1014 TOP MINNOW ROAD, Saint Cloud, FL 34771
Property image
Property image
FOR SALE
NEW - 1 HR AGO

$465,000

  • 3 Beds
  • 3.5 Baths
  • 1,989 sqft

1014 TOP MINNOW ROAD, Saint Cloud, FL 34771

Est. Mortgage $3,528/mo*
Get Pre-Qualified

Home Highlights

Single-Family Home
Built in 2025
$234/sqft
2 Car Garage
HOA $173/mo

Local Information

  • Map ViewExplore the area around 1014 TOP MINNOW ROAD.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Welcome to 1014 Top Minnow Rd, a beautifully designed home located in the desirable Waters at Center Lake Ranch community in St. Cloud. This spacious 3-bedroom, 3.5-bath residence offers approximately 1,989 square feet of thoughtfully designed living space, a 2-car garage, and a modern open-concept floor plan. The main level features a welcoming great room that flows seamlessly into the dining area and kitchen, creating an ideal space for everyday living and entertaining. The kitchen offers generous counter space, ample cabinetry, and a pantry for additional storage. The primary suite is conveniently located on the first floor and includes a private bath and walk-in closet. Upstairs, two additional bedrooms and a versatile loft provide plenty of flexibility for a home office, media area, game room, or additional living space. Enjoy Florida living from the covered lanai and take advantage of the community's impressive amenities, including a resort-style pool, playground, basketball court, dog park, walking trails, and recreational areas. Conveniently located near Narcoossee Road with easy access to Lake Nona, Medical City, shopping, dining, schools, Orlando International Airport, and major Central Florida roadways. Sale is subject to the assumption of the seller's existing loan. Buyer must qualify for and obtain lender approval for the loan assumption. Contact the listing agent for additional information regarding the assumption process and available loan terms. Don't miss the opportunity to make this beautiful St. Cloud home yours. Schedule your private showing today!
Last check for updates: about 1 hour ago
Listing Provided by: Ronald Fuenmayor, (786) 294-1244
EXP REALTY LLC, (888) 883-8509
Originating MLS: Sarasota - Manatee
Source: Stellar MLS, MLS#S5157301
Also Listed on Stellar MLS, eXp Realty.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 1014 TOP MINNOW ROAD

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1989 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer AvailableAppliances: Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer, Water SoftenerDisposalDryerLaundry: InsideMicrowaveWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceNo Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Carpet, Laminate
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Carpet, Laminate
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: <1 day on Trulia

Property Information

Year Built
Year Built: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Contemporary
Building
Construction Materials: Block, StuccoNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 292531094500011190

Price & Status

Price
List Price: $465,000Price Per Sqft: $234

Active Status

MLS Status: Active

Location

Direction & Address
City: ST CLOUDCommunity: WATERS/CENTER LK RANCH PH 1B

Agent Information

Listing Agent
Listing ID: S5157301

Building

Building Area
Building Area: 2514 Square Feet

Community

Not Senior Community

HOA

HOA Name: Waters at Center Lake RanchAssociation for this Listing: Sarasota - ManateeHas an HOAHOA Fee: $173/Monthly

Lot Information

Lot Area: 4792 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Assumable

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5157301Showing Considerations: Inconsistent Cell ServiceShowing Requirements: Call Listing Agent, See RemarksUniversal Property Id: US-12097-N-292531094500011190-R-N

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
    Flag
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
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  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
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  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Market trends in Saint Cloud

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$380K
$10.17KMoM
Sale-to-List Price
98.8%
0.1%MoM
Price per sq ft
$202
$1MoM
Available listings
991
12MoM

