1038 TOP MINNOW ROAD, Saint Cloud, FL 34771
SOLD
JUN 26, 2026

$512,400

Trulia Estimate
  • 4 Beds
  • 3.5 Baths
  • 2,582 sqft

1038 TOP MINNOW ROAD, Saint Cloud, FL 34771

Est. Refi. Payment $3,737/mo*
Refinance Your Home
Currently Off Market - Sold Jun 26, 2026 for $520,000 (5% below list price)

Home Value

Trulia Estimate
$512K
Since last month
Decreased$3K (-0.6%)
Since last year
Increased$13K (+2.6%)
Since last sale
Decreased$8K (-1.5%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +3% in the last 10 years
MonthEstimated value
2026
September 2026$512K
August 2026$515K
July 2026$518K
June 2026$494K
May 2026$501K
April 2026$499K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1056 TOP MINNOW ROAD, Saint Cloud, FL
0.02
Single-Family Home
$534,209
06/23/26
4
3.5
2,582
5145 FIRESTONE ALLEY, Saint Cloud, FL
0.05
Single-Family Home
$485,000
04/27/26
4
3.5
2,441
5190 GOLDFINCH DRIVE, Saint Cloud, FL
0.05
Single-Family Home
$465,000
09/25/25
4
3.5
2,138
5157 FIRESTONE ALLEY, Saint Cloud, FL
0.06
Single-Family Home
$475,000
03/30/26
4
3.5
2,441
5103 LOST KEY PLACE, Saint Cloud, FL
0.08
Single-Family Home
$485,000
08/28/26
4
2.5
2,197
5148 GOLDFINCH DRIVE, Saint Cloud, FL
0.06
Single-Family Home
$491,000
11/25/25
4
3.5
2,149
1044 TOP MINNOW ROAD, Saint Cloud, FL
0.01
Single-Family Home
$425,000
05/19/26
4
2.5
1,790
5136 GOLDFINCH DRIVE, Saint Cloud, FL
0.05
Single-Family Home
$515,000
09/29/25
3
2.5
2,400

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1044 TOP MINNOW ROAD, Saint Cloud, FL 34771
0.01
$425,000
4
2.5
1,790
Recently Sold
1014 TOP MINNOW ROAD, Saint Cloud, FL 34771
0.03
$465,000
3
3.5
1,989
For Sale
1050 TOP MINNOW ROAD, Saint Cloud, FL 34771
0.02
$425,000
3
2.5
1,790
Recently Sold
1056 TOP MINNOW ROAD, Saint Cloud, FL 34771
0.02
$534,209
4
3.5
2,582
Recently Sold
5118 GOLDFINCH DRIVE, Saint Cloud, FL 34771
0.03
$442,000
3
3.5
2,149
Off Market
5145 FIRESTONE ALLEY, Saint Cloud, FL 34771
0.05
$485,000
4
3.5
2,441
Recently Sold
5190 GOLDFINCH DRIVE, Saint Cloud, FL 34771
0.05
$442,000
4
3.5
2,138
Off Market
5124 GOLDFINCH DRIVE, Saint Cloud, FL 34771
0.05
$457,000
3
2.5
1,992
Recently Sold
5136 GOLDFINCH DRIVE, Saint Cloud, FL 34771
0.05
$520,000
3
2.5
2,400
For Sale
5157 FIRESTONE ALLEY, Saint Cloud, FL 34771
0.06
$475,000
4
3.5
2,441
Recently Sold
5103 LOST KEY PLACE, Saint Cloud, FL 34771
0.08
$485,000
4
2.5
2,197
Recently Sold

Local Information

  • Map ViewExplore the area around 1038 TOP MINNOW ROAD.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 2026
2,582 sqft
$201/sqft
2 Car Garage
HOA $84/mo

