$319,900
Original price: $339,900
2 Beds
1.5 Baths
1,360 sqft
109 Breakwater Ct, Joppa, MD 21085
Est. Mortgage $1,994/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1984
$235/sqft
4 Open Spaces
Local Information
- Map ViewExplore the area around 109 Breakwater Ct.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
This 2-bedroom, 1.5-bath semi-detached home is located in the desirable Rumsey Island waterfront community. Enjoy beautiful water views right from your property. Step outside to a huge composite deck, perfect for entertaining, or relaxing while taking in the scenic views. Below, a spacious paver patio provides additional outdoor living space, overlooking a nice, level backyard with plenty of room to play or garden. Inside, the bright and open layout features a skylight that floods the home with natural light and a cozy fireplace for those relaxing evenings. The main level offers comfortable living areas along with two nice-sized bedrooms and 1.5 baths. A flexible space offers the possibility for a third bedroom or convenient home office. Additional highlights include the attached garage/storage and excellent curb appeal with mature landscaping. This home perfectly blends comfortable interior living with outstanding outdoor features in a prime waterfront community location.
Last check for updates: about 11 hours ago
Listing courtesy of Margaret Steen, (410) 679-8336
Steen Properties, (410) 679-8336
Source: Bright MLS, MLS#MDHR2057108
Also Listed on Bright MLS.
Home Details for 109 Breakwater Ct
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Interior Details Number of Rooms: 1Types of Rooms: Basement |
Beds & Baths Number of Bedrooms: 2Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1Number of Bathrooms (main level): 1 |
Dimensions and Layout Living Area: 1360 Square Feet |
Appliances & Utilities Utilities: Natural Gas AvailableAppliances: Microwave, Dryer, Disposal, Refrigerator, Cooktop, Washer, Electric Water HeaterDisposalDryerMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Heat Pump,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),ElectricHas HeatingHeating Fuel: Heat Pump |
Fireplace & Spa Number of Fireplaces: 1Fireplace: Wood BurningHas a Fireplace |
Windows, Doors, Floors & Walls Window: Skylight(s)Flooring: Carpet, Hardwood |
Levels, Entrance, & Accessibility Stories: 2Levels: Split Foyer, TwoAccessibility: NoneFloors: Carpet, Hardwood |
View Has a ViewView: Water |
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Exterior Home Features Roof: Asphalt ShinglePatio / Porch: Deck, PatioFencing: FullOther Structures: Above Grade, Below GradeFoundation: BlockNo Private Pool |
Parking & Garage Open Parking Spaces: 4No CarportNo GarageNo Attached GarageHas Open ParkingParking Spaces: 6Parking: Concrete,Driveway,Off Street |
Pool Pool: None |
Frontage Waterfront: CanalNot on Waterfront |
Water & Sewer Sewer: Public SewerWater Body: Gunpowder |
Finished Area Finished Area (above surface): 1360 Square Feet |
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Days on Market: 76 |
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Year Built Year Built: 1984 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: Twin/Semi-DetachedArchitecture: Twin/Semi-Detached |
Building Construction Materials: Brick Front, Vinyl SidingNot a New ConstructionAttached To Another Structure |
Property Information Condition: GoodParcel Number: 1301141457 |
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Price List Price: $319,900Price Per Sqft: $235 |
Status Change & Dates Possession Timing: 0-30 Days CD, 31-60 Days CD, 61-90 Days CD |
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MLS Status: ACTIVE |
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Direction & Address City: JOPPACommunity: Rumsey Island |
School Information Elementary School District: Harford County Public SchoolsJr High / Middle School District: Harford County Public SchoolsHigh School District: Harford County Public Schools |
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Listing Agent Listing ID: MDHR2057108 |
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Building Area Building Area: 1360 Square Feet |
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Not Senior Community |
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No HOA |
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Lot Area: 5134 sqft |
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Special Conditions: Standard |
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Listing Agreement Type: Exclusive Right To SellListing Terms: FHA, Cash, Conventional, VA Loan |
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Business Information Ownership: Fee Simple |
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Mls Number: MDHR2057108Water ViewWater View: WaterAbove Grade Unfinished Area: 1360 |
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Source Internet Automated Valuation Display: YSource Internet Consumer Comment: NSource Internet Entire Listing Display: YSource Internet Address Display: Y |
Around this home
What Locals Say about Joppa
At least 123 Trulia users voted on each feature.