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
5124 GOLDFINCH DRIVE, Saint Cloud, FL
0.07
Single-Family Home
$457,000
11/25/25
3
2.5
1,992
1050 TOP MINNOW ROAD, Saint Cloud, FL
0.05
Single-Family Home
$425,000
06/09/26
3
2.5
1,790
1011 LADYFISH TRAIL, Saint Cloud, FL
0.15
Single-Family Home
$462,000
10/31/25
3
3.5
1,989
5118 GOLDFINCH DRIVE, Saint Cloud, FL
0.06
Single-Family Home
$465,000
09/23/25
3
3.5
2,149
5190 GOLDFINCH DRIVE, Saint Cloud, FL
0.07
Single-Family Home
$465,000
09/25/25
4
3.5
2,138
5136 GOLDFINCH DRIVE, Saint Cloud, FL
0.06
Single-Family Home
$515,000
09/29/25
3
2.5
2,400
1044 TOP MINNOW ROAD, Saint Cloud, FL
0.04
Single-Family Home
$425,000
05/19/26
4
2.5
1,790
5103 LOST KEY PLACE, Saint Cloud, FL
0.06
Single-Family Home
$485,000
08/28/26
4
2.5
2,197

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1038 TOP MINNOW ROAD, Saint Cloud, FL 34771
0.03
$520,000
4
3.5
2,582
Recently Sold
1044 TOP MINNOW ROAD, Saint Cloud, FL 34771
0.04
$425,000
4
2.5
1,790
Recently Sold
1050 TOP MINNOW ROAD, Saint Cloud, FL 34771
0.05
$425,000
3
2.5
1,790
Recently Sold
1056 TOP MINNOW ROAD, Saint Cloud, FL 34771
0.05
$534,209
4
3.5
2,582
Recently Sold
5118 GOLDFINCH DRIVE, Saint Cloud, FL 34771
0.06
$445,800
3
3.5
2,149
Off Market
5145 FIRESTONE ALLEY, Saint Cloud, FL 34771
0.05
$485,000
4
3.5
2,441
Recently Sold
5190 GOLDFINCH DRIVE, Saint Cloud, FL 34771
0.07
$445,900
4
3.5
2,138
Off Market
5124 GOLDFINCH DRIVE, Saint Cloud, FL 34771
0.07
$457,000
3
2.5
1,992
Recently Sold
5136 GOLDFINCH DRIVE, Saint Cloud, FL 34771
0.06
$520,000
3
2.5
2,400
For Sale
5157 FIRESTONE ALLEY, Saint Cloud, FL 34771
0.06
$475,000
4
3.5
2,441
Recently Sold
5103 LOST KEY PLACE, Saint Cloud, FL 34771
0.06
$485,000
4
2.5
2,197
Recently Sold

Price and Tax history

DateEventPrice
Sep 13, 2026
Source: eXp Realty #S5157301
Listed For Sale
$465,000
Jul 2, 2026
Source: N/A
Sold
$465,000

LGBTQ Local Legal Protections

Ronald Fuenmayor, EXP REALTY LLC, (888) 883-8509
Agent Phone: (786) 294-1244

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Frequently asked questions about 1014 TOP MINNOW ROAD

  • What is the estimated monthly payment for 1014 TOP MINNOW ROAD?
    Based on a $465,000 list price with 20% down at today's rates, the estimated monthly payment for 1014 TOP MINNOW ROAD in Saint Cloud, FL is approximately $3,398 (about $2,498 principal & interest, $825 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 1014 TOP MINNOW ROAD compare to homes in Saint Cloud?
    1014 TOP MINNOW ROAD in Saint Cloud, FL is listed at $465,000, about 23% above the $380K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 1014 TOP MINNOW ROAD?
    The closest schools to 1014 TOP MINNOW ROAD in Saint Cloud, FL are Harmony High School (rated 5/10), Narcoossee Elementary School (Pre-K, rated 6/10), Narcoossee Middle School (rated 6/10).
  • Does 1014 TOP MINNOW ROAD have air conditioning?
    Yes, 1014 TOP MINNOW ROAD in Saint Cloud, FL has air conditioning.
  • Does 1014 TOP MINNOW ROAD have laundry facilities?
    Yes, 1014 TOP MINNOW ROAD in Saint Cloud, FL has in-unit laundry.
1014 TOP MINNOW ROAD, Saint Cloud, FL 34771 is a 3 bedroom, 4 bathroom, 1,989 sqft single-family home built in 2025. This property is currently available for sale and was listed by Stellar MLS on Sep 13, 2026. The MLS # for this home is MLS# S5157301.