Is Troy, OH dog-friendly?

As of early 2026, 89% of users say it's dog friendly

Is a car needed in Troy, OH?

As of early 2026, 89% of users say car is needed

Is parking easy in Troy, OH?

As of early 2026, 87% of users say parking is easy

Does Troy, OH have sidewalks?

As of early 2026, 84% of users say there are sidewalks

Are yards well-kept in Troy, OH?

As of early 2026, 82% of users say yards are well-kept

Do kids play outside in Troy, OH?

As of early 2026, 80% of users say kids play outside

Would people walk alone at night in Troy, OH?

As of early 2026, 74% of users say people would walk alone at night

Does Troy, OH show holiday spirit?

As of early 2026, 70% of users say there's holiday spirit

Are the streets well-lit in Troy, OH?

As of early 2026, 68% of users say streets are well-lit

As of early 2026, 66% of users say it's quiet

Are neighbors friendly in Troy, OH?

As of early 2026, 53% of users say neighbors are friendly

Do residents of Troy, OH plan to stay at least 5 years?

As of early 2026, 53% of users say they plan to stay for at least 5 years

Is there wildlife in Troy, OH?

As of early 2026, 48% of users say there's wildlife

Is Troy, OH walkable to restaurants?

As of early 2026, 45% of users say it's walkable to restaurants

Is Troy, OH walkable to grocery stores?

As of early 2026, 43% of users say it's walkable to grocery stores

Are there community events in Troy, OH?

As of early 2026, 28% of users say there are community events

What is the estimated monthly payment for 1129 Waterloo St?

Based on a $385,800 list price with 20% down at today's rates, the estimated monthly payment for 1129 Waterloo St in Troy, OH is approximately $2,030 (about $1,473 principal & interest, $482 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.

How does the list price for 1129 Waterloo St compare to homes in Troy?

1129 Waterloo St in Troy, OH is listed at $385,800, about 43% above the $269K median sale price in Troy .

What do residents say about Troy?

Residents describe Troy, OH as dog-friendly, easy to park in, and pedestrian-friendly. See homes for sale in Troy, OH .

What are the closest schools to 1129 Waterloo St?

The closest schools to 1129 Waterloo St in Troy, OH are Miami East Elementary School (rated 8/10), Miami East High School (rated 9/10), Miami East Junior High School (rated 8/10).

Does 1129 Waterloo St have air conditioning?

Yes, 1129 Waterloo St in Troy, OH has air conditioning.

How big is the lot at 1129 Waterloo St?

The lot at 1129 Waterloo St in Troy, OH is about 0.11 acres (4,965 sq ft).

FOR SALE

NEW CONSTRUCTION

QUICK MOVE-IN

1129 Waterloo St
Troy, OH 45373

2 Beds
2 Baths
1,692 sqft

$385,800

Est. Mortgage $2,255/mo*

Get Pre-Qualified

$385,800

Est. Mortgage $2,255/mo*

Get Pre-Qualified

2 Beds

2 Baths

1,692 sqft

Home Highlights

Parking

2 Car Garage

Outdoor

Patio

Climate Control

Heating & Cooling

HOA

$225/Monthly

Price/Sqft

$228

Listed

180+ days ago

Local Information

Map ViewExplore the area around 1129 Waterloo St.
Schools1 Elementary School1 Middle School1 High School
Shop & Eat

-- mins to

Commute Destination

About this House

Property features:
- Built on 0.114 acre parcel
- Spacious walk-in closet in master bedroom
- Large great room w/ stone front electric fireplace and custom built-ins
- Lit tray ceilings in great room and master bedroom
- Eat-in kitchen, plus dining area
- Den/Study for additional workspace or relaxation
- Rear covered porch and patio
- 2-car attached garage
- 2 year warranty!

NOTE: Price includes lot price of $49,900

Contact this Building

Property Website

Home Details for 1129 Waterloo St

Interior Features
Heating & Cooling Heating: Natural Gas, Forced AirAir ConditioningCooling System: Central Air, Ceiling Fan SHeating Fuel: Natural Gas
Levels, Entrance, & Accessibility Stories: 1
Interior Details Number of Rooms: 1Types of Rooms: Walk In Closets
Appliances & Utilities DishwasherDisposalMicrowaveRefrigerator
Fireplace & Spa Fireplace

Exterior Features
Exterior Home Features Roof: Asphalt
Parking & Garage Parking Spaces: 2Parking: Attached

Property Information
Year Built Year Built: 2025
Property Type / Style Property Type: Single Family HomeArchitecture: House

Price & Status
Price Price Per Sqft: $228

HOA
HOA Fee: $225/Monthly

Lot Information
Lot Area: 4965 sqft

Last check for updates: 3 months ago

Listing courtesy of Harlow Builders, Inc.

