20 E WATER ST, Rosemary Beach, FL 32461
Property image
Property image
SOLD
MAY 12, 2026

$4,297,200

Trulia Estimate
  • 4 Beds
  • 4.5 Baths
  • 2,741 sqft

20 E WATER ST, Rosemary Beach, FL 32461

Rosemary Beach
Est. Refi. Payment $26,230/mo*
Refinance Your Home
Currently Off Market - Sold May 12, 2026 for $4,300,000 (4% below list price)

Home Value

Trulia Estimate
$4.3M
Since last month
Increased$4K (+0.1%)
Since last year
Increased$1M (+43.4%)
Since last sale
$800 (0%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +207% in the last 10 years
MonthEstimated value
2026
September 2026$4.3M
August 2026$4.3M
July 2026$4.3M
June 2026$4.3M
May 2026$4.3M
April 2026$4.27M
March 2026$4.44M
February 2026$3.1M
January 2026$3M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
92 Bridgetown Ave, Inlet Beach, FL
0.10
Single-Family Home
$3,750,000
03/31/26
5
5
2,901
71 Bridgetown Ave, Inlet Beach, FL
0.07
Single-Family Home
$3,385,000
07/27/26
4
5
2,962
13 Dill Ln, Inlet Beach, FL
0.12
Single-Family Home
$3,325,000
02/26/26
4
4
2,524
71 Atticus Rd, Inlet Beach, FL
0.07
Single-Family Home
$3,075,000
07/02/26
4
3.5
2,397
16 S Green Turtle Ln, Inlet Beach, FL
0.22
Single-Family Home
$4,300,000
12/01/25
4
3.5
3,072
132 E Kingston Rd, Rosemary Beach, FL
0.11
Single-Family Home
$3,910,000
08/17/26
5
5.5
3,042
182 E KINGSTON RD, Inlet Beach, FL
0.13
Single-Family Home
$3,125,000
12/19/25
4
3.5
2,214
59 W Water St, Inlet Beach, FL
0.07
Single-Family Home
$3,425,000
08/07/26
4
3
2,907
87 Bourne Ln, Inlet Beach, FL
0.11
Single-Family Home
$3,950,000
01/13/26
5
4
2,828

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
108 Georgetown Ave #108A, Rosemary Beach, FL 32461
0.02
$1,428,000
2
2
1,012
Off Market
108 Georgetown Ave #6301, Inlet Beach, FL 32461
0.02
$1,510,000
2
2
1,012
For Sale
108 Georgetown Ave #6302, Inlet Beach, FL 32461
0.03
$1,350,000
2
2
1,021
Recently Sold
89 Georgetown Ave, Inlet Beach, FL 32461
0.03
$3,690,900
5
4
2,939
Off Market
122 Georgetown Ave #5102, Inlet Beach, FL 32461
0.04
$1,381,800
2
2
992
Off Market
122 Georgetown Ave #5201, Inlet Beach, FL 32461
0.04
$1,317,000
2
2
1,012
Off Market
43 E Water St, Rosemary Beach, FL 32461
0.02
$3,878,500
6
5
3,481
Off Market
17 Johnstown Ln, Rosemary Beach, FL 32461
0.04
$3,023,200
5
4.5
3,225
Off Market
5 Johnstown Ln, Inlet Beach, FL 32461
0.05
$3,389,000
5
4.5
3,532
For Sale
107 Wiggle Ln, Inlet Beach, FL 32461
0.04
$3,395,000
6
5
2,699
For Sale
21 Hamilton Ln, Inlet Beach, FL 32461
0.06
$3,100,000
4
3.5
2,169
Recently Sold

Local Information

  • Map ViewExplore the area around 20 E WATER ST.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 2002
2,741 sqft
$1,569/sqft
2 Car Garage

About this House

Originally envisioned in 2002 by renowned local architect Corey McWhorter, this residence is rooted in a timeless Bauhaus aesthetic--where clean lines, natural light, and purposeful design take center stage. A comprehensive 2023 transformation elevated the home into a refined coastal retreat, thoughtfully expanding its livability while preserving the integrity of its original architecture.

The main residence now offers three distinct primary suites, including a newly introduced ensuite with a private balcony--creating a serene, elevated escape. Each space has been carefully reworked to enhance flow, privacy, and connection, resulting in a layout that feels both intentional and effortlessly livable.

A newly added carriage house complements the property, offering flexibility for guests or extended stays while maintaining a cohesive architectural presence.

Outdoors, the home transitions into a fully curated oasis designed for both relaxation and gathering. A saltwater pool serves as the centerpiece, while a custom plaster fire feature with a sculptural curved bench creates a striking focal point--inviting evenings of connection in a setting that feels both intimate and elevated. The seamless integration of indoor and outdoor living blurs the lines between structure and surroundings, enhancing the home's sense of calm and retreat.

Every element--from the architectural lines to the restrained, intentional palette--has been selected to evoke a feeling of quiet luxury and restoration.

