1031 Spinnaker St, Elgin, IL 60123
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Property image
OFF MARKET

1031 Spinnaker St
Elgin, IL 60123

  • 6 Beds
  • 2.5 Baths
  • 2,481 sqft

$475,700

Trulia Estimate
as of Aug 22, 2026
Est. Refi. Payment $3,368/mo*
Refinance Your Home

$475,700

Trulia Estimate
as of Aug 22, 2026
Est. Refi. Payment $3,368/mo*
Refinance Your Home
6 Beds
2.5 Baths
2,481 sqft

Home Value

Trulia Estimate
$476K
Since last month
Increased$5K (+1%)
Since last year
Increased$32K (+7.3%)
Since last sale
Increased$47K (+11.1%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +79% in the last 10 years
MonthEstimated value
2026
August 2026$474K
July 2026$470K
June 2026$470K
May 2026$461K
April 2026$451K
March 2026$453K
February 2026$441K
January 2026$449K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1289 Evergreen Ln, Elgin, IL
0.22
Single-Family Home
$429,900
08/22/25
4
2.5
2,200
2212 Baxter Ct, Elgin, IL
0.11
Single-Family Home
$480,000
06/01/26
4
3.5
2,261
1113 Annandale Dr, Elgin, IL
0.24
Single-Family Home
$441,000
07/20/26
4
2.5
1,896
1467 Birch Ln, South Elgin, IL
0.36
Single-Family Home
$445,000
08/14/26
4
2.5
2,953
2370 Nantucket Ln, Elgin, IL
0.46
Single-Family Home
$425,000
09/09/25
4
2.5
2,358
2366 Coral Cv, Elgin, IL
0.32
Single-Family Home
$425,000
08/07/26
3
2.5
2,816
1458 Woodland Dr, South Elgin, IL
0.28
Single-Family Home
$350,000
01/23/26
3
2.5
1,900
2020 Medinah Cir, Elgin, IL
0.51
Single-Family Home
$420,000
09/03/25
5
3
2,288
625 Fairview Ln, South Elgin, IL
0.32
Single-Family Home
$375,000
05/27/26
3
1.5
1,414
1436 Marleigh Ln, South Elgin, IL
0.27
Single-Family Home
$360,000
10/09/25
3
2.5
1,528

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
2212 Baxter Ct, Elgin, IL 60123
0.11
$480,000
4
3.5
2,261
Recently Sold
1220 Navy Ct, Elgin, IL 60123
0.19
$489,100
4
2.5
2,430
Off Market
1087 N Annandale Dr, Elgin, IL 60123
0.21
$498,900
5
2.5
-
Off Market
1101 Annandale Dr, Elgin, IL 60123
0.22
$468,200
4
3
2,808
Off Market
1113 Annandale Dr, Elgin, IL 60123
0.24
$441,000
4
2.5
1,896
Recently Sold
11 Misty Ct, South Elgin, IL 60177
0.21
$396,500
3
1.5
1,511
Off Market
2278 Cottonwood Ct, Elgin, IL 60123
0.22
$523,500
4
3.5
2,740
Off Market
1289 Evergreen Ln, Elgin, IL 60123
0.22
$448,100
4
2.5
2,200
Off Market
1110 Cottage Cv, Elgin, IL 60123
0.26
$456,000
6
3.5
3,729
Off Market
2264 Cottonwood Dr, Elgin, IL 60123
0.22
$467,100
4
2.5
2,500
Off Market
2333 W Coral Cv, Elgin, IL 60123
0.28
$367,300
3
1.5
-
Off Market

Local Information

  • Map ViewExplore the area around 1031 Spinnaker St.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1999
Living Area
2,481 sqft
Price/Sqft
$192
Parking
2 Car Garage
HOA
$14/Monthly

About this House

Welcome to 1031 Spinnaker St., Elgin, IL 60123 - a spacious and elegant home that offers both comfort and style. Built in 1999, this property boasts 3,471 square feet of living space, making it one of the largest models in the area. With 6 bedrooms and 2.5 bathrooms, this home is perfect for buyers seeking ample space and modern amenities. The home features 6 spacious bedrooms, including a first-floor bedroom for added convenience, a finished basement with a modern, minimalistic design, a large, open living room with a striking fireplace and high ceilings, and a 2-car garage providing ample parking and storage space. The master bedroom includes a large walk-in closet, and recent upgrades such as a new roof (2016), AC unit (2017), and a new sump pump add to the home's appeal. The living area is a true centerpiece of this home, featuring a tall fireplace framed in a white mantel with a brick inlay. The high ceilings and large windows allow natural light to flood the room, creating a bright and inviting atmosphere. The adjacent kitchen, with its modern design, light wood cabinetry, and stainless steel appliances, offers a seamless flow between spaces, perfect for entertaining and family gatherings. The finished basement adds a contemporary touch and the recessed lighting ensures the space is well-lit and welcoming, making it ideal for a variety of uses, from a home office to a recreational area. Located close to Randall Rd. and highway access, this home offers convenience for commuters. Additionally, the proximity to the Fox River and Fox River Trail provides ample opportunities for outdoor activities and recreation. This sale is based on the completion of a prior transaction.
1031 Spinnaker St, Elgin, IL 60123 is a 6 bedroom, 3 bathroom, 2,481 sqft single-family home built in 1999. It last sold for $427,000 on Nov 21, 2024 (2% above the $419,900 asking price). It is currently off market. The Trulia Estimate is $475,700, with a rent estimate of $3,629/month.
Last check for updates: about 17 hours ago
Listed by Ryan Ivemeyer, (815) 496-4288
O'Neil Property Group, LLC
Kealan O'Neil, (630) 788-7273
O'Neil Property Group, LLC
Bought with: Amy Adorno, (630) 881-8221, Executive Realty Group LLC
Source: MRED as distributed by MLS GRID, MLS#12177931