Source: Harlow Builders, Inc.

All New Homes in Villas of Halifax 55+ Community

Quick Move-in Homes (9)

All (9)

2 bd (7)

3 bd (2)

1125 Waterloo St	2bd 2ba 1,660 sqft	$341,800	Check Availability
1084 E Bentley Cir	2bd 2ba 1,660 sqft	$341,800	Check Availability
1025 Sunrise Ln	2bd 2ba 1,660 sqft	$341,800	Check Availability
1234 E Bentley Cir	2bd 2ba 1,660 sqft	$341,800	Check Availability
1244 E Bentley Cir	2bd 2ba 1,660 sqft	$44,900	Check Availability
1129 Waterloo St	2bd 2ba 1,692 sqft	$385,800	Check Availability
1121 Waterloo St	2bd 2ba 1,688 sqft	$385,800	Check Availability
1209 Knob Hill Ct	3bd 2.5ba 2,364 sqft	$699,900	Check Availability
1217 Knob Hill Ct	3bd 2.5ba 2,552 sqft	$849,900	Check Availability

Quick Move-In Homes provided by DABR MLS,Harlow Builders, Inc.

Buildable Plans (6)

All (6)

2 bd (4)

3 bd (2)

Middle Unit - Plan F (Slab) Plan	2bd 2ba 1,660 sqft	$338,800+	Check Availability
End Unit - Plan H (Slab) Plan	2bd 2ba 1,731 sqft	$382,800+	Check Availability
End Unit - Plan A (Slab) Plan	2bd 2ba 1,692 sqft	$382,800+	Check Availability
End Unit - Plan G (Slab) Plan	2bd 2ba 1,688 sqft	$382,800+	Check Availability
The Oxford (Slab) Plan	3bd 3.5ba 2,364 sqft	$699,900+	Check Availability
The Oxford (Basement) Plan	3bd 3.5ba 2,552 sqft	$809,900+	Check Availability

Buildable Plans provided by Harlow Builders, Inc.

Community Description

Multiple floorplans available to choose from! This age 55+ retirement community offers patio homes and triplex villas with zero to minimal exterior maintenance, plus access to a community lodge, including amenities such as: heated pool, pickleball courts, half-basketball court, exercise room, card game rooms, full prep kitchen, wet bar, and large entertaining & gathering area with beautiful brick fireplace! Visit the Villas of Halifax page to learn more and view additional floor plans available only in this neighborhood!
NOTE: The aerial/map of available lots may not have markers accurately placed, due to GPS/coordinate issues - please see flyer on our website for accurate information and placement of available lots.

Contact this Building

Learn more about this community

Office Hours

Sales Office

701 North Market Street

Troy, OH 45373

(937) 915-6442

Our open office hours are Mon-Fri 8:00am-4:00pm, and closed on weekends (with an exception of open h

Market trends in Troy

Last updated June 2026

Avg. sale price

$269K

$3.9KMoM

Sale-to-List Price

99.9%

1.0%MoM

Price per sq ft

$170

$11MoM

Available listings

135

31MoM

Price History for 1129 Waterloo St

Date	Price	Event	Source
12/18/2025	$385,800	Listed For Sale	Harlow Builders, Inc.

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New Listings near 1129 Waterloo St

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Property Tax and Assessment

Year	2025
Tax	$366
Assessment	$35,100

Home facts updated by county records

Comparable Sales for 1129 Waterloo St

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
1188 E Bentley Cir, Troy, OH	0.09	Single-Family Home	$410,000	03/12/26	2	2	1,764
1155 Waterloo St, Troy, OH	0.05	Single-Family Home	$285,000	05/27/26	2	2	1,523
1238 E Bentley Cir, Troy, OH	0.15	Single-Family Home	$49,900	10/29/25	2	2	1,688
1230 E Bentley Cir, Troy, OH	0.16	Single-Family Home	$49,900	10/29/25	2	2	1,692
1244 E Bentley Cir, Troy, OH	0.15	Single-Family Home	$44,900	02/27/26	2	2	1,660
1234 E Bentley Cir, Troy, OH	0.15	Single-Family Home	$44,900	02/27/26	2	2	1,660
1164 Waterloo St, Troy, OH	0.07	Single-Family Home	$339,900	06/05/26	2	2.5	1,788

Nearby homes

Get a sense of prices in the area by checking nearby homes.

