20 E  Main St, Cortland, NY 13045
PENDING

20 E Main St
Cortland, NY 13045

  • 3 Beds
  • 2 Baths
  • 1,519 sqft

$159,900

Est. Mortgage $1,192/mo*

$159,900

Est. Mortgage $1,192/mo*
3 Beds
2 Baths
1,519 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Great Investor Opportunity! Welcome to 20 E Main Street in Cortland! This well-maintained two-family home features over 1500 sq ft of living space with separate utilities including 2 newer hot water heaters, 2 electric meters, and 2 gas meters. The 1st-floor unit is fully furnished with a newer gas forced air furnace. The 2nd-floor unit offers an updated kitchen and bathroom extension to include standup shower and potential for 2nd bedroom. Additional features include blown-in insulation in sidewalls and attic, public water and sewer, off-street parking on a Tarvia driveway, and a shed for extra storage. Well-paying tenants and convenient location, give this a solid return on investment!!

Home Highlights

Parking
No Info
Outdoor
No Info
A/C
Heating only
HOA
None
Price/Sqft
$105
Listed
180+ days ago
Last check for updates: about 5 hours ago
Listing by: Candy Costa Real Estate LLC, (315) 505-6609
Julie A Rizzo, (315) 505-6609
Originating MLS: Syracuse
Source: NYSAMLSs, MLS#S1618656
Also Listed on NYSAMLSs.

Home Details for 20 E Main St

Active Status

MLS Status: Pending

Interior Features

Interior Details
Basement: Full
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1519 Square Feet
Appliances & Utilities
Utilities: Sewer Connected, Water ConnectedAppliances: Gas Water Heater
Heating & Cooling
Heating: Gas,Forced AirHas HeatingHeating Fuel: Gas
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Hardwood, Tile, Varies
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Hardwood, Tile, Varies

Exterior Features

Exterior Home Features
Foundation: Block
Parking & Garage
Parking: Two or More Spaces
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Cumulative Days on Market: 298Days on Market: 180+

Property Information

Year Built
Year Built: 1920
Property Type / Style
Property Type: ResidentialProperty Subtype: Duplex, Multi FamilyArchitecture: Duplex
Building
Construction Materials: Aluminum Siding
Property Information
Condition: ResaleParcel Number: 11020008603400020550000000

Price & Status

Price
List Price: $159,900Price Per Sqft: $105
Status Change & Dates
Off Market Date: Fri Apr 24 2026Possession Timing: Close Of Escrow, Subject To Tenant Rights

Location

Direction & Address
City: Cortland
School Information
Elementary School District: CortlandJr High / Middle School District: CortlandHigh School District: Cortland

Agent Information

Listing Agent
Listing ID: S1618656

Building

Building Area
Building Area: 1519 Square Feet

Community

Not Senior CommunityUnits in Building: 2

HOA

Association for this Listing: Syracuse

Lot Information

Lot Area: 5998.212 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA

Rental Terms, Policies & Fees

Rent Includes: WaterOwner Pays: Water

Miscellaneous

BasementMls Number: S1618656Living Area Range Units: Square FeetAttic: Pull Down StairsUniversal Property Id: US-36023-N-11020008603400020550000000-R-N

Price History for 20 E Main St

DatePriceEventSource
05/01/2026$159,900PendingNYSAMLSs #S1618656
04/24/2026$159,900ContingentNYSAMLSs #S1618656
04/17/2026$159,900PriceChange
NYSAMLSs #S1618656
11/26/2025$184,900PriceChange
NYSAMLSs #S1618656
10/06/2025$199,900PriceChange
NYSAMLSs #S1618656
06/30/2025$215,000Listed For SaleNYSAMLSs #S1618656
05/08/2024$82,500Sold
NYSAMLSs #S1526294
04/03/1997$56,500Sold
N/A

