I have a contract contingent on financing and was denyed the loan with the apprasial came back $50,000 short. The seller is aware that they have no legal right to the escrow deposit money and they have
know the score wont go up fast enough to buy a home are there any lenders that would give me a loan.....
Lender says that i don't qualify for modification because my expenses are more than my income. In the last few month when my income finally increased back to normal i tried modification 4 times and was
Are they respected Loan Instution? Or is this something other than what they are offering? Thank you Bob
for me. I have no U.S income, but with my current Dubai income I am very comfortable to make mortgage payment up to USD 1500/month, or as a second option to pay a lump sum amount of 100K to buy the home. I
significant assets but no current U.S. sourced income. We do have Japan sourced income. Are any lenders interested in my business?
I am closing on a multi-family property (4 units) at $185K and have been told by my lender that I would need to put down 25% to purchase the property. Is it possible to buy such a property with 20% or
Homestead and/or rental property
I'm a newly graduated MD and haven't yet started at my job in Harlingen. I start on July 1st, and would like to buy, but would really like to get a mortgage that would allow me to close before
I have another rental on Oahu that according to the Fannie Mae Dbase is eligible however the bank that holds the note said they won't do it because it's a rental. I need a loan broker that is
Jewel Drive, 02379.
I went to Bank of American, Citi Bank, and Wells Fargo to obtain a loan. I was looking to purchase property in horrible condition, fix it up, and resale it. But hard fact is Banks are only lending money
I am 26 years old, a qualified international lawyer with 4 years experience in international lawfirms, now working for a Russian construction/development company. Is it possible for me to get a loan in
My wife and I bought (..ok, stole) a home about 6 months ago with an FHA loan with a large monthly PMI. Comparing the low price we paid and two recent sales in the neighborhood we are well under the 80%
Hello - My bank has all along quoted me an origination fee of 1% of the loan amount. The interest rate for a 7/1 arm was previously quoted as 3.625%. Once I provided them with my information so that
I'm pre-approved by 2 different mortgage companies and waiting to hear back from the lender about a short sale. Using Zillow's "How Much House Can I Afford" calculator, I know I want
I believe it has a lot to do with my debt to income ratio to qualify for the loan. So if close dec 31, 2012 my student loan payment should reflect dec 31, 2013. Currently my payment due date is 1/2013.
I own a Mobile/Manufactured Home, along with a 2 acre property, 30x40 2 car garage that was appraised at $140K in 2008. There is no mortgage on it and no liens. We don't have any monthly debt except
In August of 2011, my husband and I were approved for a large mortgage but did not buy. In January, 2012 I lost my job and have been working as an independent contractor since. I have been taking advantage
Looking for a lender that does 5% down payment on a conventional loan for a multi-unit. FHA is out of the question at the moment. 790 credit score. Can someone suggest me some lenders?
We are trying to purchase a home and my husband has worked as a worship minister under a 1099 - now they are asking for a Letter of Explanation as to why he was issued a 1099, does anyone have or know
My fiance and I are looking at a house that is priced at $60,000 but the seller says they are very negotiable, and we were hoping to put more than 20% down. Where should we look for such a small loan?
Just wondering what lender requirements are for getting a loan. My debt-to-income is high currently I only have rental income. I do have 20% cash to put down and I own one house free and clear and
What kind of rates can we expect and how easy would it be to fold the two loans into one? It's a group loan. Looking to avoid prepayment penalties, points, etc.
I can't seem to get a straight yes or no answer from a "mortage specialist" at the bank that holds our mortgage.
Looking for great rates and 25-30% down payment requirements.
looking to purchase a home fir $5,940 purchase price & 35M to 39M in rehabe cost. Can I get finacing for this property even though it only $5,940 to purchase or is there a minimune requirement for all
This duplex I see on this site is for rent for $800/month, but when I drive to the house and get the flyer it says it is for WAY more than $800, why is that ? The duplex I am looking at is 410 174th street
My situation is not common, not at all. Im 3 years beyond my Ch7 discharge, I built a great business since then and my income is solid. I have a 700 credit score after rebuilding. Im also debt free
Own a condo in a 3-unit complex. The other 2 units are currently leased, thus my property is not majority owner-occupied. As a result, I am not qualified to refi with a traditional or Fannie Mae loan (the
I don't want to quit my job and move before I know what I am pre-qualified to purchase. I currently live and work full time out of TX.
