1040 Spinnaker St, Elgin, IL 60123
Property image
Property image
OFF MARKET

$490,000

Trulia Estimate
  • 4 Beds
  • 4 Baths
  • 2,300 sqft (on 0.33 acres)

1040 Spinnaker St, Elgin, IL 60123

Est. Refi. Payment $3,482/mo*
Refinance Your Home
Currently Off Market - Sold Apr 25, 2012 for $215,000

Home Value

Trulia Estimate
$490K
Since last month
Decreased$1K (-0.3%)
Since last year
Increased$21K (+4.5%)
Since last sale
Increased$275K (+127.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +85% in the last 10 years
MonthEstimated value
2026
August 2026$490K
July 2026$491K
June 2026$493K
May 2026$491K
April 2026$484K
March 2026$476K
February 2026$464K
January 2026$457K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2212 Baxter Ct, Elgin, IL
0.07
Single-Family Home
$480,000
06/01/26
4
3.5
2,261
1458 Woodland Dr, South Elgin, IL
0.21
Single-Family Home
$350,000
01/23/26
3
2.5
1,900
1467 Birch Ln, South Elgin, IL
0.29
Single-Family Home
$445,000
08/14/26
4
2.5
2,953
1113 Annandale Dr, Elgin, IL
0.30
Single-Family Home
$441,000
07/20/26
4
2.5
1,896
1436 Marleigh Ln, South Elgin, IL
0.24
Single-Family Home
$360,000
10/09/25
3
2.5
1,528
2370 Nantucket Ln, Elgin, IL
0.52
Single-Family Home
$425,000
09/09/25
4
2.5
2,358
2020 Medinah Cir, Elgin, IL
0.56
Single-Family Home
$420,000
09/03/25
5
3
2,288
740 Fairview Ln, South Elgin, IL
0.40
Single-Family Home
$395,000
01/02/26
3
3.5
2,425
27 Farmington Ct, South Elgin, IL
0.40
Single-Family Home
$390,000
09/15/25
3
2.5
1,630
1934 Mission Hills Dr, Elgin, IL
0.72
Single-Family Home
$422,224
09/03/25
4
3
2,348

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1031 Spinnaker St, Elgin, IL 60123
0.07
$475,700
6
2.5
2,481
Off Market
2212 Baxter Ct, Elgin, IL 60123
0.07
$480,000
4
3.5
2,261
Recently Sold
1289 Evergreen Ln, Elgin, IL 60123
0.17
$453,500
4
2.5
2,200
Off Market
11 Misty Ct, South Elgin, IL 60177
0.15
$401,300
3
1.5
1,511
Off Market
1484 Woodland Dr, South Elgin, IL 60177
0.17
$415,200
4
2.5
2,322
Off Market
1478 Woodland Dr, South Elgin, IL 60177
0.18
$419,800
3
3
1,948
Off Market
1298 Evergreen Ln, Elgin, IL 60123
0.21
$431,000
3
2.5
1,976
Off Market
2264 Cottonwood Dr, Elgin, IL 60123
0.22
$467,100
4
2.5
2,500
Off Market
1512 Birch Ln, South Elgin, IL 60177
0.21
$355,000
2
2
1,284
Recently Sold
3 Misty Ct, South Elgin, IL 60177
0.19
$361,800
3
1.5
1,562
Off Market
1459 S Blackhawk Cir, South Elgin, IL 60177
0.20
$407,100
4
3
1,970
Off Market
2278 Cottonwood Ct, Elgin, IL 60123
0.23
$523,500
4
3.5
2,740
Off Market

Local Information

  • Map ViewExplore the area around 1040 Spinnaker St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1999
Lot Size
0.33 acres
Living Area
2,300 sqft
Price/Sqft
$213

About this House

Beautiful immaculate four bedroom home with a pond view and a finished basement!. Large corner lot. Deck and hot tub overlook the pond. The pond is a catch and release pond. Professionally landscaped. Living room, formal dining room, family room and a large kitchen make this a wonderful home for entertaining.The patio door opens from the kitchen to the deck with the hot tub. Two story living at its best! Two full baths and 2 half baths. Kitchen features newer appliances, an island, and eating space for a table. The Large Master Suite has a whirlpool tub and separate shower. Exclude valences in the Master Bedroom. The finished lower level has a rec room with a kitchen which includes a refrigerator and a dishwasher.The pool table is negotiable. An extra sump pump and backup batteries for the sump pump protect the lower level. An 13 month Home Warranty is included for the buyer. All appliances stay. except for the freezer in the garage.Brokered And Advertised By: Huntley RealtyListing Agent: Mary Jo Darlington
1040 Spinnaker St, Elgin, IL 60123 is a 4 bedroom, 4 bathroom, 2,300 sqft single-family home built in 1999. It last sold for $215,000 on Apr 25, 2012. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $490,000, with a rent estimate of $3,402/month.

