12 E Main St, Cortland, NY 13045
SOLD
JAN 21, 2026

12 E Main St
Cortland, NY 13045

  • 4 Beds
  • 2 Baths
  • 2,872 sqft

$230,000

Last Sold: Jan 21, 2026
8% below list $249K
$80/sqft
Est. Refi. Payment $1,726/mo*
Refinance Your Home

$230,000

Last Sold: Jan 21, 2026
8% below list $249K
$80/sqft
Est. Refi. Payment $1,726/mo*
Refinance Your Home
4 Beds
2 Baths
2,872 sqft

Local Information

  • Map ViewExplore the area around 12 E Main St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Enjoy the timeless charm of this beautiful Victorian home nestled on the serene East Main Street. Perfect for first-time homebuyers or savvy investors. This turnkey property is ready for immediate enjoyment whether you're offsetting your mortgage with rental income while residing in one unit or leasing both for optimal returns. The first-floor apartment welcomes you with a fully rebuilt 40-foot wraparound porch and a private rear patio. Inside, natural woodwork and beautiful hardwood floors complement 9-foot ceilings. The spacious living room (13x14) features elegant pocket doors that open to a generous dining room (12x13) accented by a large picture window. The large master bedroom (11x14) includes a walk-in closet. The second bedroom (10x11) is accompanied by an adjacent study room (10x11) with a closet. The expansive eat in kitchen, has been completely remodeled with new cabinets, countertops, and modern appliances. The second-floor unit features an all natural hardwood foyer highlighted by a stained glass window, leading to a 15 foot private porch overlooking the peaceful street. This apartment boast a bright living room (13x14) complete with picture window. The large dining room (12x13) with a bay window. The master bedroom is flooded with natural light with its own walk-in closet. The second bedroom has a closet. The kitchen (11x18) shines with freshly painted cabinets, new countertops, and stainless appliances. Off the kitchen, there is a convenient rear staircase to the lower level, or step out to the expansive 12 foot by 12 foot rear deck, ideal for relaxing or dining. The deck overlooks the backyard & 2 car garage. The entire unit has been freshly repainted for a move-in ready feel.
Modern upgrades to ensure comfort!!
-Complete with new replacement windows
- 2 100 amp electrical services
- 2 new forced hot air furnaces
- Washer and dryer hookups in each unit
The roof is durable 50-year architectural shingle system ( aprox. 20 years old, installed via full tear-off and the chimney has been rebuilt from the roofline up.
Truly a rare find in today's market, this turnkey gem requires no further work, Just step in and start reaping the benefits.
12 E Main St, Cortland, NY 13045 is a 4 bedroom, 2 bathroom, 2,872 sqft multi-family built in 1905. It last sold for $230,000 on Jan 21, 2026 (8% below the $249,000 asking price). It is currently off market. The Trulia Estimate is $236,200, with a rent estimate of $1,539/month.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating only
HOA
None
Price/Sqft
$80/sqft
Listed
180+ days ago

Home Details for 12 E Main St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Full
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2872 Square Feet
Appliances & Utilities
Utilities: Electricity Available, High Speed Internet Available, Sewer Connected, Water ConnectedAppliances: Gas Water Heater
Heating & Cooling
Heating: Gas,Forced AirHas HeatingHeating Fuel: Gas
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Window: Thermal WindowsFlooring: Hardwood, Varies, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Hardwood, Varies, Vinyl

Exterior Features

Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageParking Spaces: 2Parking: Two or More Spaces
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Cumulative Days on Market: 59

Property Information

Year Built
Year Built: 1905
Property Type / Style
Property Type: ResidentialProperty Subtype: Duplex, Multi FamilyArchitecture: Duplex
Building
Construction Materials: Vinyl Siding
Property Information
Condition: ResaleParcel Number: 11020008603400020510000000

Price & Status

Price
List Price: $249,000Price Per Sqft: $80/sqft
Status Change & Dates
Off Market Date: Thu Nov 13 2025Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: Cortland
School Information
Elementary School District: CortlandJr High / Middle School District: CortlandHigh School District: Cortland

Building

Building Area
Building Area: 2872 Square Feet

Community

Not Senior CommunityUnits in Building: 2

HOA

Association for this Listing: Cortland

Lot Information

Lot Area: 6250.86 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Rental Terms, Policies & Fees

Rent Includes: Gardener, Snow Removal, Trash Collection, WaterOwner Pays: Grounds Care, Snow Removal, Trash Collection, Water

Miscellaneous

BasementMls Number: S1637719Living Area Range Units: Square FeetAttribution Contact: 607.753.9644Universal Property Id: US-36023-N-11020008603400020510000000-R-N
Last check for updates: about 6 hours ago
Listed by Pamela Williams, (607) 753-9644
Yaman Real Estate
Bought with: John Aspinwall, (607) 745-8748, Hage Real Estate
Originating MLS: Cortland
Source: NYSAMLSs, MLS#S1637719

