20 Neptune Dr
Joppa, MD 21085
3 Beds
2.5 Baths
2,100 sqft (on 0.37 acres)
$670,000
Last Sold: Dec 30, 2025
1% below list $675K
$319/sqft
Est. Refi. Payment $3,775/mo*
$670,000
Last Sold: Dec 30, 2025
1% below list $675K
$319/sqft
Est. Refi. Payment $3,775/mo*
3 Beds
2.5 Baths
2,100 sqft
(on 0.37 acres)
Homes for sale near 20 Neptune Dr
0.29 ACRESWeichert, Realtors - Diana Realty- COMING SOON 11/30Long & Foster Real Estate, Inc.
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Apartments for Rent
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Joppa, MD 21085 - PET FRIENDLY
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Local Information
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Description
SPECIAL RATE OFFER! SELLER WILL PAY TO GET YOUR RATE INTO THE 4's! The sellers are offering a 2-1 temporary rate buydown, meaning your interest rate will be 2% lower the first year (currently in the 4's!) and 1% lower the second year to help reduce your monthly payments. Prefer a different option? You can also use the seller’s contribution toward a permanent rate buydown or closing costs. OFFER VALID UNTIL NOVEMBER 30TH! ASK FOR MORE INFO! Welcome to 20 Neptune, a true waterfront retreat for those who crave privacy, connection to nature, and everyday comfort without compromise (and NO FLOOD INSURANCE!). Nestled along the quiet banks of the Gunpowder River with direct access to the Bay, this home delivers a lifestyle that feels like a getaway but functions beautifully for everyday living. The island behind the property is protected land that will never be developed. It also acts as a buffer during major storms. When the leaves fall, the view beyond that island expands beautifully. Experience a resort-like setting here. The saltwater pool and spa are framed by native perennial gardens, intentionally planted for color, privacy, and ease of care through every season. From your private dock with boat lift, kayak launch, and gazebo, you can start your day on the water and end it with sunset views that never grow old. Inside, the layout flows easily between indoor and outdoor spaces. Whether hosting friends or enjoying a quiet morning by the water, this home was designed for effortless living. Thoughtful updates bring modern comfort: heated tile floors, a Trane High-Efficiency HVAC (2021), paid-in-full solar panel system, and crawlspace encapsulation for efficiency and healthier air. The owner’s suite is a private retreat of its own, complete with a walk-in closet, spa-inspired bath, and balcony overlooking the water. Every space here feels intentional, warm, welcoming, and ready for the next chapter of its story. This is a home for those who cherish natural beauty, lasting comfort, and a lifestyle that flows as easily as the river it overlooks. At 20 Neptune, every sunrise, tide, and breeze feels like an invitation to slow down and live fully. Welcome home!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from December 30, 2025
Home Highlights
Parking
1 Car Garage
Outdoor
Patio, Pool
A/C
Heating & Cooling
HOA
None
Price/Sqft
$319/sqft
Listed
180+ days ago
Home Details for 20 Neptune Dr
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Interior Details Number of Rooms: 11Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Dining Room, Family Room, Foyer, Full Bath, Kitchen, Laundry, Living Room |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1Number of Bathrooms (main level): 1 |
Dimensions and Layout Living Area: 2100 Square Feet |
Appliances & Utilities Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Washer, Gas Water HeaterDishwasherDisposalDryerLaundry: Main Level,Laundry RoomMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Forced Air,Radiant,Natural GasHas CoolingAir Conditioning: Ceiling Fan(s),Central Air,ElectricHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa Spa: Bath, Hot TubNo FireplaceHas a Spa |
Windows, Doors, Floors & Walls Window: Bay/Bow, ScreensDoor: Six Panel, Sliding GlassFlooring: Carpet, Ceramic Tile, Hardwood, Wood |
Levels, Entrance, & Accessibility Stories: 2Levels: TwoAccessibility: NoneFloors: Carpet, Ceramic Tile, Hardwood, Wood |
View Has a ViewView: Water |
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Exterior Home Features Roof: Architectural ShinglePatio / Porch: PatioFencing: Decorative, Back Yard, Wrought IronOther Structures: Above Grade, Below GradeExterior: Extensive Hardscape, Flood Lights, Sidewalks, Water Falls, Water Fountains, BalconyFoundation: Active Radon Mitigation, Crawl Space, SlabHas a Private Pool |
