Home Buying—questions & answers, advice and opinions page 3

I am a first time home buyer with excellent credit 816 and need to move FAST as the house I'm living in my with g/f is going to auction
I am a first time home buyer with excellent credit 816. I"m looking to buy a home around 115k in port saint lucie and have money to put down but need to move FAST. Been living with my g/f's family and…
Jumbo construction loan lenders that do 10% down?
I'm currently looking for a construction jumbo loan lender that can lend 750,000 total with 10% down($850K total price [house lot]). We currently own the lot, wife and I have 800 credit scores, and no…
I am looking for a broker or lender with a 10% construction perm loan product in the Tampa, FL area
Profile picture for user278801 user278801 Contributions:4 I have found four banks so far in the Tampa area who offer 10% down construction perm loans. I was hoping to find a broker who…
PROPERTY TAX QUESTION - NEW PURCHASE: We just purchased a new construction home at the end of September. The house had passed through two builders -
we purchased it from the second builder who finished the home. During closing, we recieved a "credit" for the taxes owed from Jan-Sep of 2009. We have since recieved our tax statement and we…
Is it necessary to get an inspection for a new construction?
I will be closing on a new construction property in about 1 month. Should we get our own inspection done before the closing? Why or why not?
I'm looking to purchase a new construction Toll Brother's home in Newtown, PA. The base price is about $890k and they are offering $75k in
options. If I use the $75k in upgrades, can I still negotiate a lower price on the home than $890k?
No new construction in Boulder, CO?
I was looking for new homes in Boulder, CO and it seems that there were no new homes being built (affordable homes for the non-millionaires). Is there anything planned in the forseeable future? 2012-2013
I'm moving to the Central MA area to be closer to my job in Worcester, leaving my current home in the Boston suburbs. Realizing that nobody can
be a fortune-teller, does anyone have any advice on which towns may be more resilient in the ongoing readjustment of the housing market? I have 2 very small children but will be sending them to private…
I am currently looking for a local invester ( Twin Cities Area) that would be able to purchase a home for me and sell it back to me contigent upon
the sale of my current home. I am looking at purchasing a home for 200,000. I have 20,000 cash and will have 60,000 to 70,000 in profit after the sale of my current home to put towards the loan. Please…
what happens if my name isn't on the deed or mortgage and my spouse dies? Am I automatically entitled to the home?
We decided due to my lower credit score and my lack of qualifying income not to add my name to the loan and was not able due to VA requirements, couldn't just put my name on the deed and not the loan.…
block homes in Arizona?
I have been looking at older homes in Arizona (built in 1988) that have he garage walls that are block walls but the inside of the house is stucco. Does that mean the rest of the house is also block?
How much for down payment on a new duplex?
Is there any way I can avoid the mandatory 20% down payment for purchasing a brand new duplex? My understanding is that Fannie/Freddie backed banks will not allow a down payment less than 20% for the new…
Anyone have any sucess in appealing property taxes in Union City, NJ? I am buying a home around $275 but the taxes will be over $9k/yr.
The taxes are actually consistent with other similarly priced homes in the area, but seem high compared to neighboring towns (JC Heights, N.Bergen,Weehawken)
Are there any lenders who do little to no down for first time home buyers who want to buy a pre owned park model with land.?
My mother has never bought a home, is single, and on a fixed income. She looking at a park model that's been owned and is in a very established park in cascade idaho. She also has maybe 5% down. Any…
I am having issue with getting a home loan. 750 credit, will be single family home. price is about 560,000. Looking for a hard loan...
or something similar. will then get traditional refinance to pay it off within 6 months. We are scheduled to move to Idaho in 2 weeks...any help?
How can you withdraw an offer when your agent won't respond?
Agent doesn't respond and I would like the seller to know I withdraw my offer.
Seattle (or surrounds) area for D.I.N.K.S ?
We're looking at a possible relocation to the Seattle area in 3 / 4 months time. We do have family friends in the area but I'd be interested in responses for areas that might meet at least some of our…
Is a house with an elevator a bad buy?
We are looking at a house that has an elevator outside (the elderly owners added it so that they could stay in their house for as long as possible). The house seems great to us except for the ridiculous…
Does anyone think that the condo market in Emeryville, CA will go down in the near future from $445K? If so, what %? I'm a 1st time home buyer.
I'm noticing a one bedroom going for $445K and is approx. 660 sq. ft the prices keep going up. When will the market level off. Emeryville is close to SF and a easier commute. I'm thinking the…
hello my name is brian, looking to becoming a first time home buyer
My wife and I want to look into buying a home in/or near santa clarita but we don't know how to go about it, we are first time buyers. any help would be very helpful
Can a bank ask your employer of they plan on laying you off in 6 months?
We have a closing date of October 18th and our loan officer is saying that the bank needs to contact my husbands supervisor to ask if my husband will be laid off this coming winter, which would be after…
Listings of your homes
We have found out that some of the listings do not have photos of the inside of the home or even many of the outside. We are planning to relocate to the Laguna Nigel area to retire and we are wondering…
Investment Property near Orlando?