Price History for 12 E Main St

DatePriceEventSource
01/21/2026$230,000Sold
NYSAMLSs #S1637719
12/01/2025$249,000PendingNYSAMLSs #S1637719
11/14/2025$249,000ContingentNYSAMLSs #S1637719
10/29/2025$249,000PriceChange
NYSAMLSs #S1637719
09/15/2025$269,000Listed For SaleNYSAMLSs #S1637719

Market trends in Cortland

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
39
10MoM
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Property Tax and Assessment

Year2025
Tax
Assessment$170,103
Home facts updated by county records

Comparable Sales for 12 E Main St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
24 Washington St, Cortland, NY
0.19
Multi-Family Home
$170,000
07/11/25
5
3
2,086
30 Grant St, Cortland, NY
0.09
Multi-Family Home
$207,000
09/30/25
3
2.5
2,198
10 Garfield St #10, Cortland, NY
0.46
Multi-Family Home
$185,000
09/22/25
5
2
2,368
22 Maple Ave, Cortland, NY
0.29
Multi-Family Home
$180,000
04/14/26
6
3
2,680
10 Washington St, Cortland, NY
0.27
Multi-Family Home
$177,000
11/10/25
5
2
1,932
67-69 Lincoln Ave, Cortland, NY
0.36
Multi-Family Home
$153,000
10/31/25
5
2
1,478
93 Elm St, Cortland, NY
0.62
Multi-Family Home
$165,000
11/19/25
5
2
2,530

Nearby homes

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Assigned Schools

These are the assigned schools for 12 E Main St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Cortland

At least 115 Trulia users voted on each feature.

  • 87 % Say car is needed

  • 81 % Say it's dog friendly

  • 75 % Say there are sidewalks

  • 72 % Say yards are well-kept

  • 70 % Say parking is easy

  • 66 % Say it's walkable to restaurants

  • 64 % Say there's holiday spirit

  • 63 % Say kids play outside

  • 57 % Say people would walk alone at night

  • 57 % Say streets are well-lit

  • 56 % Say it's walkable to grocery stores

  • 50 % Say there's wildlife

  • 50 % Say neighbors are friendly

  • 40 % Say they plan to stay for at least 5 years

  • 40 % Say it's quiet

  • 24 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Scott.stan92
    "The downtown neighborhood is heavily populated with young people ages 21-35~ There is a fair amount of mom and pop eateries and an abundance of nightlife considering the small size of the town. Rent is reasonable but it can be loud on the weekends and at night. "
    7
    Flag
  • Jholtkamp81
    "it is affordable and everything is within walking distance and there are some nice bars and good food"
    3
    Flag
  • Kristen M. L.
    "Some people don't keep their dogs on a leash, which makes it hard to feel safe walking my dog. Most people clean up after their pet but not everyone does."
    0
    Flag
  • Thomas
    "It’s a friendly care free place to live. People mind their business and everyone is willing to help one another!m. Don’t move here if you want to start drama because that doesn’t happen around here."
    0
    Flag
  • Shaniqua L.
    "I’m not familiar with the public transportation anymore. Last I knew the buses ran every 1/2hour on the hour. "
    2
    Flag
  • Thomas R.
    "Safe neighborhood, lots of fresh air, and great community. Not much surrounding it, so a vehicle is required. "
    0
    Flag
  • Thomas R.
    "Not too bad, you need a vehicle if you want to live here, but the neighbors are friendly and everyone minds their own business. "
    0
    Flag
  • Lacey M.
    "10 minute walk to campus/Main street, 5-10 minute drive to most stores (like tops, Walmart, etc.) convenience store right around the corner "
    2
    Flag
  • Donna J. F.
    "It’s has only an ice cream shop that’s been here for as long as I remember has nothing that qualifies it as unique other than the ice cream shop. "
    1
    Flag
  • Judy J.
    "I walk to work. It takes about 10 minutes. I feel it's safe. Snows a lot all winter so the sidewalks can be icy. "
    2
    Flag
  • Staci L.
    "The library in town has kid friendly special event that are open to the community. The Elementary Schools also offer plenty of activities that encourage children and adults to participate in. "
    0
    Flag
  • Liz1018
    "Can walk to many restaurants and pubs, a park and playground in the neighborhood, nice neighbors, friendly feel"
    3
    Flag
  • James J.
    "Work in Ithaca, but cost of living so much better in Cortland PLUS land to grow"
    0
    Flag
  • Feathers
    "In walking distance from State University of New York of Cortland, Downtown, Grocery store (P&C Fresh) in Riverside Plaza, Cortland Regional Medical Hospital, Suggett Park - (Homer Ave. and Madison St.) with 2 basketball courts - Baseball / soccer fields - In-ground free public swimming pool - Picnic Facilities, Buildings & Fields - Shelters: Equipped with tables, grills and rest room facilities. YWCA Here We Grow Child Care Center - 16 Miller St., CHAMP (Cortland Homer After School Mentor-ship Program) JM McDonald Sports Complex."
    6
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

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Explore by feature - Outdoor Space

7 rentals with an outdoor space in Cortland, NY

Homes for sale near 12 E Main St

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Off Market Homes Near 12 E Main St

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The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-07-07 23:41:22 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.