My chapter 7 was discharged in July 2010. I am VA disabled and have an income of 4200 per month. Is there any companies that will make a mortgage loan to me in CA?
I bought my first house in Central Austin 2 years ago. It's currently valued at 220,000 and I owe approx 190,000. It's a 15 year mortgage and the monthly payment is 1,860 total with taxes, insurance,
Hi experts, I would like your opinion about whether I should sell or I should rent out my house. I bought my house new in 2004 for 140k. Now I currently have 70k left in my loan. I recently ask 2 of my
I am a foreigner and I don't live nor work in the US. I am planning to purchase a condo in SF. What is the highest LTV that I could get?
My daughter and I both receive ssi. Yet our family is steadily growing. I have 5children and a grandbaby on the way. We're all residing in an old 2bdrm hm .Are there any Realtors /Agents that would
Here are some of my stats: Annual income: $82K, same and only employer: 5.5 years, Credit Score: 616. (based on MyFICO). I can have 3.5% down or take advantage of the Down Payment Assistance Program.
We applied for an FHA Streamline loan on our existing FHA loan through our current lender back in July. Broker told us that their system didn't reflect the new FHA guidelines, that were implemented in
I have multiple properties in Lehigh Acres/Sarasota that I have paid cash for and I am interested in refinancing them. Can anyone help me?
We have spent the last year and a half getting all of our debts paid off and our finances in order. Within the next year we would like to purchase a home or at least start building. What is the waiting
There is not enough equity to buy the condo, I have a renter in the house. Can I tie both of these properties together and have 1 mortgage.
I am looking for a mortgage of $50.000. I already have 60-70% to put down and I would appreciate to be contacted by someome who speaks Italian, if possible. Thank you.
for refinancing purposes, what a current real estate property appraisals for new condos in BPC running approx per sq foot. also are banks giving cash out of refi's
Hello, I have a client looking for an investment property but want put 10% down payment. Now a days, lenders want atleast 25% down payment for investment properties. Does anyone has any work around
I currently own a property, and have been living in it for the past 4 years. Earlier this year, I refinanced my loan to take advantage of a lower rate. I've been looking to move to a larger house for
What persintage of condo communitys don't pass the Condo Cert and there for are cash only community.
I fully qualified for a refi mortgage and then paid $600 for an appraisal for my 2-unit duplex I do not reside in. Once the underwriters got the appraisal, they rejected the refi because they did not like
We are looking to buy now (we already have a realtor).
I have score of 570..I.know I need 620 but how.can I get score fast to purchase home within next month?!
Currently have an fha loan with W.F. that is 150k underwater , paying int. only. to go to int plus principle in 3 years. Currently at 27% of gross income, but will go to 42% . Can anything be done now
If I try to payoff mortgage (30 years loan in 15 or 16 years) by paying extra amount to principle each month, is it a wise decison? Or As we do NOT know how the housing market will be after 15 or 16 years,
IÂ´m a foreign investor looking for investing to Detroit real estate. 35% - 50% down, and loan ammount of min $100K.
I am in the middle of the home finding. I do not work in California, but I am trying to buy a house in Santa Clara County. (My parents and my girlfriend live there) My mortgage agent just told me that
I am working overseas and my wife is a US citizen. I am shortly to give up the green card and will thereby be non-resident alien. We are interested to buy an investment property in the US. We both have
I am a Canadian looking at a property that is 200 units and $2.6 mil in Texas. I believe it will be worth $4mil in two years. I would like to get 75% LTV. Any help would be appreciated.
With little to no money down, I was told that our only option is an FHA loan if we want to purchase the property from out of state and have my mother in law occupy the home (which means she needs to be
I am looking for a second mortgage to avoid MIP. I am planning to put 5% down and looking for the rest in a 2nd mortgage, essentially 80/15/5. Anyone know banks/mortgage companies that will provide
Hi, I am looking for some recommendations on lenders preferably without a closing fee for a condo on the Waterfront in Jersey City. Any suggestions? Thanks.
In recent conversations, I have found the more increasing need from real estate agents to understand the current residential financing market, and the very few financing options available. What do you
Really need help here. I have a contract on a house in Clermont, FL for $80,000. Credit score is 648-650 . Have $4000. for closing if needed. Already have well water inspection, appraisal (at $80,000.),
i am looking for a local lender who can do 35-40% down 680 fico score, purchase price $138,000 voe only or no document loan for a house in Moreno valley? please leave your contact info thanks