1645 Loch Ness Dr, Fallbrook, CA 92028
Property image
Property image
FOR SALE
3D VIEW
0.51 ACRES
Listed by Mike Stine, eXp Realty of Southern CA, (760) 517-6453

$1,300,000

  • 4 Beds
  • 3.5 Baths
  • 3,610 sqft (on 0.51 acres)

1645 Loch Ness Dr, Fallbrook, CA 92028

Est. Mortgage $8,796/mo*
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We estimate this home will sell faster than 91% nearby.

Home Highlights

Single-Family Home
Built in 2005
0.51 acre lot
$360/sqft
3 Car Garage
HOA $316/mo

Local Information

  • Map ViewExplore the area around 1645 Loch Ness Dr.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Stately treesExquisite chefs kitchenWrought iron gateTrowel finished stuccoLuxurious primary suiteHigh ceilings
Single Story Peppertree Park Entertainers Dream Home! Drive through the beautiful, gated Peppertree Park entry and pass the 6-acre park to your Tuscan-inspired new life at 1645 Loch Ness Drive. Family and friends will be welcomed by lush landscaping and stately trees before passing through the wrought iron gate and gathering inside the fireplace-warmed, private courtyard. Through the grand glass/wrought iron entry door, you’ll find the expansive living room with a wall of windows to take in the lush backyard. Exquisite Chef’s Kitchen is open to the family room and features: continent-size island topped with chiseled edge double think quartzite slab under 2 modern glass crystal chandeliers; dark finish cabinets (including glass-door upper display cabinets); stainless-steel plumbing fixtures and Jenn-Air appliances (built-in refrigerator, 6-burner cooktop, hood vent, double-oven) and designer tile backsplash; walk-in pantry and butler’s pantry. Luxurious primary suite features natural wood-finish plantation shutters, sitting area, a Tuscany-inspired bath with beige tile and faux finish paint, separate vanities, spacious frameless glass door shower, jetted soaking tub, separate walk-in closets. Attached ADU/guest suite features: separate entrance just inside the courtyard gate, separate seating and sleeping area, full bath, walk-in closet. Nicely appointed hall bath with double sink vanity and upgraded pebble-floor, frameless glass door, tile shower services the secondary bedrooms. Large pool-sized lot with several patios and seating areas. Other features to note: Trowel finished stucco, Crown molding, High ceilings, Designer window treatments, Spacious formal dining room with courtyard view, Fireplaces in courtyard, family room, primary bedroom and backyard patio; Cavernous well-lit 3-car garage, newer garage doors (2021) and hot water recirculation pump (2021). The Peppertree Park gated community provides unrivaled comfort and serenity. The 6-acre park includes basketball, bocce ball, horseshoe pits, greenspace, rose garden, large grass park, and walking paths to enjoy it all. Greenbelts separate rows of homes to provide the entire neighborhood with increased privacy. You’re new life is just a short 3-mile drive to downtown Fallbrook with its small town feel, where you’ll see faces you know as you shop local grocery stores, coffee shops, restaurants, art studios, farmer’s market or attend many of the town’s fun events such as the Avocado Festival, Vintage Car Show, Farmer’s Market, Bob Burton Center for the Arts, Playhouse Theater, Art Center Shows, Library events, Veteran's Day, 4th of July and Christmas parades.
We estimate this home will sell faster than 91% nearby.

Home Details for 1645 Loch Ness Dr

Interior Features

Interior Details
Number of Rooms: 10Types of Rooms: Master Bedroom, Bedroom, Great Room, Kitchen, Laundry, Living Room, Office, Other, Pantry
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1Number of Bathrooms (main level): 4
Dimensions and Layout
Living Area: 3610 Square Feet
Appliances & Utilities
Laundry: Laundry Room
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Family Room, Free Standing, Primary Bedroom, OutsideHas a FireplaceNo Spa
Windows, Doors, Floors & Walls
Common Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneEntry Location: front door
View
Has a ViewView: Park/Greenbelt, Neighborhood, Trees/Woods

