Is Aptos, CA dog-friendly?

As of early 2026, 93% of users say it's dog friendly

Is a car needed in Aptos, CA?

As of early 2026, 91% of users say car is needed

Is there wildlife in Aptos, CA?

As of early 2026, 87% of users say there's wildlife

Is parking easy in Aptos, CA?

As of early 2026, 83% of users say parking is easy

Are yards well-kept in Aptos, CA?

As of early 2026, 76% of users say yards are well-kept

As of early 2026, 74% of users say it's quiet

Does Aptos, CA show holiday spirit?

As of early 2026, 74% of users say there's holiday spirit

Would people walk alone at night in Aptos, CA?

As of early 2026, 73% of users say people would walk alone at night

Are neighbors friendly in Aptos, CA?

As of early 2026, 68% of users say neighbors are friendly

Do kids play outside in Aptos, CA?

As of early 2026, 65% of users say kids play outside

Is Aptos, CA walkable to restaurants?

As of early 2026, 59% of users say it's walkable to restaurants

Is Aptos, CA walkable to grocery stores?

As of early 2026, 58% of users say it's walkable to grocery stores

Do residents of Aptos, CA plan to stay at least 5 years?

As of early 2026, 54% of users say they plan to stay for at least 5 years

Are there community events in Aptos, CA?

As of early 2026, 45% of users say there are community events

Does Aptos, CA have sidewalks?

As of early 2026, 44% of users say there are sidewalks

Are the streets well-lit in Aptos, CA?

As of early 2026, 26% of users say streets are well-lit

FOR SALE

NEW - 2 HRS AGO

105 Stephen Rd
Aptos, CA 95003

4 Beds
4 Baths
2,532 sqft

$1,745,000

Est. Mortgage $10,489/mo*

Get Pre-Qualified

$1,745,000

Est. Mortgage $10,489/mo*

Get Pre-Qualified

4 Beds

4 Baths

2,532 sqft

Home Highlights

Parking

0 Carport Spaces

Climate Control

Heating & Cooling

Price/Sqft

$689

Listed

Less than a day ago

Local Information

Map ViewExplore the area around 105 Stephen Rd.
Schools1 Elementary School1 Middle School1 High School
Shop & Eat

-- mins to

Commute Destination

Description

Timeless Spanish Charm in the Heart of Rio del Mar Beach.

A rare opportunity to own one of the original Spanish-style fourplexes in sought-after Rio del Mar Beach. Built in 1932, this property reflects the architectural heritage of California's coastal communities while offering the stability of an exceptional investment. Situated on a single parcel moments from the sand, the fourplex features four one-bedroom, one-bath units a desirable mix that attracts tenants and strong rental demand in one of Santa Cruz's most coveted beachside neighborhoods. Units are separately metered. Recent improvements include a remodeled kitchen in Unit 1 and new paint and flooring in Unit 4. Residents enjoy an effortless coastal lifestyle steps from the beach, with Cabrillo College minutes away, Nisene Marks nearby for hiking and biking, and the shops and charm of Aptos Village close at hand. With multifamily development extremely limited and coastal properties increasingly hard to acquire, opportunities like this are rare historic architecture, a prime location, and lasting appreciation in one legacy asset. Ideal for expanding a portfolio, completing a 1031 exchange, or securing a trophy coastal asset this iconic fourplex is a true opportunity to own a piece of Santa Cruz County history.

Home Details for 105 Stephen Rd

Interior Features
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 4
Dimensions and Layout Living Area: 2532 Square Feet
Appliances & Utilities Utilities: Public Utilities, Water Public
Heating & Cooling Heating: OtherHas CoolingAir Conditioning: OtherHeating Fuel: Other
Gas & Electric Gas: PublicUtilities
Windows, Doors, Floors & Walls Door: Other
Levels, Entrance, & Accessibility Stories: 2Accessibility: Other

Exterior Features
Exterior Home Features Roof: WoodFoundation: Concrete Perimeter and Slab
Parking & Garage Has a CarportNo GarageParking: On Street
Water & Sewer Sewer: Public Sewer
Farm & Range Not Allowed to Raise Horses

