11 Cedar St, Belmont, NC 28012
Property image
Property image
FOR SALE

$416,770

Original price: $439,000
  • 3 Beds
  • 1 Bath
  • 1,320 sqft

11 Cedar St, Belmont, NC 28012

Est. Mortgage $2,608/mo*
Get Pre-Qualified

Home Highlights

Single-Family Home
Built in 1928
$316/sqft
Open Parking

Local Information

  • Map ViewExplore the area around 11 Cedar St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

You will love the character and charm of this classic 1920s cottage located just off of N. Main Street in downtown Belmont! Original details and timeless appeal create a warm, inviting atmosphere, while the updated kitchen offers modern convenience. Enjoy relaxing mornings and evenings on the large covered front porch, perfect for rocking chairs and gathering with friends and neighbors. The spacious backyard provides plenty of room for gardening or future outdoor projects. Conveniently located, you'll have easy access to local shops, restaurants, parks, and community events. This home offers a wonderful opportunity for buyers looking to add their own personal touches. While some updating and renovations are needed, the property's character, location, and potential make it a rare find. Price changed to tax value on August 27,2026.
Last check for updates: about 8 hours ago
Listing Provided by: Freda Hall
Belmont Realty
Jeremy Hall
Belmont Realty
Source: Canopy MLS as distributed by MLS GRID, MLS#4394250

Home Details for 11 Cedar St

Active Status

MLS Status: Active

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom S, Bathroom Full, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1320 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Electric Range, Microwave, RefrigeratorDishwasherLaundry: Electric Dryer Hookup,Laundry Room,Main Level,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Living Room
Windows, Doors, Floors & Walls
Flooring: Vinyl, Wood
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Vinyl, Wood
View
No View
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Patio / Porch: Covered, Front Porch, Rear Porch, ScreenedFoundation: Crawl Space
Parking & Garage
No CarportNo GarageNo Attached GarageHas Open ParkingParking: Driveway,On Street
Frontage
Responsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: Dirt, Gravel, Paved
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet
Finished Area
Finished Area (above surface): 1320 Square Feet

Days on Market

Cumulative Days on Market: 70Days on Market: 88

Property Information

Year Built
Year Built: 1928
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: VinylNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 125383

Price & Status

Price
List Price: $416,770Price Per Sqft: $316

Location

Direction & Address
City: BelmontCommunity: None
School Information
Elementary School: Belmont CentralJr High / Middle School: BelmontHigh School: South Point (NC)

Agent Information

Listing Agent
Listing ID: 4394250

Building

Building Area
Building Area: 1320 Square Feet

Community

Not Senior Community

Lot Information

Lot Area: 0.22 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional

Miscellaneous

Mls Number: 4394250Attic: Pull Down StairsAttribution Contact: freda@belmontrealty.netAbove Grade Unfinished Area: 1320

