1097 E Ray St, Hernando, FL 34442
OFF MARKET

1097 E Ray St
Hernando, FL 34442

  • 3 Beds
  • 2 Baths
  • 1,488 sqft (on 3.61 acres)

$325,900

Trulia Estimate
as of Aug 10, 2026
Est. Refi. Payment $2,151/mo*
Refinance Your Home

$325,900

Trulia Estimate
as of Aug 10, 2026
Est. Refi. Payment $2,151/mo*
Refinance Your Home
3 Beds
2 Baths
1,488 sqft
(on 3.61 acres)

Local Information

  • Map ViewExplore the area around 1097 E Ray St.
  • Schools1 Preschool School2 Elementary Schools2 Middle Schools2 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2021
Lot Size
3.61 acres
Living Area
1,488 sqft
Price/Sqft
$219
Parking
Garage

About this House

This single-family home is located at 1097 E Ray St, Hernando, FL. 1097 E Ray St is in Hernando, FL and in ZIP code 34442. This property has 3 bedrooms, 2 bathrooms and approximately 1,488 sqft of floor space. This property has a lot size of 3.61 acres and was built in 2021.
1097 E Ray St, Hernando, FL 34442 is a 3 bedroom, 2 bathroom, 1,488 sqft single-family home built in 2021. It last sold for $185,350 on Jun 21, 2021. It is currently off market. The Trulia Estimate is $325,900, with a rent estimate of $1,933/month.

Home Details for 1097 E Ray St

Interior Features

Heating & Cooling
Heating: Heat Pump, ElectricAir ConditioningCooling System: CentralHeating Fuel: Heat Pump
Levels, Entrance, & Accessibility
Stories: 1Floors: Tile, Other, Carpet
Interior Details
Types of Rooms: Walk In Closet, Dining Room, Family Room, Laundry Room, Master Bath, PantryCeiling Fan
Appliances & Utilities
DishwasherDryerMicrowaveRefrigeratorWasher

Exterior Features

Exterior Home Features
Roof: AsphaltExterior: Stucco, Cement ConcreteFoundation Type: Footing
Parking & Garage
GarageParking Spaces: 2Parking: Garage Attached

Property Information

Year Built
Year Built: 2021
Property Type / Style
Property Type: Single Family HomeArchitecture: Other

Lot Information

Lot Area: 3.61 acres

Price History for 1097 E Ray St

DatePriceEventSource
06/21/2021$185,350Sold
N/A
07/08/2020$29,500ListingRemovedAgent Provided
06/23/2020$29,500Listed For SaleAgent Provided
01/27/2020$29,500ListingRemovedAgent Provided
12/19/2019$29,500Listed For SaleAgent Provided
01/01/2000$29,500Sold
N/A

Market trends in Hernando

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$362K
$1KMoM
Sale-to-List Price
95.6%
1.0%MoM
Price per sq ft
$182
$5MoM
Available listings
213
3MoM
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Property Tax and Assessment

Year2025
Tax$3,291
Assessment$291,073
Home facts updated by county records

Comparable Sales for 1097 E Ray St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1560 E FLETCHER STREET, Hernando, FL
0.52
Single-Family Home
$200,000
08/21/25
3
2
1,708
1610 E FLETCHER STREET, Hernando, FL
0.57
Single-Family Home
$200,000
08/21/25
3
2
1,200
1095 E Triple Crown Loop, Hernando, FL
0.16
Single-Family Home
$355,000
08/27/25
3
2
1,934
2262 N Trucks Ave, Hernando, FL
0.49
Single-Family Home
$499,900
07/15/26
3
2
1,921
1037 E Hartford St, Hernando, FL
0.28
Single-Family Home
$330,000
03/31/26
3
2
1,916
738 E Epsom Ct, Hernando, FL
0.36
Single-Family Home
$262,000
04/01/26
3
2
1,457
1436 N Cherry Pop Dr, Hernando, FL
0.40
Single-Family Home
$395,000
08/25/25
3
2
1,794
1457 E Saint James Loop, Inverness, FL
0.42
Single-Family Home
$315,000
09/17/25
3
2
1,676
1446 E Saint James Loop, Inverness, FL
0.47
Single-Family Home
$290,000
10/10/25
3
2
1,256
1302 E HARTFORD STREET E, Hernando, FL
0.44
Single-Family Home
$397,500
12/29/25
3
2
2,199

Nearby homes

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Assigned Schools

These are the assigned schools for 1097 E Ray St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Hernando

At least 94 Trulia users voted on each feature.