Days on Market
Days on Market: <1 day on Trulia

Property Information
Year Built Year Built: 1932
Property Type / Style Property Type: Residential IncomeProperty Subtype: Quadruplex, Residential Income
Property Information Included in Sale: OvenRangeAllUnitsParcel Number: 04214122000

Price & Status
Price List Price: $1,745,000Price Per Sqft: $689

Active Status
MLS Status: Active

Location
Direction & Address City: Aptos
School Information High School District: SantaCruzCityHighWalk Score: 48

Agent Information
Listing Agent Listing ID: ML82053454

Building
Building Area Building Area: 2532

Lot Information
Lot Area: 1830 sqft

Listing Info
Special Conditions: Standard

Offer
Listing Agreement Type: ExclusiveAgency

Miscellaneous
Mls Number: ML82053454

Last check for updates: about 7 hours ago

Listing courtesy of Mario Desantis 02119587, (831) 291-0511

Coldwell Banker Realty, (831) 469-8000

Liliane Molda 01361410, (831) 212-1991

Lawrie & Lawrie Properties, (831) 462-4002

Source: MLSListings Inc, MLS#ML82053454

Also Listed on bridgeMLS/CCAR/Bay East AOR, MLSListings Inc.

Market trends in Aptos

Last updated June 2026

Avg. sale price

$1.36M

$70.83KMoM

Sale-to-List Price

98.8%

0.8%MoM

Price per sq ft

$810

$48MoM

Available listings

117

2MoM

Price History for 105 Stephen Rd

Date	Price	Event	Source
07/21/2026	$1,745,000	Listed For Sale	MLSListings Inc #ML82053454

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Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
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404 Monterey Ave, Capitola, CA	2.46	Multi-Family Home	$1,550,000	04/20/26	4	2	2,370
208 Stockton Ave, Capitola, CA	2.56	Multi-Family Home	$2,100,000	11/05/25	4	2	1,666
522 Oak Dr, Capitola, CA	2.72	Multi-Family Home	$1,565,000	12/12/25	4	3	2,000
3460 Maplethorpe Ln, Soquel, CA	2.31	Multi-Family Home	$2,100,000	08/29/25	8	4	3,655
1790 48th Ave, Capitola, CA	2.87	Multi-Family Home	$1,825,000	03/25/26	9	4	3,223

Nearby homes

Get a sense of prices in the area by checking nearby homes.

Skip to last item

OFF MARKET
Est. $1,424,200
3 bd
2 ba
1,237 sqft
114 Bennett Rd,
Aptos, CA 95003
OFF MARKET
Est. $1,465,200
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111 Stephen Rd,
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107 Bennett Rd,
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OFF MARKET
Est. $1,351,200
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205 Aptos Beach Dr,
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Century 21 Masters
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124 Winfield Way,
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Est. $984,400
3 bd
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120 Stephen Rd,
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Est. $1,089,900
3 bd
2 ba
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124 Stephen Rd,
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Skip to first item

Additional Cost

Assigned Schools

These are the assigned schools for 105 Stephen Rd.

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Aptos

At least 115 Trulia users voted on each feature.

93 % Say it's dog friendly
91 % Say car is needed
87 % Say there's wildlife
83 % Say parking is easy
76 % Say yards are well-kept
74 % Say it's quiet
74 % Say there's holiday spirit
73 % Say people would walk alone at night
68 % Say neighbors are friendly
65 % Say kids play outside
59 % Say it's walkable to restaurants
58 % Say it's walkable to grocery stores
54 % Say they plan to stay for at least 5 years
45 % Say there are community events
44 % Say there are sidewalks
26 % Say streets are well-lit

Sourced by Trulia users. Learn more about our methodology.