Home Details for 1040 Spinnaker St

Interior Features

Levels, Entrance, & Accessibility
Stories: 2Floors: Carpet, Hardwood
Appliances & Utilities
Cable ReadyDishwasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Air ConditioningCooling System: Central
Interior Details
Ceiling Fan

Exterior Features

Exterior Home Features
Roof: AsphaltExterior: Vinyl
Parking & Garage
Parking Spaces: 2

Property Information

Year Built
Year Built: 1999
Property Type / Style
Property Type: Single Family Home

Lot Information

Lot Area: 0.33 acres

Additional Information

On Site Laundry Available

Price and Tax history

DateEventPrice
Apr 25, 2012
Source: MRED as distributed by MLS GRID #08006987
Sold
$215,000
Apr 7, 2012
Source: Agent Provided
Pending
$224,900
Mar 3, 2012
Source: Agent Provided
Listed For Sale
$224,900
Oct 24, 2005
Source: N/A
Sold
$349,000
Jan 4, 2000
Source: N/A
Sold
$232,500

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$337K
$15KMoM
Sale-to-List Price
100.1%
0.1%MoM
Price per sq ft
$207
$2MoM
Available listings
251
12MoM

Around this home

What Locals Say about Elgin

At least 941 Trulia users voted on each feature.

  • 87 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 82 % Say car is needed

