Refi closing costs incl unexpected 1.666 pt fees not originally quoted. I am not living in my house but am renting it out. Does NY State have mand law req purchase of pts? Rate is (3.25%) 1700 pt fees
I'm looking to buy a condo in Long Island with ~650 credit. I can easily qualify for an FHA loan, but no available condos are FHA approved. Are there lenders that can do a conventional loan with ~650
and also take advantage of LOWER interest rates?
I have a 786 score and 20% down. Does anyone know of a lender or mortgage broker in South Carolina who will finance a condo that is non-warrantable? I am in the process of purchasing a primary residency
On North Lakeland area,
I was approved for an fha loan however my agent states that the loan only covers what the house is listed at anything extra that I want to offer on a house I have to pay out of pocket even if I have the
I have applied for a reverse mortgage. The loan officer wrote up the papers based on an estimated value of $100,000. The appraisal came in at $93,000.00.
What is the best way to help my parents get this done while I'm out of state?
How many loan application is a good number to finally decide on a lender?
Will be closing on a property soon, and the still unsure how much closing cost is. Seller is willing to pay $5500 towards closing costs? From experience, does anybody know if this is sufficient for FHA
My wife and I are moving to St Petersburg and won't be eligible for bank financing on investment properties. We are looking for small investors who want to finance an overall package of about $160k over
Two homes on 1 parcel. 1 is a '78 mobile and 1 a stick built. I have 50% to put down and so far lenders are telling me FHA won't do mobiles.
Will a right of first refusal clause in a condo building prevent and FHA purchase?
PLANNING ON USING EQUITY FROM ONE IP TO FUND/PURCHASE ANOTHER, COULD YOU PLEASE TELL ME HOW TO BEGIN THIS PROCESS?? TAX BENEFITS? HOW MUCH IS TOO MUCH FOR DOWNPAYMENT? LINE OF CREDIT OR LUMP SUM?
I'm searching for land and construction loans in New Jersey. Please comment below if you offer this service. Thank you.
Does anyone know of a lender that would do that type of loan.
this? My underwriter couldn't decide whether to approve my conventional loan only because she didn't believe I intended to occupy it. I sent a signed lease, copy of the deposit check, statements from
In the market to purchase a home within the next 2 months. We do not want to put money down. What kinds of loan options do we have and what are some of the best lenders/banks to use. We have owned a
I have a buyer interested in a fixer upper. It could possibly be a "scraper" and would need to build from scratch. Need the name of a good lender in CO who offers 203K or construction loans.
Husband can retire with a pension ($4500 p/mo). $20,000 cash on $119,000 home for downpayment. VA avail. Cred score 545. Is a loan possible?
Credit score = 705, wife score = 760. Solid income, so no issues there. Thank you!
i plan to live the rest of my days in the third home.
We own a house, but may be moving to another city soon for work. We'd like to be able to rent out our house and buy a second house where we'd be living (rather than renting there), but we're not sure
I will be moving to Orlando in October. Will I be able to get a mortgage loan if I'm new in town?
For instance, The Marsh Harbour Fractional Development on Bald Head Island has outsold all other real estate on the island combined, plus the price have appreciated over the last 2 years.
Does anyone know about banks that offer investment property mortgages to foreign nationals? I am looking to buy a 1 or 2 bedroom condo in Chicago as a rental property and I can afford 10-50% downpayment.
I have a seller credit for $2500, but this amount cannot show as funds required for cash to close. Therefore, I'm short $2500 for cash to close condition. How is taking a loan against your 403b different
Should suffice. Since then, I have been told that is not sufficient to close the loan. Has anyone else had an experience like this with a positive outcome? I have a tax advocate assigned to my case,
We are current on our mortgage. We owe $150,000, but we are upside down by 40,000-50,000. Both of our credit scores are good. His is in the 700's and mine just about the same. We have a 3rd child
Are there any laws to protect home buyers and their earnest money if they lose their job or get a pay cut during new home construction? We signed a contract with a builder and had a 30 day financing contingency.
bought the property with cash and value at $150k in CA. would like to cash out refinance, have full time job for 2 months only. and just bought the property.
