820 Cox Rd, Independence, KY 41051
FOR SALE
3D VIEW
0.36 ACRES

820 Cox Rd
Independence, KY 41051

  • 3 Beds
  • 2 Baths
  • 1,181 sqft (on 0.36 acres)

$265,000

Original price: $275,000
Est. Mortgage $1,649/mo*
Get Pre-Qualified

$265,000

Original price: $275,000
Est. Mortgage $1,649/mo*
Get Pre-Qualified
3 Beds
2 Baths
1,181 sqft
(on 0.36 acres)
We estimate this home will sell faster than 90% nearby.

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

New Listing in Independence, KY!



Welcome home to this beautifully maintained 3-bedroom, 2 full bath tri-level nestled in Independence. Offering a functional layout with plenty of living space, this home features stainless steel appliances, granite countertops, and modern finishes throughout.



Conveniently located close to shopping, dining, schools, and everyday amenities, you'll enjoy both comfort and convenience. The spacious tri-level design provides flexibility for entertaining, relaxing, or working from home.



An added bonus: this property is located in a USDA-eligible rural area, which may qualify eligible buyers for (zero down payment).



Don't miss your opportunity to own this wonderful home in a great location. Schedule your showing today!



#IndependenceKY #NewListing #USDAEligible #ZeroDownPossible #NorthernKentuckyRealEstate #MoveInReady
We estimate this home will sell faster than 90% nearby.

Home Highlights

Parking
Garage
Outdoor
Patio
A/C
Heating & Cooling
HOA
None
Price/Sqft
$224
Listed
13 days ago

Home Details for 820 Cox Rd

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Dining Room, Entry, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1181 Square Feet
Appliances & Utilities
Utilities: NoneAppliances: Stainless Steel Appliance(s), Dishwasher, Microwave, RefrigeratorDishwasherMicrowaveRefrigerator
Heating & Cooling
Heating: Heat Pump,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Heat Pump
Levels, Entrance, & Accessibility
Levels: Tri-Level
View
Has a ViewView: Trees/Woods
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: PatioFoundation: Poured Concrete
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 1Parking: Driveway,Garage,Garage Door Opener,Garage Faces Front
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 13Days on Market: 13

Property Information

Year Built
Year Built: 1983
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence, ResidentialStructure Type: HouseArchitecture: Traditional
Building
Construction Materials: Brick, Vinyl SidingNot a New ConstructionNot Attached Property
Property Information
Parcel Number: 0464000060.00

Price & Status

Price
List Price: $265,000Price Per Sqft: $224

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: Independence
School Information
Elementary School: Whites Tower ElementaryJr High / Middle School: Woodland Middle SchoolHigh School: Scott HighHigh School District: Kenton Co Public

Agent Information

Listing Agent
Listing ID: 643162

Building

Building Area
Building Area: 1181 Square Feet

HOA

No HOA

Lot Information

Lot Area: 0.36 acres

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

BasementMls Number: 643162Attic: Storage
Last check for updates: about 12 hours ago
Listing courtesy of Krista Crone, (859) 391-1950
Coldwell Banker Realty FM
Source: NKMLS, MLS#643162
Also Listed on NKMLS.

Market trends in Independence

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$303K
$6.68KMoM
Sale-to-List Price
99.6%
Price per sq ft
$191
$1MoM
Available listings
82
7MoM

Price History for 820 Cox Rd

DatePriceEventSource
06/13/2026$265,000PriceChange
NKMLS #643162
06/02/2026$275,000Listed For SaleNKMLS #643162
03/25/2020$150,000Sold
N/A
01/27/2020$150,000PendingAgent Provided
01/21/2020$150,000PriceChange
Agent Provided
01/08/2020$154,500PriceChange
Agent Provided
12/21/2019$159,500PriceChange
Agent Provided
11/23/2019$165,000Listed For SaleAgent Provided
11/21/2014$119,900Sold
N/A
10/13/2014$119,900PriceChange
Agent Provided
09/27/2014$124,900PriceChange
Agent Provided
09/17/2014$129,900PriceChange
Agent Provided
08/31/2014$134,900PriceChange
Agent Provided
08/22/2014$138,500Listed For SaleAgent Provided
07/11/2014$58,000Sold
N/A
06/20/2014$70,000PriceChange
Agent Provided
05/03/2014$79,900PriceChange
Agent Provided
03/20/2014$89,900PriceChange
Agent Provided
03/01/2014$99,900Listed For SaleAgent Provided
07/03/2010$129,500ListingRemovedAgent Provided
02/16/2010$129,500PriceChange
Agent Provided
10/31/2009$138,900Listed For SaleAgent Provided
11/23/1998$73,700Sold
N/A