Skip to last item

OFF MARKET
Est. $346,600
2 bd
2 ba
1,821 sqft
1049 Sunrise Ln,
Troy, OH 45373
M. Larry Lemonds, RE/MAX Victory + Affiliates
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1125 Waterloo St,
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FOR SALE
NEW CONSTRUCTION
QUICK MOVE-IN
$385,800
2 bd
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1121 Waterloo St,
Troy, OH 45373
SOLD
MAY 27, 2026
$285,000
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Denise Swick, THE Swick Real Estate Group
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$341,800
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OFF MARKET
Est. $397,100
2 bd
2 ba
1,735 sqft
1161 Waterloo St,
Troy, OH 45373
AElainia Stryker, Howard Hanna Real Estate Serv
OFF MARKET
Est. $351,100
2 bd
2 ba
1,660 sqft
1165 Waterloo St,
Troy, OH 45373
Pamela Bornhorst, Keller Williams Home Town Rlty
SOLD
MAR 12, 2026
$410,000
2 bd
2 ba
1,764 sqft
1188 E Bentley Cir,
Troy, OH 45373
Philip L Herman, RE/MAX Real Estate Specialists
FOR SALE
NEW CONSTRUCTION
QUICK MOVE-IN
$341,800
2 bd
2 ba
1,660 sqft
1084 E Bentley Cir,
Troy, OH 45373
SOLD
JUN 5, 2026
$339,900
2 bd
2.5 ba
1,788 sqft
1164 Waterloo St,
Troy, OH 45373
Richard Pierce, Coldwell Banker Heritage
OFF MARKET
Est. $383,500
2 bd
2 ba
1,731 sqft
1080 E Bentley Cir,
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Skip to first item

Additional Cost

Assigned Schools

These are the assigned schools for 1129 Waterloo St.

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Troy

At least 204 Trulia users voted on each feature.

89 % Say it's dog friendly
89 % Say car is needed
87 % Say parking is easy
84 % Say there are sidewalks
82 % Say yards are well-kept
80 % Say kids play outside
74 % Say people would walk alone at night
70 % Say there's holiday spirit
68 % Say streets are well-lit
66 % Say it's quiet
53 % Say neighbors are friendly
53 % Say they plan to stay for at least 5 years
48 % Say there's wildlife
45 % Say it's walkable to restaurants
43 % Say it's walkable to grocery stores
28 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.