  • 78 % Say parking is easy

  • 76 % Say yards are well-kept

  • 72 % Say there's holiday spirit

  • 70 % Say kids play outside

  • 63 % Say streets are well-lit

  • 59 % Say people would walk alone at night

  • 56 % Say it's quiet

  • 54 % Say it's walkable to restaurants

  • 52 % Say it's walkable to grocery stores

  • 52 % Say there's wildlife

  • 48 % Say neighbors are friendly

  • 48 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • 86nasus
    "Looks like they did a really quick remodel with cut corners. Honestly, this house would have more charm if they would’ve left it how it was you can see bad angles, more pronounced now where they painted white to look more modern. Floors are crooked and leaning, and that would’ve been OK with original flooring."
    1
    Flag
  • Wpnhs6gnpj
    "We have a lot people walking with their door not matter what time , my neighbor is really peaceful , inkivebromoibe here for the last 30 years . If I have to choice other place in houses , I choose elgin again "
    0
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Amneey
    "Welcome to this neighborhood. Pets friendly and caring people . Safe and neat area, caring people. "
    0
    Flag
  • Charles B
    "Use the meta to get downtown. There is no public transportation here. Roads are busy sometimes so you need to be careful. "
    0
    Flag
  • NK
    "We love it here. Such a family friendly area. Amazing place to raise kids and feel safe! We are very grateful to live here."
    1
    Flag
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Erik
    "There aren’t really events but it’s just a friendly safe neighborhood to be in And has schools near by and local stores "
    1
    Flag
  • Imaadus
    "Love my neighborhood, it’s clean and save where I live! Schools are good. Nice well maintained parks"
    1
    Flag
  • Jeanette
    "I’ve lives in this neighborhood for about 3yrs and have had plenty of packages delivered with no issues and neighbors are pretty friendly around here. "
    3
    Flag
  • Jess Jessica
    "There’s always something going on in downtown Elgin for every season/holiday/event. We have a Casino boat too for entertainment. "
    2
    Flag
  • Jenjengu
    "I love Elgin! It is a friendly, diverse community with great shopping, parks, and recreation. I feel the schools offer students wonderful education opportunities. "
    3
    Flag
  • Trulia User
    "Only one entrance into the subdivision. Safe and adjacent to the Elgin Country Club. Homes well kept with beautiful landscaping. Low annual HOA with a few restrictions designed to maintain price integrity. "
    1
    Flag
  • Yvonne B.
    "Pretty safe, beautiful scenery, we have lots of entertainment. Elgin has plenty parks and great restaurants "
    1
    Flag
  • Jfairone
    "Nice neighborhood for families and pets, very walkable with sidewalks. Near library and good schools"
    11
    Flag
  • Reuben A.
    "Great Town to love in all close by for shopping food clothing etc., It’s is the city in the suburbs!"
    1
    Flag
  • Jfairone
    "Well kept for homes and friendly people. Near by shopping, restaurants good hospitals. Everything you need is close by"
    0
    Flag
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Jordan S.
    "Certain parts of Elgin are great then small parts not so much but I give it a 8 out of 10 for also the lack of transportation."
    6
    Flag
  • Samcasey92600
    "Dogs are very common in Elgin, and you usually will see plenty of other dogs while you walk your own. It’s nice, good ways to start up conversations and meet your neighbors. "
    0
    Flag
  • Chure2002
    "i have no neighbors , quite street, closed to 24 hr Walgreens closed to 24 hr jewel osco, closed to everthing "
    4
    Flag
  • Jaclyn B.
    "Decent neighborhood, nice neighbors. Good location close to highways and major roads. Grocery stores within driving distance. Would recommend for starter home area."
    0
    Flag
  • Jaclyn B.
    "Decent neighborhood. Not walking distance to many things but driving distance is decent. Neighbors are nice and well kept grounds in my subdivision. Would recommend for family and friends. Close to expressways and major roadways. "
    0
    Flag
  • Zzarate479
    "The 4th of July parade is so much fun,it last hours but is fun to watch the people that walk and do tricks and then the horses are even fun"
    2
    Flag
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
    0
    Flag
  • Stephanie S.
    "it's nice there are different parts of town. mostly all nice areas. high school are not the best. I like the elementary schools "
    0
    Flag
  • Nancytorres90
    "Kids are safe here.. my kids are always outside playing soccer with the kids in the neighborhood and i feel safe letting them be."
    0
    Flag
  • Dulce R.
    "Large fancy neighborhood surrounds the area. The townhomes are nice and spacious. The neighbors keep to themselves but are great neighbors and watch for strange vehicles. "
    0
    Flag
  • Joshua D. P.
    "Lots of people have dogs. There are several dog parks in the area. There are plenty of housing options that are pet friendly. "
    0
    Flag
  • Daniel E.
    "i see neightbors walking their dogs. having family cook outs and other events. great ambients to have your children grow in."
    0
    Flag
  • Tstewy625
    "I’ve been here my whole entire life and I think the most unique part of Elgin is for the most part we get along! "
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Co_wolf
    "I have a short commute to one of the 3 Metra stations in Elgin and take the train downtown every day."
    0
    Flag
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
    0
    Flag
  • Mark W.
    "It's not too bad. Most people are pretty friendly and nice. Noise isn’t too bad and most people will help each other when they need it. "
    1
    Flag
  • Cousinkimkimmie
    "sexual offenders in thier area and be aware of crime light up thier homes and lock doors dont let kids walk home.alone "
    4
    Flag
  • Jessica G.
    "Nightmare on Chicago street every year for Halloween is a huge even held in downtown Elgin! There is also many events held throughout the year "
    0
    Flag
  • Tracie B. N.
    "Very nice people and quiet neighborhood. Shopping within walking distance as well as pace bus stop going into downtown Elgin"
    0
    Flag
  • Geneva R.
    "well we have things for the kids to do like play basketball and football the girls play volleyball and rope. and my sit around and just talk and play board games that's what we do in are community for are kids and young kid's."
    0
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 1040 Spinnaker St

  • What is 1040 Spinnaker St estimated to be worth?
    Trulia's estimated value for 1040 Spinnaker St in Elgin, IL is $490,000.
  • What is the price history for 1040 Spinnaker St?
    1040 Spinnaker St in Elgin, IL last sold for $215,000 in April 2012.
  • Is Elgin a buyer's or seller's market?
    Elgin is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Elgin?
    The median sale price in Elgin is $337K. That is up $15K from the prior month.
  • Does 1040 Spinnaker St have air conditioning?
    Yes, 1040 Spinnaker St in Elgin, IL has air conditioning.
  • Does 1040 Spinnaker St have laundry facilities?
    Yes, 1040 Spinnaker St in Elgin, IL has in-unit laundry.

Explore by feature - Pet Friendly

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Off Market Homes Near 1040 Spinnaker St

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