Say yards are well-kept

  • 78 % Say there's holiday spirit

  • 75 % Say it's quiet

  • 70 % Say there's wildlife

  • 69 % Say kids play outside

  • 65 % Say people would walk alone at night

  • 63 % Say streets are well-lit

  • 57 % Say neighbors are friendly

  • 56 % Say it's walkable to grocery stores

  • 44 % Say it's walkable to restaurants

  • 41 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "A lot of ppl speed through the streets so keep kids safe and out of roads. Local school system is bad here. "
    0
    Flag
  • Luciusmiles
    "Close to main road and highway. Brand new subdivision so I know everything is going to change. Especially since there are townhouses and single family homes."
    0
    Flag
  • Kupkake Brim
    " It’s Good for families. Quite but nosey Depends what you’re looking for "
    4
    Flag
  • Trulia User
    "It’s quiet, chill neighbors, clean area, well maintained roads, a central location to things in all directions, close to the city but still has that rural feeling "
    1
    Flag
  • Trulia User
    "Super relaxing, super quiet, super lush greenery, and trees with all residents keeping excellent landscaping of their properties, and good people all around the area. I really like it here."
    0
    Flag
  • Mandarjones86
    "Grew up here and it was the best. Very diverse due to being close to the military bases. Every neighborhood has there issues from time to time but overall Joppatowne is pretty quite. Most people mind their business, others are more then willing to help out someone in need. "
    1
    Flag
  • Rayna
    "It’s a diverse neighborhood, quiet and mostly everyone is neighborly. I have been living here 15+ years"
    0
    Flag
  • Jordan T.
    "I’ve lived here for 2 years and it’s quiet and friendly. I would recommend it for families and retirees. "
    0
    Flag
  • Rain A.
    "I’ve lived here with my family for 15+ years. It’s diverse and everyone is pretty much nice & welcoming. Most of my neighbors I’ve known since I was a little kid."
    0
    Flag
  • Raymond A. J.
    "It’s a decent area. Good enough to live in without any worries. Typcial American suburb. Safe, secure, average things to do in the community "
    0
    Flag
  • Dajahna.lloyd
    "Right across from supermarket, farmers market, dollar store, and post office. Close to schools and library"
    0
    Flag
  • Teresa S.
    "Best neighbors I’ve ever had. There’s a real sense of community here. Friendly and excellent community involvement "
    0
    Flag
  • Lisa B.
    "It is pretty well self contained. Restaurants, grocery, gas, fast food, library, marina, waterfront park, doctors, dentist, churches and pharmacy all within the neighborhood. Small town feel. "
    2
    Flag
  • Nicole R.
    "Nice area for families, retired individuals and for people looking for a quiet way of life. People move here and do not want to move again. It is convenient and easily accessible to malls and shopping. "
    0
    Flag
  • Lisa B.
    "Fall festivals, parades, boating, walking and biking at the local park, several very good restaurants in the neighborhood, a local library, Santa rides through the neighborhood on a fire truck and lots of local kids sporting events in the parks and fields in the neighborhood. "
    0
    Flag
  • Bryant D.
    "water based area close to the Chesapeake and all it offers. Excellent library and many classes offered close by"
    0
    Flag
  • Patricia D.
    "Amish market and harbor with walking and biking trails. I don't know what else. Sometimes there are car shows and carnivals. "
    1
    Flag
  • Richardw314
    "This is a good neighborhood for raising your children and is close to shopping areas and schools. Joppatowne also has an attractive park and marina within the community."
    0
    Flag
  • Tracie S.
    "Long. Traffic is bad in Maryland in general. Too many people jammed into this state. The drive to Towson from home should take 30 minutes max. There are several days a month when that drive takes an hour. "
    0
    Flag
  • Meca B.
    "great access to public areas of shopping and dinner. gas and schools within 1 mile radius (elem., middle, and high). local park and fishing near by."
    0
    Flag
  • Bryant D.
    "Well established neighborhood with easy access to parks, library and stores. Wooded common areas makes for greater privacy and a feeling of expansiveness"
    2
    Flag

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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information

Frequently asked questions about 20 Neptune Dr

  • What is 20 Neptune Dr estimated to be worth?
    Trulia's estimated value for 20 Neptune Dr in Joppa, MD is $665,100.
  • What is the price history for 20 Neptune Dr?
    20 Neptune Dr in Joppa, MD last sold for $670,000 in December 2025.
  • Is Joppa a buyer's or seller's market?
    Joppa is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Joppa?
    Residents describe Joppa, MD as easy to park in, dog-friendly, and pedestrian-friendly. See recently sold homes in Joppa, MD.
  • Does 20 Neptune Dr have air conditioning?
    Yes, 20 Neptune Dr in Joppa, MD has air conditioning.
  • Does 20 Neptune Dr have a pool?
    Yes, 20 Neptune Dr in Joppa, MD has a pool.

Explore by feature - Pet Friendly

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Off Market Homes Near 20 Neptune Dr

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