197 Mountain Top Dr, Murphy, NC 28906
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Property image
OFF MARKET

197 Mountain Top Dr
Murphy, NC 28906

  • 2 Beds
  • 3 Baths
  • 1,866 sqft (on 5.08 acres)

$420,400

Trulia Estimate
as of Aug 10, 2026
Est. Refi. Payment $2,405/mo*
Refinance Your Home

$420,400

Trulia Estimate
as of Aug 10, 2026
Est. Refi. Payment $2,405/mo*
Refinance Your Home
2 Beds
3 Baths
1,866 sqft
(on 5.08 acres)

Local Information

  • Map ViewExplore the area around 197 Mountain Top Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1992
Lot Size
5.08 acres
Living Area
1,866 sqft
Price/Sqft
$225
Parking
Garage
HOA
$13/Monthly

About this House

This long range mountain view will be enough to make you want to come back over and over again. Mountain home with fantastic great room that has spacious living area featuring wood burning fireplace, huge kitchen space with countertops and cabinet space to spare, ample dining room space (room for a hutch) and cathedral ceilings with beautiful wood accents. 2 bedrooms and 2 full baths with one of the master suites opening onto the balcony facing the view. Screened in porch off the great room is the perfect extension. Separate entrance basement guest suite with private driveway plus a 2 car garage and a 1 car garage/workshop, plenty of parking with full RV hookup, over five acres, easy access, perfect location between Murphy NC and Blueridge GA - did I mention the breathtaking view?
197 Mountain Top Dr, Murphy, NC 28906 is a 2 bedroom, 3 bathroom, 1,866 sqft single-family home built in 1992. It last sold for $397,500 on Oct 23, 2024 (5% below the $419,900 asking price). It is currently off market. The Trulia Estimate is $420,400, with a rent estimate of $1,949/month.

Home Details for 197 Mountain Top Dr

Active Status

MLS Status: Sold

Interior Features

Interior Details
Basement: Finished,Unfinished,Full,Crawl SpaceNumber of Rooms: 1Types of Rooms: Master Bedroom
Beds & Baths
Number of Bedrooms: 2Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 1866 Square Feet
Appliances & Utilities
Appliances: Refrigerator, RangeLaundry: Main Level,Laundry RoomRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Number of Fireplaces: 1Fireplace: VentedSpa: BathHas a FireplaceHas a Spa
Windows, Doors, Floors & Walls
Window: Insulated WindowsFlooring: Wood
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Wood
View
Has a ViewView: Mountain(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Screened, Front Porch, Deck, CoveredOther Structures: WorkshopExterior: Storage, Retaining Walls
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas Open ParkingParking Spaces: 3Parking: Garage,Detached,Driveway,Gravel
Frontage
Frontage Type: NoneRoad Surface Type: GravelNot on Waterfront
Water & Sewer
Sewer: Septic Tank
Surface & Elevation
Topography: Level, Sloping

Property Information

Year Built
Year Built: 1992
Property Type / Style
Property Type: ResidentialProperty Subtype: ResidentialArchitecture: Cabin
Building
Construction Materials: Frame, Wood SidingNot a New Construction
Property Information
Condition: ResaleParcel Number: 455004938673000

Price & Status

Price
List Price: $419,900

Media

Location

Direction & Address
City: MurphyCommunity: Dickey Creek Estates

Building

Building Area
Building Area: 1866 Square Feet

Community

Not Senior Community

HOA

Has an HOAHOA Fee: $150/Annually

Lot Information

Lot Area: 5.08 Acres

Miscellaneous

BasementMls Number: 406710Attribution Contact: 8288377322
Last check for updates: about 6 hours ago
Listed by Spies Team, (828) 342-2947
Carolina Mountain Homes
Bought with: Michelle Spies, (828) 342-2947, Carolina Mountain Homes
Source: NGBOR, MLS#406710

Price History for 197 Mountain Top Dr

DatePriceEventSource
10/23/2024$397,500Sold
NGBOR #406710
09/27/2024$419,900PendingMountain Lakes BOR #148782
09/06/2024$419,900PendingToActiveMountain Lakes BOR #148782
07/29/2024$419,900PendingMountain Lakes BOR #148782
07/12/2024$419,900Listed For SaleMountain Lakes BOR #148782

