$1,395,000
Original price: $1,495,000
4 Beds
4 Baths
2,532 sqft
105 Stephen Rd, Aptos, CA 95003
Est. Mortgage $8,967/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1932
$551/sqft
Local Information
- Map ViewExplore the area around 105 Stephen Rd.
- Schools1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
What's unique:Original spanish-style fourplexTimeless spanish charmHistoric architectureFour one-bedroom one-bath units
Timeless Spanish Charm in the Heart of Rio del Mar Beach.
A rare opportunity to own one of the original Spanish-style fourplexes in sought-after Rio del Mar Beach. Built in 1932, this property reflects the architectural heritage of California's coastal communities while offering the stability of an exceptional investment. Situated on a single parcel moments from the sand, the fourplex features four one-bedroom, one-bath units a desirable mix that attracts tenants and strong rental demand in one of Santa Cruz's most coveted beachside neighborhoods. Units are separately metered. Recent improvements include a remodeled kitchen in Unit 1 and new paint and flooring in Unit 4. Residents enjoy an effortless coastal lifestyle steps from the beach, with Cabrillo College minutes away, Nisene Marks nearby for hiking and biking, and the shops and charm of Aptos Village close at hand. With multifamily development extremely limited and coastal properties increasingly hard to acquire, opportunities like this are rare historic architecture, a prime location, and lasting appreciation in one legacy asset. Ideal for expanding a portfolio, completing a 1031 exchange, or securing a trophy coastal asset this iconic fourplex is a true opportunity to own a piece of Santa Cruz County history.
A rare opportunity to own one of the original Spanish-style fourplexes in sought-after Rio del Mar Beach. Built in 1932, this property reflects the architectural heritage of California's coastal communities while offering the stability of an exceptional investment. Situated on a single parcel moments from the sand, the fourplex features four one-bedroom, one-bath units a desirable mix that attracts tenants and strong rental demand in one of Santa Cruz's most coveted beachside neighborhoods. Units are separately metered. Recent improvements include a remodeled kitchen in Unit 1 and new paint and flooring in Unit 4. Residents enjoy an effortless coastal lifestyle steps from the beach, with Cabrillo College minutes away, Nisene Marks nearby for hiking and biking, and the shops and charm of Aptos Village close at hand. With multifamily development extremely limited and coastal properties increasingly hard to acquire, opportunities like this are rare historic architecture, a prime location, and lasting appreciation in one legacy asset. Ideal for expanding a portfolio, completing a 1031 exchange, or securing a trophy coastal asset this iconic fourplex is a true opportunity to own a piece of Santa Cruz County history.
Last check for updates: about 16 hours ago
Listing courtesy of Mario Desantis 02119587, (831) 291-0511
Coldwell Banker Realty, (831) 469-8000
Source: MLSListings Inc, MLS#ML82055373
Home Details for 105 Stephen Rd
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Interior Details Number of Rooms: 2Types of Rooms: Dining Room, Family Room |
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 4 |
Dimensions and Layout Living Area: 2532 Square Feet |
Appliances & Utilities Utilities: Public Utilities, Water Public |
Heating & Cooling Heating: OtherHas CoolingAir Conditioning: Other |
Fireplace & Spa Fireplace: Other |
Gas & Electric Gas: PublicUtilities |
Windows, Doors, Floors & Walls Door: Other |
Levels, Entrance, & Accessibility Stories: 2Accessibility: Other |
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Exterior Home Features Roof: WoodFoundation: Concrete Perimeter and Slab |
Parking & Garage No CarportNo GarageParking: On Street |
Water & Sewer Sewer: Public Sewer |
Farm & Range Not Allowed to Raise Horses |
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Days on Market: 20 |
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Year Built Year Built: 1932 |
Property Type / Style Property Type: ResidentialProperty Subtype: Other, Residential |
Building Not a New Construction |
Property Information Parcel Number: 04214122000 |
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Price List Price: $1,395,000Price Per Sqft: $551 |
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MLS Status: Active |
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Direction & Address City: Aptos |
School Information High School District: SantaCruzCityHighWalk Score: 48 |
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Listing Agent Listing ID: ML82055373 |
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Building Area Building Area: 2532 |
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Lot Area: 1830 sqft |
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Special Conditions: Standard |
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Listing Agreement Type: ExclusiveAgency |
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Mls Number: ML82055373 |
Around this home
What Locals Say about Aptos
This October
Trick-or-Treat Score
Built from what locals say about this neighborhood.- 74% say there's holiday spirit
- 68% say neighbors are friendly
- 45% say there are community events
Trulia Trick or TreatStart Ghost Hunt
At least 115 Trulia users voted on each feature.
93 % Say it's dog friendly
91 % Say car is needed
87 % Say there's wildlife
83 % Say parking is easy
76 % Say yards are well-kept
74 % Say it's quiet
74 % Say there's holiday spirit
73 % Say people would walk alone at night
68 % Say neighbors are friendly
65 % Say kids play outside
59 % Say it's walkable to restaurants
58 % Say it's walkable to grocery stores
54 % Say they plan to stay for at least 5 years
45 % Say there are community events
44 % Say there are sidewalks
26 % Say streets are well-lit
Sourced by Trulia users. Learn more about our methodology.