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Property Tax and Assessment

Year2024
Tax$1,838
Assessment$150,000
Home facts updated by county records

Comparable Sales for 820 Cox Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
806 Cox Rd, Independence, KY
0.04
Single-Family Home
$110,000
09/10/25
3
1.5
1,097
764 Cox Rd, Independence, KY
0.20
Single-Family Home
$260,000
10/31/25
3
1.5
1,170
958 Don Victor Dr, Independence, KY
0.26
Single-Family Home
$265,000
02/13/26
3
2
1,000
4414 Mayflower Dr, Independence, KY
0.28
Single-Family Home
$152,000
11/21/25
3
1
1,274
761 Cox Rd, Independence, KY
0.25
Single-Family Home
$205,000
01/16/26
3
1
1,215
4389 Alleen Ct, Independence, KY
0.16
Single-Family Home
$325,000
02/13/26
3
2.5
1,728
748 Cox Rd, Independence, KY
0.28
Single-Family Home
$260,000
08/26/25
3
1
1,575
765 Jimae Ave, Independence, KY
0.19
Single-Family Home
$299,800
05/14/26
3
3
2,500
6457 Adahi Dr, Independence, KY
0.38
Single-Family Home
$223,000
11/26/25
3
2.5
1,500

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 820 Cox Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Independence

At least 150 Trulia users voted on each feature.

