1028 Spinnaker St, Elgin, IL 60123
OFF MARKET

1028 Spinnaker St
Elgin, IL 60123

  • 4 Beds
  • 2.5 Baths
  • 2,268 sqft (on 0.25 acres)

$454,100

Trulia Estimate
as of May 31, 2026
Est. Refi. Payment $3,216/mo*
Refinance Your Home

$454,100

Trulia Estimate
as of May 31, 2026
Est. Refi. Payment $3,216/mo*
Refinance Your Home
4 Beds
2.5 Baths
2,268 sqft
(on 0.25 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

PRICE REDUCTION!!! Listing in the Willow Bay subdivision of Elgin--two story colonial (2268 sq. ft) with full unfinished basement and two car garage. Main level includes an open concept kitchen w/eating area, dining room, formal living room, and separate large family room with gas-burning fireplace and Bose Surround Sound System, laundry and half bath. Second floor consists of four bedrooms and full bath. The large Master Suite has a walk-in closet, and bathroom with two sinks, full mirror, soaker tub, walk-in shower and water closet. Front yard has a paver brick walkway and paver ribbons along the driveway. Beautiful backyard with paver patio, and built-in natural gas grill. A .21 acre lot, opens up to a huge 11-acre open area (owned by the city). All kitchen appliances, washer and dryer included. New roof installed in 2017, solar panels added in 2019.
Please contact Dave at 847-226-0464 for a private showing!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
Garage
Outdoor
Porch, Patio
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
No Info

Home Details for 1028 Spinnaker St

Interior Features

Interior Details
BasementAtticNumber of Rooms: 8Types of Rooms: Walk In Closet, Breakfast Nook, Dining Room, Family Room, Laundry Room, Master Bath, PantryCeiling Fan
Heating & Cooling
Heating: Forced Air, Stove, Gas, SolarAir ConditioningCooling System: Central, SolarHeating Fuel: Forced Air
Levels, Entrance, & Accessibility
Stories: 2Floors: Carpet, Concrete, Hardwood, Linoleum Vinyl
Appliances & Utilities
Cable ReadyDishwasherDisposalDryerMicrowaveRefrigeratorWasher
Fireplace & Spa
Fireplace
Windows, Doors, Floors & Walls
Double Paned Windows

Exterior Features

Exterior Home Features
Roof: Shake ShingleExterior: VinylLawnPatioPorch
Parking & Garage
GarageParking Spaces: 4Parking: Garage Attached

Property Information

Year Built
Year Built: 1999
Property Type / Style
Property Type: Single Family HomeArchitecture: Colonial

Community

Units in Building: 1

Lot Information

Lot Area: 10890 sqft

Price History for 1028 Spinnaker St

DatePriceEventSource
04/07/2021$305,000Sold
N/A
01/06/2021$305,000PendingN/A
11/25/2020$305,000PriceChange
N/A
11/25/2020$309,900PendingN/A
11/12/2020$309,900PriceChange
N/A
10/31/2020$315,000Listed For SaleN/A
10/13/1999$229,500Sold
N/A
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Property Tax and Assessment

Year2024
Tax$10,328
Assessment$411,171
Home facts updated by county records

Comparable Sales for 1028 Spinnaker St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1289 Evergreen Ln, Elgin, IL
0.19
Single-Family Home
$429,900
08/22/25
4
2.5
2,200
1320 Umbdenstock Rd, Elgin, IL
0.25
Single-Family Home
$420,000
07/24/25
4
2.5
2,372
1458 Woodland Dr, South Elgin, IL
0.27
Single-Family Home
$350,000
01/23/26
3
2.5
1,900
1115 Umbdenstock Rd, Elgin, IL
0.28
Single-Family Home
$150,000
07/02/25
4
2.5
2,102
11 Misty Ct, South Elgin, IL
0.23
Single-Family Home
$380,000
08/12/25
3
1.5
1,511
2370 Nantucket Ln, Elgin, IL
0.49
Single-Family Home
$425,000
09/09/25
4
2.5
2,358
1101 Annandale Dr, Elgin, IL
0.25
Single-Family Home
$447,500
07/14/25
4
3
2,808
653 Fairview Ln, South Elgin, IL
0.39
Single-Family Home
$397,000
08/01/25
4
1.5
1,750
1442 Wildmint Trl, Elgin, IL
0.45
Single-Family Home
$440,000
06/13/25
4
3
2,987
1436 Marleigh Ln, South Elgin, IL
0.31
Single-Family Home
$360,000
10/09/25
3
2.5
1,528

Nearby homes

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Assigned Schools

These are the assigned schools for 1028 Spinnaker St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Elgin

At least 938 Trulia users voted on each feature.

  • 87 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 82 % Say car is needed