Exterior Features

Exterior Home Features
No Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Has a GarageHas an Attached GarageParking Spaces: 3Parking: Door-Multi,Direct Access,Garage Faces Front,Garage,Oversized,Storage
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Farm & Range
Horse Amenities: Riding Trail

Days on Market

Cumulative Days on Market: 1Days on Market: 5

Property Information

Year Built
Year Built: 2005
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Not Attached Property
Property Information
Condition: Updated/RemodeledParcel Number: 1065802200

Price & Status

Price
List Price: $1,300,000Price Per Sqft: $360

Active Status

MLS Status: Active

Location

Direction & Address
City: Fallbrook
School Information
High School District: Fallbrook Union

Agent Information

Listing Agent
Listing ID: NDP2609252

Community

Community Features: Biking, Curbs, Dog Park, Foothills, Golf, Gutter(s), Hiking, Horse Trails, Mountainous, Park, Preserve/Public Land, Ravine, Storm Drain(s), Street Lights, Suburban, SidewalksNot Senior CommunityUnits in Building: 214

HOA

HOA Name: Peppertree ParkHOA Phone: 951-691-5610Association for this Listing: California Regional MLS (North San Diego County & Pacific Southwest AORs)Has an HOAHOA Fee: $316/Monthly

Lot Information

Lot Area: 0.51 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, VA Loan

Miscellaneous

Mls Number: NDP2609252Living Area Range Units: Square FeetAttribution Contact: 760-517-6453Universal Property Id: US-06073-N-1065802200-R-N

Additional Information

HOA Amenities: Bocce Court,Controlled Access,Sport Court,Maintenance Grounds,Insurance,Management,Outdoor Cooking Area,Other Courts,Barbecue,Picnic Area,Playground,Park,Security,Trail(s)Source Internet Entire Listing Display

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Fallbrook

This October

Trick-or-Treat Score

Built from what locals say about this neighborhood.
  • 77% say there's holiday spirit
  • 59% say neighbors are friendly
  • 46% say there are sidewalks
Trulia Trick or TreatStart Ghost Hunt
At least 232 Trulia users voted on each feature.
  • 83 % Say car is needed