Casey Meyer
Resident
2mo ago
"The Aptos neighborhood is unique for its blend of redwood forests, coastal access, and small-town feel, with local farms, beaches, and a relaxed, outdoors-focused lifestyle all within a tight-knit community"
0
Flag
SeascapeCruzen
Resident
1y ago
"Lots of great local events at seascape village and the resort. Kids that attend the elementary school go to many events such as movie night and fairs. Summer time we have live music at the resort every Sunday. "
0
Flag
Stephanie Morway
Resident
2y ago
"Close to beaches and Capitol Village. A beautiful redwood forest state park called Niceness Marks. "
0
Flag
Casey Meyer
Resident
2y ago
"Aptos is nice. Very quiet and peaceful. Very safe. Nice natural grocery stores near by. A couple of nice restaurants. Weather during the rainy season can lead to extended power outages and road closures luckily that is only a few times a year. "
3
Flag
Jack M.
Resident
5y ago
"I use the Highway which is close to my neighborhood. Outside of that, the county bus system is the only public transit. The commute traffic is bad. Aptos is bikeable around the highway but there are many tight roads and can be hilly. "
0
Flag
Dianaangels
Resident
5y ago
"We feel safe to live here neighboor and community is very well behave and very nice my kids is very safe here too"
1
Flag
Marymerrill110
Resident
5y ago
"There is a dog beach here called beer can beach and the dogs run wild and free ! I meet so many nice neighbors there too."
6
Flag
Sspires
Resident
5y ago
"Yes. People are always walking their dogs around town. Dog owners obey leash laws for the most part and pick up after their animals. There are lots of beaches, parks and trails for dogs to explore. "
1
Flag
Dianaangels
Resident
5y ago
"Everyones working together for the security and peaceful of our neighborhood... very safe and near the ocean"
0
Flag
Brenda R.
Resident
5y ago
"Very dog friendly, lots of neighbors walk their dogs morning, daytime and night. Friendly neighbors too"
0
Flag
Dianaangels
Resident
5y ago
"They like walking their dog in our neighborhood because they feel safe, the prices of the house here is so expensive maybe thats why people is moving to other city"
4
Flag
Mirandas_mail
Resident
6y ago
"The area is beautiful and prolific for plants. Neighbors are friendly, there’s easy access to Monterey, Carmel and Big Sur. Nearby development has been blossoming with new businesses opening. Quick access to the beach and close proximity to Niscene Marks make this the perfect combo of ocean meets forest. "
0
Flag
Jason95052
Resident
6y ago
"No homeless people out robbing and breaking into cars like in santa cruz. Aptos is a shield from them and thats why i moved here. Sherifs actually respond to illegal activity vs the sc police having you fill out an online form and nothing ever happens..."
0
Flag
C M.
Resident
6y ago
"Close to beach, quiet neighborhood. Very good schools. No HOAs. Good mix of families and retirees. Mostly single-family homes, some townhomes."
0
Flag
AnnMarie A.
Resident
6y ago
"I have lived in Aptos for about 3 years. It a quiet place with some little gems restaurants and bars. The beaches are nice and a great walk."
0
Flag
Jweiss1062
Prev. Resident
6y ago
"grew up in this area and it is real America. Love it. Local businesses and market aregreat. Traffic can be bothersom. nice hiking and walking areas."
1
Flag
Fourkidss
Resident
7y ago
"Quiet low crime area. Occasional transients otherwise good people in the neighborhood. Great school district."
2
Flag
Lupita R.
Visitor
7y ago
"I love this place! It’s really nice and makes me feel like home! I have friends here and they love living in Aptos! "
0
Flag
Seanpmahoney14
Resident
8y ago
"Long term owners. Quiet and quaint. Walk to beach, walk to restaurants. Easy access to freeway but no so close you hear any traffic. Very quiet. "
1
Flag
Cegerrish
Resident
8y ago
"I have lived in this neighborhood above the beach for 40 years. We have beach going tourists, but generally no problems. People are friendly. Mostly a neighborhood of vacation homes."
0
Flag
Thomas M.
Resident
8y ago
"I have lived in this neighborhood 15 years and it’s been great. The large pine trees that still remain in Rio Del Mar are because of Mr Spreckels and that this land was his private hunting ground. He preserved the land as best as he could for future generations."
0
Flag

LGBTQ Local Legal Protections

Mario Desantis, Coldwell Banker Realty, (831) 469-8000

Agent Phone: (831) 291-0511

Based on information from the MLSListings MLS as of 2026-07-21 12:33:02 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

105 Stephen Rd, Aptos, CA 95003 is a 4 bedroom, 4 bathroom, 2,532 sqft multi-family built in 1932. This property is currently available for sale and was listed by MLSListings Inc on Jul 21, 2026. The MLS # for this home is MLS# ML82053454.

105 Stephen Rd
Aptos, CA 95003

$1,745,000