Parking & Garage Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 3Parking: Garage Door Opener,Garage Faces Front,Inside Entrance,Concrete,Off Street,Attached |
Pool Pool: Fenced, In Ground, Pool/Spa Combo, Salt Water, PrivatePool |
Frontage WaterfrontWaterfront: Private Dock Site, Rip-Rap, River, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC)On Waterfront |
Water & Sewer Sewer: Public SewerWater Body: Off Gunpowder River |
Farm & Range Frontage Length: Water Frontage Ft: 30 |
Finished Area Finished Area (above surface): 2100 Square Feet |
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Year Built Year Built: 1971 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Colonial |
Building Construction Materials: Stone, Vinyl SidingNot a New Construction |
Property Information Condition: Very GoodIncluded in Sale: Gazebo At Dock, Table Set At Dock, Kayak Launch, Greenhouse, Garage Shelving, Pool Equipment And SuppliesParcel Number: 1301122665 |
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Price List Price: $675,000Price Per Sqft: $319/sqft |
Status Change & Dates Off Market Date: Tue Dec 30 2025Possession Timing: Close Of Escrow |
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MLS Status: CLOSED |
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Direction & Address City: JOPPACommunity: Rumsey Island |
School Information Elementary School District: Harford County Public SchoolsJr High / Middle School District: Harford County Public SchoolsHigh School District: Harford County Public Schools |
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Building Area Building Area: 2100 Square Feet |
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Not Senior Community |
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No HOA |
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Lot Area: 0.37 acres |
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Special Conditions: Standard |
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Contingencies: Home SaleListing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, FHA, VA Loan |
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Business Information Ownership: Fee Simple |
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Mls Number: MDHR2047030Water ViewWater View: WaterAbove Grade Unfinished Area: 2100 |
Last check for updates: about 2 hours ago
Listed by Teal Clise, (443) 570-3931
EXP Realty, LLC
Listing Team: Teal Clise Group Of Exp Realty
Bought with: Bryan Schafer, (443) 928-0099, Compass
Source: Bright MLS, MLS#MDHR2047030
Price History for 20 Neptune Dr
| Date | Price | Event | Source |
|---|---|---|---|
| 12/30/2025 | $670,000 | Sold | Bright MLS #MDHR2047030 |
| 12/16/2025 | $675,000 | Pending | Bright MLS #MDHR2047030 |
| 11/06/2025 | $675,000 | Contingent | Bright MLS #MDHR2047030 |
| 11/05/2025 | $675,000 | Pending | Bright MLS #MDHR2047030 |
| 11/05/2025 | $675,000 | Contingent | Bright MLS #MDHR2047030 |
| 10/20/2025 | $675,000 | PriceChange | Bright MLS #MDHR2047030 |
| 10/10/2025 | $689,900 | PriceChange | Bright MLS #MDHR2047030 |
| 09/19/2025 | $699,900 | Pending | Bright MLS #MDHR2047030 |
| 09/11/2025 | $699,900 | Listed For Sale | Bright MLS #MDHR2047030 |
| 08/26/2010 | $564,000 | Sold | N/A |
| 03/28/2009 | $765,000 | Listed For Sale | Agent Provided |
| 08/22/2000 | $263,000 | Sold | N/A |
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Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | $4,346 |
| Assessment | $399,200 |
Home facts updated by county records
Comparable Sales for 20 Neptune Dr
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.12 | Single-Family Home | $415,000 | 12/04/25 | 3 | 2.5 | 1,824 | |
0.24 | Single-Family Home | $474,990 | 06/11/25 | 4 | 2.5 | 2,148 | |
0.12 | Single-Family Home | $340,000 | 03/24/26 | 4 | 1.5 | 1,560 | |
0.48 | Single-Family Home | $387,000 | 05/28/25 | 3 | 2.5 | 2,140 | |
0.58 | Single-Family Home | $425,000 | 02/05/26 | 3 | 2.5 | 2,350 | |
0.45 | Single-Family Home | $383,000 | 07/10/25 | 3 | 2.5 | 1,560 | |
0.36 | Single-Family Home | $515,000 | 01/12/26 | 4 | 3 | 2,720 | |
0.40 | Single-Family Home | $455,000 | 07/11/25 | 3 | 2.5 | 1,836 | |
0.49 | Single-Family Home | $425,000 | 02/19/26 | 4 | 2 | 1,962 |
Assigned Schools
These are the assigned schools for 20 Neptune Dr.