92 % Say car is needed
92 % Say parking is easy
88 % Say it's dog friendly
86 % Say there are sidewalks
86 % Say yards are well-kept
78 % Say there's holiday spirit
75 % Say it's quiet
70 % Say there's wildlife
69 % Say kids play outside
65 % Say people would walk alone at night
63 % Say streets are well-lit
57 % Say neighbors are friendly
56 % Say it's walkable to grocery stores
44 % Say it's walkable to restaurants
41 % Say they plan to stay for at least 5 years
29 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
Market trends in Joppa
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
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Available listings
53
3MoM
Home Value
Trulia Estimate
$317KSince last month
Increased$3K (+1%)Since last year
Increased$60K (+23.2%)Since last sale
Increased$205K (+183.1%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +68% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $317K |
| August 2026 | $314K |
| July 2026 | $343K |
| June 2026 | $271K |
| May 2026 | $267K |
| April 2026 | $261K |
| March 2026 | $259K |
| February 2026 | $252K |
| January 2026 | $253K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.07 | Single-Family Home | $290,000 | 10/15/25 | 2 | 1.5 | 1,360 | |
0.04 | Single-Family Home | $420,000 | 12/05/25 | 3 | 2 | 1,584 | |
0.05 | Single-Family Home | $349,900 | 06/02/26 | 3 | 1 | 1,060 | |
0.09 | Single-Family Home | $340,000 | 07/10/26 | 3 | 1 | 1,040 | |
0.09 | Single-Family Home | $355,000 | 01/29/26 | 3 | 1 | 1,040 | |
0.31 | Single-Family Home | $290,000 | 02/06/26 | 3 | 1.5 | 1,460 | |
0.36 | Single-Family Home | $213,500 | 07/29/26 | 3 | 1 | 1,230 | |
0.34 | Single-Family Home | $250,000 | 07/09/26 | 3 | 1 | 960 | |
0.34 | Single-Family Home | $340,000 | 03/24/26 | 4 | 1.5 | 1,560 | |
0.08 | Single-Family Home | $515,000 | 01/12/26 | 4 | 3 | 2,920 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.01 | $375,000 | 3 | 1.5 | 1,480 | For Sale | |
0.04 | $420,000 | 3 | 2 | 1,584 | Recently Sold | |
0.09 | $340,000 | 3 | 1 | 1,040 | Recently Sold | |
0.06 | $458,400 | 3 | 2.5 | 1,836 | Off Market | |
0.04 | $310,900 | 3 | 2 | 1,480 | Off Market | |
0.09 | $355,000 | 3 | 1 | 1,040 | Recently Sold | |
0.07 | $289,400 | 2 | 1.5 | 1,360 | Off Market | |
0.08 | $390,000 | 2 | 1.5 | 1,850 | Off Market | |
0.08 | $272,100 | 3 | 0.5 | 1,394 | Off Market | |
0.10 | $396,800 | 3 | 2 | 1,584 | Off Market | |
0.05 | $349,900 | 3 | 1 | 1,060 | Recently Sold |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 19, 2026 Source: Bright MLS #MDHR2057108 | PriceChange | $319,900 Price decreased by 6% |
Jul 31, 2026 Source: Bright MLS #MDHR2057108 | PriceChange | $339,900 Price decreased by 3% |
Jul 3, 2026 Source: Bright MLS #MDHR2057108 | Listed For Sale | $349,900 |
Aug 14, 2019 Source: Agent Provided | ListingRemoved | $1,450 |
Jul 2, 2019 Source: Agent Provided | PriceChange | $1,450 Price decreased by 5% |
Jun 18, 2019 Source: N/A | Listed For Rent | $1,525 |
Apr 27, 2015 Source: N/A | ListingRemoved | $1,450 |
Mar 28, 2015 Source: N/A | Listed For Rent | $1,450 |
Apr 30, 1997 Source: N/A | Sold | $112,000 |
Jan 5, 1996 Source: N/A | Sold | $106,900 |
Jun 6, 1994 Source: N/A | Sold | $90,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $2,059 | $188,900 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Margaret Steen, Steen Properties, (410) 679-8336
Agent Phone: (410) 679-8336
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
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Frequently asked questions about 109 Breakwater Ct
- What is the estimated monthly payment for 109 Breakwater Ct?Based on a $319,900 list price with 20% down at today's rates, the estimated monthly payment for 109 Breakwater Ct in Joppa, MD is approximately $2,030 (about $1,739 principal & interest, $216 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Joppa?Residents describe Joppa, MD as easy to park in, dog-friendly, and pedestrian-friendly. See homes for sale in Joppa, MD.
- What are the closest schools to 109 Breakwater Ct?The closest schools to 109 Breakwater Ct in Joppa, MD are Joppatowne Elementary School (Pre-K, rated 4/10), Joppatowne High School (rated 4/10), Magnolia Middle School (rated 3/10).
- What is 109 Breakwater Ct estimated to be worth?Trulia's estimated value for 109 Breakwater Ct in Joppa, MD is $317,100.
- Does 109 Breakwater Ct have air conditioning?Yes, 109 Breakwater Ct in Joppa, MD has air conditioning.
- Does 109 Breakwater Ct have laundry facilities?Yes, 109 Breakwater Ct in Joppa, MD has in-unit laundry.
109 Breakwater Ct, Joppa, MD 21085 is a 2 bedroom, 2 bathroom, 1,360 sqft single-family home built in 1984. This property is currently available for sale and was listed by Bright MLS on Jul 3, 2026. The MLS # for this home is MLS# MDHR2057108.