  • 94 % Say car is needed

  • 86 % Say parking is easy

  • 83 % Say yards are well-kept

  • 83 % Say it's dog friendly

  • 80 % Say it's quiet

  • 66 % Say there's wildlife

  • 63 % Say people would walk alone at night

  • 63 % Say there's holiday spirit

  • 59 % Say they plan to stay for at least 5 years

  • 55 % Say neighbors are friendly

  • 29 % Say kids play outside

  • 21 % Say there are community events

  • 19 % Say streets are well-lit

  • 17 % Say it's walkable to grocery stores

  • 12 % Say it's walkable to restaurants

  • 10 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Taz2mel
    "We have lived here 3 years and It is very quiet and serene. The whole neighborhood is very nice and people are friendly."
    0
    Flag
  • Mary J. G.
    "I feel its a quiet and safe area to raise children in.But except for the YMCA there is not much activity in the summer for teenagers and young children to participate in."
    2
    Flag
  • Mary J. G.
    "I feel like this is a safe place to live but there’s nothing for children to do in the summer no activities no real parks so it’s not difficult for them to get in trouble .they (the city)needs to provide more activities for young people and teenagers to give them something to do when they’re not attending school. In thhe summer."
    0
    Flag
  • Alicia M.
    "Just about everyone’s loves dogs around this area. Most are friendly and well manner dogs. Most people are friend;y enough to wave or say hi. "
    4
    Flag
  • Trulia User
    "Many dog owners walk their pets on the tree-lined streets. People genuinely like dogs here and there is a beautiful dog park for the animals to enjoy."
    0
    Flag
  • Anita G.
    "It is so beautiful here. The homes are so lovely and the landscaping is absolutely beautiful Landscaping is absolutely beautiful. The neighbors are very friendly and helpful and nice. The homes are lovely and the landscape is beautiful. "
    0
    Flag
  • Ronr8256
    "Just feel very safe and welcomed. Very friendly neighbors don’t care to nose into your business or bug you just always there to say hi and how’s it going. I love it here as does my wife"
    8
    Flag
  • Tabithalhowell
    " Dry dog friendly neighborhood, people pick up after their pets. Many walk their pets around the neighborhood "
    0
    Flag
  • Kristy M. .
    "There a very nice lake walking distance from my house. Great for fishing and swimming. Nice air and great neighborhood beautiful homes and amazing connection to nature as well. I love the family of herons that come into our yard time to time."
    0
    Flag
  • Daveandkelly2010
    "I lived in this area for over 15 yrs and certain neighbors watch out for each other. Others keep to themselves which I like."
    5
    Flag
  • Trashinstein
    "I love the area. low crime and larger lots. Easy to drive any where from here and roads are multi-laned and traffic it light"
    0
    Flag
  • M
    "Great place to live! Nice size yards and a mixture of types of homes. There are families with children and grandparents with grandchildren who visit. A good mixture of everyone. They do drive to fast down the roads so most parents on our road don’t let their children play or ride their bikes on or near the road. Unfortunately there’s always that negative we all hate to see. All in all it’s a great place for families."
    0
    Flag
  • Aaron R.
    "I don't commute. two main highways run east to west. approx 20 minutes intoaon local town of Inverness "
    0
    Flag
  • Mmainwaring
    "Nice quiet neighborhood - horses allowed! Neighbors are nice - private road - good trails for horses - close to shopping - "
    0
    Flag
  • Donna Ratcliff
    "I've actually lived in 2 different separate homes on this street. I purposely sought out this area ,away from big cities. Quiet old Florida, convenient to Ocala, Inverness, Crystal River. No restrictions !!"
    11
    Flag
  • Joyce P.
    "Great area to live centrally located. Easy to get to Inverness and Ocala. And not far from either Gainesville, Tampa, or Orlando"
    2
    Flag
  • Rodney
    "Hilly so it’s hard to see over hills in the dark so stay in your yard if not well lit. The yards are 1 acre lots so no reason for you to not be able to walk the dog in the yard."
    2
    Flag
  • Candyw53
    "Great dog parks, wonderful first class amenities Pool, spa, golf, tennis and restaurants to name a few"
    1
    Flag
  • Melodispair
    "I have lived here almost a year. Love the dead-end rd. I did have my lawnmower stolen from my shop however. Other than that i enjoy living in this area. "
    5
    Flag
  • Jawwest69er
    "all of the junkies who thrive in this area is pretty unique in my observation!!!! I'm from San Diego but I've lived in Hernando for the past 3 years & I will have to say the people are horrible people their is no work.....its a horrible place where junkies reside!!!"
    14
    Flag
  • Dshields8
    "I have lived here for 7 years. Neighborhood is quiet and neighbors are friendly. Very little noise and no traffic "
    0
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

14 pet-friendly rentals in Hernando, FL

Explore by feature - Garage

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Explore by feature - Air Conditioning

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Explore by feature - Pool

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Explore by feature - Washer/dryer

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Explore by feature - Outdoor Space

6 rentals with an outdoor space in Hernando, FL

Homes for sale near 1097 E Ray St

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Off Market Homes Near 1097 E Ray St

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Frequently asked questions about 1097 E Ray St

  • What is 1097 E Ray St estimated to be worth?
    Trulia's estimated value for 1097 E Ray St in Hernando, FL is $325,900.
  • What is the price history for 1097 E Ray St?
    1097 E Ray St in Hernando, FL last sold for $185,350 in June 2021.
  • Is Hernando a buyer's or seller's market?
    Hernando is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Hernando?
    The median sale price in Hernando is $362K. That is down $1K from the prior month.
  • Does 1097 E Ray St have air conditioning?
    Yes, 1097 E Ray St in Hernando, FL has air conditioning.
  • Does 1097 E Ray St have laundry facilities?
    Yes, 1097 E Ray St in Hernando, FL has in-unit laundry.