- Joppatowne Elementary School
- PK-5
- Public
- 501 Students
2/10GreatSchools RatingParent Rating AverageMy daughter is behind in Math & Reading due to her being diagnosed with a learning disability in March of 2023.... I requested a team's meeting back in 2021 due to me seeing signs if something wrong. I expressed over and over to them that my child needs an IEP plan or even a 504 plan. They are no help. They do not want to accept the responsibility of my child being behind because they are blaming me for attendance and attendance is not the case my child missed 12 days throughout in entire school year due to Flu & Strap Throat Twice. Come to find out I am not the only parent that's fighting for help. My child is entering th 3rd grade and still no improvement and she's constantly being taught and remind at home. She can't grasp basic concepts hence of the learning disability come in AT.Parent Review2y ago - Joppatowne High School
- 9-12
- Public
- 833 Students
4/10GreatSchools RatingParent Rating AverageI attended JHS in 1998-2002. It's very unfortunate to see how things have changed in a negative direction. While my son had great support from the staff his four years he attended. He should have not graduated. It was given to him. Did he do work yes! And when he actually applied himself, he did great but in the four years he failed both 9th and 11th grade. He was short one credit from the credit's needs. Since the pandemic the school system are using this as an excuse and exception to push kids through even if they have not academically met their markers. I did sign a waiver and knew that he was being handed something that wasn't fully earned, and he took advantage of it because he knew that he was still going to pass. He also missed just about half of his 12th grade year to personal issues but there are students who never failed any classes or grades, had all their credits didn't miss many days of school and they are the ones who deserved to graduate. I feel like my son was also pushed through. He is a very smart bright child but did not apply himself. 20 years ago, if you failed you were held behind. Ignoring their failures are not doing them any favors. It's doing way more harm than good. If they are not pushed and are handing everything without earning it, we are setting them up for failure. They need and should be held accountable for their actions. I do appreciate the staff supporting my son and seeing the good in him but in reality, he should not have graduated on time.Parent Review2y ago - Magnolia Middle School
- 6-8
- Public
- 730 Students
4/10GreatSchools RatingParent Rating AverageThis school is very bad environmentally but academically they try to set students up for successOther Review3mo ago 
Check out schools near 20 Neptune Dr.
What Locals Say about Joppa
At least 122 Trulia users voted on each feature.
92 % Say car is needed
92 % Say parking is easy
88 % Say it's dog friendly
86 % Say there are sidewalks
86 % Say yards are well-kept
79 % Say there's holiday spirit
74 % Say it's quiet
70 % Say there's wildlife
69 % Say kids play outside
65 % Say people would walk alone at night
63 % Say streets are well-lit
57 % Say neighbors are friendly
56 % Say it's walkable to grocery stores
44 % Say it's walkable to restaurants
42 % Say they plan to stay for at least 5 years
29 % Say there are community events
Learn more about our methodology.
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Homes for rent near 20 Neptune Dr
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Off Market Homes Near 20 Neptune Dr
- SOLDMAY 4, 2026Samson Properties
- SOLDMAY 1, 2026Cummings & Co. Realtors
- SOLDAPR 30, 2026Keller Williams Legacy
- SOLDAPR 30, 2026Long & Foster Real Estate, Inc.
- SOLDAPR 30, 2026D.R. Horton Realty of Virginia, LLC
- SOLDAPR 29, 2026Coldwell Banker Realty
- See more homes for sale inJoppa
20 Neptune Dr, Joppa, MD 21085 is a 3 bedroom, 3 bathroom, 2,100 sqft single-family home built in 1971. This property is not currently available for sale. 20 Neptune Dr was last sold on Dec 30, 2025 for $670,000 (1% lower than the asking price of $675,000). The current Trulia Estimate for 20 Neptune Dr is $680,200.