Can I get a FHA loan only? Is down payment minimum 3.5% with a co signor? Any good lenders that I should contact. I appreciate your help. - Rob
will like to buy a house , in kissimmee,florida , will like to know, by an expert if i can buy now,
I recently was denied a pre approval of 130k. Although I have enough for closing costs saved and could comfortably afford the payments my proven income is a bit less. My debt to income ratio was too high.
NOW IS THE BELOW A COMMINTMENT TO PROVIDE ME WITH A LOAN, I HAVE SUBMITTED ALL DOCUMENTS, PAYSTUBS, W2'S, BANK STATEMENTS, ETC Congratulations! Your credit has been Pre-approved for a FHA Residential
We had our comercial property appraised in 2007 and it appraised at $800,000 at the time of that appraisal we were during construction on an additional 5,000 sq ft. bldg. we are seeking refinancing for
My credit score in my home country is clean. Is there any difference if a property is rented out?
Does anyone know of small banks or credit unions in SE Michigan that do portfolio loans? Thank you,
So we're looking at getting a USDA loan for Eagle Mountain/Saratoga Springs. Where can i find a list of great mortgage lenders for these areas? It seems most of the major institutions, don't do RDA loans.
Looking for a "no doc" hard money lender in Las Vegas. I own my home outright, purchased for 130k six months ago. Interested in borrowing 60k for a 6-10 year term. Any help would be
I am looking for contruction loan lenders for a construction-to-permanent loan of about $350,000 to build on a property in Gainesville.
I'm Canadian moving to the US and have 30% downpayment ready for a home. I want to buy one as soon as possible instead of renting. I have read elsewhere you need 2 years of employment before you can get
House went of foreclosure on Aug, 15th, 2012 due to a divorce.
I heard that the Caruso home in Oyster Bay Cove is in forclosure. I am interested in it.
I am in the process of purchasing an investment property (condo) in Columbia, SC. My loan application with Bank of America Home Loans has recently has been halted due to a single entity at the project
I am considering a move to Athens in the next 18 to 24 months. I am Canadian, currrently living in Europe. I spent 7 years in New York in university and graduate school. I had some U.S. credit cards
I put $30K down on the home we are living in now, but I have been transferred. I know that I will barely break even when I sell. Since we are selling and have no money in savings, how am I going to buy
I have an income of almost $0 and a credit score of 660-680. Can I get a mortgage based on a non-occupant co borrower as a first time home buyer and only put down 3.5-5%? Is this also available for a
We recently refinanced our house (living here for 5 years). We weren't planning on moving any time soon, but a couple houses have come on the market recently that we're very interested in. We currently
We would like to consolidate some of our higher rate credit cards, but it seems like that most banks cap the LTV at 80%. Do any in the Maryland area go higher than 80%, higher than 90% ?
I bought a property of 10 acres in Oroville, CA March 2007. Always made payments on time with a owner finance loan. Put a 1995 manufactured home on permanent foundation, well, electric and permits. My
Looking to qualify for this loan and se if it is doable. I will send information throu gh email. Property is located in rural area and I would like to see if IT qualify. Thank you. location Oroville
Only 72 of the 184 units are completed before the new developer bought the undeveloped lots in the project. Only 15 of the 72 unit are non owner occupied. Complex has good reserves Borrower is
i foreclosed one of my rentals in feb'11 now I want to refi my other rental (loan 350K value 825K) can I do this?
We are in the process of trying to purchase an REO property that is not through HUD. Do FHA 203(b) loans allow a repair escrow if the house is not being sold through HUD?
The 4 condos were bought 10 months, 5 months, 4 months and the last one this month. How long do you have own before I can pull out 70% loan/value cash out?