Market trends in Aptos
Last updated September 2026
Avg. sale price
$1.27M
$5.83KMoM
Sale-to-List Price
—
Price per sq ft
$781
$7MoM
Available listings
115
9MoM
Sourced by Trulia Market Trends
Home Value
Trulia Estimate
$1.52MSince last month
Decreased$63K (-4.4%)Since last year
Decreased$267K (-16.3%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value decreased by -16% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| October 2026 | $1.37M |
| September 2026 | $1.43M |
| August 2026 | $1.55M |
| July 2026 | $1.64M |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.10 | Single-Family Home | $1,689,000 | 11/20/25 | 4 | 3.5 | 2,150 | |
0.08 | Single-Family Home | $1,250,000 | 05/20/26 | 4 | 2 | 1,486 | |
0.14 | Single-Family Home | $910,000 | 12/04/25 | 3 | 3.5 | 2,157 | |
0.18 | Single-Family Home | $1,950,000 | 09/23/26 | 3 | 4 | 1,886 | |
0.19 | Single-Family Home | $2,050,000 | 08/03/26 | 4 | 2.5 | 1,952 | |
0.25 | Single-Family Home | $1,360,000 | 01/09/26 | 4 | 3 | 2,374 | |
0.33 | Single-Family Home | $1,600,500 | 10/31/25 | 5 | 3 | 2,620 | |
0.24 | Single-Family Home | $2,610,000 | 08/25/26 | 3 | 3 | 1,549 | |
0.17 | Single-Family Home | $950,000 | 06/05/26 | 2 | 2 | 1,406 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.00 | $1,312,200 | 4 | 4 | 2,532 | Off Market | |
0.00 | - | - | - | - | Off Market | |
0.01 | $1,493,000 | 4 | 2 | 1,500 | Off Market | |
0.01 | $1,143,300 | 4 | 2 | 1,489 | Off Market | |
0.02 | $1,026,200 | 2 | 1 | 716 | Off Market | |
0.02 | $1,597,000 | 4 | 4 | 2,400 | Off Market | |
0.02 | $1,506,500 | 4 | 4 | 2,400 | Off Market | |
0.02 | $1,487,400 | 4 | 2 | 1,489 | Off Market | |
0.02 | $1,152,300 | 4 | 2 | 1,486 | Off Market | |
0.02 | $1,299,100 | 2 | 2 | 1,019 | Off Market | |
0.02 | $1,151,100 | 3 | 2 | 1,070 | Off Market | |
0.02 | - | - | - | - | Off Market | |
0.02 | $878,800 | 1 | 2 | 850 | Off Market | |
0.02 | - | 1 | 1 | 600 | Off Market | |
0.02 | - | 1 | 1 | 2,112 | Off Market | |
0.02 | - | 1 | 1 | 2,112 | Off Market | |
0.02 | $572,400 | 1 | 1 | 650 | Off Market | |
0.02 | $1,093,500 | 3 | 2 | 1,132 | Off Market | |
0.03 | $1,170,200 | 3 | 2 | 1,380 | Off Market | |
0.03 | - | - | - | - | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 29, 2026 Source: MLSListings Inc #ML82053454 | PriceChange | $1,395,000 Price decreased by 7% |
Sep 9, 2026 Source: MLSListings Inc #ML82053454 | PriceChange | $1,495,000 Price decreased by 6% |
Aug 18, 2026 Source: MLSListings Inc #ML82055373 | PriceChange | $1,595,000 Price decreased by 3% |
Aug 12, 2026 Source: MLSListings Inc #ML82055373 | PriceChange | $1,645,000 Price increased by 3% |
Aug 12, 2026 Source: MLSListings Inc #ML82053454 | PriceChange | $1,595,000 Price decreased by 3% |
Jul 29, 2026 Source: MLSListings Inc #ML82053454 | PriceChange | $1,645,000 Price decreased by 6% |
Jul 21, 2026 Source: MLSListings Inc #ML82053454 | Listed For Sale | $1,745,000 |
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Mario Desantis, Coldwell Banker Realty, (831) 469-8000
Agent Phone: (831) 291-0511
Based on information from the MLSListings MLS as of 2026-10-19 10:39:18 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Frequently asked questions about 105 Stephen Rd
- What is the estimated monthly payment for 105 Stephen Rd?Based on a $1,395,000 list price with 20% down at today's rates, the estimated monthly payment for 105 Stephen Rd in Aptos, CA is approximately $9,094 (about $7,740 principal & interest, $1,279 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 105 Stephen Rd compare to homes in Aptos?105 Stephen Rd in Aptos, CA is listed at $1,395,000, about 10% above the $1.27M median sale price in Aptos.
- What do residents say about Aptos?Residents describe Aptos, CA as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Aptos, CA.
- What are the closest schools to 105 Stephen Rd?The closest schools to 105 Stephen Rd in Aptos, CA are Aptos High School (rated 8/10), Aptos Junior High School (rated 5/10), Mar Vista Elementary School (rated 6/10).
- Does 105 Stephen Rd have air conditioning?Yes, 105 Stephen Rd in Aptos, CA has air conditioning.
- How big is the lot at 105 Stephen Rd?The lot at 105 Stephen Rd in Aptos, CA is about 0.04 acres (1,830 sq ft).
105 Stephen Rd, Aptos, CA 95003 is a 4 bedroom, 4 bathroom, 2,532 sqft single-family home built in 1932. This property is currently available for sale and was listed by MLSListings Inc on Sep 29, 2026. The MLS # for this home is MLS# ML82055373.