  • 93 % Say car is needed

  • 89 % Say it's dog friendly

  • 86 % Say yards are well-kept

  • 84 % Say parking is easy

  • 82 % Say kids play outside

  • 78 % Say there's holiday spirit

  • 78 % Say people would walk alone at night

  • 75 % Say there are sidewalks

  • 63 % Say it's quiet

  • 59 % Say there's wildlife

  • 56 % Say neighbors are friendly

  • 53 % Say streets are well-lit

  • 51 % Say they plan to stay for at least 5 years

  • 33 % Say there are community events

  • 29 % Say it's walkable to grocery stores

  • 24 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • Sami.impanis
    " 5 years as resident very peaceful great area to raise a family good schools great family oriented "
    0
    Flag
  • Kathy Kampsen
    "I have lived in Independence for over 27 years. This is where my kids have been raised and now my grandchildren, it’s safe, clean and makes you feel home! "
    0
    Flag
  • Susan Neltner
    "There are Events but I’ve only went to two of them. Independence is a very nice and country friendly place to live "
    0
    Flag
  • Travis G.
    "Liver herr my whole life. Best city in Kentucky . Plenty of schools around. Local festivals. One of the biggest Kroger’s in the state in the center of town "
    6
    Flag
  • Srhodes3577
    "They would like that there’s lots of places to walk your dog. The yards are also quite large which makes it a great place for the dogs to be."
    4
    Flag
  • Kcdut
    "Quite a bit of traffic on 3L every morning. Commute takes about 20 minutes to Erlanger. Depending on whatever time to leave it could take longer. "
    2
    Flag
  • Christina C.
    "Not all neighborhoods have sidewalks for walking and not a lot of trash receptacles for poo. Also see people have dogs in their yard off the leash. So that can be a little scary depending on the dog’s behavior. "
    5
    Flag
  • Brittney N.
    "It's a beautiful area and well maintained. You are "in the city" but get that "countryside" feel. I feel super safe here and it's a great place to raise a family. Everything you need is nearby but without all the hustle & bustle and without so much crime. I do wish that there were a few more time windows for bus transit's BUT the upside of there not being a constant line of buses is that it is what helps the city be so safe in MY OPINION. Independence is a fabulous place to call home."
    4
    Flag
  • Tess V.
    "It’s a really safe neighborhood for kids to play in their yards and take walks around the neighborhoods where I live. I am a young adult and I often take night walks around the neighborhood and I have never once felt unsafe. The people are always friendly though people tend to keep to themselves. "
    1
    Flag
  • Stacie
    "Great family and budget friendly neighborhood. Safe and schools aren’t bad. Would definitely recommended living here if you’re ready for a country neighborhood "
    0
    Flag
  • Scott041680
    "Independence is a great suburban area for raising a family but there’s not much of a night life here there aren’t many nice restaurants and all the homes are the same and value design over uniqueness and functionality but you are next to good school districts and stores"
    4
    Flag
  • Scott041680
    "No there’s not much to say about independence it’s a lovely little town for the right type of people. Someone who wants to settle down and wants to experience all four seasons.That being said there’s not many unique homes out here there all cookies cutter homes that focus on design instead of quality functionality and uniqueness. Altogether it’s a neighbor hood for a certain type of buyer there’s a lot of Restaurants and schools."
    1
    Flag
  • Kcdut
    "FAIRLY EASY WHEN THERES NOT ALOT OF TRAFFIC. 3L HWY IS ALWAYS UNPREDICTABLE WITH TRAFFIC FLOW THOUGH!! "
    0
    Flag
  • Caz S.
    "I drive to work and there is rarely ever any congested traffic areas. The biggest issue is deer but there’s not much you can do with that."
    0
    Flag
  • Kippyfer
    "people walk their dogs in our neighborhood all the time. very pet friendly. I feel every one genuinely cares about their dogs and takes the time to spend time with their dogs."
    0
    Flag
  • Anonymous
    "Lots of parks nearby. My kids love the park. Quiet and peaceful area. ..............................."
    0
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  • Tonyabeecher
    "It's great here. The school districts are wonderful. It's definitely very homely feeling. I would recommend to anyone."
    0
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  • S8j3h8
    "I’m retired so I no longer commute, independence has KY 17=which gives it good access to I275. I75/I71 is easy to access via KY 16."
    0
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  • Jessica H
    "I grew up here and love living here. I do not plan on leaving Independence. Great place to raise a family. "
    0
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  • Christina C.
    "People have a lot of dogs and take care of them. You rarely see a stray and if a dog gets loose everyone is willing to help get them back to their home. Not ideal if you don’t like barking because there are a lot of dogs. 😂"
    0
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  • Coppydogg
    "I’ve lived here for 6+ years.. it’s a friendly area and people look out for one another. Well mixed with older and newer homes"
    0
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  • Gabbard35
    "Independence is great. 20 minutes to downtown Cincinnati. Family friendly city with lots of potential. "
    0
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  • Benschlickenmeyer
    "Very nice and quite area. Close to Florence and other cuties where you can get what you need then get out lol. "
    0
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  • Vipagan
    "Dog friendly, only a few dogs bark. People clean up after dog waste. Large and small dogs in neighborhood "
    0
    Flag
  • Jen H.
    "safe area and good place for families. no a lot of restaurants, but everything is close. schools are decent. yards are nice taxes are reasonable."
    0
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  • Gabbyp2014
    "Very busy, a lot of red lights. Not a lot of people know right of way laws. Makes things very frustrating "
    0
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  • Gabbyp2014
    "I don’t really like the area... and I’m trying to move to a place with more restaurants. There simply aren’t enough places to eat or quick access to the interstate "
    0
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  • Katmaxwell40
    "Family based community neighborhood block watch even without signs we all watch out for all the kids in the neighborhood "
    0
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  • Jessica H.
    "There’s plenty of places to walk your dog and the neighborhood is family friendly. Just make sure you pick up the poo! "
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  • Richardxks
    "plenty of area to walk your dog and plenty of dog owners around to talk to or walk with. I personally have 3 in my house and everyone is really dog friendly. "
    1
    Flag
  • Jennifer D.
    "Great sidewalks for walking your dog and dogs are never allowed to just roam free. Park located centrally in neighborhood too."
    0
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LGBTQ Local Legal Protections

Krista Crone, Coldwell Banker Realty FM
Agent Phone: (859) 391-1950
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
820 Cox Rd, Independence, KY 41051 is a 3 bedroom, 2 bathroom, 1,181 sqft single-family home built in 1983. This property is currently available for sale and was listed by NKMLS on Jun 2, 2026. The MLS # for this home is MLS# 643162.