Juland2a
Resident
4mo ago
"Great neighborhood, close to shopping, hospital, healthcare, not too big or small, close to interstate."
0
Flag
Petepalkovic
Resident
1y ago
"Great area to live in. Low traffic and easy to get around. Wish it had more and better restaurants. "
0
Flag
Juland2a
Resident
1y ago
"Nice place to walk your dog. One road is a busy road so don’t let your dog run loose. Everyone picks up after their dogs."
0
Flag
Jim Walters
Prev. Resident
2y ago
"Great place to live. Most people are very friendly. Downtown is very nice. Nice parks. Very friendly neighborhoods. "
0
Flag
User
Resident
5y ago
"Kensington neighborhood looks like it should be nice, but people drive entirely too fast through here, blow stop signs constantly, and everyone with a dog seemingly lets it bark at will and defecate in other people's lawns. "
1
Flag
Jim W.
Prev. Resident
5y ago
"I lived in Troy for several years. Definitely a nice area. No public transportation. There are areas that were rough thirty years ago and had not improved any. However, there are a lot of good neighborhoods. If you are moving from out of state, don’t rely on your realtor says on what areas are rough, get residents opinions. "
1
Flag
Thebuckeyerunner
Resident
5y ago
"We are within 3 minutes of the super Kroger and live on 3/4 acres with a 15 acre lake. Everyone is friendly and only 20 minutes from Dayton. "
1
Flag
Shawn S.
Resident
5y ago
"Lived in this area for 21 years, great people that will help you if needed but most people tend to keep to themselves "
1
Flag
Thebuckeyerunner
Resident
5y ago
"I’ve lived here for 7 years and everyone is very friendly and you don’t have to worry about crime. The town is very clean and taxes are lower than most areas ... only 15-20 minutes to downtown Dayton! "
0
Flag
Lindsay T.
Prev. Resident
6y ago
"It’s small town USA. We know all of my parents neighbors and their dogs, good people, safe area, great area to have a small business and support local."
2
Flag
Trulia User
Resident
6y ago
"There is a great downtown. The schools are solid. Lots of parks in and around town. Friendly people."
1
Flag
Anthony K.
Resident
6y ago
"very caring neighborhoods and streets. very generous people in this community as well! great schools!"
0
Flag
Brittany W.
Resident
6y ago
"Great family friendly area. Great school as well. I feel safe in my neighborhood. my children love living here"
0
Flag
Christina M. D.
Resident
6y ago
"Great place to work and raise a family. Lots of sports for kids. Great neighborhood and neighbors ! "
1
Flag
Nickels82j
Resident
6y ago
"Perfect small town living, great shopping, restaurants, churches and school systems this town has something everyone and every age group"
0
Flag
Nikki C.
Resident
6y ago
"It is fine. I work in Kettering so it is about 30 minutes away. It is very easy going and routine. "
0
Flag
Thebuckeyerunner
Resident
6y ago
"Taxes are much cheaper (up to 50% cheaper) than the cities south of I-70 and the schools are just as nice in Troy "
0
Flag
Mary W.
Resident
7y ago
"I live my area and wouldn't like it any other way. The community is very safe and I feel very secure here. The neighbors are very friendly. "
0
Flag
Ronan R.
Prev. Resident
7y ago
"There is a nice big park behind one of the elementary schools around here. It’s plenty of space to play fetch or let your dog run, but it’s not all fenced in so be careful. "
0
Flag
Rogerskd1
Visitor
7y ago
"great place to live. community atmosphere. great schools and pride in children and schools and education"
2
Flag
Eley.erin
Resident
7y ago
"There are many parks in and around Troy. Many of them are pet friendly and have nice paved walking, running, and biking paths. "
1
Flag
Elizabeth.almashy
Resident
7y ago
"A short walk to downtown or an easy car ride. Never much traffic. Easy to commute around town or walk around all the shops."
2
Flag
Charles K.
Resident
7y ago
"People are courteous to dog walkers and there are quite a few regulars in the neighborhood. Everyone is friendly and cleans up after their pets. "
1
Flag
Charles K.
Resident
7y ago
"lot's of dog walkers. cars are very courteous. neighbors are very friendly and dog owners clean up after their dogs. "
2
Flag
Mzmeikos
Resident
8y ago
"It’s definitely not abnormal to see dogs out and about with their owners! Troy has a Very friendly community! I do beleive that there should be at least one “dog only” park!"
1
Flag

LGBTQ Local Legal Protections

Frequently asked questions about 1129 Waterloo St

What is the estimated monthly payment for 1129 Waterloo St?
Based on a $385,800 list price with 20% down at today's rates, the estimated monthly payment for 1129 Waterloo St in Troy, OH is approximately $2,030 (about $1,473 principal & interest, $482 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
How does the list price for 1129 Waterloo St compare to homes in Troy?
1129 Waterloo St in Troy, OH is listed at $385,800, about 43% above the $269K median sale price in Troy.
What do residents say about Troy?
Residents describe Troy, OH as dog-friendly, easy to park in, and pedestrian-friendly. See homes for sale in Troy, OH.
What are the closest schools to 1129 Waterloo St?
The closest schools to 1129 Waterloo St in Troy, OH are Miami East Elementary School (rated 8/10), Miami East High School (rated 9/10), Miami East Junior High School (rated 8/10).
Does 1129 Waterloo St have air conditioning?
Yes, 1129 Waterloo St in Troy, OH has air conditioning.
How big is the lot at 1129 Waterloo St?
The lot at 1129 Waterloo St in Troy, OH is about 0.11 acres (4,965 sq ft).

Harlow Builders, Inc.

1129 Waterloo St, Troy, OH 45373 is a 2 bedroom, 2 bathroom, 1,692 sqft single-family home built in 2025. This property is currently available for sale and was listed by Harlow Builders, Inc. on Dec 18, 2025.

1129 Waterloo St
Troy, OH 45373

$385,800