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I am looking to buy a home from about 500 to 600k and my wife and I make a decent living. We don't have money for a down payment and saving is hard with our rent so high. We would rather a fixed rate
I have had several clients ask for mobile home lender, bIut have been underwhelmed by response and professionalism. Can you give me a source with some background info? Thanking in advance!!
HARP is not an option because we refinanced to add my name onto the mortgage with my husband's a month after the cutoff. we owe 194k and zillow says townhouse is worth 230k so we have about 84% LTV. Don't
If you buy a home FHA and never live in is that loan fraud? This is California and was rented out to section 8
Hello there and thanks in advance for anyone's advice. I'm interested in buying a house -- new construction that will cost $100,000 total. I've got outstanding credit (800) and I'm prepared to put 20%
have temporary modification with HFC they have sent application requests to wrong addresses lost a mortgage payment taken my 1st modification payment and payed lump sum insurance making me 1 mo. behind etc.
figure it out on your own?
Thank you everyone who answered my question yesterday. I have seen a lot of the listings and want to know who to go to for financing construction high rises. Who specializes in that type of lending?
I have seen a few different formulas depending on as-of date. Can anyone tell me or point towards an updated formula or calculator? Excel would be great... I am trying to figure out how much I need
Need construction loan and permanent financing; Credit >740. Low debt to income; Income >$240K/yr. loan amount appx $400 - 450K. have been denied by big banks due to the "non-traditional" features of
I'm looking at buying a NON FannieMae owned property that needs renovations and do not want to go the 203K route so I can avoid mortgage insurance. As I understand it the only other option out there is
We are current renters and our lease is coming to an end, and we are ready to look into buying. Our credit scores are low, around 600. We are working on rebuilding our credit and are currently working
I'm looking to do a construction loan or a jumbo loan in Anne arundel county. I only have 1 years tax return to use, though. Income is roughly $170k-$180k. 700 credit score. $150k in the bank. I can
My family has outgrown our current home. We found a home that we really want to purchase. We are buying it directly from the current owner, who has discounted her asking price by what she would have
Hello - I'm a first time buyer and I know prior we had the tax credit, unfortunately that is over. i wanted to know what other programs, benefits, help are out there for first time buyers? Thanks in advance!
One of the PRN jobs I work 5 days a week and the other PRN job I work only on Saturdays. I am in the home health industry and they tend to shy away from hiring medical professionals full time due to medicare
Should I get "pre-approved" or "Pre-Qualified" before doing "serious" searching? If so which would be better - and how would I know how to get the "best" finance
I'm a new trust deed/mortgage investor with money to lend and want to work with an experienced broker in Rhode Island.
We found a home in Muscogee County and looks like the offer may be accepted. Will need a HOMEPATH RENOVATION lender - looking for the best one - any recommendations (e.g., Colonial Nat'l Mortgage, Fidelity
Investor owning 11 financed properties is looking for refi help - loan to value for these properties is good. Cash out is a possibility.
We purchased our home in Port Chester with an FHA loan in Aug 2012. We should have gotten a 203k loan but were sadly misinformed by our lender to say the least. We would like to do major work to the home
My wife is joining as a post doc on a J-1 visa and I'm on a F-1 visa OPT we both have excellent credit history and have lived in the US for the past 11 years. We are willing to put down 20% of the
I will be receiving 25k once I separate. I understand that it will be taxed and I will have about 18k after taxes. I have an additional 5,000.00 in savings. Currently I have debt of 300.00 month.
We are looking for a mortgage broker/loan officer to consult with since places like lending tree and quicken will offer us a mortgage after Aug. 10th, we would like to work with someone local, but not
My offer was passed up although I provided financing through another institution. The listing agent only gave me a few hours to come with the letter and eventually passed me up as I did not get the letter
I have LP approve eligible on the 1st. Low mid of 690.
I need to do a heloc to get cash out of a paid off invesment duplex. Scores are in low 600 due to some credit card debt card that were over 50% (due to all repairs done to it or another house). Anyone
The current economy has many buyers worried and mortgage rates going up may hurt the market again.
Looking for a single family home, 3 bdr. 2 full baths, in or outside of Mechanicsburg. Haven't sold our house yet, but we are waiting for our daughter and Son-in-law to establish themselves before we come
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I already own a house and have loan on it. If I sign the document, will my credit be affected? Will my tax return be affected?
I have up to $100,000 to put down, but most of the condos I'm looking at are under $150,000. I'd like to put the entire $100,000 down.
My husband has been out of job for around 20 months now. We kept our mortgage current for the first 1 year until we can't do it anymore. He got a job offer recently and has to relocate to Raleigh
i have found a 6.25% rate (no points) for a 30 year jumbo. anything better?
I am not in Texas, but this kind soul reached out to me with a question about where she might be able to secure financing for a mix-use (commercial & residential) real estate. I don't have direct contacts
My father in law is a retired person and his sons do not have good credit. Our loan agent asked me to be non-occupant co-borrower on refinance.I already own a house and have loan on it. If I sign the document,
I worked like an intership and earned my position I have now what do I do? will they accept my application ?
he's paid X amount per job (new motor install is a set rate commission if he sells it). he's been paid this way for close to 10 years. We recently moved to the Charlotte area and he's employed in the
I am interested in purchasing some investment property in the Houston area and I am wondering if it is possible for foreign buyers to obtain a buy to rent mortgage from US lenders. If so is it a difficult
My loan after down payment is 180000. Can the remaining closing costs be added back into the loan?
Which direct lender/broker relationship does limited doc and what does the rate look like? I have a 580k l/a great reserves with excellent cash flow
I'm retired and want to relocate to a different state and It would be so much easier for my son to buy my home. Are there any options?
My parents are giving me $20,000, but I already have accepted offer, so I can't season the funds. I was going to have enough for the down payment myself, but then I had to give $2000 in earnest money,
Looking for best mortgage loan program for us. Or recommendations of who to talk to. Looking for best program or good recommendation of who to talk to the will look out for our best interest and not just
I'm looking for an oppty in RE that I can do in the eves or on wknds. I'm willing to obtain a lic or cert but I'd like feedback on suggested options to pursue i.e. loan originator, title searcher, etc.