Market trends in Murphy

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$313K
$583MoM
Sale-to-List Price
97.5%
0.7%MoM
Price per sq ft
$202
$15MoM
Available listings
364
25MoM
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Property Tax and Assessment

Year2025
Tax
Assessment$187,990
Home facts updated by county records

Comparable Sales for 197 Mountain Top Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
106 Roaring Creek Ln, Murphy, NC
0.20
Single-Family Home
$393,000
07/07/26
3
3
-
2163 Dickey Rd, Murphy, NC
1.16
Single-Family Home
$417,500
10/17/25
4
3
3,800
615 Little Ranger Rd, Murphy, NC
1.08
Single-Family Home
$350,000
05/06/26
3
2
1,416
557 Goldfinch Ln, Murphy, NC
1.17
Single-Family Home
$333,000
04/15/26
2
2
1,480
9860 W US Highway 64, Murphy, NC
1.26
Single-Family Home
$275,000
06/12/26
3
2
1,500
24 Raymond Road, Murphy, NC
0.47
Single-Family Home
$164,500
05/14/26
1
1
384
121 Oriole Lane, Murphy, NC
1.02
Single-Family Home
$375,000
10/09/25
3
2
2,100
2361 Dickey Rd, Murphy, NC
1.09
Single-Family Home
$275,000
09/10/25
2
2
962

Nearby homes

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Assigned Schools

These are the assigned schools for 197 Mountain Top Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Murphy

At least 79 Trulia users voted on each feature.

