I have a client that is presently living in a duplex that he purchased 8 months ago. He lives in one unit, and recently rented the other unit for market price. He is a veteran that would like to refinance
We have an investment condo on the beach in Siesta Key, FL, which we've owned for 15 years. We owe $285,000 ($185,000 first mortgage, $100,000 home-equity loan). We'd like to refinance the
I have a $120,000 HELOC, which I obtained in 2002. I had been paying $500 monthly (interest only). My draw period ends this coming December and my bigger monthly payment (interest plus principal) starts.
borrow 50k I'm seeking to buy a Park Slope studio apt.
family .i do not have proff. can a title be changed with no exchange of money. family .can a title be changed without aexchahge of money. f
Would like information or names of institutions that offer financing to NRAs.
I have been in my career field for fifteen years. However, my husband's recent illness and death have resulted in periods of time that I did not work. Are there any loan programs/financing options that
I would like to purchase a condo in Florida. I can pay cash but think it might make sense to finance about 50% of the purchase. Could I get a mortgage if I have no job but a substantial savings account?
We currently have a FHA loan and have owned our house 5 years and updated it.
I'm looking to purchase a single family home as an investment property in the state of California. I am interested to explore if there are any loan products available that would enable me to purchase the
I am buying investments ppts in AZ with cash..... would love to get some leverage if there are mortgages available.
We currently own a home in Redmond & are interested in purchasing a second home that would become our primary residence. Is it true that if your income can't support buying a second home, you
We have a client with a 794 mid score, excellent income, and $50K (20%) to put down on a $250K log cabin, and are being told that in the State of Maryland no lender will provide financing on a log cabin
My finances will be changing drastically in the next year (increase in salary from 50k->170k) and I'd like to buy. Problem is, I probably won't have much more than 15-20k for a down payment
I'm in the market, and pre-approved. At what point should I get the good faith estimate from my potential lender? It seems confusing, as the load details are based on my offer for a home. So, if
I have a contract contingent on financing and was denyed the loan with the apprasial came back $50,000 short. The seller is aware that they have no legal right to the escrow deposit money and they have
know the score wont go up fast enough to buy a home are there any lenders that would give me a loan.....
Lender says that i don't qualify for modification because my expenses are more than my income. In the last few month when my income finally increased back to normal i tried modification 4 times and was
Are they respected Loan Instution? Or is this something other than what they are offering? Thank you Bob
for me. I have no U.S income, but with my current Dubai income I am very comfortable to make mortgage payment up to USD 1500/month, or as a second option to pay a lump sum amount of 100K to buy the home. I
significant assets but no current U.S. sourced income. We do have Japan sourced income. Are any lenders interested in my business?
I am closing on a multi-family property (4 units) at $185K and have been told by my lender that I would need to put down 25% to purchase the property. Is it possible to buy such a property with 20% or
Homestead and/or rental property
I'm a newly graduated MD and haven't yet started at my job in Harlingen. I start on July 1st, and would like to buy, but would really like to get a mortgage that would allow me to close before
I have another rental on Oahu that according to the Fannie Mae Dbase is eligible however the bank that holds the note said they won't do it because it's a rental. I need a loan broker that is
Jewel Drive, 02379.
I went to Bank of American, Citi Bank, and Wells Fargo to obtain a loan. I was looking to purchase property in horrible condition, fix it up, and resale it. But hard fact is Banks are only lending money
I am 26 years old, a qualified international lawyer with 4 years experience in international lawfirms, now working for a Russian construction/development company. Is it possible for me to get a loan in
My wife and I bought (..ok, stole) a home about 6 months ago with an FHA loan with a large monthly PMI. Comparing the low price we paid and two recent sales in the neighborhood we are well under the 80%
Hello - My bank has all along quoted me an origination fee of 1% of the loan amount. The interest rate for a 7/1 arm was previously quoted as 3.625%. Once I provided them with my information so that
I'm pre-approved by 2 different mortgage companies and waiting to hear back from the lender about a short sale. Using Zillow's "How Much House Can I Afford" calculator, I know I want
I believe it has a lot to do with my debt to income ratio to qualify for the loan. So if close dec 31, 2012 my student loan payment should reflect dec 31, 2013. Currently my payment due date is 1/2013.