Home Details for 1031 Spinnaker St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Finished,FullNumber of Rooms: 11Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Bedroom 6, Dining Room, Family Room, Kitchen, Laundry, Living Room, Recreation Room, Utility Room Lower Level
Beds & Baths
Number of Bedrooms: 6Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2481 Square Feet
Appliances & Utilities
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, DryerDishwasherDryerLaundry: Main LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Living RoomHas a FireplaceNo Spa
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability Access
View
No View

Exterior Features

Exterior Home Features
Roof: AsphaltFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Garage Door Opener,On Site,Garage Owned,Attached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (below surface): 990 Square Feet

Property Information

Year Built
Year Built: 1999
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl Siding, BrickNot a New Construction
Property Information
Parcel Number: 0628453033

Price & Status

Price
List Price: $419,900
Status Change & Dates
Off Market Date: Tue Oct 08 2024Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School District: 46Jr High / Middle School District: 46High School District: 46

Agent Information

Buyer Agent
Buyer Company Name: Amy & Joe

Building

Building Area
Building Area: 3471 Square Feet

HOA

HOA Fee Includes: OtherHas an HOAHOA Fee: $165/Annually

Lot Information

Lot Area: 9583.2 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Conventional

Business

Business Information
Ownership: Fee Simple w/ HO Assn.

Miscellaneous

BasementMls Number: 12177931

Additional Information

Source Internet Entire Listing DisplaySource Internet Address DisplayMRD REMARKSINTERNET: Yes

Price and Tax history

DateEventPrice
Nov 21, 2024
Source: MRED as distributed by MLS GRID #12177931
Sold
$427,000
Oct 8, 2024
Source: MRED as distributed by MLS GRID #12177931
Contingent
$419,900
Oct 1, 2024
Source: MRED as distributed by MLS GRID #12177931
Listed For Sale
$419,900
Dec 15, 1999
Source: N/A
Sold
$243,000

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$337K
$15KMoM
Sale-to-List Price
100.1%
0.1%MoM
Price per sq ft
$207
$2MoM
Available listings
251
12MoM

Around this home

What Locals Say about Elgin

At least 941 Trulia users voted on each feature.

  • 87 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 82 % Say car is needed