About this House

What's unique:Three additional bedroomsSpacious bathWelcoming porchWasher and dryerGourmet kitchenConvenient half bath
What's Special: Close to Amenities | Close to Park | Covered Patio | Flex Room. New Construction – Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Anastasia at 1038 Top Minnow Road in The Waters at Center Lake Ranch! From the welcoming porch, you step into a bright foyer that leads past a private study and into the open great room with soaring ceilings, dining area, and kitchen, creating a comfortable flow for everyday living and entertaining. Just off the great room, the lanai extends your living space outdoors and gives you a relaxing place to unwind or gather with friends. The laundry room and a convenient half bath are thoughtfully tucked away to keep daily routines simple and organized. The primary suite is privately placed on the main level and features a spacious bath and walk-in closet that feels like your own retreat. Upstairs, a versatile loft overlooking the great room is joined by three additional bedrooms and two full baths, giving everyone space to spread out while staying connected. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: gourmet kitchen, pocket sliding glass door at great room, 8' interior doors, alternate study with French doors, GE refrigerator, washer and dryer. Photos are for representative purposes only. MLS#O6401744
1038 TOP MINNOW ROAD, Saint Cloud, FL 34771 is a 4 bedroom, 4 bathroom, 2,582 sqft single-family home built in 2026. It last sold for $520,000 on Jun 26, 2026 (5% below the $544,990 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $512,400, with a rent estimate of $2,842/month.
Last check for updates: about 14 hours ago
Listed by Michelle Campbell, (407) 756-5025
TAYLOR MORRISON REALTY OF FLORIDA INC, (407) 756-5025
Bought with: Edward Lian, (352) 871-0994, KELLER WILLIAMS ELITE PARTNERS III REALTY, (321) 527-5111
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6401744
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 1038 TOP MINNOW ROAD

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Den, Dining Room, Great Room, Kitchen, Loft
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2582 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Natural Gas Available, Natural Gas Connected, Sewer Available, Sprinkler Recycled, Street Lights, Underground Utilities, Water AvailableAppliances: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Tankless Water Heater, WasherDishwasherDisposalDryerLaundry: InsideMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Tile
View
Has a ViewView: Water, Pond

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: PatioExterior: Irrigation SystemFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Garage Door Opener
Frontage
Waterfront: Pond AccessRoad Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 31

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Craftsman
Building
Construction Materials: Block, Cement Siding, Stone, StuccoIs a New ConstructionNot Attached PropertyNo Additional ParcelsIncludes Home Warranty
Property Information
Condition: CompletedParcel Number: NALOT123

Price & Status

Price
List Price: $544,990Price Per Sqft: $201/sqft
Status Change & Dates
Off Market Date: Sun May 24 2026Possession Timing: Close Of Escrow

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: ST CLOUDCommunity: THE WATERS AT CENTER LAKE RANCH
School Information
Elementary School: Narcoossee ElementaryJr High / Middle School: Narcoossee MiddleHigh School: Harmony High

Building

Building Details
Builder Model: AnastasiaBuilder Name: Taylor Morrison
Building Area
Building Area: 4800 Square Feet

Community

Community Features: Dog Park, Playground, PoolNot Senior Community
Other
Playground

HOA

HOA Name: Castle GroupHOA Phone: 800-337-5850Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $84/Monthly

Lot Information

Lot Area: 4800 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6401744Water ViewWater View: Water, PondShowing Considerations: See RemarksShowing Requirements: Appointment Only, Call Before Showing, Call Listing Office, See RemarksUniversal Property Id: US-12097-N-123-R-N

Additional Information

HOA Amenities: Basketball Court,Playground,Pool

Price and Tax history

DateEventPrice
Jun 26, 2026
Source: Stellar MLS #O6401744
Sold
$520,000
May 25, 2026
Source: Stellar MLS #O6401744
Pending
$544,990
Apr 23, 2026
Source: Taylor Morrison
Listed For Sale
$544,990

Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$380K
$10.17KMoM
Sale-to-List Price
98.8%
0.1%MoM
Price per sq ft
$202
$1MoM
Available listings
991
12MoM

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
    Flag
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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LGBTQ Local Legal Protections

Frequently asked questions about 1038 TOP MINNOW ROAD

  • What is 1038 TOP MINNOW ROAD estimated to be worth?
    Trulia's estimated value for 1038 TOP MINNOW ROAD in Saint Cloud, FL is $512,400.
  • What is the price history for 1038 TOP MINNOW ROAD?
    1038 TOP MINNOW ROAD in Saint Cloud, FL last sold for $520,000 in June 2026.
  • Is Saint Cloud a buyer's or seller's market?
    Saint Cloud is currently a buyer's market, based on recent for-sale activity.
  • What's the median sale price in Saint Cloud?
    The median sale price in Saint Cloud is $380K. That is down $10.17K from the prior month.
  • Does 1038 TOP MINNOW ROAD have air conditioning?
    Yes, 1038 TOP MINNOW ROAD in Saint Cloud, FL has air conditioning.
  • Does 1038 TOP MINNOW ROAD have a pool?
    Yes, 1038 TOP MINNOW ROAD in Saint Cloud, FL has a pool.

Explore by feature - Pet Friendly

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