I own a Mobile/Manufactured Home, along with a 2 acre property, 30x40 2 car garage that was appraised at $140K in 2008. There is no mortgage on it and no liens. We don't have any monthly debt except
In August of 2011, my husband and I were approved for a large mortgage but did not buy. In January, 2012 I lost my job and have been working as an independent contractor since. I have been taking advantage
Looking for a lender that does 5% down payment on a conventional loan for a multi-unit. FHA is out of the question at the moment. 790 credit score. Can someone suggest me some lenders?
We are trying to purchase a home and my husband has worked as a worship minister under a 1099 - now they are asking for a Letter of Explanation as to why he was issued a 1099, does anyone have or know
My fiance and I are looking at a house that is priced at $60,000 but the seller says they are very negotiable, and we were hoping to put more than 20% down. Where should we look for such a small loan?
Just wondering what lender requirements are for getting a loan. My debt-to-income is high currently I only have rental income. I do have 20% cash to put down and I own one house free and clear and
What kind of rates can we expect and how easy would it be to fold the two loans into one? It's a group loan. Looking to avoid prepayment penalties, points, etc.
I can't seem to get a straight yes or no answer from a "mortage specialist" at the bank that holds our mortgage.
Looking for great rates and 25-30% down payment requirements.
looking to purchase a home fir $5,940 purchase price & 35M to 39M in rehabe cost. Can I get finacing for this property even though it only $5,940 to purchase or is there a minimune requirement for all
This duplex I see on this site is for rent for $800/month, but when I drive to the house and get the flyer it says it is for WAY more than $800, why is that ? The duplex I am looking at is 410 174th street
My situation is not common, not at all. Im 3 years beyond my Ch7 discharge, I built a great business since then and my income is solid. I have a 700 credit score after rebuilding. Im also debt free
Own a condo in a 3-unit complex. The other 2 units are currently leased, thus my property is not majority owner-occupied. As a result, I am not qualified to refi with a traditional or Fannie Mae loan (the
I don't want to quit my job and move before I know what I am pre-qualified to purchase. I currently live and work full time out of TX.
My chapter 7 was discharged in July 2010. I am VA disabled and have an income of 4200 per month. Is there any companies that will make a mortgage loan to me in CA?
I bought my first house in Central Austin 2 years ago. It's currently valued at 220,000 and I owe approx 190,000. It's a 15 year mortgage and the monthly payment is 1,860 total with taxes, insurance,
Hi experts, I would like your opinion about whether I should sell or I should rent out my house. I bought my house new in 2004 for 140k. Now I currently have 70k left in my loan. I recently ask 2 of my
I am a foreigner and I don't live nor work in the US. I am planning to purchase a condo in SF. What is the highest LTV that I could get?
My daughter and I both receive ssi. Yet our family is steadily growing. I have 5children and a grandbaby on the way. We're all residing in an old 2bdrm hm .Are there any Realtors /Agents that would
Here are some of my stats: Annual income: $82K, same and only employer: 5.5 years, Credit Score: 616. (based on MyFICO). I can have 3.5% down or take advantage of the Down Payment Assistance Program.
We applied for an FHA Streamline loan on our existing FHA loan through our current lender back in July. Broker told us that their system didn't reflect the new FHA guidelines, that were implemented in
I have multiple properties in Lehigh Acres/Sarasota that I have paid cash for and I am interested in refinancing them. Can anyone help me?
We have spent the last year and a half getting all of our debts paid off and our finances in order. Within the next year we would like to purchase a home or at least start building. What is the waiting
There is not enough equity to buy the condo, I have a renter in the house. Can I tie both of these properties together and have 1 mortgage.
I am looking for a mortgage of $50.000. I already have 60-70% to put down and I would appreciate to be contacted by someome who speaks Italian, if possible. Thank you.
for refinancing purposes, what a current real estate property appraisals for new condos in BPC running approx per sq foot. also are banks giving cash out of refi's
Hello, I have a client looking for an investment property but want put 10% down payment. Now a days, lenders want atleast 25% down payment for investment properties. Does anyone has any work around
I currently own a property, and have been living in it for the past 4 years. Earlier this year, I refinanced my loan to take advantage of a lower rate. I've been looking to move to a larger house for
What persintage of condo communitys don't pass the Condo Cert and there for are cash only community.