A rare offering where design, function, and atmosphere come together to create a truly elevated living experience.
20 E WATER ST, Rosemary Beach, FL 32461 is a 4 bedroom, 5 bathroom, 2,741 sqft single-family home in Rosemary Beach, built in 2002. It last sold for $4,300,000 on May 12, 2026 (4% below the $4,495,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $4,297,200.
Last check for updates: about 2 hours ago
Listed by Stephen M McGrath, (615) 594-4557
Rosemary Beach Realty LLC
Bought with: Laurel C Corbin, (614) 506-3988, Watersound Real Estate
Source: ECAOR, MLS#999133

Home Details for 20 E WATER ST

Interior Features

Interior Details
Number of Rooms: 6Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 5Number of Bathrooms (full): 4Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2741 Square Feet
Appliances & Utilities
Appliances: Cooktop, Dishwasher, Dryer, Microwave, Double Oven, Range Hood, Washer, Tankless Water HeaterDishwasherDryerMicrowaveWasher
Heating & Cooling
Heating: Heat Pump,Natural GasHas CoolingAir Conditioning: Ceiling Fan(s)Has HeatingHeating Fuel: Heat Pump
Windows, Doors, Floors & Walls
Window: Window TreatmentsFlooring: Hardwood, TileCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 2Floors: Hardwood, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: CoveredFencing: FullExterior: Balcony, Outdoor Shower, Sprinkler SystemFoundation: SlabSprinkler System
Parking & Garage
Number of Garage Spaces: 2Number of Carport Spaces: 2Number of Covered Spaces: 4Has a CarportHas a GarageHas an Attached GarageParking Spaces: 4Parking: Attached Carport
Pool
Pool: Heated, In GroundPool
Frontage
Road Frontage: Private RoadNot on Waterfront

Property Information

Year Built
Year Built: 2002
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Contemporary
Building
Construction Materials: Block, Stucco, Trim WoodNot a New ConstructionNot Attached Property
Property Information
Condition: Construction CompleteParcel Number: 353S18160640360010

Price & Status

Price
List Price: $4,495,000Price Per Sqft: $1,569/sqft
Status Change & Dates
Off Market Date: Sun Apr 12 2026

Active Status

MLS Status: Sold

Location

Direction & Address
City: Rosemary BeachCommunity: ROSEMARY BEACH
School Information
Elementary School: Dune LakesJr High / Middle School: Emerald CoastHigh School: South Walton

Building

Building Area
Building Area: 2741 Square Feet
Community rooms
Fitness Center

Community

Community Features: Beach, Community Room, Deed Access, Fitness Center, Pavillion/Gazebo, Playground, Pool, TV Cable, Tennis Court(s), Waterfront, Short Term Rental - Allowed
Other
Playground

HOA

HOA Fee Includes: Maintenance Grounds, Land Recreation, Management, Recreational Faclty, Security, Cable TV, InternetHas an HOA

Lot Information

Lot Area: 4791.6 sqft

Energy

Energy Efficiency Features: Doors

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 999133

Additional Information

BeachCommunity RoomDeed AccessPavillion/GazeboPlaygroundPoolTV CableTennis Court(s)WaterfrontShort Term Rental - Allowed

Price and Tax history

DateEventPrice
May 12, 2026
Source: ECAOR #999133
Sold
$4,300,000
Apr 13, 2026
Source: ECAOR #999133
Pending
$4,495,000
Mar 27, 2026
Source: ECAOR #999133
Listed For Sale
$4,495,000
Mar 10, 2020
Source: ECAOR #831803
Sold
$1,575,000
Jan 31, 2020
Source: Agent Provided
Pending
$1,625,000

Market trends in Inlet Beach

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$1.61M
$40KMoM
Sale-to-List Price
95.7%
0.1%MoM
Price per sq ft
$714
$117MoM
Available listings
433
21MoM

Around this home

Neighborhood Overview

Rosemary Beach
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Rosemary Beach

  • Brucedwhite
    "There is no commute. The community was designed to maximize walk ability and discourage automobile traffic. It is a model New Urbanism neighborhood."
    3
    Flag
  • Josephine B.
    "the Gulf of Mexico, that's why you want the be here. Emerald waters of the beautiful Gulf of Mexico invite you to enjoy it's warm waters and long streches of white sandy beaches. Remember to bring sunscreen "
    0
    Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Member number: 28189

Frequently asked questions about 20 E WATER ST

  • What is 20 E WATER ST estimated to be worth?
    Trulia's estimated value for 20 E WATER ST in Rosemary Beach, FL is $4,297,200.
  • What is the price history for 20 E WATER ST?
    20 E WATER ST in Rosemary Beach, FL last sold for $4,300,000 in May 2026.
  • Is Rosemary Beach a buyer's or seller's market?
    Rosemary Beach is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Rosemary Beach?
    The median sale price in Rosemary Beach is $1.61M. That is up $40K from the prior month.
  • Does 20 E WATER ST have air conditioning?
    Yes, 20 E WATER ST in Rosemary Beach, FL has air conditioning.
  • Does 20 E WATER ST have a pool?
    Yes, 20 E WATER ST in Rosemary Beach, FL has a pool.

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