What Locals Say about Belmont

At least 153 Trulia users voted on each feature.
  • 89 % Say car is needed

  • 87 % Say it's dog friendly

  • 80 % Say yards are well-kept

  • 79 % Say parking is easy

  • 77 % Say there's holiday spirit

  • 68 % Say people would walk alone at night

  • 67 % Say kids play outside

  • 66 % Say it's quiet

  • 62 % Say streets are well-lit

  • 59 % Say there are sidewalks

  • 53 % Say neighbors are friendly

  • 51 % Say it's walkable to restaurants

  • 51 % Say there's wildlife

  • 49 % Say they plan to stay for at least 5 years

  • 41 % Say it's walkable to grocery stores

  • 38 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Nicol Robinson
    "No sidewalks , not enough dog parks for the dogs. Other than that it’s pretty okay for families with pets."
  • Donnaleegraham5
    "Not a dog owner! But It’s a peaceful place to jog, walk, and feel safe, at night or daytime. Friendly neighborhood. "
  • Djcipriano
    "Anything In historic downtown area. It’s charming and a great place to raise a family. Alive after 5 in downtown is one of my favorites. "
  • Emily M.
    "I commute to Charlotte for work everyday. And the traffic isn’t that bad. I live right by the highway, so it takes me just a couple min to get to 85!"
  • Carrie M.
    "People are always out walking they’re dogs. Most houses have fenced yards, so we’ve also gotten to know lots of neighbor dogs when we pass them in their yards. There are also several “pick up” stations with poop bags and trash cans."
  • Antonio
    "There are sidewalks in most of the places so it’s easy to walk. People go slow and most of the neighborhoods so it seems pretty safe to walk."
  • Laura
    "I've lived in this town for 21 years. This is not a subdivision so most homes have more property and homes are spaced apart from each other."
  • Sheenakivette
    "Events like movies in the park, pool parties, potlucks, charitable causes, social gatherings, game nights, etc. "
  • Laura
    "My neighborhood has great access to transportation. There is minimal traffic in Belmont during rush hour."
  • Antonio
    "Traffic can get bad depending on time of day. Commute to Charlotte can be bad too depending on time of day. "
  • Curtis R.
    "it's a small but progressive town. the city plans many events for the community. great area but no public transportation and nothing is within walking distance unless you live in the new mixed community area. "
  • Novi C.
    "I love Belmont. I have been living here for 3.5 years. I love the neighborhood, safe, close to everywhere I wanted to go to. "
  • Novi C.
    "I love Belmont. I have been living here for 3 years. It closed to anyplace that I wanted to go, safe, clean, friendly, nice service to the doctor, drug stores, beauty salons, hair about any where."
  • RobertT
    "To downtown Belmont, I’m less than a minute driving and 5 minutes walking. My commute to Uptown Charlotte is very reasonable. Very easy access to I-85 and then 485. "
  • Sonya-lee B.
    "I live in South Fork Village it has a bar and boutique along with a scuba shop and art store. It is a safe area but it is too expensive!"
  • Curtis R.
    "The school system is good and there are many kids in the area. Unfortunately, It's not a culturally diverse area."
  • Stacey.carpenter
    "This area is very well maintained and is very peaceful and has great parks and spots where you can go if you just wanna get away "
  • Jahara D.
    "I have not attended any community events in Belmont, because none are advertised. I don’t know if they exist."
  • Trulia User
    "We have neighborhood potlucks, Bingo, Poker, Bunko, Yoga, movie nights outside, amazing for kids at Halloween and Christmas! Neighborhood pool parties with DJ and food trucks. Can walk to Summer Friday Night Concert/Food Trucks downtown. Golf cart friendly within city limits. Hidden gem!!!"
  • Amomssanity19
    "I travel from Belmont to Denver everyday. The commute is pretty easy hardly ever any major traffic problems "
  • Laura
    "Since the grocery store, gas station, ABC store and Restaurants are close by I can walk, bicycle or drive."
  • KC
    "It always has a good quality type of people that are very very very friendly and always give u a compliment or will at least say hello "
  • Sam B.
    "I can walk from my front door to parks, bars, restaurants, and a cotton candy factory. My neighbors are welcoming to strangers. what's not to love? "
  • Sam B.
    "Traffic is hit or miss but far better than one would expect. It feels distant and yet surprisingly close to Charlotte "
  • Sonya l. B.
    "District 8 has Tap Take Overs and Food Trucks We also have the Sip and Paint- with art lessons in groups or privately or for kids of all ages"
  • Niaareid
    "Belmont was once small but now expanding. Hopefully not too big. It's a beautiful little city. It's very easy to learn faces. "
  • Charmlgarland
    "It’s small and quaint with a sense of community. I can enjoy everything from the breweries to the kayaking in the river. "
  • Jack J.
    "moved here in apr 2017. calm environment with respectable citizens. plenty of shops and restaurants in the area. close to highway 85and 485. "
  • Tricia V.
    "This is a wonderful "bedroom" community where there are always people walking, biking and jogging on the sidewalks. Historic downtown is alive with a variety of restaurants and shops. Very pet friendly, dog watering bowls along the sidewalks, a vet and dog boutique. Stowe Park has a very nice playground, walking trails, picnic tables, a wired pavillion, free summertime movies, restrooms & water fountains. There are many areas for throwing a football and enjoying family picnics. A wide variety of cafes and restaurants offer many choices for satisfying every craving. COME VISIT BELMONT!!!!!!!!"
  • Danielle P.
    "These homes are gorgeous and you can't beat the location! This specific owner doesn't allow pets which was the ONLY reason we couldn't make it our home. Would be great for a young couple such as ourselves who want to be close to uptown, but still have a friendly neighborhood feel. "