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Property Tax and Assessment

Year2024
Tax
Assessment$110,000
Home facts updated by county records

Comparable Sales for 20 E Main St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.04
Multi-Family Home
$230,000
01/21/26
4
2
2,872
0.07
Multi-Family Home
$207,000
09/30/25
3
2.5
2,198
0.38
Multi-Family Home
$153,000
10/31/25
5
2
1,478
0.16
Multi-Family Home
$170,000
07/11/25
5
3
2,086
0.24
Multi-Family Home
$177,000
11/10/25
5
2
1,932
0.49
Multi-Family Home
$120,000
06/20/25
4
2
1,736
0.62
Multi-Family Home
$155,000
07/01/25
4
2
1,576
0.42
Multi-Family Home
$185,000
09/22/25
5
2
2,368
0.46
Multi-Family Home
$179,000
08/21/25
4
2
1,750
0.61
Multi-Family Home
$92,500
01/16/26
5
2
2,126

Assigned Schools

These are the assigned schools for 20 E Main St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Cortland

At least 115 Trulia users voted on each feature.
  • 87 % Say car is needed

  • 81 % Say it's dog friendly

  • 75 % Say there are sidewalks

  • 72 % Say yards are well-kept

  • 70 % Say parking is easy

  • 66 % Say it's walkable to restaurants

  • 64 % Say there's holiday spirit

  • 63 % Say kids play outside

  • 57 % Say people would walk alone at night

  • 57 % Say streets are well-lit

  • 56 % Say it's walkable to grocery stores

  • 50 % Say there's wildlife

  • 50 % Say neighbors are friendly

  • 40 % Say they plan to stay for at least 5 years

  • 40 % Say it's quiet

  • 24 % Say there are community events

Learn more about our methodology.
  • Scott.stan92
    "The downtown neighborhood is heavily populated with young people ages 21-35~ There is a fair amount of mom and pop eateries and an abundance of nightlife considering the small size of the town. Rent is reasonable but it can be loud on the weekends and at night. "
  • Jholtkamp81
    "it is affordable and everything is within walking distance and there are some nice bars and good food"
  • Kristen M. L.
    "Some people don't keep their dogs on a leash, which makes it hard to feel safe walking my dog. Most people clean up after their pet but not everyone does."
  • Thomas
    "It’s a friendly care free place to live. People mind their business and everyone is willing to help one another!m. Don’t move here if you want to start drama because that doesn’t happen around here."
  • Shaniqua L.
    "I’m not familiar with the public transportation anymore. Last I knew the buses ran every 1/2hour on the hour. "
  • Thomas R.
    "Safe neighborhood, lots of fresh air, and great community. Not much surrounding it, so a vehicle is required. "
  • Thomas R.
    "Not too bad, you need a vehicle if you want to live here, but the neighbors are friendly and everyone minds their own business. "
  • Lacey M.
    "10 minute walk to campus/Main street, 5-10 minute drive to most stores (like tops, Walmart, etc.) convenience store right around the corner "
  • Donna J. F.
    "It’s has only an ice cream shop that’s been here for as long as I remember has nothing that qualifies it as unique other than the ice cream shop. "
  • Judy J.
    "I walk to work. It takes about 10 minutes. I feel it's safe. Snows a lot all winter so the sidewalks can be icy. "
  • Staci L.
    "The library in town has kid friendly special event that are open to the community. The Elementary Schools also offer plenty of activities that encourage children and adults to participate in. "
  • Liz1018
    "Can walk to many restaurants and pubs, a park and playground in the neighborhood, nice neighbors, friendly feel"
  • James J.
    "Work in Ithaca, but cost of living so much better in Cortland PLUS land to grow"
  • Feathers
    "In walking distance from State University of New York of Cortland, Downtown, Grocery store (P&C Fresh) in Riverside Plaza, Cortland Regional Medical Hospital, Suggett Park - (Homer Ave. and Madison St.) with 2 basketball courts - Baseball / soccer fields - In-ground free public swimming pool - Picnic Facilities, Buildings & Fields - Shelters: Equipped with tables, grills and rest room facilities. YWCA Here We Grow Child Care Center - 16 Miller St., CHAMP (Cortland Homer After School Mentor-ship Program) JM McDonald Sports Complex."

LGBTQ Local Legal Protections

Julie A Rizzo, Candy Costa Real Estate LLC, (315) 505-6609
Agent Phone: (315) 505-6609
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-05-15 00:40:22 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.
20 E Main St, Cortland, NY 13045 is a 3 bedroom, 2 bathroom, 1,519 sqft multi-family built in 1920. This property is currently available for sale and was listed by NYSAMLSs on Jun 30, 2025. The MLS # for this home is MLS# S1618656.