  • 78 % Say parking is easy

  • 76 % Say yards are well-kept

  • 72 % Say there's holiday spirit

  • 70 % Say kids play outside

  • 63 % Say streets are well-lit

  • 59 % Say people would walk alone at night

  • 56 % Say it's quiet

  • 54 % Say it's walkable to restaurants

  • 52 % Say it's walkable to grocery stores

  • 51 % Say there's wildlife

  • 48 % Say neighbors are friendly

  • 48 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Wpnhs6gnpj
    "We have a lot people walking with their door not matter what time , my neighbor is really peaceful , inkivebromoibe here for the last 30 years . If I have to choice other place in houses , I choose elgin again "
    0
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
    Flag
  • Amneey
    "Welcome to this neighborhood. Pets friendly and caring people . Safe and neat area, caring people. "
    0
    Flag
  • Charles B
    "Use the meta to get downtown. There is no public transportation here. Roads are busy sometimes so you need to be careful. "
    0
    Flag
  • NK
    "We love it here. Such a family friendly area. Amazing place to raise kids and feel safe! We are very grateful to live here."
    1
    Flag
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
    0
    Flag
  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
    0
    Flag
  • Erik
    "There aren’t really events but it’s just a friendly safe neighborhood to be in And has schools near by and local stores "
    1
    Flag
  • Imaadus
    "Love my neighborhood, it’s clean and save where I live! Schools are good. Nice well maintained parks"
    1
    Flag
  • Jeanette
    "I’ve lives in this neighborhood for about 3yrs and have had plenty of packages delivered with no issues and neighbors are pretty friendly around here. "
    3
    Flag
  • Jess Jessica
    "There’s always something going on in downtown Elgin for every season/holiday/event. We have a Casino boat too for entertainment. "
    2
    Flag
  • Jenjengu
    "I love Elgin! It is a friendly, diverse community with great shopping, parks, and recreation. I feel the schools offer students wonderful education opportunities. "
    3
    Flag
  • Trulia User
    "Only one entrance into the subdivision. Safe and adjacent to the Elgin Country Club. Homes well kept with beautiful landscaping. Low annual HOA with a few restrictions designed to maintain price integrity. "
    1
    Flag
  • Yvonne B.
    "Pretty safe, beautiful scenery, we have lots of entertainment. Elgin has plenty parks and great restaurants "
    1
    Flag
  • Jfairone
    "Nice neighborhood for families and pets, very walkable with sidewalks. Near library and good schools"
    11
    Flag
  • Reuben A.
    "Great Town to love in all close by for shopping food clothing etc., It’s is the city in the suburbs!"
    1
    Flag
  • Jfairone
    "Well kept for homes and friendly people. Near by shopping, restaurants good hospitals. Everything you need is close by"
    0
    Flag
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Jordan S.
    "Certain parts of Elgin are great then small parts not so much but I give it a 8 out of 10 for also the lack of transportation."
    6
    Flag
  • Samcasey92600
    "Dogs are very common in Elgin, and you usually will see plenty of other dogs while you walk your own. It’s nice, good ways to start up conversations and meet your neighbors. "
    0
    Flag
  • Chure2002
    "i have no neighbors , quite street, closed to 24 hr Walgreens closed to 24 hr jewel osco, closed to everthing "
    4
    Flag
  • Jaclyn B.
    "Decent neighborhood, nice neighbors. Good location close to highways and major roads. Grocery stores within driving distance. Would recommend for starter home area."
    0
    Flag
  • Jaclyn B.
    "Decent neighborhood. Not walking distance to many things but driving distance is decent. Neighbors are nice and well kept grounds in my subdivision. Would recommend for family and friends. Close to expressways and major roadways. "
    0
    Flag
  • Zzarate479
    "The 4th of July parade is so much fun,it last hours but is fun to watch the people that walk and do tricks and then the horses are even fun"
    2
    Flag
  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
    0
    Flag
  • Stephanie S.
    "it's nice there are different parts of town. mostly all nice areas. high school are not the best. I like the elementary schools "
    0
    Flag
  • Nancytorres90
    "Kids are safe here.. my kids are always outside playing soccer with the kids in the neighborhood and i feel safe letting them be."
    0
    Flag
  • Dulce R.
    "Large fancy neighborhood surrounds the area. The townhomes are nice and spacious. The neighbors keep to themselves but are great neighbors and watch for strange vehicles. "
    0
    Flag
  • Joshua D. P.
    "Lots of people have dogs. There are several dog parks in the area. There are plenty of housing options that are pet friendly. "
    0
    Flag
  • Daniel E.
    "i see neightbors walking their dogs. having family cook outs and other events. great ambients to have your children grow in."
    0
    Flag
  • Tstewy625
    "I’ve been here my whole entire life and I think the most unique part of Elgin is for the most part we get along! "
    0
    Flag
  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
    Flag
  • Co_wolf
    "I have a short commute to one of the 3 Metra stations in Elgin and take the train downtown every day."
    0
    Flag
  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
    0
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  • Mark W.
    "It's not too bad. Most people are pretty friendly and nice. Noise isn’t too bad and most people will help each other when they need it. "
    1
    Flag
  • Maradona J.
    "I live in this neighborhood for over a month, very peaceful and pleasant. The street always clean, and welcome.."
    1
    Flag
  • Cousinkimkimmie
    "sexual offenders in thier area and be aware of crime light up thier homes and lock doors dont let kids walk home.alone "
    4
    Flag
  • Jessica G.
    "Nightmare on Chicago street every year for Halloween is a huge even held in downtown Elgin! There is also many events held throughout the year "
    0
    Flag
  • Tracie B. N.
    "Very nice people and quiet neighborhood. Shopping within walking distance as well as pace bus stop going into downtown Elgin"
    0
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  • Geneva R.
    "well we have things for the kids to do like play basketball and football the girls play volleyball and rope. and my sit around and just talk and play board games that's what we do in are community for are kids and young kid's."
    0
    Flag

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1028 Spinnaker St, Elgin, IL 60123 is a 4 bedroom, 3 bathroom, 2,268 sqft single-family home built in 1999. This property is not currently available for sale. 1028 Spinnaker St was last sold on Apr 7, 2021 for $305,000. The current Trulia Estimate for 1028 Spinnaker St is $454,100.