  • 91 % Say car is needed

  • 83 % Say there's wildlife

  • 80 % Say yards are well-kept

  • 76 % Say parking is easy

  • 76 % Say it's quiet

  • 73 % Say there's holiday spirit

  • 64 % Say they plan to stay for at least 5 years

  • 63 % Say people would walk alone at night

  • 61 % Say neighbors are friendly

  • 55 % Say it's dog friendly

  • 39 % Say kids play outside

  • 31 % Say there are community events

  • 22 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

  • 19 % Say there are sidewalks

  • 12 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Liza G Ovington
    "Not sure but it seems like there are lots of places to take your dogs on leash. Although many of the roads have no shoulder"
    1
    Flag
  • Bigliz14
    "Great place to live and raise a family . People are friendly and atmosphere in this town is fantastic "
    0
    Flag
  • Trulia User
    "A little congested but roads are kept clean and safe in the winter the roads are well maintained. I would recommend living in Murphy "
    0
    Flag
  • Mary Obryan
    "No this is a rural area with no public transportation. There is no need for it generally speaking. There is a community transport that will pick up people at their homes I believe."
    0
    Flag
  • Laurence Wood
    "Good schools a growing town with opportunities for all! Every day is like vacation with all the amazing places to go to!"
    2
    Flag
  • Laurence Wood
    "No traffic jams Service people are slow to come out but it’s part of the slower pace of life we enjoy "
    1
    Flag
  • Laurence Wood
    "A fast growing town and you need to expect long drives for services and stores. Medical care is difficult to find close by. We love our town and get upset when new residents try to change our culture "
    0
    Flag
  • Barbara Ratterree
    "Country living. People are private but willing to help others. Most homes around me are homesteads or farms. "
    1
    Flag
  • KatieB
    "Most people don’t walk their dogs they let them run loose or keep them fenced, those who do walk their dogs are usually friendly and always say hello! "
    1
    Flag
  • Irving R.
    "vehicle is a must have commodity to get around when you live out of the town city limits. Unless you like to walk or ride a bike. They're are few other drawbacks as well. Communicating by cell phone is not very good around the countryside, lacking cell towers. This is a problem, even trying to get on the internet. Somedays are better than others but still we have poor reception. Other than that we have the beautiful outdoors. We can enjoy going to the national forest for hiking, camping, hunting, fishing or just driving around the back roads and enjoy scenery as well as wildlife. Living outside the city's limit might have it's drawbacks but you take the good and the bad as it comes and make the best of it."
    0
    Flag
  • Kristyleew49
    "Love Murphy! The people, the mountains, the town are all amazing! No attitudes, just good people looking out for each other!"
    0
    Flag
  • Michelle R.
    "We just stay socialized with each other and van together when necessary. The kids are what keeps the community a whole. "
    0
    Flag
  • Michelle R.
    "We all ban together and make it about the kids. Lots of summer fun. When problems arise within the community we solve together as a team until things are fixed. "
    1
    Flag
  • Mesa2617
    "Live music at local pub and restaurants. Friendly staff is several local stores and restaurants. The town of Murphy felt really welcoming. "
    1
    Flag
  • Errol D.
    "Very beautiful place to live and quiet, very kid friendly. I been here for some years really nicely place to be "
    0
    Flag
  • TiffanyTabor
    "we need some really nice dog parks! People need to be more accountable for their dogs! There us no place to take to your dog where they can run, swim and play safely!"
    0
    Flag
  • Kimkoogler
    "I've lived here for 7 years. I love every beautiful road. mountain views, lake views, great food. it's a beautiful place to live."
    0
    Flag
  • Pprzonek
    "the beautiful mountain views, the wonderful change of the seasons.The small city feel and how nice the people are to each other"
    30
    Flag
  • Gloria Geringer
    "I like it because it's quite. No lights outside, except for what's on the house and carport. What I don't like is everyone's dogs run free. I take mine out on a leash."
    5
    Flag
  • Cindyandchuck
    "Concerts, yard sales, boat and golf cart parades, fireworks with live music. Tennis, pool and marina"
    9
    Flag
  • Bsfrazee
    "Every one knows every one. People watch each others place when they are out of town or checks in on one another if your sick. I have vacationed here for a few years now staying with friends but now would love to own a piece of paradise !!!"
    0
    Flag
  • NolaR
    "One Neighbor has a hostile dog. I don't feel safe walking by his house. There is still enough areas to walk your pet."
    0
    Flag
  • Jjoachiltz
    "There is no leash law here so watch your children and your pets closely!! Our dog was attacked and killed by 2 dogs in our neighborhood. There was nothing we could do about it. "
    0
    Flag
  • Steve B.
    "Murphy, NC is a small community with all the basics (yes, including Walmart). There is a lot to do or you can relax and enjoy the beauty of the mountains. Winters are NOT harsh, however, you will need warm clothing. You can enjoy the wildlife from your back deck or walk the many trails throughout the county. Although Murphy will have a Casino come the Summer of 2015; it will have little impact on the quality of life."
    0
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  • Wendy B.
    "It only mentions one high school but we have TCEC which is the best school in N.C.! Your kid will graduate with all honors AND an associates degree! Best place to raise a child EVER! Safe, peaceful place!"
    0
    Flag
  • Wendy B.
    "I live here and think Murphy and surrounding areas are heaven on earth. Beautiful, friendly, amazing environment to raise your kids! 9th grade up offers TCEC, a small FREE high school that will have your child graduate with honors AND and Associates Degree! Loving teachers! "
    0
    Flag

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Apartments for Rent

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Explore by feature - Air Conditioning

12 rentals with air conditioning in Murphy, NC

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11 rentals with a washer/dryer in Murphy, NC

Homes for sale near 197 Mountain Top Dr

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Off Market Homes Near 197 Mountain Top Dr

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Frequently asked questions about 197 Mountain Top Dr

  • What is 197 Mountain Top Dr estimated to be worth?
    Trulia's estimated value for 197 Mountain Top Dr in Murphy, NC is $420,400.
  • What is the price history for 197 Mountain Top Dr?
    197 Mountain Top Dr in Murphy, NC last sold for $397,500 in October 2024.
  • Is Murphy a buyer's or seller's market?
    Murphy is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Murphy?
    The median sale price in Murphy is $313K. That is up $583 from the prior month.
  • Does 197 Mountain Top Dr have air conditioning?
    Yes, 197 Mountain Top Dr in Murphy, NC has air conditioning.
  • Does 197 Mountain Top Dr have laundry facilities?
    Yes, 197 Mountain Top Dr in Murphy, NC has laundry facilities.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.