Market trends in Belmont

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$511K
$12.5K
MoM
Sale-to-List Price
Price per sq ft
$246
$4
MoM
Available listings
201
21
MoM

Home Value

Trulia Estimate
$407K
Since last month
Decreased$16K (-3.9%)
Since last year
Decreased$20K (-4.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +165% in the last 10 years
MonthEstimated value
2026
September 2026$407K
August 2026$399K
July 2026$424K
June 2026$433K
May 2026$416K
April 2026$423K
March 2026$414K
February 2026$413K
January 2026$403K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.01
Single-Family Home
$320,000
05/13/26
3
1
1,168
0.24
Single-Family Home
$347,000
09/23/25
3
2
1,219
0.28
Single-Family Home
$200,000
08/03/26
2
1
984
0.22
Single-Family Home
$471,000
03/31/26
3
2
1,532
0.19
Single-Family Home
$505,000
05/18/26
3
2
2,221
0.20
Single-Family Home
$637,000
06/09/26
3
2
1,740
0.53
Single-Family Home
$281,000
03/06/26
3
1
1,355
0.21
Single-Family Home
$455,000
06/17/26
4
2
2,016
0.60
Single-Family Home
$275,000
01/30/26
3
1
1,446

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.01
$320,000
3
1
1,168
Recently Sold
0.09
$1,813,100
5
4
5,385
Off Market
0.03
$823,000
3
2.5
2,539
Off Market
0.11
$1,220,100
4
4.5
3,321
Off Market
0.13
$1,193,800
4
3.5
3,259
Off Market
0.11
$800,000
4
3.5
2,302
Recently Sold
0.16
$1,452,600
5
4
4,452
Off Market
0.15
$1,220,000
5
4.5
3,421
Off Market
0.16
$950,000
4
2.5
2,450
Recently Sold
0.13
$321,500
3
1
1,057
Off Market
0.11
$324,600
2
1
1,198
Off Market

Price and Tax history

DateEventPrice
Aug 27, 2026
Source: Canopy MLS as distributed by MLS GRID #4394250
PriceChange
$416,770
Price decreased by 5%
Jun 18, 2026
Source: Canopy MLS as distributed by MLS GRID #4394250
Listed For Sale
$439,000
Mar 6, 2019
Source: Agent Provided
ListingRemoved
$1,499
Feb 14, 2019
Source: Agent Provided
Listed For Rent
$1,499

LGBTQ Local Legal Protections

Freda Hall, Belmont Realty
Based on information submitted to the MLS GRID as of 2026-09-13 14:28:21 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 11 Cedar St

  • What is the estimated monthly payment for 11 Cedar St?
    Based on a $416,770 list price with 20% down at today's rates, the estimated monthly payment for 11 Cedar St in Belmont, NC is approximately $2,610 (about $2,240 principal & interest, $295 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 11 Cedar St compare to homes in Belmont?
    11 Cedar St in Belmont, NC is listed at $416,770, about 18% below the $511K median sale price in Belmont.
  • What do residents say about Belmont?
    Residents describe Belmont, NC as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Belmont, NC.
  • What are the closest schools to 11 Cedar St?
    The closest schools to 11 Cedar St in Belmont, NC are Belmont Central Elementary School (rated 5/10), Belmont Middle School (rated 5/10), J B Page Primary School (Pre-K).
  • Does 11 Cedar St have air conditioning?
    Yes, 11 Cedar St in Belmont, NC has air conditioning.
  • Does 11 Cedar St have laundry facilities?
    Yes, 11 Cedar St in Belmont, NC has laundry facilities.
11 Cedar St, Belmont, NC 28012 is a 3 bedroom, 1 bathroom, 1,320 sqft single-family home built in 1928. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Jun 18, 2026. The MLS # for this home is MLS# 4394250.