My fiancé and I bought a home about 3 years ago. We are looking to buy another house in the Orlando area as an investment property but do not have enough for a large down payment. What are our options…
Future sold date on MRIS site.
We put a contract on a short sale a few days ago that was accepted my the owner. On the MRIS there is a sold date listed. Is it possible that the offer was accepted and we haven't received the letter…
Searching for Modern/ Contemporary homes in NJ.
Is there a way to search for just modern/contemporary houses in NJ? I am looking for something within an hours commute of Union NJ where I work. Thank you
Hello community, I have a situation on residential home purchase cancellation. My down payment has 50k gift fund from my mom. MY loan is approved
subject to the gift fund and communicated to seller 7 days ago. My mom however changed her mind and decided to back out on giving me that 40k. Without this gift i can not close the deal and want to cancel…
Looking for a Church between Milwaukee and Chicago.
Any reccomendations on how to search churches for sale would be helpful. I've been using loopnet however it doesn't seem like all churches for sale are listed. Thank you in advance for any help!!!! Katie
I started my process for USDA direct loan at the end of March 2016.
I received a letter stating my application has been selected for processing. Does this mean they will help me get my home? They aren't really good at keeping in contact. So, I'm really lost.
Has any one had issues with Ryan Homes/NVR mortgage in the Laurel MD area?
We are specifically looking at Laurel Ridge and Sandy Spring Estates in Laurel. My husband and I are considering buying there and have heard some nightmares about Ryan. I just want all the info I can get.…
My ex was awarded home in divorce decree. With stulation he get me off mortgage and deed in one and half years . He did not . He was unable to
refinanace . it he tried to sell with out telling . Then house went into fourcloseer. I was never told until I received a letter from bank . I ask my ex to move back months before he refused to let me…
How can you tell if a multiple offer situation is real or fake?
The house we put an offer on has had no traffic in over 4 months. It's a relo. Our original lower offer was 93% of asking, they declined. We put in another offer which is at 95% (which was 10K higher than…
I am looking to buy a condo under $400,000 in the Los Angeles area and surrounding cities. I would like for it to be on a nice comfortable side of
town and have an upper crust classy vibe without the cost. Can you recommend me a zip code, city or neighborhood to check out? Any info would be amazing!! Thanks
Protection period in real estate.
I would like to terminate an agreement with my real estate agent and not to be bound to 180-day protection period, because of agent's unprofessional behavior. She is an independent contractor of Broker,…
Deal on Repairs did not go as agreed upon
We bought a house that needed roof repairs, we only agreed because the roof was supposed to be paid for based on an estimate the sellers had done. The sellers wrote us a check for the repairs, and everything…
Does having a very large down payment, despite a poor-fair credit score make a difference?
Due to some truly difficult times we only have a poor-fair credit score. We would like to buy a nice home, soon. We have land that we have inherited up for sale. We should have a down payment of 60-75%…
I saw a question about bad credit when buying a home. Mine is not great. Had some hard times. Still Am im waiting on my disabilty.
I had no credit in over two years i owe some things waiting on my disability should get it soon. All my life I have wonted a home of my own. Things have stop me from doing that. With the settlement and…
High FICOs -- but can't qualify for a loan
Both my husband and I have high FICOs (above 760), great DTIs, low debt, long credit history, high incomes, but only qualify for a FHA loan! The reason was 'insufficient' credit history in the…
how do I lower my price point in searches for houses for sale?
how do I lower my price point in searches for houses for sale
First time buyer in need of help.
I am looking to buy my first property in the next 4 months, my credit is 715, income is $45,000 1 collection, one car payment of $400 with insurance no late payments on my report. what are my chances…
203(b) or 203(k) Repairs w/Escrow amount added to purchase price?
I recently had an offer accepted through FHA that had a Repair Escrow of roughly 5K and we are applying for financing through FHA 203(B) program. My question is if we offered 117K as the purchase price…
My son and I have moved here to Foley, AL. We've been here over four months. Can't fine anything to rent within our budget. Bad credit is
also an issue. I would buy a house, but I also have nothing to put down. Can you really help?
Canceling a non-contingent offer before paying escrow
We put a non-contingent offer that was accepted. We attempted to cancel the contract the very next day before paying escrow money. The house is back in market on MLS. Now, the seller (agent) is saying…
I was recently forced to file bankruptcy due to over 100k in medical bills. I currently own a home and looking to sell.
I will be profiting about 40k and was wondering if I had a good down payment on a manufactured home under 100k weather I would be able to get financing
Buying after Bankruptcy
How soon after paying off bankruptcy can you sell and buy a home?
What is the value of a garden (price/SF in comparison to price/SF of inside apartment) in New York City?
I am being told the garden is the same price per square foot as the inside of an apartment although it is only earth and not habitable. This escalates the price of the apartment significantly. I believe…
My husband will be a first home buyer I will not. Will I mess him up if he puts my name on the house ??
I currently own the home in which we reside... I never added him to the deed as we plan on moving within a few years... Since he will be a first time home buyer can I still add my income to the home or…
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