  • 78 % Say parking is easy

  • 76 % Say yards are well-kept

  • 72 % Say there's holiday spirit

  • 70 % Say kids play outside

  • 63 % Say streets are well-lit

  • 59 % Say people would walk alone at night

  • 56 % Say it's quiet

  • 54 % Say it's walkable to restaurants

  • 52 % Say it's walkable to grocery stores

  • 52 % Say there's wildlife

  • 48 % Say neighbors are friendly

  • 48 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • 86nasus
    "Looks like they did a really quick remodel with cut corners. Honestly, this house would have more charm if they would’ve left it how it was you can see bad angles, more pronounced now where they painted white to look more modern. Floors are crooked and leaning, and that would’ve been OK with original flooring."
    1
    Flag
  • Wpnhs6gnpj
    "We have a lot people walking with their door not matter what time , my neighbor is really peaceful , inkivebromoibe here for the last 30 years . If I have to choice other place in houses , I choose elgin again "
    0
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Amneey
    "Welcome to this neighborhood. Pets friendly and caring people . Safe and neat area, caring people. "
    0
    Flag
  • Charles B
    "Use the meta to get downtown. There is no public transportation here. Roads are busy sometimes so you need to be careful. "
    0
    Flag
  • NK
    "We love it here. Such a family friendly area. Amazing place to raise kids and feel safe! We are very grateful to live here."
    1
    Flag
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Erik
    "There aren’t really events but it’s just a friendly safe neighborhood to be in And has schools near by and local stores "
    1
    Flag
  • Imaadus
    "Love my neighborhood, it’s clean and save where I live! Schools are good. Nice well maintained parks"
    1
    Flag
  • Jeanette
    "I’ve lives in this neighborhood for about 3yrs and have had plenty of packages delivered with no issues and neighbors are pretty friendly around here. "
    3
    Flag
  • Jess Jessica
    "There’s always something going on in downtown Elgin for every season/holiday/event. We have a Casino boat too for entertainment. "
    2
    Flag
  • Jenjengu
    "I love Elgin! It is a friendly, diverse community with great shopping, parks, and recreation. I feel the schools offer students wonderful education opportunities. "
    3
    Flag
  • Trulia User
    "Only one entrance into the subdivision. Safe and adjacent to the Elgin Country Club. Homes well kept with beautiful landscaping. Low annual HOA with a few restrictions designed to maintain price integrity. "
    1
    Flag
  • Yvonne B.
    "Pretty safe, beautiful scenery, we have lots of entertainment. Elgin has plenty parks and great restaurants "
    1
    Flag
  • Jfairone
    "Nice neighborhood for families and pets, very walkable with sidewalks. Near library and good schools"
    11
    Flag
  • Reuben A.
    "Great Town to love in all close by for shopping food clothing etc., It’s is the city in the suburbs!"
    1
    Flag
  • Jfairone
    "Well kept for homes and friendly people. Near by shopping, restaurants good hospitals. Everything you need is close by"
    0
    Flag
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Jordan S.
    "Certain parts of Elgin are great then small parts not so much but I give it a 8 out of 10 for also the lack of transportation."
    6
    Flag
  • Samcasey92600
    "Dogs are very common in Elgin, and you usually will see plenty of other dogs while you walk your own. It’s nice, good ways to start up conversations and meet your neighbors. "
    0
    Flag
  • Chure2002
    "i have no neighbors , quite street, closed to 24 hr Walgreens closed to 24 hr jewel osco, closed to everthing "
    4
    Flag
  • Jaclyn B.
    "Decent neighborhood, nice neighbors. Good location close to highways and major roads. Grocery stores within driving distance. Would recommend for starter home area."
    0
    Flag
  • Jaclyn B.
    "Decent neighborhood. Not walking distance to many things but driving distance is decent. Neighbors are nice and well kept grounds in my subdivision. Would recommend for family and friends. Close to expressways and major roadways. "
    0
    Flag
  • Zzarate479
    "The 4th of July parade is so much fun,it last hours but is fun to watch the people that walk and do tricks and then the horses are even fun"
    2
    Flag
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
    0
    Flag
  • Stephanie S.
    "it's nice there are different parts of town. mostly all nice areas. high school are not the best. I like the elementary schools "
    0
    Flag
  • Nancytorres90
    "Kids are safe here.. my kids are always outside playing soccer with the kids in the neighborhood and i feel safe letting them be."
    0
    Flag
  • Dulce R.
    "Large fancy neighborhood surrounds the area. The townhomes are nice and spacious. The neighbors keep to themselves but are great neighbors and watch for strange vehicles. "
    0
    Flag
  • Joshua D. P.
    "Lots of people have dogs. There are several dog parks in the area. There are plenty of housing options that are pet friendly. "
    0
    Flag
  • Daniel E.
    "i see neightbors walking their dogs. having family cook outs and other events. great ambients to have your children grow in."
    0
    Flag
  • Tstewy625
    "I’ve been here my whole entire life and I think the most unique part of Elgin is for the most part we get along! "
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Co_wolf
    "I have a short commute to one of the 3 Metra stations in Elgin and take the train downtown every day."
    0
    Flag
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
    0
    Flag
  • Mark W.
    "It's not too bad. Most people are pretty friendly and nice. Noise isn’t too bad and most people will help each other when they need it. "
    1
    Flag
  • Cousinkimkimmie
    "sexual offenders in thier area and be aware of crime light up thier homes and lock doors dont let kids walk home.alone "
    4
    Flag
  • Jessica G.
    "Nightmare on Chicago street every year for Halloween is a huge even held in downtown Elgin! There is also many events held throughout the year "
    0
    Flag
  • Tracie B. N.
    "Very nice people and quiet neighborhood. Shopping within walking distance as well as pace bus stop going into downtown Elgin"
    0
    Flag
  • Geneva R.
    "well we have things for the kids to do like play basketball and football the girls play volleyball and rope. and my sit around and just talk and play board games that's what we do in are community for are kids and young kid's."
    0
    Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

Frequently asked questions about 1031 Spinnaker St

  • What is 1031 Spinnaker St estimated to be worth?
    Trulia's estimated value for 1031 Spinnaker St in Elgin, IL is $475,700.
  • What is the price history for 1031 Spinnaker St?
    1031 Spinnaker St in Elgin, IL last sold for $427,000 in November 2024.
  • Is Elgin a buyer's or seller's market?
    Elgin is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Elgin?
    The median sale price in Elgin is $337K. That is up $15K from the prior month.
  • Does 1031 Spinnaker St have air conditioning?
    Yes, 1031 Spinnaker St in Elgin, IL has air conditioning.
  • Does 1031 Spinnaker St have laundry facilities?
    Yes, 1031 Spinnaker St in Elgin, IL has in-unit laundry.

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Off Market Homes Near 1031 Spinnaker St

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