  • 81 % Say it's dog friendly

  • 79 % Say parking is easy

  • 77 % Say there's holiday spirit

  • 73 % Say yards are well-kept

  • 67 % Say it's quiet

  • 63 % Say there's wildlife

  • 59 % Say neighbors are friendly

  • 58 % Say people would walk alone at night

  • 54 % Say they plan to stay for at least 5 years

  • 53 % Say kids play outside

  • 46 % Say there are sidewalks

  • 43 % Say it's walkable to grocery stores

  • 41 % Say it's walkable to restaurants

  • 39 % Say there are community events

  • 33 % Say streets are well-lit

Sourced by Trulia users. Learn more about our methodology.
  • 8d4sbsmkv2
    "The Avacado Festival is an event that makes our neighborhood special because we gather to buy different things such as food, clothes, walk in family, and hang out and meet new people."
  • Fallbrookusa
    "Church’s, Avocado festival. Christmas Parade, small town feel with good restaurants a town supported by military."
  • Sunshine.ecorinne
    "We don’t have many events in my neighborhood but everyone is very kind. Then neighborhood is very relaxed and Fallbrook in general is a tight community "
  • Richelle Stephens
    "Small town feel without living far from civilization. People are generally nice and are active in the community. Sometimes I wish there was more kid friendly activities but we still find fun. "
  • Bren.nunez
    "Friendly neighborhood. Quiet neighborhood. Great place to live as a transition to a house. Condos are quiet. "
  • Trulia User
    "Quiet and clean. Feels good to come he to friendly neighbors and love that outdoorsy feel. "
  • Daveandmonique
    "Avocado Festival, summer nights, fall hoedown and Christmas Parade are some area specific seasonal events in Fallbrook.events"
  • Moy R.
    "Small streets can’t handle amount of cars in the roads every single day of the week. It is very annoying to drive around this town even during the week. "
  • Jordis F.
    "Quaint rural community with friendly folk. Fallbrook has unique topography and lots of trees, and nice outdoor activities."
  • Eric
    "The commute is longer than where I lived previously but that was a trade off for other things the area had to offer"
  • Jordis F.
    "I work remotely but close access to the 15 and 76. About ten minutes to the 15 and 76, and 30 minutes to the 5"
  • Harnackeb
    "I’ve lived in this super quiet neighborhood for seven years with an amazing view and amazing friendly neighbors who always look out after another. Great community!"
  • Stephanie R.
    "Not a lot of walking areas in my neighborhood but some parks and community areas are available which is nice "
  • Rodrigo G.
    "I bought a new house at Horse Creek Ridge last year, and I love it. really nice and save neighborhood with lots of parks, walking trails and an sport park. "
  • Jordis F.
    "We have a number of Halloween events that are safe and fun for the kids. We also have other annual events like the Avocado Festival and Art Faire."
  • William R.
    "People decorate their homes for holidays. Neighborhood still developing and should bring future events."
  • Kristin K.
    "That we are all very friendly and we all help each other out when it is needed. Can’t ask for better neighbors "
  • Sonja S.
    "People are very friendly. It’s such a tranquil place to live. Central to everything with a small town feel. Love it "
  • Nancy C.
    "I see people walking with their dogs all the time. I see people exercising and going to public events. I like Fallbrook's vibe. "
  • Pcrazyfeet
    " I no loner if I did, I would be going north in the morning against traffic, so it would be 15-20 commute"
  • B1ack
    "That everyone tries to keep pets safe. If a dog gets out, most try to find the owners. There is also a community app to post information so everyone knows what’s going on around us."
  • Pcrazyfeet
    "Very rural. No public transportation. No malls, just a couple of markets. Nice restaurants. No hospital"
  • Gonza190
    "Small town. Everyone knows when you fart. Gossip girl kinda town. Schools suck, fact check me on this one. It’s true schools suck look at scores "
  • Funkyones
    "Rural area & lots of country to spread out‼️‼️ Nice homes & small town atmosphere👍👍 Lots of GREAT SCHOOLS & Football on Fridays night is the place to be.. Stay in Fallbrook to shop or travel a half an hour on Freeway North or South (City Trip) & find what ur looking for.. "
  • Jesus P.
    "Friendly small town. Not topical or California. Lots of vegetation compared to the surrounding cities. Country living feeling, with lots of ranch style homes."
  • Tyhawthorne6
    "There’s no yard in the apartments by the gate to get on base so you you have to take your dog somewhere to Poo but it’s a lovely area "
  • Kpaintermeyers
    "Convenient to the 15 freeway, short commute to Camp Pendleton. Easy option to take the old hwy 395 when the 15 backs up at commute time. "
  • Jolene
    "I moved here 2 years ago and it is my new home. Private and friendly. Family oriented with a lot of community events."
  • Brittanygraves10
    "Unsafe, unkept, no local police. Only Sheriff. A lot of unkept areas and a lot of burglaries at homes."
  • J
    "It is a great neighborhood, close to parks, and schools. The culture is unique with art shows, and festivals in the summer."
  • Fmom411
    "Great small town community near very large metros. Close enough to big box stores but also quaint with everything needed in town. People that love her, LOVE living here so pride in the town is high. Great restaurants! "
  • Dawn
    "no off leash areas are a point of contention. no off leash allowed, but some do anyway and create tension. need dog park area for them. "

Market trends in Fallbrook

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$865K
$24.58K
MoM
Sale-to-List Price
100.0%
Price per sq ft
$432
$6
MoM
Available listings
233
12
MoM

Home Value

Trulia Estimate
$1.27M
Since last month
Increased$32K (+2.5%)
Since last year
Increased$33K (+2.6%)
Since last sale
Increased$487K (+61.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +79% in the last 10 years
MonthEstimated value
2026
October 2026$1.27M
September 2026$1.25M
August 2026$1.24M
July 2026$1.26M
June 2026$1.26M
May 2026$1.25M
April 2026$1.26M
March 2026$1.26M
February 2026$1.24M
January 2026$1.21M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.18
Single-Family Home
$1,065,000
02/23/26
4
2.5
2,958
0.09
Single-Family Home
$1,180,000
09/15/26
4
2.5
2,401
0.34
Single-Family Home
$872,000
12/12/25
4
3.5
3,234
0.22
Single-Family Home
$904,000
04/22/26
4
2.5
2,197
0.49
Single-Family Home
$963,000
04/17/26
4
3.5
3,134
0.42
Single-Family Home
$1,105,000
08/26/26
4
3
3,289
0.41
Single-Family Home
$1,055,000
07/08/26
4
2.5
2,612
0.42
Single-Family Home
$1,418,500
11/25/25
4
3.5
3,330
0.21
Single-Family Home
$1,085,000
10/24/25
3
3
3,198

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
$1,130,700
4
4
3,087
Off Market
0.02
$1,302,200
4
5
4,095
Off Market
0.04
$1,229,500
3
3
2,866
Off Market
0.04
$1,414,900
4
4
3,961
Off Market
0.04
$1,146,600
4
4
3,079
Off Market
0.04
$1,083,600
3
2.5
2,866
Off Market
0.05
$1,207,200
4
4
3,079
Off Market
0.06
$1,319,400
4
3.5
3,610
Off Market
0.06
$1,258,900
4
3.5
3,610
Off Market
0.07
$1,263,000
5
4.5
3,612
Off Market
0.07
$1,202,300
4
2.5
3,400
Off Market
0.07
$1,182,300
5
5
3,559
Off Market
0.07
$1,023,400
4
3
2,761
Off Market
0.07
$878,300
4
3
2,670
Off Market
0.08
$1,209,200
4
3.5
3,610
Off Market
0.08
$1,118,100
3
3
2,866
Off Market
0.08
$1,137,200
5
2.5
2,810
Off Market
0.08
$1,132,700
4
-
3,189
Off Market
0.08
$995,300
4
3
2,761
Off Market
0.09
$1,340,300
5
4.5
3,612
Off Market

Price and Tax history

DateEventPrice
Oct 4, 2026
Source: eXp Realty #NDP2609252
Listed For Sale
$1,300,000
Jul 17, 2017
Source: N/A
Sold
$788,000
Jun 7, 2017
Source: Agent Provided
Pending
$799,900
May 26, 2017
Source: Agent Provided
Listed For Sale
$799,900
Aug 1, 2013
Source: N/A
Sold
$595,000

LGBTQ Local Legal Protections

Mike Stine, eXp Realty of Southern CA
Agent Phone: (760) 517-6453
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-10-09 10:53:46 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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Frequently asked questions about 1645 Loch Ness Dr

  • What is the estimated monthly payment for 1645 Loch Ness Dr?
    Based on a $1,300,000 list price with 20% down at today's rates, the estimated monthly payment for 1645 Loch Ness Dr in Fallbrook, CA is approximately $8,592 (about $7,249 principal & interest, $1,268 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 1645 Loch Ness Dr compare to homes in Fallbrook?
    1645 Loch Ness Dr in Fallbrook, CA is listed at $1,300,000, about 50% above the $865K median sale price in Fallbrook.
  • What do residents say about Fallbrook?
    Residents describe Fallbrook, CA as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Fallbrook, CA.
  • What are the closest schools to 1645 Loch Ness Dr?
    The closest schools to 1645 Loch Ness Dr in Fallbrook, CA are Fallbrook High School (rated 6/10), James E. Potter Intermediate School (rated 5/10), Live Oak Elementary School (rated 8/10).
  • Does 1645 Loch Ness Dr have air conditioning?
    Yes, 1645 Loch Ness Dr in Fallbrook, CA has air conditioning.
  • Does 1645 Loch Ness Dr have laundry facilities?
    Yes, 1645 Loch Ness Dr in Fallbrook, CA has laundry facilities.
1645 Loch Ness Dr, Fallbrook, CA 92028 is a 4 bedroom, 4 bathroom, 3,610 sqft single-family home built in 2005. This property is currently available for sale and was listed by CRMLS on Oct 4, 2026. The MLS # for this home is MLS# NDP2609252.